If someone offered you $25k to graduate one semester early, would you do it? Student Loans |
- If someone offered you $25k to graduate one semester early, would you do it?
- Applied for my fafsa on the 4/28/2021, Will schools still give me aid even after I accept my admissions there after May 1st?
- I have about $12k (30%) of my original $40k in student loan debt left to pay. I’d be grateful for anyone willing to look at my remaining balances (linked below with more info) and share their advice with me about how best to proceed. Thanks!
- How Can I Lower My Monthly Payments to Sallie Mae?
- Input on student loans and new situation
- Canadian loans and Crown Collection Agency
- Do you *have* to pay your student loans off if you can?
- 35K in Student loans for Nursing School
- Prospective nursing school student!
- Great Lakes added new, accrued interest to my Stafford loan
- Household income
- What should I do? Sub and unsubsidized loans
- help with 2k loan repayment options.
- MOHELA - Paid $2,000 off my loans but not reflecting in loan balance?
- Help finding MBA Grants and Scholarships
- SBI Student Loan
- Best loans for international
| If someone offered you $25k to graduate one semester early, would you do it? Posted: 01 May 2021 04:29 PM PDT Hey folks, I'm debating right now whether to graduate one semester early. I currently owe about $17k in unsubsidized loans and about $40k in parent plus loans (which I plan to take full responsibility for). I have a full time job lined up after I graduate. The issue is, I have no friends. Not many close friends at least. Sometimes it feels like I don't have a community to be a part of, I've just felt so incredibly lonely the past year and a half and the COVID pandemic has not helped. I attend a big state party school too and I feel so out of touch. So I did the math, if I were to graduate in December, I would make about an extra $25-30k the first 5 months of my job versus if I were to stay at my university and rack up debt, with the hope that it would be easier to make friends. Does anyone have any advice? Thanks guys. [link] [comments]  |
| Posted: 01 May 2021 08:21 AM PDT |
| Posted: 01 May 2021 10:37 PM PDT -Dealing with some new debt and just want to be sure I have my ducks in a row -Earn: $80k/yr -Pay: $450/mo on Sallie Mae loan (default amount / mo. = $170) Here's a screenshot with how I stand in terms of my student loans. —It's not great bookkeeping, of course. For example, the "Paid" like is just [my original amounts - current balances], so I've paid lots more in interest. Even so, I just wanted to check in / get some advice: —Am I missing any glaring opportunities for savings? —Should I just keep going down the list by interest rate? —Is it worth trying to consolidate my federal loans ($7.5k of $20k remaining)? —Is it worth trying to get my remaining $3k (of $16k) out of Sallie Mae? I appreciate any suggestions / feedback. Thank you. [link] [comments]  |
| How Can I Lower My Monthly Payments to Sallie Mae? Posted: 01 May 2021 10:29 AM PDT Hi there, I'd like to apologize in advance if this rambles; I'm very scared and nervous about all of this. I have about $30,000 in student loan debt, 3 separate loans in total. Sallie Mae wants me to pay a little over $1,250 a month. That's literally double my rent, and I don't see any way that it's possible to comply. I've asked them for lower payments for a longer period, and they didn't budge. They offered forbearances, but that's it. I'm looking for any suggestions on what to do from here. [link] [comments]  |
| Input on student loans and new situation Posted: 01 May 2021 02:48 PM PDT So I started with 148k in loans 2 years ago, down to like 108k now. 68k fed, 40k private. I've been putting 1k every check towards my loans. I'm in the health-care field as and I just signed a new 3 year contract with a hospital in which they will pay 5k a year in loans, or like 450 a month. I'll probably renew my 3 year contract multiple times as the job is good. My plan is to refinance my private loans to a long term and make the minimum payment be like 247 and try to get my federal loans be like 250 or so. This will allow for me to pretty much have my loans paid by my job. All the money I would be paying in loans (the 1k a check) I would put into EFT stocks to let it grow. Ifff anything happens all this money for me in theory would be to gon straight back to the loans. Any input? [link] [comments]  |
| Canadian loans and Crown Collection Agency Posted: 01 May 2021 10:12 PM PDT I got a letter saying that a collection agency from the Crown is after my student loans. I owed 3 different types of loans. I have been paying off 2 regularly, but forgot about the existence of the 3rd one. I forgot to attach it to my bank account for monthly deductions. They are all federal and provincial loans. 1 for Alberta and 2 for Canada. Can I just directly send money to the government via my bank account? I have the payee information and account numbers. Or must I go through the collection agency? I heard that they are difficult to deal with. Yes I have the amount to pay it all off at once. $8,000 [link] [comments]  |
| Do you *have* to pay your student loans off if you can? Posted: 01 May 2021 08:47 PM PDT Lets say you inherit a million bucks, and you have 200k in student loans. Your income is low, therefore you are on IBR making low monthly payments. These payments will realistically never pay off the loan within the 30 year loan term. Do you legally have to pay off your student loans if you have the ability, such as in this scenario? Wouldn't doing this kind of thing be concerned fraud? This isn't my situation sadly, I've just always been curious. [link] [comments]  |
| 35K in Student loans for Nursing School Posted: 01 May 2021 05:18 PM PDT I'm wondering if anybody knows if 35K is a good about of student loan debt to have when graduating as a nurse? I'm in the Midwest if it makes a difference. I don't want to graduate school with a huge amount of loans, and I'm not sure what the average student loan debt is for nurses. [link] [comments]  |
| Prospective nursing school student! Posted: 01 May 2021 12:32 PM PDT Hey everyone! So this year I turn 24 this year and I'll finally be able to apply to the fafsa as independent. Before I was under my parents and my dad made a lot of money so I wasn't really able to get anything from fafsa. My questions is now that I qualify for it on my own taxes and I make less than 32,000 a year, will I get a good amount of money? Do you think I'd be able to live off this money when I get into nursing school? I am just so stressed about how I'll afford everything (even in a community college) and balance work and school and rent. Thanks for reading this and any thoughts would be helpful :) [link] [comments]  |
| Great Lakes added new, accrued interest to my Stafford loan Posted: 01 May 2021 11:45 AM PDT Hello, I checked my Great Lakes account today and saw that they had added a new, accrued / unpaid interest (~$200) to my Stafford Loan even tho it's not September yet. I did check my account last week and there was no unpaid interests. Anybody else has this problem? Thanks! [link] [comments]  |
| Posted: 01 May 2021 01:59 PM PDT I am thinking about going back for my masters and they offer scholarships asking for my household income. I have lived with my boyfriend for the past 6 years. We keep our finances separate and file taxes separately. Am I lying to say my household income is just my own? Would getting married but staying financially separated change this? [link] [comments]  |
| What should I do? Sub and unsubsidized loans Posted: 01 May 2021 12:55 PM PDT Should I decline or take those loans that the school is offering [link] [comments]  |
| help with 2k loan repayment options. Posted: 01 May 2021 07:53 AM PDT I have a 1,750 dollar student loan that defaulted 2-3 years ago. Since then I have made no payments at all on it. It grew interest. And is now at 2k dollars. Since covid it is no longer growing interest in its defaulted status. So I've decided its time to pay it off. I am able (with a loan from a family member) to pay this 2k dollars off in full currently. However while talking with the loan company she explained to me that if I enroll in loan rehabilitation, and complete the nine month repayment plan that the defaulted status will be completely removed from my credit history. Whereas if I were to pay the loan in full it seems this would not be the case. To me it seems like it will be better for me and my credit score to not pay the loan in full, and to start the rehabilitation process. I'm 23 and don't plan on needing credit for anything major (house/big purchases) (maybe just a car that i can easily get a good credit family member to cosign for) and plan on going back to school asap except this defaulted loan is preventing me from getting federal aid. Id like to go back to school in the fall 2021, but the 9 month payment plan i believe would prevent that for me. So my situation is pay it off in full, be able to go back to school in fall, but the defaulted status will be on my credit score still. Do loan rehabilitation, skip yet another semester (perhaps even 2) but be able to have this removed from my credit. Any tips on which option is best? [link] [comments]  |
| MOHELA - Paid $2,000 off my loans but not reflecting in loan balance? Posted: 01 May 2021 10:21 AM PDT Hey guys, first time posting here so sorry if I'm not following any guidelines correctly. However, I obtained two separate student loans with MOHELA for my undergrad (unsubsidized) for a total of $5,681.00. In the payment history of their website (plus my emails and bank statements), it says I have paid them exactly $2,000.00. However, my loan only fell down to $5.481.00. What can I possibly do, this is extremely weird! To make matters even more weird, I just noticed that only one of my posted payments has a confirmation number while the rest do not and it says that all payments were applied to principal. Did I just lose $2,000 for nothing? Please help! [link] [comments]  |
| Help finding MBA Grants and Scholarships Posted: 01 May 2021 09:30 AM PDT Good Afternoon r/StudentLoans In short, I am applying for an MBA program in TN for the fall semester 21. Is there an online resource where I can input my demographic and experience information to get matched with grants and/or scholarships? [link] [comments]  |
| Posted: 01 May 2021 08:33 AM PDT I have applied for SBI edvantage loan of 30 lacs for Masters in UK. My father (coapplicant) is self employed and has an ITR of 2.3 lacs and 4.1 lacs. What are the chances of my loan getting sanctioned if we offer a collateral of market value 50 lacs? [link] [comments]  |
| Posted: 01 May 2021 07:26 AM PDT International wanting to study in US. I will be starting my bachelors and I'm hoping to get a loan of 10 to 15000 usd, what's the best lender website out there, I'm really new to this stuff so I really need some guidance. Plus, what are the legalities, pros and cons of all this. [link] [comments]  |
| You are subscribed to email updates from /r/StudentLoans: Reddit's hub for advice, articles, and discussion about educational loans. To stop receiving these emails, you may unsubscribe now. | Email delivery powered by Google |
| Google, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States | |
No comments:
Post a Comment