Weird Thanksgiving post Student Loans |
- Weird Thanksgiving post
- Feeling grateful for loans… NOT!
- Should I pay off 2 of my loans or just 1? Loan amounts with interest rates included.
- Getting good rates with a job offer
- Estimated interest accural over loan term
| Posted: 25 Nov 2021 12:02 PM PST It's 2 pm and I'm holiday toasted so here goes: I'm thankful for my horrible student loans in the sense that I couldn't be in the position I'm in today without them. I paid a pretty penny for law school but it got me a job that can reasonably repay back those loans in 3-5 years. Anyone else feel similarly about them? Eventually I hope the idea of expensive college will feel as antiquated as unicycles and bowler hats, but for now, I'm glad I had them to set my family up for a prosperous future. [link] [comments] |
| Feeling grateful for loans… NOT! Posted: 25 Nov 2021 07:13 AM PST Actually, Feeling grateful for loans being in the rear view mirror. For those of you climbing loan mountain, keep going. You got this. Climbing that mountain was really difficult. However, I am grateful for the journey. Through the experience my wife and I learned how to work together as a team. We matured and We learned valuable money skills. I know that the efforts we made to face the suffering head on made us better. Plus, along the way we've learned that money isn't the point of life. There are way more important things than money, and we are thankful for those things today. Happy Thanksgiving 🍽🦃🍁 [link] [comments] |
| Should I pay off 2 of my loans or just 1? Loan amounts with interest rates included. Posted: 25 Nov 2021 11:33 AM PST I have been saving rather than paying down the principal since March 2020. I was notified today that my loans will be going from FedLoan -> Mohela, which has me thinking about paying off a chunk of them prior to Jan 31. The loan breakdown is below, for context: Dir Unsub $4,680 @ 6.8% My savings is just shy of $25k. I can't remember how much the monthly payments would be once they kick in but I'm imagining they'd be anywhere between $350 & $500 a month to be paid off by Jan 2026. My 6-month safety net is around $12k, so my thought process is to pay off the $6,226 loan and use the remaining $6500 to start investing in the stock market, with a goal to buy a home within 5 years. Seem like a safe bet, or should I knock out that $5,761 as well? I've been told to 'pay yourself before you pay your debt' but one could argue paying off that additional $5,761 before interest kicking in is paying myself... in a way. [link] [comments] |
| Getting good rates with a job offer Posted: 25 Nov 2021 09:11 AM PST Hey Everyone, So I have a job offer from Facebook (now Meta) that I've accepted and plan to begin working after the next semester. Would it be possible to get really low rates now that I have a job offer? Facebook is ready to provide a work verification letter if needed. It would be really helpful as I haven't finalized the loan for my last semester yet. [link] [comments] |
| Estimated interest accural over loan term Posted: 25 Nov 2021 08:46 AM PST So it added more money on top of that so after 1/31/2022 its gonna be more? [link] [comments] |
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