Got admitted to the hospital for alcohol intoxication. How do I go about using my parents' health insurance privately? Insurance |
- Got admitted to the hospital for alcohol intoxication. How do I go about using my parents' health insurance privately?
- I can’t tell if this is a legit car insurance person.
- Credit and car insurance
- What is my situation looking like.
- Uninsured due to ignorance and weather
- Storing car for winter. What to do about registration and insurance in Massachusetts?
- How to get exact details on charges in the claim
- Disputing CLUE report "at-fault accident" from several years ago. Is it feasible, or waste of time?
- Is this considered good coverage for renters insurance?
| Posted: 04 Nov 2018 12:45 AM PDT Hi, I was out with friends last night, and I guess I had too much to drink. I woke up in the hospital, but I was unable to provide health insurance info as i did not have the card on me. I am planning to call the hospital billing on Monday to provide that. In the meantime, though, I am wondering how I could navigate this situation? I'm 21 and still on my parents' health insurance. I have the money to pay for the full costs out of pocket, but I would like to reduce the cost and use my health insurance. That said, how could I go about making sure my parents don't know about what happened? I understand the bill doesn't say the exact reason for my visit per HIPAA rules, but I still don't want them to deal with the bill or anything. I am taking full responsibility and acknowledging that I messed up, and I want to pay it myself. We have Blue Cross Blue Shield (in California). I tried registering online, but it didn't seem to work. Does anyone have experience with this? I read online I should contact my insurance and try to have my Explanation of Benefits mailed to me. Would that be enough, or would my parents still be notified in some way? Thank you all in advance for your advice. I know this was a dumb thing to happen, and obviously I regret it, but there's no going back and changing it. I just want to know how to move forward from here. Please feel free to ask any clarifying questions! Thank you :) [link] [comments]  |
| I can’t tell if this is a legit car insurance person. Posted: 03 Nov 2018 10:50 PM PDT This driver hit my car and the guy said he can't find the insurance paper in his car. I gave him the benefit of the doubt and he told me he will have his insurance contact me since I told him I only have liability covered. His insurance contacted me, but it seems as if there's only one person in the room (insurance guy). I did not hear any background noises at all every time we spoke to each other. The man from his insurance said it's horizon insurance and their phone number is (214) 459-9122. I tried searching it up on google but nothing came up. [link] [comments]  |
| Posted: 04 Nov 2018 12:13 AM PDT I read that credit effects the car insurance rate.So what would be the worst rate for someone with bad credit and good credit.I know it depends on vehicle as well lets say it is just a simple pickup or car. [link] [comments]  |
| What is my situation looking like. Posted: 03 Nov 2018 11:18 PM PDT Had a crash around an hour ago, wanted to know what excess I might have to pay and if I'm at fault. Parked on the side of the street, turned on car and indicated for three seconds to pull into the left lane, was unable to see car in my blindspot as there was sunstrike. Pull into the lane and was hit at the front of the car by the other drivers front. Minor paint damage/transfer on my car, paint transfer on the other car and a snapped tire plate. How do I go about this claim? [link] [comments]  |
| Uninsured due to ignorance and weather Posted: 03 Nov 2018 07:20 AM PDT I recently decided to use my home as a rental property. When I changed over the insurance from homestead to rental I decided to save some money by having the new insurance policy start a month later (since no one was living in the property anyways). My new insurance policy starts then I come to find out that they are cancelling my policy. Turns out insurance companies REALLY don't like periods where the house is uninsured (called "lasting coverage'?). They also do not like the fact my driveway is cracked. I've contacted 6 driveway companies and they all told me they can begin working in the Spring due to the current and predicted weather. So my insurance history has a big red flag and my driveway is not in a insurable condition and looks to be that way for a long time. Does this mean I will have to go uninsured until Spring? Can I find an insurance company that will work with me and my red flag? Edit: Thanks for all the replies! I live in Michigan. I've contacted Progressive about my situation, mentioning excess and surplus lines, and they will try a specific provider on Monday. I was also given info from a friend for another provider that I will call on Monday. Its frustrating that when I changed my insurance the company setting me up with the new policy did not mention that I should start on the end of the previous policy. [link] [comments]  |
| Storing car for winter. What to do about registration and insurance in Massachusetts? Posted: 03 Nov 2018 10:51 AM PDT I will be storing my BRZ in my garage for the winter and am trying to figure out what to do with the registration and insurance. I cannot find any information if MA will allow you to suspend the registration while the car is not being driven. Can I just remove the car from my insurance policy while it sits and re-add once I am driving it again in the Spring? [link] [comments]  |
| How to get exact details on charges in the claim Posted: 03 Nov 2018 08:30 AM PDT Today I received a claim (EOB) from my insurance for hospital charges on my wife's pregnancy. I that claim I see generic terms like drugs, medical exam, laboratory, etc and the charges associated with each of these. How can I know what exact drugs were given, what medical exam was done and which lab services were provided? EOB doesn't give me this information. Who can provide me that information or is it my right to get that information from hospital? I want to tally charges with the actual services provided at the hospital. [link] [comments]  |
| Disputing CLUE report "at-fault accident" from several years ago. Is it feasible, or waste of time? Posted: 03 Nov 2018 07:33 AM PDT So, I've been looking around for information and trying to figure out whether I am wasting my time and energy on this. Apologies if this is not the right place for this kind of question, LexisNexis is currently closed for the weekend so I can't even ask them. It is that time of year to renew my car insurance policy and in turn shop around for better rates. I have an accident on my record from 2017 which was absolutely my fault, so no question there. I have one more accident on my record from 6/2016 which was classified as "at-fault", but I am wondering whether this is accurate. If not, I've been paying a lot more than I should have been, so I'd like to see if this is disputable before purchasing another policy this month. I was on the freeway when I evidently ran over a piece of road debris. It turned out to be a brake pad from another car. The brake pad punctured my tire and was embedded in my wheel, rendering it destroyed. I needed to replace the wheel and tire which cost ~$1,300, so I filed an insurance claim. My insurance company said that this is "my fault" because there was no other driver involved. I argue that there was another driver involved, the person who left their damn brake pad on the freeway. Am I wasting my energy in being indignant about this? Are they more saying that there wasn't another insurance company involved rather than another driver? You can't see a brake pad in the road while going 70 mph. But I had to tap from my insurance policy, not the other person's. The insurance company said that this info was collected from a CLUE report which is compiled by LexisNexis. Does anyone have any experience disputing the classification of something like this? Edit: Thanks for the comments, the consensus seems to be that I have no recourse. Hopefully the next renewal in 2019 will be easier to swallow. [link] [comments]  |
| Is this considered good coverage for renters insurance? Posted: 02 Nov 2018 06:53 PM PDT Should I make changes to my coverage or is this considered good coverage to have? https://imgur.com/gallery/xvb8JpS [link] [comments]  |
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