Daily General Discussion and spitballin thread - November 01, 2021 Investing |
- Daily General Discussion and spitballin thread - November 01, 2021
- Daily Advice Thread - All basic help or advice questions must be posted here. November 01, 2021
- Labor Shortage is the biggest concern for tech companies
- AMAT + AMD instead of Nio + QS, is this a good bet?
- Moving rainy day funds to a TFSA, need guidance
- Buying and holding UPRO for a highly aggressive portfolio, thoughts?
- Need a chart comparing commodities by inflation/relative value.
- What are your thoughts on managed property investing?
- What is the best way to understand and become a great wealth/asset manager?
- Are trading/investing classes worth it?
- Wash Sale Q ; Sell whole position Dec. 30; buy back Jan 30?
- Why does every guide I read about Bond Ladders assume a one lump sum?
- Why do stocks have any value?
| Daily General Discussion and spitballin thread - November 01, 2021 Posted: 01 Nov 2021 02:02 AM PDT Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! This thread is for:
Keep in mind that this subreddit, and this thread, is not an appropriate venue for questions that should be directed towards your broker's customer support or google. If you would like to ask a question about your personal situation or if you are asking for advice please keep these posts in the daily advice thread as that thread is more well suited for those questions. Any posts that should be comments in this thread will likely be removed. [link] [comments]  |
| Daily Advice Thread - All basic help or advice questions must be posted here. November 01, 2021 Posted: 01 Nov 2021 02:01 AM PDT If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq And our side bar also has useful resources. Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! [link] [comments]  |
| Labor Shortage is the biggest concern for tech companies Posted: 31 Oct 2021 07:10 AM PDT 57% of tech executives responding to CNBC's Technology Executive Council survey said finding qualified employees is the biggest concern for their company right now. Qualified tech employees is the biggest concern for the companies right now. I do experience the same at work - there is no good people at all. Do you think that would cause any growth concerns for the tech industry? If yes - who's going to sufferer the most. Do you account for that in your investment portfolio? [link] [comments]  |
| AMAT + AMD instead of Nio + QS, is this a good bet? Posted: 01 Nov 2021 03:04 AM PDT All, I currently have long positions in NIO (buy price = $55) and Quantumscape (buy price = $52). I am thinking of taking the hit and putting whatever's left after the losses into AMAT and AMD. Overall, I am quite bullish on AMAT and AMD and they have the necessary growth to provide good returns in longer term. The question is, what's the outlook for NIO and QS? I will admit that I bought these on speculations and have been holding them for about 9-10 months. Are they expected to turn around over next few months or would moving my money to AMAT + AMD be a better option? [link] [comments]  |
| Moving rainy day funds to a TFSA, need guidance Posted: 31 Oct 2021 08:53 PM PDT Context;
My Rainy day fund (5 months of basic expenses) as been sitting in my bank account for ever, and I find that very difficult to see this money not growing. My emergency fund is complete, and my rainy day fund is essentially for if I'm unexpectedly unemployed and without benefits, which is unlikely in Canada. So I want to move the near totality of it into an TFSA, made up of low-risk index, which should be accessibly enough for the purpose of a rainy fund, correct ? Would you condone such a move ? If so, where would you invest this money, that'd be lowrisk? Who offer a good plateforme for a TFSA ? I was thinking of simply using a Wealthsimple account and manage it myself. [link] [comments]  |
| Buying and holding UPRO for a highly aggressive portfolio, thoughts? Posted: 31 Oct 2021 04:16 PM PDT Hello, so after maxing out my roth IRA I figured I'd put my money in a taxable account that's much smaller than my regular roth ira. My roth ira is 100% VTI. for my regular taxable brokerage account, I figured I'd have some fun and go high risk/high reward. Furthermore, I'm 21 years old so my time horizon is much larger than most peoples. currently it only has AAPL, but I plan on adding about $500 worth of UPRO. I find this investment very interesting because I'm very bullish on the S&P 500, and a small investment of lump sum $500 is astounding. the best part about this is that a small amount can lead into something gigantic, 500 isn't really a lot, and it turned into more more double in a year from 2020 or nearly 3k in 5 years from 2016. Now, I know, I know, "past performance is not indicative of future performance", and people mention things about crashes and decay. truth be told, I don't think the market is in the same spot it was back I'm the 1920s crash, and even during covid, it survived. furthermore, the stock market has circuit breakers that just shut off if anything goes near a cataclysmic crash in a day. I think with leverage, small amounts can turn into gigantic returns, and if it's something such as the top 500 companies, you can't go wrong with that. However, if not for lump summing amounts into UPRO, what are some other ways to go for high risk/high reward? [link] [comments]  |
| Need a chart comparing commodities by inflation/relative value. Posted: 31 Oct 2021 05:56 PM PDT Need a chart comparing commodities by inflation This has been surprisingly hard to find. I'm looking for a chart to see relative inflation among common commodities so as to determine what is most undervalued at the moment (like silver compared to other metals). I want this chart to include PM but several other top commodities that can be invested in. Idea is to invest in the least inflated (undervalued ones) Let me know if you can find such a chart and if my reasoning to invest in less inflated commodities is correct. Thanks [link] [comments]  |
| What are your thoughts on managed property investing? Posted: 31 Oct 2021 03:09 PM PDT I'm living in Europe, but I'm interested to hear your opinions and experiences. In the last year, I've received a fair share of Instagram ads informing me about real estate investment offers, where the properties are managed (e.g. a hotel or furnished apartments) and as an investor I'm allowed to also use the property from time to time. Usually the return claimed is around 1.5-3%. Usually, when I'm the person being approached about an investment opportunity I'm very sceptical: If it really were that good of an opportunity, why do you need to search for investors? At least for me, the up side would be that these can be funded with a mortgage with low interest of up to 1% (usually less). Does anyone know how sensible such investments can be and if they are worth it? I want to go into real estate and actually do not care a lot about it being less profitable, I'm already quite diversified. I see the big opportunity in cash flow and cheap leverage, but worry a lot about the management costs that might come with that. [link] [comments]  |
| What is the best way to understand and become a great wealth/asset manager? Posted: 31 Oct 2021 10:33 AM PDT I'm a finance and accounting grad and I'd like to go into asset management but it's not the main path that I've been considering, however, it does look interesting and definitely something I'd like due to its nature; analytical, decision making and it being obvious when you're doing well because you succeed, but I don't know how to actually proceed or develop my skills, hell, I don't even know what skills I should be improving or where. Another problem is that I live in the U.K. in a city that doesn't have many relevant job opportunities and I'm not planning on moving for at least a year or two. Any advice/recommendations? [link] [comments]  |
| Are trading/investing classes worth it? Posted: 31 Oct 2021 08:16 AM PDT I am a 26yo that has never started a savings account nor an investing account, my parents never taught me how important it was to save money and now I want to start investing in my finances. I just started investing about 2 weeks ago and planning to invest 200-250 each paycheck and at the same time increase my savings account, currently, I have about $250 invested with a gain of $30 making a total of $280. I've been thinking of enrolling in a couple of investing classes my college offers, they are about $150-$200 each, and its 3 classes in total, is it worth it to invest money in classes? [link] [comments]  |
| Wash Sale Q ; Sell whole position Dec. 30; buy back Jan 30? Posted: 31 Oct 2021 09:53 AM PDT Wash Sale Q ; Sell whole position Dec. 30; buy back Jan 30?I am an individual investor with a major loss on a stock that I love, but I definitely need to take that loss in 2021. There are some pending events that make me reluctant to sell even a day before I have to to get the loss. If I sell the whole position on Dec. 30 and then buy it back Jan 30, 2022, will this allow me to take my losses in 2021? Or do I have to have sold by Nov. 30 for the 30 day wait period to be up on Dec 30 in order to count the losses for 2021? Also, I've gotten caught in this situation several times in the past and had to count disallowed wash sale losses on my taxes. I've since gotten out of all those positions but don't know how to add the losses back into my basis for this year. What IRS form do you use and which lines are affected? Thanks so much for any help you can offer! [link] [comments]  |
| Why does every guide I read about Bond Ladders assume a one lump sum? Posted: 31 Oct 2021 04:20 AM PDT I have been reading on and off about bond ladders and every guide I find starts off with something like "Suppose you had $50,000 to invest in bonds". It seems rather unrealistic how that would be the case. It also assumes no ongoing cashflow. Is this all done for the sake of making the numbers easy to understand in the guide? Or is there a valid reason to make a bond ladder a "one and done" event? Could I make a bond ladder as follows? Start by buying a 5 year treasury. Wait a year and then buy another 5 year treasurey. Wait a year again and by a third 5 year treasury. Wait and buy a fourth. Then a fifth. In year six the first bond matures so reinvest it but now buying two five year treasuries. Next year reinvest one and buy one. Next year reinvest one and buy one. Again. Again. In the 11th year, reinvest 2 and buy 1 new. Next year reinvest 2 and buy 1. Again. Again Again. In other words, each year reinvest whatever number of bonds are maturing and add one. What am I not understanding? [link] [comments]  |
| Posted: 31 Oct 2021 11:04 PM PDT I don't understand why individual shares in a company have any monetary value. I get that you own a tiny piece of the company and that it's based on the value of the company as a whole but why is each share worth anything? Besides maybe a dividend you will never get anything in return for owning a piece of a business unless you find someone else who wants to buy it from you. Even if the business is sold to another company the shares you own don't change, the company they belong to does. Can someone help me understand? [link] [comments]  |
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