Daily General Discussion and spitballin thread - August 02, 2021 Investing

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• Daily General Discussion and spitballin thread - August 02, 2021
• Daily Advice Thread - All basic help or advice questions must be posted here. August 02, 2021
• Gold outlook for Q3/Q4 21 and 2022
• Any tips/resources for "direct indexing" - mimicking an index fund with my portfolio?
• Intel Due Diligence (INTC)
• Why do people keep mentioning boglehead 3 fund portfolio?

Daily General Discussion and spitballin thread - August 02, 2021 Posted: 02 Aug 2021 02:01 AM PDT Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! This thread is for: General questions Your personal commentary on markets Opinion gathering on a given stock Non advice beginner questions Keep in mind that this subreddit, and this thread, is not an appropriate venue for questions that should be directed towards your broker's customer support or google. If you would like to ask a question about your personal situation or if you are asking for advice please keep these posts in the daily advice thread as that thread is more well suited for those questions. Any posts that should be comments in this thread will likely be removed. submitted by /u/AutoModerator [link] [comments]

Daily Advice Thread - All basic help or advice questions must be posted here. August 02, 2021 Posted: 02 Aug 2021 02:00 AM PDT If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following: How old are you? What country do you live in? Are you employed/making income? How much? What are your objectives with this money? (Buy a house? Retirement savings?) What is your time horizon? Do you need this money next month? Next 20yrs? What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?) What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?) Any big debts (include interest rate) or expenses? And any other relevant financial information will be useful to give you a proper answer. Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq And our side bar also has useful resources. Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! submitted by /u/AutoModerator [link] [comments]

Gold outlook for Q3/Q4 21 and 2022 Posted: 01 Aug 2021 01:13 PM PDT Gold vs SPY/QQQ has taken a beating over the past year, surprising analysts expecting outperformance from money printing, slowing outlook post-pandemic and late-stage cycle theories. At this point, Gold may be undervalued vs real rates/understated CPI. a) Do we think Gold is consolidating for a leg up? b) Thesis is convoluted because of demand/supply dynamics and transitory inflation <-> deflation? Does anyone have a positive outlook for Gold and other precious metals? Negative one? submitted by /u/P4ULUS [link] [comments]

Any tips/resources for "direct indexing" - mimicking an index fund with my portfolio? Posted: 01 Aug 2021 02:19 PM PDT I'm a US expat living in the UK. I'd love to be able to simply chuck my money into a couple of basic Vanguard index funds and leave it there, but I don't have that option because of various rules and regulations that leave expats high and dry. What I've been doing instead is just buying the top handful of companies that are present in most major index funds. And what I'm doing doesn't feel nearly as safe as a simple index fund. Any advice/insight/recommended links for people in this type of situation would be appreciated. submitted by /u/LordPoopturd [link] [comments]

Intel Due Diligence (INTC) Posted: 01 Aug 2021 06:02 AM PDT Introduction How did Intel's co-founder predict the semiconductor chip shortage of 2020-21? Intel has been making some big moves these past few months. CEO Patrick Gelsinger is doing everything from building infrastructure and acquiring companies to signing contracts and securing partnerships. Intel is on track to stay ahead of the competition. Moore's Law Moore's Law states three things: The number of transistors on a microchip doubles every two years Research and development increase the speed and capability of technology The growth of microprocessors is exponential. Who created Moore's Law? Gordon E. Moore, co-founder of Intel... Learn more about Moore's Law [here.](https://www.investopedia.com/terms/m/mooreslaw.asp) Government Intervention Timeline March 31, 2021 [Source](https://www.whitehouse.gov/briefing-room/statements-releases/2021/03/31/fact-sheet-the-american-jobs-plan/) White House proposes a $50B subsidy plan for research and development to strengthen the U.S supply chain under the CHIPS Act. The CHIPS Act (June 11, 2020) offers a tax income credit for semiconductor equipment and manufacturing. April 12, 2021 [Source 1](https://www.youtube.com/watch?v=sWAa10ljxLA) [Source 2]([Source](https://www.ttnews.com/articles/biden-reassures-chip-summit-bipartisan-support-new-funds) Biden joins the Virtual CEO Summit on "Semiconductor Supply Chain Resilience." Biden states that this plan is a "once-in-a-generation investment in America's future." CEOs who attended the meeting include General Motors CEO Mary Barra, Ford Motor CEO James D. Farley, and Alphabet and Google CEO Sundar Pichai. Companies invited to join the call were Dell, Intel, Medtronic Plc, Northrop Grumman, HP, Micron Technology Inc., Taiwan Semiconductor Manufacturing Co., AT&T, and Samsung. TL;DR- The semiconductor chip shortage has emphasized securing U.S global chip supply. The White House has laid out a $50B subsidy plan to help boost research and development in the semiconductor industry. The White House met with top CEOs from around the globe who seek a piece of the pie. Intel Major News Timeline March 9, 2021 [Source](https://itpeernetwork.intel.com/ibm-hybrid-cloud/) Intel partners with IBM March 23, 2021 [Source](https://www.reuters.com/world/asia-pacific/intel-doubles-down-chip-manufacturing-plans-20-billion-new-arizona-sites-2021-03-23/) Intel plans to spend $20B in development in Arizona April 12, 2021 Intel is in talks with Ford (F) and General Motors (GM) May 2, 2021 [Source](https://venturebeat.com/2021/05/02/intel-will-invest-3-5-billion-in-new-mexico-chip-factory/) Intel plans to spend $3.5B on development in New Mexico Intel plans to spend $10B on development in Israel June 22, 2021 [Source](https://www.reuters.com/technology/sifive-aims-challenge-arm-with-new-tech-pairs-with-intel-effort-2021-06-22/) Intel in talks to buy SiFive July 15, 2021 [Source](https://www.wsj.com/articles/intel-is-in-talks-to-buy-globalfoundries-for-about-30-billion-11626387704) Intel in talks to buy GlobalFoundries July 28, 2021 [Source](https://finance.yahoo.com/news/intel-ceo-we-have-100-companies-that-want-us-to-make-their-chips-120023723.html) Intel secures Qualcomm contract Intel partners with Amazon General Motors Contract May 6, 2021 [Source](https://gmauthority.com/blog/2021/05/general-motors-is-stockpiling-unfinished-vehicles-due-to-microchip-shortage/) General Motors has a stockpile of tens of thousands of unfinished vehicles without semiconductor chips The unfinished vehicles are stored in Mexico, Texas, Missouri, Indiana, and Illinois Ford Contract July 16, 2021 [Source](https://www.caranddriver.com/news/a37050732/ford-dealerships-chip-supply-shortage/) Ford also has a huge stockpile of unfinished cars that lack semiconductor chips Ford is running low on storage space Ford plans to ship unfinished vehicles to Dealerships Ford will pay for the training and labor costs at dealerships Key Financial Metrics (Current) Market Cap (MKT Cap)- 215B EPS (Dilution)- $4.50 Return on Equity (ROE)- 23.15 Return on Assets (ROA)- 12.30 Return on Investment (ROI)- 16.29 Dividend Yield- 2.59% Financial Statement Highlights (Current) Total Revenue (TR)- 77.7B EBITDA Margin- 32.06% Gross Margin- 55.6% Price to Earnings Ratio (PE)- 11.93 Price to Sales Ratio (PS)- 2.84 Price to Book Ratio (PB)- 2.56 Balance Sheet Highlights (Current) Total Liabilities- 69.39B Long Term Debt (LTD)- 31.71B Debt to Equity Ratio (DE)- 0.37 Competitors Taiwan Semiconductor Manufacturer (TSM) Samsung Advanced Micro Devices (AMD) Fabless Nvidia (NVDA) Fabless *Fabless means they don't produce their semiconductor chips Taiwan Semiconductor Manufacturing (TSM) May 2, 2021 [Source](https://venturebeat.com/2021/05/02/intel-will-invest-3-5-billion-in-new-mexico-chip-factory/) Taiwan Semiconductor Manufacturing (TSM) plans to spend $100B on-chip research and manufacturing TSM plans to build a new factory in Arizona May 31, 2021 [Source](https://fortune.com/2021/05/31/amd-tesla-contract-chips-infotainment-system-lisa-su/) AMD partners with Tesla Samsung February 10, 2021 [Source]https://www.anandtech.com/show/16483/samsung-in-the-usa-a-17-billion-usd-fab-by-late-2023) Samsung to invest $17B in development in the U.S Potential sites include Texas, Arizona, and New York Samsung has since lost key U.S customers like IBM and Qualcomm to Intel and Nvidia and Tesla to TSM. May 13, 2021 [Source](https://www.theverge.com/22597713/intel-7nm-delay-summer-2020-apple-arm-switch-roadmap-gelsinger-ceo) Samsung to invest $101B in research and development in the semiconductor market Bullish Case: Strong demand for semiconductor chips U.S $50B semiconductor industry subsidy plan Intel's Recent acquisitions, partnerships, and contracts Bearish Case: Asia is the current "epicenter" of global chip production The U.S is playing catch up Competition from TSM and Samsung Conclusion CEO Patrick Gelsinger has been making some big moves these past couple of months. Intel is securing its foothold in the semiconductor industry by building infrastructure, acquiring companies, and signing contracts. Intel wants to increase chip output and drive down its average costs to stay ahead of the competition. Intel is expanding into the automotive, consumer electronics, and foundries industry. Intel faces stiff competition from Taiwan Semiconductor Manufacturing (TSM) and Samsung. All three companies have announced plans to increase research development by 2023-24. Moore's Law is key to understanding how the chip shortage occurred and how to prevent it from happening again. Intel, TSM, and Samsung have all announced multibillion-dollar research and development plans in the U.S. The market for semiconductor chips is increasing exponentially. The U.S has been falling behind countries like Asia in the global semiconductor market. The U.S aims to secure global chip supply through its U.S $50B subsidy plan. The subsidy plan will boost the research and development of semiconductors in the U.S. Companies like Intel, TSM, and Samsung are now chomping at the bits. The global market for semiconductors is growing exponentially. The recent semiconductor chip shortage is proof of Moore's law. The U.S plans to expand into the global market through a $50B subsidy plan to attract research development to the U.S. Chips are as essential to our everyday lives as water. You control the chips, you control the future. \*This is not investment advice. I am not an expert. Do your research.*** submitted by /u/InvestorCowboy [link] [comments]

Why do people keep mentioning boglehead 3 fund portfolio? Posted: 01 Aug 2021 09:55 AM PDT Every time I hear someone mention about building a hands off portfolio or they don't know anything about investing.... someone always mentions the boglehead 3 fund portfolio. Unless you have your money in a target dated fund, do you actually know anyone who exclusively uses the 3 fund boglehead method? I don't know a single person who uses because its dated. If your telling a 20 year old that they need 20% of their investments in bonds....you need to re-examine yourself because you just gave probably the 2nd worst advice, the worst being don't invest....sure when Boglehead came up with the idea bonds were paying decent, but that hasn't been the case for going on 20 years now.......and telling ppl to put 10-20 percent in international......when its lagged behind the us markets, and even when its out preformed its hasn't done it enough to offset the years to fell behind.... submitted by /u/chopsui101 [link] [comments]

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