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    Tuesday, September 1, 2020

    Realtor says Im too nice - Leaving a sheet of repair people, paint, and lightbulbs/hardware Real Estate

    Realtor says Im too nice - Leaving a sheet of repair people, paint, and lightbulbs/hardware Real Estate


    Realtor says Im too nice - Leaving a sheet of repair people, paint, and lightbulbs/hardware

    Posted: 31 Aug 2020 08:13 AM PDT

    So, my house is closing in the next 10-14 days. I assembled copies of each repair, made a laminated sheet of my plumber, electrician, HVAC, lawn guy etc as well as list of good take out and things. I figured shed want them and be able to get someone familiar should something need service in the future.

    I labeled all the paint cans with which room they go to, and the hardware for stuff like the ceiling fan if she wants it higher or lower, and labeled all the light bulbs for which fixture they go to.

    Says I'm being too nice and I don't have to leave any of it. Now my paranoia kicks in and I wonder if it is off putting? Should I not? Or is it okay to leave? I know I'm Crazy so I'd love.something like this.

    Edit: I also redid the kitchen, bathrooms, and floors 3 years ago so I included the name/# of the contractor as well as verified the work would be covered by the new owner if anything went wrong and let him know I sold. It is, and I included the full scope of his work and details.

    Edit: checking during lunch and this blew up. Ty for the e-hug as well. <3

    Edit 2: I dont think my Realtor was being an intentional jerk. I think it was more of a you really don't have to/dont worry about it type thing.

    submitted by /u/Vartonis_LH
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    The importance of a thorough final walkthrough - almost learned the hard way!

    Posted: 31 Aug 2020 06:39 PM PDT

    Had my final walkthrough on my new condo at 9:30am today before a closing at 11. I've been in escrow for three weeks (fast close!) Me to my agent: sure, an hour should be plenty of time! How much could go wrong in three weeks in a 1br condo?

    Well, I walked in and was doing all the usual things, checking lights, running the appliances, etc...then, a light brown stain on the living room ceiling caught my eye. Having been through this rodeo a number of times in my last condo I immediately speculated it was water damage. Upstairs after some scrounging around my agent and I found water in the water heater pan and dampness nearby. 🙃

    The property is an estate sale and part of my offer included an inspection for info purposes only, but no contingency/power to negotiate fixes (this was also in the winning offer when I sold my condo last month, except the buyer never did any inspection at all.) But my inspection showed no issues with water damage or the water heater so I was on pretty solid footing as far as this being a new issue.

    My agent had some back and forth with seller's agent but we settled on $4K in escrow to identify issue and eventually repair ceiling (which will have to be cut open later this week by plumber - it's likely a clogged drain that is backing up into the water heater pan.) Hopefully it won't actually be extensive enough to require $4K in work but wanted to cover the bases just in case.

    Only closed about 90 minutes late but definitely added A LOT of extra anxiety to the day. Will be a pain to deal with but feeling relieved I caught the issue in advance.

    TL; DR do a thorough walkthrough close to closing...but maybe leave yourself a little time in case there are any major issues.

    submitted by /u/newseller1023
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    Buyer's nightmare agent won't go away

    Posted: 31 Aug 2020 03:51 PM PDT

    I've got a fun one for you: We put our Southern California SFH on the market last month, got multiple offers within a week, reluctantly turned down a solid 20%-down to go with a 5%-down because the finances looked solid and we were suckers for the love letter provided. Appraisal contingency waived and 10-day inspection contingency. Pretty sweet, right?

    Wrong. Turns out buyers are working with an incredibly unscrupulous agent who started breaking every rule in the book only a few days in (like not following all the strict COVID protocols ... that's a whole other story). Major red flags all over the place. The last straw was when she admitted to my agent that the buyers need us to come down on price because they are in a financially shaky position and can't really afford the house. Looks like the scheme from the beginning was to make a super high offer to get their foot in the door and she was probably BSing them that she could "talk us down" later.

    So, I reacted the way any seller would in a hot market: I said sorry your buyers made an offer they couldn't really afford ... I am going to run the other direction now as fast as I possibly can. Have a nice day. (Not in so many words, but you understand.)

    So ... we're going with our first back-up offer, which feels so much better.

    Problem is for some unknown reason, agent from hell won't sign the cancellation of the purchase agreement with the buyers we unwisely selected ... we are not sure why. Our theory is she's been lying through her teeth to everyone (buyers included) and now doesn't want to get exposed when all the paperwork comes out, and she's desperately trying to cook up some weird scheme to stall us from moving forward with our BU offer.

    My agent says not to worry, because the contract is void anyway, because he served her with a notice to perform when she failed to remove contingencies long after the 10 days passed. And it's been more than 48 hours, so the contract is void. My being the Nervous Nancy that I am, I just want to exercise my right to cancel the agreement so that she goes away once and for all and we don't have to deal with her any more. As it is she is holding up her client's EMD, which I am sure they can't be very happy about. So, I can't make sense of anything going on, because it doesn't make sense. All I know is that this is a seller's market, and I shouldn't have to be taking crap from a shifty buyers agent, and yet, she doesn't seem to be out of the picture yet and it's annoying the hell out of me.

    I'm breathing down my agent's neck to get rid of her, and I won't be satisfied until I see a signed piece of paper that she is gone for good. If you have read this far thank you. I am not even sure if I am just venting with an audience who understands or seeking comforting advice. Either way, thank you!

    submitted by /u/TheRealJackulas
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    Buyer Agent asking me make up for Commission

    Posted: 31 Aug 2020 10:32 PM PDT

    First time home buyer here trying to purchase a home in the 200 to 250 k arrange. My agent hasn't been able to find something I liked and I was able to come across a home within my range.

    I chose the home and asked for the showing. Within hours we were able to lock down an offer.

    The seller agent is providing 2%. Not sure how to verify it, but this is what I was told.

    Now my agent is asking me to pay $1000 to the commission in the paperwork after the agreement has been signed. It also stated this is because they were able to "show" me the home

    I don't feel comfortable with this.

    Should I just refuse this?

    submitted by /u/Savvy_1
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    Would it be smarter to buy a manufactured home than start a mortgage on a larger home?

    Posted: 01 Sep 2020 12:00 AM PDT

    I'm young and would like to own a home as soon as possible, mainly because rent is where I spend most of my money.

    Space is not important to me, I just need a bathroom and a bedroom really. Mobile homes have a stigma for being nasty but I was just checking them out and the newer generations don't seem that bad. Plus a good one can run like $60,000 which means I could save for a while and buy one in full so I don't have to worry about interest.

    Then I would own my own place and be saving so much more money a month not paying for rent or a mortgage on a place that's bigger than I need anyway. When I'm tired of the place or want to upgrade I can just sell it or rent it out.

    I'm not too literate on real estate but this seems like a much cheaper alternative to a mortgage. Am I wrong?

    submitted by /u/Prudent_Freedom953
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    Moving into my condo this week. I am a first time property owner. I saw the previous post yesterday about things to do first. Any differences for a condo?

    Posted: 31 Aug 2020 09:58 PM PDT

    Change the locks is on the top of my list but are there any other things that differ with a condo?

    submitted by /u/yoyoyhey
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    Preapprovals, do you have to keep renewing them every 3 months?

    Posted: 31 Aug 2020 09:39 PM PDT

    We started looking for a house last December. We had 2 preapprovals, one for had expiry date of 3 months and the other had 4. We stopped looking because of covid but now want to start again. Will we get our credit pulled again? When people look for houses for months, sometimes years, do they get their credit pulled every time they renew the preapprovals?

    submitted by /u/onlyonequestion
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    Is it a mistake for resale to tear out carpet and acid-stain the concrete underneath?

    Posted: 31 Aug 2020 10:52 PM PDT

    We're looking for a (new to us) home, and a lot of homes I'm seeing have cheap carpet. It seems throwing a "and it has brand new carpet!" in the description is supposed to be a selling point. But I'm mostly seeing low-grade, light brown carpet that is super ugly and is still off-gasing and stinking up the house. Would it be a mistake to tear this stuff out shortly after moving in and just acid-stain the concrete underneath? I could leave it in a couple bedrooms, but some of the homes it's super excessive...in the living room, hallways, and one house it was even leading right up to the door to enter the garage.

    I don't plan on staying longer than 5 years, so if I need to suck it up and deal with the carpet it would probably be in decent shape when I sold. We don't wear our shoes in the house, and we're also heartless and don't have any pets to get the carpet full of dander or odors. Should I just get a good vacuum and live this life? I don't have any carpeting in my house now, so maybe that's why I'm having issues with this haha. Thanks for any help!

    submitted by /u/Lr20005
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    Selling my house, could use some advice!

    Posted: 01 Sep 2020 04:31 AM PDT

    Hi all,

    We are in the process of buying a new home! Currently just jumping through the financial hoops as all the inspections on our end are done now and we are happy to move forward.

    Anyway, I own my current home outright, which is a reason we are selling after we move in. Only have to pay taxes on it and a small electric bill until I shut it off or transfer it to a new owner, so it's not really costing me anything.

    Originally I was going to dump it to one of those "we buy houses" companies as it's not worth much. Maybe 30k tops. It needs some major love, but the house is liveable. With the market being so hot right now I thought rather than get raped by a company I might be able to get a little more if I put it on market for a month and see what happens first.

    So my question is, what sites do you use for "For Sale By Owner"? With it not being worth much I figured best to sell it myself and cut some middlemen out. With it not being worth much would you even bother?

    Thanks!

    submitted by /u/Mister_JayB
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    Can I walk away from this deal?

    Posted: 01 Sep 2020 04:31 AM PDT

    I'm currently under contract on a 2 unit property. The house is in great shape apart from a few things.

    1. It has a modified bitumen roof that has an "unknown" install date, but has been recently resealed with aluminum dioxide.

    2. Radon came back at 3x the surgeon generals action level so a radon mitigation system will have to be installed.

    3. This is the big one. While still working, it has boilers from the 1950's. I'm having trouble finding affordable insurance that would cover the home with these installed. They are also rusted badly. I got a quote of about $12k to replace them.

    We have a modified inspection contingency that states "For informational purposes only - if repairs are $5k or more, buyer may terminate."

    I haven't decided anything yet, but do you think I can walk from this even though the current boilers are technically working? My realtor says we can and I feel as though we can but I wanted to see what you guys think. Thanks.

    submitted by /u/amantaban
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    What else can we do?

    Posted: 31 Aug 2020 09:40 PM PDT

    Hey everyone, I need some advice on what ELSE we can do to get an accepted offer. We've been looking for a SFH in a small sized Midwestern city since March. We switched from FHA to conventional (5%), and started waiving inspections on some offers too. We offer over asking with clauses to offer over highest bidder as well. Our agent has basically said we must be losing to people paying cash. I'm thinking there might be something else we can do that my realtor isn't familiar with because she said switching to conventional wouldn't help us either. Should I just throw the whole realtor away? I don't know if its just because I'm in a smaller city so she isn't familiar with some of the things I read about on here like letters to sellers, what do you even put in a letter about a house that's been on the market for 12 hours and needs offers in same day? We've put in 10+ offers now and I'm lost. Thanks in advance

    submitted by /u/asphalt_astronaut
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    Agent keeps lying

    Posted: 31 Aug 2020 04:14 PM PDT

    Background: We are selling our house, located in Virginia. The relocation company offered two agents so we had limited choice options in the beginning

    Our agent has kept offers from us, accidentally let it slip out in a phone call so we don't have written proof, does not adhere to COVID19 guidelines. How can I demand she lower her fee/What can I do legally at this point?

    The title simplifies it but that's basically it. My (25) parents are in the middle of closing our house, English isn't their first language so I am usually around to make sure they don't get taken advantage of because my gut instinct when I first met her was that she just doesn't really care about us. When telling us about this current offer which we eventually accepted, she let it slip that this is not the first offer we received; here's the thing: she never told us about previous offers, we assumed that this is the first and only offer that we received because, well she didn't tell us about them. We asked her to backtrack and she just stuttered and said they were lowball offers, and still didn't specify how many; I don't care how low they were, we definitely wanted to know about them regardless. This irritated us a lot but its been almost 3 months and we just want this over with. We also asked her several times to inform whoever comes to view the property that shoes need to be left outside and that masks stay on. One time I was still in the house when viewers came in with no mask and their shoes on; I asked if our agent informed them of our policies/requests and their agent said that our agent did not tell them to do that.

    Today the buyers sent someone to appraise our house before finalization. The buyers' agent arrived first, and we told her we would be staying in our house as it is working hours and we all currently work from home. It is completely legal for us to continue staying in our home to do our jobs as they appraise the house but she said they would not do the appraisal unless we left the house and basically threatened (a strong word i know lol but that's really how it felt) to reschedule the appraisal to a day when we would not be here. I am completely aware and understanding that it's just more comfortable if we aren't there so they can look at everything, but given the pandemic and work from home situation and the fact that this is the only day it wouldn't interfere with our work too much, we just gave in and went grocery shopping so they could appraise the house.

    2 hours later our agent says they are finished, but when we get home we see that there are over 8 people in our house (our agent, buyers agent, appraisal person, and the rest we presume were the buyers). We ask our agent who they are and she stutters a little and after a bit she admits its the buyers; the thing is she did not inform us that the buyers would be here, much less that 8 people were walking around our house. She then tells my mother that she (our agent) told my father that there would be this many people, but she did not, looking back on text messages from our agent, she explicitly says it would be the 2 agents and the person doing the appraisal who would be in our house. She kept lying to my parents' faces and mine about how she told us who would be coming and how many of them. I told her that next time we would appreciate more transparency, professionalism and honesty from her if a situation like this happens again, I could see the gears turning in her head but she didn't respond and as I turned away she rolled her eyes at me (i just thought that was kinda funny and childish lol).

    She has also been showing her family our property and we wonder if that has anything to do with it (probably not but i wouldn't put it past her also). We completely understand that the buyers wanted to come as well, we would also if we were buying a house and if COVID-19 wasn't a threat; my problem is she blatantly lied to us about who would be in our house. It's a pandemic, my parents are older, more at-risk, and one of them is immunocompromised. She has lost our respect and our trust and I can't wait to leave a bad review once everything is finalized.

    How can I demand that she lowers her fee? I have intentions to report to the Virginia BBB once everything is finalized and telling the relocation agency about our experience. Is there anything else I can do legally? I know there isn't much and it's not too big a deal she probably wants to stop dealing with us as much as we do, but she knowingly put my parents at risk and the fact that she kept lowball and previous offers from us really bothers me. Sure she might be thinking about what is best for us but I don't appreciate it

    TLDR: agent lied about how many people would be in our house for the appraisal and has kept previous offers from us, I just want to know how to lower her fee because she has inadvertently put my parents at risk of being sick and has always talked to them like they're slow because English is not their first language, we're sanitizing everything right now lol. I know there isn't much to go off of besides little white lies but I am honestly very upset about this so sorry if this was too emotionally charged lol.

    Edit: listed my age because I sound like a teenager but ive done my research and am more than capable in understanding terms and helping make sure my parents are represented correctly

    submitted by /u/KitchenKaleidoscope
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    Condo vs House

    Posted: 31 Aug 2020 04:04 PM PDT

    Ive been renting as a single guy, but I would like to own not because I particularly want to live in a house, but because i want to have an asset and eventually not have rent. My specific situation seems to lean toward a Condo, but I want to get more opinions on it.

    A condo is appealing to me because I generally hate being outside and I am in no way handy. I would definitely pay for a service to mow my lawn, landscape, clean my gutters, exterior pest control, etc. To me as long as the HOA isn't some crazy amount, it sounds reasonable to pay that to have the exterior taken care of and not have to deal with it.

    Thoughts?

    submitted by /u/EscapeFromMidwest
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    Serious question. I am black person and part of an interracial couple buying a house on an area of older white people. Is there anything I should do to make sure we are safe?

    Posted: 01 Sep 2020 02:23 AM PDT

    I don't know what I really should expect at all. The neighborhood seems very safe from our driving around, but we haven't seen any other people of color. We haven't seen any "blue" flags or anything like that so I don't necessarily expect violence or anything, but I do kind of fear being arrested in my own home because the police might believe I don't live there or something. I've read too many stories about black people getting into trouble with police for minding their own business on their own property.

    Does anyone have any input on any of these matters, or know where I might find some information?

    submitted by /u/Darklyte
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    Feel like Realtors aren't helping me with home negotiation after inspection

    Posted: 31 Aug 2020 05:26 PM PDT

    Hey Reddit,

    I am in the process of buying a home that was sold for 127,000 as a foreclosure house in 2012( the people who owned previously could not afford the house so they sold it for cheap as it was 181,000 in 2005 but sold for 127,000 in 2012). the listing price for 2020 is now is 274500 and i offered 279000 with seller payig 4k closing cost.

    we now did the inspection and we found

    air duct in attic was off. Mouse and droppings in the attic. sink has low pressure water. bathtub water drains extremely slow. fridge handle is damaged, stove knob not turning, microwave cover coming off ( fridge not included). Chimney is extremely dirty ( potential for CO2) AC unit is 21 years old and furnace is also 21 years old but has lots of rust in it.

    now with all this said i want the seller too mainly tackle the repairs of the HVAC/furnace/mouse/Chimney/sink and tub items.

    the HVAC/furncace/ concerns me a lot as i want them to get it replaced with a new one

    my realtors leader says just take 4k off the selling price. i dont like this because the mortage would be 33 dollars less and i would still be paying for a HVAC unit/furnace/pest and all the other stuff i feel like im just going to walk into this house with throwing money and being ripped off as my first home.

    what do you think reddit? what should i be asking for in order to close the deal? or am i asking to much. i feel like the realtors leader is ripping me off because they want to close a deal but i am not happy with the offer they want me to sign

    submitted by /u/m1786
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    Should buyers be concerned about bedbugs when buying a home?

    Posted: 31 Aug 2020 06:13 PM PDT

    I was reading some horror stories about the difficulties with getting rid of bedbugs on reddit today and I wondered how careful buyers should be when moving into a home that isn't brand new. I know they can hide in walls, baseboards, and outlets, so if the previous occupant had them they'll almost definitely still be lingering. How careful should new owners be before moving into a newly purchased home? Will a visual check of all hidey holes and crevices should be sufficient, or should be plan on hiring an exterminator just in case? Is that only necessary in places where they are a major problem? They aren't everywhere here like they are on some places (San Diego) but as we're a major city they definitely do pop up with some regularity.

    With everything I've read about how traumatic it is to deal with them, my worst nightmare is moving onto a newly purchased home and immediately being greeted with thousands of unexpected housemates. Do home inspectors look for signs of insect infestations (I know they do for termites, but what about cockroaches and bedbugs?)

    Anyone have experience with this? It's not something that occurred to me until today and now I'm adding it to my ever-lengthening list of things to worry about!

    submitted by /u/AlbinoAxolotl
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    In your opinion, what would be more desirable, a four bedroom house with two average (but nice) bathrooms or a three bedroom house with one average bathroom and a pimped out glamour bath?

    Posted: 31 Aug 2020 07:36 PM PDT

    Income calculations for Freddie Mac using Section 8 - Homeownership Voucher

    Posted: 31 Aug 2020 08:56 PM PDT

    Hello everyone,

    Hopefully someone here has experience and guidance regarding the recognition of a Section 8 - Homeownership Voucher through Freddie Mac. Specifically how is the income from the voucher calculated. For specifics, this is for a place in San Francisco / California.

    My understanding: Payment Standard (Three Bedroom, $4,495) - Total Tenant Portion ($1,399) = $3,096 Housing Assistance Payment (HAP). The HAP is added to income under the HAP as Income model. During underwriting, the lender is _still_ supposed to use this HAP amount as income. This helps determine the _maximum_ loan value based on income.

    My lender's understanding: Based on the PITI ($2,600) of the unit in question, PITI - TTP = $1,201 is the HAP that is included in the income calculation.

    The language of Section 8 says that the HAP payment is the lower of Payment Standard - TTP, or PITI - TTP. _This makes sense_, Section 8 won't give you $3,096 when your PITI payment is only $800. What doesn't make sense is why the lender continues to believe that the _appropriate_ amount to use as income is $1,201. This creates a circular effect in the calculation. With less income, you must put more down, thereby decreasing PITI, thus lowering the voucher amount, and thus repeats the cycle.

    It doesn't make sense that based on a _cheaper_ (or less PITI) property, the lender would penalize the borrower by lowering the maximum loan amount.

    Can someone point me in the right direction regarding Freddie Mac lending guidelines specific to Section 8 - Homeownership Vouchers? The guidance regarding documentation doesn't help, as we already provided the documentation with the terms. However, the lender continues to believe that they should be using the smaller voucher value for underwriting, thereby negating the need for the voucher completely...

    I found what I was looking for: https://imgur.com/a/23AbAvp Note that for lender calculation it is only based on the payment standard less total tenant portion. Lenders should not subtract the total tenant portion from PITI to calculate the lender calculation. Now to make sure the lender understands how it works. Source: https://www.huduser.gov/Publications/PDF/MSD_Book_VOL1.pdf

    submitted by /u/Earthofperk
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    [California] Anyone have experience building a custom house?

    Posted: 01 Sep 2020 12:42 AM PDT

    Curious what the process and cost is for building a custom house in California. Anyone who has gone down this road, could you share your experience? I'm also interested if you'd recommend that over buying an existing house and making improvements. Thanks in advance!

    submitted by /u/baummer
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    How to find mid-century modern houses before developers/flippers? (California)

    Posted: 31 Aug 2020 02:49 PM PDT

    It kills me to see these beautiful mid-century homes get snatched up and ruined by bad taste renovations - anyone have tips on finding them before flippers get them?

    submitted by /u/MeanestManAlive
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    The buyers of our house are using a VA Loan - what can I do to ensure a smooth apprasial?

    Posted: 31 Aug 2020 01:58 PM PDT

    Hey Everyone!

    So the buyers of our house are using a VA Loan, and I've heard horror stories of some VA Appraisers...

    Are there any main tips or things that I need to look out for, to fix, before a VA Appraiser comes?

    The house has already had an inspector from the buyers and everything is great - nothing major was found outside of a few drywall dings and chips they want us to fix.

    Thanks!!!

    submitted by /u/throwaway2309843098
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    Hate the house we just bought and feeling trapped

    Posted: 31 Aug 2020 02:21 PM PDT

    The title speaks for itself.. my husband (35M) and I (28F) bought a house last summer in one of the top 20 largest US cities. We were looking in a very competitive housing market for over 6 grueling months before going under contract on our first home. At the time, we were thrilled to purchase in our neighborhood as it's closer in to the city than we were originally looking and didn't expect to be able to find a house in our price range in this neighborhood.

    Our house, a 1960's 2000 sq ft 4 bed/2.5 bath with a very traditional non-open layout, sat on the market for 2 weeks (which is a LONG time in our hot market), and we were able to buy it because the seller lowered the price and we were able to pay no closing costs from there because although the previous owner did some renovations, it still needs a lot of work which we (stupidly) took on because we were so disillusioned by the beautiful, peaceful neighborhood and wanted to be there so badly. The house we were originally overjoyed by has become my personal hell and is causing such a strain on my marriage.

    In hindsight, I realize that all of our issues could have been avoided if we were willing to move further out and sacrifice our commute time for a newer, easier to maintain house. After renting tiny yet high-end brand new apartments in urban areas for years, we were at first thrilled to have a huge lot covered in 100+ ft mature trees. We failed to consider how much maintenance, disasters, and headaches it would take to keep up a 50+ year old decaying house after not having to lift a finger as apartment dwellers. My husband has a very demanding job and schedule and barely has time to do lawn work. I do what I can, but our lot is huge and is very hard to maintain with the amount of giant trees that we have. Our back yard is wooded and basically unusable, but the previous owner fixed it up with new mulch and planted new pretty plants to really hide what a massive pain in the ass it actually is. At the time, I was so so inexperienced and did not even consider our much of a constant hassle it would be to rake leaves, deal with heaps of pollen, and have acorns/leaves/pine sap literally destroy my brand new car I took so much pride in while we had covered parking at our old place.

    Even before moving in, this house has been nothing but a bad omen and I am completely done with it. Before moving in, we decided to do some needed renovation work. The roof needed to be replaced, and at the time the shingles were being replaced the carport (which wasn't permitted/installed up to code) literally collapsed in our driveway. The contractors had just finished putting the shingles on the carport, and thank god they weren't on top of the carport OR underneath when it collapsed. We had to deal with insurance claims, and decided to rebuild the "carport" (which isn't even a functional carport and we aren't able to park our cars underneath due to the angle it's built. I'll add that it's possible to park 1 car underneath, but backing in/out is so difficult it's more trouble than it's worth).

    We also paid contractors to resurface our walls and add new baseboards, because many walls had deep, crumbling cracks that looked terrible. Welp, about after 3 months the cracks all came back and our walls look terrible again. In addition to that, we renovated a half bathroom.

    We wanted to put in a fence for our dog but had some issues with the neighbor's property line and, honestly, our problems wouldn't end with the fence. The back yard is practically a swamp when it rains because the neighbor's waterflow moves from their yard to ours when it rains, and I don't even want my dog back there in that wooded swamp to be honest. I will continue to take him out on a leash every time until we move out, which sucks because one of the main reasons I wanted a house in the first place was to be able to have a fenced in yard for my dog and now I'm really no better off than living in an apartment.

    Our 2nd story is hotter than hell and we can't get it to go below 80 degrees in the summer months. We have the AC pumping at 67 consistently and have to have a window unit in our upstairs bedroom to even be able to sleep. Our windows are so foggy from pumping the AC so low, and our downstairs bathroom has mold all over the ceiling (we suspect from the moisture but will find out for sure once we have a specialist come in and assess it).

    We wanted to do more renovations but due to some of the disasters I've named and the cost of maintaining this house, we were unable to put any more money into renovations. We have had to replace some of the major kitchen appliances during our year of homeownership. The "master" bathroom is small, dated and disgusting and the guest is just as bad. The tubs, vanities, toilets are gross and from the 1980's (or are original) and all need to be replaced. We also have alumninum wiring that needs to be replaced but are unable to do it at this time.

    Thanks to anyone who made it through to the end. It seems like every month we are dealing with one huge disaster after the next and it's caused so much stress on my husband and I. He is also very unhappy with our decision to buy this house, but wants to stay long enough so that we would at least get our money back (~$30,000) that we put into the renovations, which we won't get back if we sell right now. I'm very concerned that we won't be able to sell our house and that there's a reason it sat on the market for 2 weeks. Yes, we have put a lot of work in but it still needs a ton of work to be up to the standard of the other freshly renovated homes in the neighborhood going $500-600k. I can't justify putting another dime into this house when we're already wanting to move, and we never know when the next major disaster will happen. All it will take is for one of these beautiful, giant 100 year old oak trees to blow over in a hurricane for us to be in a huge financial bind. It will sadly take another young, dumb couple of homeowners with no kids or pets to look past all of its issues and buy the house. If I could do it again, I would happily move further out and go for a low maintenance new build with no huge trees, an attached garage, and a fenced in flat grassy back yard.

    In our single year of homeownership, we have had to deal with many disasters that even the most experienced homeowners have never faced. How do we make the best of our terrible rookie homeowner mistake? Would it be terrible to put the house on the market next spring?

    submitted by /u/permthrowaway_
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    Redfin ethics question [IL]

    Posted: 31 Aug 2020 04:30 PM PDT

    Redfin sent out a last call email stating "This home just got an offer. If you are interested, there is still time!"

    Our agent called theirs today, and they stated they didn't actually have any offers. Is this unethical or just misleading?

    submitted by /u/skeeter0623
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    FOMO on other/better houses after submitting an offer

    Posted: 31 Aug 2020 11:34 PM PDT

    I've submitted 3 offers this past month, no luck on any of them. Each time though, as soon as I submit - I get worried that another house is going to come up for sale that's better.

    I'm usually offering the top of my budget as I'm in a high cost area - usually having to sacrifice something I want, like a pool... I just keep getting the fear of the whole package showing up after I buy a place..

    Anyone else get this?

    submitted by /u/MeanestManAlive
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