Since investors with fiduciary advisors do 2-3% better per year, shouldn’t this sub be encouraging people to get help? Investing |
- Since investors with fiduciary advisors do 2-3% better per year, shouldn’t this sub be encouraging people to get help?
- What do you think the next big thing is? I guess you could say the next upcoming wave to keep a eye on. We went from crypto to cannabis. Whats next?
- Am I making a mistake by letting 100k USD savings sit in my bank a/c since 6 years? (Ontario, Canada)
- How to start investing in stocks?
- What are some YTs with serious financial background?
- My Boring Portfolio
- If I have an employer-sponsored Roth 401k plan with ridiculously high fees, can I roll it over to a private plan when I leave the company next year?
- 3000usd/month to spare
- What is a spliced index?
- Would it be a good idea to short private prision companies before the next election.
- Help
- Question regarding Brookfield Asset Management
- Company Removed from s&p 500?
- HELP - Looking into a job, need advice
- Other than poor guidance for next quarter, what main thing did you find in Amazon's earnings that keeps you long on the stock?
- Can I max out my SEP IRA at the beginning of the year?
- Is the idea with money market funds (like VMFXX) that - in theory - they are "locked" to $1 so that they keep pace with inflation?
- Will 2019 be the year of self driving cars? Alphabet’s Waymo will start to be talked about increasingly in Alphabet’s earnings reports.
- Is there a site that tracks sectors that are up & down in a given quarter?
- What historical fundamental metrics do you look at when evaluating a company?
- US Expat: How to buy stocks while living in Europe?
- What is the difference between CRON and CRON.TO
- (TSX) Who benefits with Privatized Healthcare in Ontario?
- Question about selling in Roth IRA
| Posted: 02 Feb 2019 08:46 AM PST A quick review of a bunch of studies on the subject has shown that investors that use advisors fare much better than those that don't. Including and above an advising fee: Further, other studies have shown that in general people simply cannot overcome the biases that lead to poor decision making: https://www.thebalance.com/why-average-investors-earn-below-average-market-returns-2388519 This sub and r/personalfinance generally tell people that advisors are unnecessary if they do their own research. Unfortunately, the data suggests this is simply not true. Most (not all) people NEED someone acting as a road block to convince them to not make impulsive decisions. The advising fee for fiduciaries has come down the past few years and many offer services in the 0.75% -0.95% range, or even an hourly fee. This sub should stop telling people to not hire fiduciaries. Many here are susceptible to the same biases. Just look at last month and how every other post was about "going to cash" "buying gold", or trying to time the market. I understand that some of you have the ability to buy and hold through major recessions and corrections, but it looks like the average person doesn't, so they should use a fiduciary. [link] [comments]  |
| Posted: 02 Feb 2019 05:55 PM PST |
| Posted: 02 Feb 2019 07:43 PM PST I'm 31, south-Asian, living in Ontario, Canada since 2013 and saved up 100k USD in the period 2009-12 playing online poker. Is it a mistake to let this money continue sitting in my bank since 2012? I am currently renting a 1 BR apt since 2013 for around $1k/month as well, should I get some advice on buying something from that money? I have zero knowledge about investing or real estate. [link] [comments]  |
| How to start investing in stocks? Posted: 02 Feb 2019 08:32 PM PST As a young teen beginner -who knows absolutely nothing about investing- with a really low amount (~$100), I want to try and experience some stuff on investing. But when I search on the internet, it always shows stuff for retirement etc. Can you give me some practical info on how to invest in stocks (not what to, HOW to)? [link] [comments]  |
| What are some YTs with serious financial background? Posted: 03 Feb 2019 03:04 AM PST There are so many youtubers these days that have something to say about stock valuation that as a no-expert, it is becoming hard to filter who is saying smart things from dumb shit. I am not talking about channels that spin videos like "3 stocks I am buying blabla" - those are dumb, I am talking about channels that focus more on fundamentals, company reviews, stock valuation approaches etc. So far I have 2 channels that I follow (with a grain of salt):
Both Sven and Spicer have different accreditation. It of course doesn't mean much as experts can be wrong but to me it is at least something compared to the likes of many youtubers like Financial Education (Jeremy) / Michael Jay where I have no idea what credibility these guys even have. Do they just buy a few stocks and are now experts? There is of course Damodaran's channel but i fear a bit too advanced for me right now. Any other recommendations? [link] [comments]  |
| Posted: 02 Feb 2019 07:48 PM PST I'm in my mid twenties and looking to become financially free within the next 10 years. I invest into 401k, Roth IRA, and taxable account. My portfolios are very simple and boring. I want to spice it up a little and maybe add some more risk for a bigger upside. What suggestions do you guys have. 401k: 2055 Aggressive Target Date Roth: https: https://m1.finance/jakKUvyu0 Individual: https://m1.finance/YEBa87sKY [link] [comments]  |
| Posted: 03 Feb 2019 02:57 AM PST I recently started a Roth 401k plan through my employer but the yearly fees are really high... 1.37% plus another 25$ just because??? and another 25$ for everything from changing your investments to sneezing. I signed up for the plan for the tax benefits, but in the years before I retire that 1.37% is really going to take a serious chunk of my investment. I know that I will leave my current job in 18 months and know that employers in my field don't often offer 401k plans. Will it be possible for me to roll my plan into something different with lower fees? [link] [comments]  |
| Posted: 03 Feb 2019 01:59 AM PST I have roughly 3k/month that can be invested. What do you guys recommend? Not living in the states. [link] [comments]  |
| Posted: 03 Feb 2019 01:31 AM PST Hey all, First time post here. I came across the 'Spliced Small-Cap Growth Index' and was just wondering what is a spliced index? It is described as: The Spliced Small Cap Growth Index contains the S&P SmallCap 600 Growth Index (formerly known as the S&P SmallCap 600/Barra Value Index) through May 16, 2003; MSCI US Small Cap Growth Index through April 16, 2013; and CRSP US Small Cap Growth Index thereafter. Does that basically just mean the Spliced index is based on whatever they think is the best other small-cap growth index out there? [link] [comments]  |
| Would it be a good idea to short private prision companies before the next election. Posted: 03 Feb 2019 12:24 AM PST I think the companies corecivic (CXW) and the GEO group (GEO), could potentially be good short candidates. Next election, there will undoubtedly be a lot of talk about prison reform and taking away for-profit prisons. I think a good way to make money is buy puts or short a few months before the election and then sell right before the results come in. I know this is way too early, but I just had this on my mind. [link] [comments]  |
| Posted: 03 Feb 2019 03:40 AM PST Hello every one , I want asylum because I feel I'm not in the right place, especially after I became a Christian(I met the Jehovah's Witnesses when I lived in Russia and became one of them, but I did not ask for asylum because Jehovah's Witnesses are banned in Russia). I suffer from bad treatment here and persecution(My family treated me very badly, The Muslim community does not accept me as I am..) * My uncle lives in Australia and the other in sweden but they are a Muslims and they refused to help me so I'm here to ask for your help. The Australian Embassy told me that I must enter Australia and seek asylum or by invitation from an organization or by marrying an Australian girl.. * Please do not laugh at me if you can not help me, I live with this suffering and pain for a long time! * I also do not need the opinions of others, I just ask for help .. Maybe this place is not suitable for my comments but I lost hope and I do not know what to do and to whom I complain!I want asylum in Australia or nz or canada because I feel I'm not in the right place, especially after I became a Christian(I met the Jehovah's Witnesses when I lived in Russia and became one of them, but I did not ask for asylum because Jehovah's Witnesses are banned in Russia). I suffer from bad treatment here and persecution(My family treated me very badly, The Muslim community does not accept me as I am..) * My uncle lives in Australia and the other in sweden but they are a Muslims and they refused to help me so I'm here to ask for your help. I called the embassies but they did not help me. For example the Australian Embassy told me that I must enter Australia and seek asylum or by invitation from an organization or by marrying an Australian girl.. * Please do not laugh at me if you can not help me, I live with this suffering and pain for a long time! * I also do not need the opinions of others, I just ask for help .. Maybe this place is not suitable for my comments but I lost hope and I do not know what to do and to whom I complain! [link] [comments]  |
| Question regarding Brookfield Asset Management Posted: 02 Feb 2019 07:48 AM PST Hello, So I wanted to invest in a Private Equity and Infrastructure while ago, and noticed that there was nothing interesting (it was mostly companies with some exposure to PE or infrastructure but it wasn't what I was looking for). However, BAM seems to have two "funds" that could give me exposure to infrastructure (Brookfield Infrastructure Partners $BIP) and BBU (Brookfield Business Partners $BBU) would give me direct exposure to PE and infrastructure. I do not currently own any stocks (only ETFs), but I feel like those two companies should be considered as a fund, not a company. What are your thoughts on buying those stocks to get exposure to private equity and infrastructure? [link] [comments]  |
| Posted: 02 Feb 2019 04:44 PM PST How long after a company is removed from the S&P 500 is an index fund required to remove it from it portfolio? Also does the index fund have to remove it? A company can be removed, but still be a very good company to invest in, so it might still be a good idea for the fund to hold it [link] [comments]  |
| HELP - Looking into a job, need advice Posted: 02 Feb 2019 09:15 PM PST So long story short, I graduated back in Decber 2018 with a BS in Business Admin. I'm currently looking into a job as a Financial Advisor in one of those call centers for a firm which would require me to take/pass the series 7 and 63 exams to even be employed. I took managerial and international finance for my degree and did pretty well, nothing over the top but enough to pass the classes and then some. My only question(s) now is what would you guys recommend I look into studying more to be a better candidate? I know thats a super broad question, but I'm just looking to condense everything a bit more without freaking out! I've been going through my old finance textbook and have started looking back at notes, just want a little more to look at. [link] [comments]  |
| Posted: 02 Feb 2019 05:55 AM PST |
| Can I max out my SEP IRA at the beginning of the year? Posted: 02 Feb 2019 05:19 PM PST With SEP IRA accounts, you can contribute 25% of your total earnings and the max contribution is $56,000. I will be making over $300k for 2019, which makes me eligible to meet my max contribution. I haven't hit that just yet, but am I allowed to fully contribute $56k right now? Thank you so much! [link] [comments]  |
| Posted: 03 Feb 2019 01:40 AM PST I've read some articles saying that money market funds "sometimes" keep up with inflation, and this seems strange to me if the idea is that they're always $1. They attempt to keep the price at $1, isn't it for that reason? I'm sure there's a lot I don't understand! I'm just trying to find a place to put my medium-term liquid funds so they don't slowly rot away in a bank or under the mattress. [link] [comments]  |
| Posted: 02 Feb 2019 09:04 PM PST |
| Is there a site that tracks sectors that are up & down in a given quarter? Posted: 02 Feb 2019 06:18 PM PST I'd like to implement something like a "dogs of the DOW" strategy but across sectors. Is there a site that tracks which sectors are up/down in a given quarter and how long each sector has been up/down? [link] [comments]  |
| What historical fundamental metrics do you look at when evaluating a company? Posted: 02 Feb 2019 11:53 PM PST One of the things I look at in evaluating a company, from a value investing perspective is the last 10 years of data on the following: Revenue, Net income, Book value, Free cash flow, Dividends, ROE. I want to see a trend line that is very stable and increasing. Are there any other metrics you would look at over the same time frame to give insight into a company's stability and performance? Cheers [link] [comments]  |
| US Expat: How to buy stocks while living in Europe? Posted: 02 Feb 2019 10:02 AM PST How does a US citizen open a brokerage account and buy stocks while living in Europe? To date, I have been trying to open a brokerage account but no one wants anything to do with me due to all the rules and regulations that go along with having a US client that is resident in Europe. [link] [comments]  |
| What is the difference between CRON and CRON.TO Posted: 02 Feb 2019 03:52 PM PST I've been seen these similar ticker names for the cannabis stocks. Is there a difference in which to buy? The details of the companies are generally the same, at least on Yahoo Finance. Thanks [link] [comments]  |
| (TSX) Who benefits with Privatized Healthcare in Ontario? Posted: 02 Feb 2019 09:48 PM PST With the rumors about privatizing parts of Ontario's healthcare, which TSX or CND companies would pump? Just trying to put together a watch list. [link] [comments]  |
| Question about selling in Roth IRA Posted: 02 Feb 2019 05:58 PM PST Hello, I have been purchasing $VTI for the past few months in my Roth IRA and now have enough money to purchase Vanguard's Mutual fund $VTSAX (the minimum was $3000). I was wondering if I sold all my $VTI to buy VTSAX, would there be any tax penalties or something of the sort? Another side note: I'm picking VTSAX so it can automatically re-invest for me. Unless you guys think I should stick with VTI? Thanks! [link] [comments]  |
| You are subscribed to email updates from Lose money with friends!. To stop receiving these emails, you may unsubscribe now. | Email delivery powered by Google |
| Google, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States | |
No comments:
Post a Comment