Personal Finance Weekday Help and Victory Thread for the week of February 04, 2019 |
- Weekday Help and Victory Thread for the week of February 04, 2019
- Equifax is refusing to remove my father's bankruptcy from my credit report. Any advice?
- Damage fee from Lyft
- Past employer won't provide replacement W2
- $52,000 in student debt, $8,000 in credit card, how should I tackle this?
- Why is it bad to share your income with coworkers?
- Is it important to build relations/rapport with banks?
- 19 year old with 20k saved up
- Negotiating Childbirth Bill?
- Won 49k Euros and I am horrible with money.
- I just suddenly inherited a LOT of money, a house, and 2 cars and I don't know what to do.
- 17, turning 18 in a month. How on earth do I get health insurance?
- Employer won't give me my W-2, even though I'm a full time employee
- Buying a family members house?
- Going in on a Duplex with my sister
- Has anyone been audited before by the IRS?
- Help with filing amended returns?
- Implications of Removing Money from 401k
- Company I work for announced that it is going private after acquisition.
- Doing decently well, have a solid emergency fund, but I feel like I'll never actually make enough money to own a house. Now what?
- Money sitting in my checking account and unsure of the next steps.
- Hoping for advice to help us get out of this hole
- Relocated to the Midwest from Washington state for a job last year, bought a house and just found out I'm getting laid off soon. Is it a better financial decision to sell my house or rent it out?
- I filed 1 of 2 of my W-2's need advice.
- Economy Rental Car in CA wants to take back the $206 dispute
| Weekday Help and Victory Thread for the week of February 04, 2019 Posted: 04 Feb 2019 03:07 AM PST If you need help, please check the PF Wiki to see if your question might be answered there.This thread is for personal finance questions, discussions, and sharing your success stories:
A big thank you to the many PFers who take time to answer other people's questions! [link] [comments]  |
| Equifax is refusing to remove my father's bankruptcy from my credit report. Any advice? Posted: 04 Feb 2019 10:53 AM PST I will try to make this quick. My father and I both have the same name, except my parents added the Jr. suffix to my official title. My father does not use a suffix. Neither of us have middle names. My father filed for Chapter 13 bankruptcy in 2016 after he became permanently disabled. In May 2018, Equifax reports to have received notification of a bankruptcy and has mistakenly applied the Public Record to my credit report as well. Now is where the fun begins. I file a dispute with Equifax in 2018 after the bankruptcy appears on my credit report. They close the dispute and have determined that the bankruptcy has been correctly assigned to my report. Oh Jesus, here we go. I call Equifax again and I'm told that the Jr. suffix does not exist in their records and I will need to send correspondence with an official cover letter and pertinent official documents (Birth Cert, SS card, License, Utility Bill, etc.) asking them to add the official Jr. suffix that is on ALL of my documents since birth. After a week, I call Equifax again. They claim that my address on the fax that I sent them was illegible and they cannot complete the request. Great, now I need to re-do all of this because their printer is out of toner. Equifax also tells me on this phonecall that they can see the bankruptcy is filed under my father and has also been applied to my credit report. But the woman I spoke with cannot do anything about it other than file another dispute, which she doesn't review, and will not disclose to me who reviews it. She advised me to contact the United States Bankruptcy Court to obtain a letter stating that the bankruptcy is my father's and not mine. So I call. They don't provide, and have never provided, such a letter to anyone. I am then advised to enter the court records and purchase copies of anything that could maybe help me. I am currently writing 2 cover letters. One for the Jr. suffix addition, and one for the incorrectly assigned bankruptcy. I have printed out anything from the court records that shows my fathers SSN and his name on the same page because I cannot trust Equifax to do any investigation of their own. I will be sending these packages by certified mail this time, and not fax. If anyone has any advice or guidance, please let me know. I'm 25 years old with a great job and I cannot buy a car, I cannot buy a house, I cannot buy a ring, I don't qualify for ANY credit cards or loans. My entire future is on hold because Equifax refuses to fix their mistake. Here's the kicker, Experian and TransUnion both have all of my information recorded correctly! Its just Equifax, the turds that exposed almost every American's identity in 2017. EDIT: Update** Thank you everyone for your amazing advice, personal stories, and informative explanations of what's happening to me and the processes to fix it. I will be filing complaints with the FTC and CFPB immediately. The reddit community is truly amazing! I will keep everyone updated with the status of my situation as it moves forward. Again, thank you to everyone who upvoted and commented, it really means a lot to me. [link] [comments]  |
| Posted: 04 Feb 2019 01:08 PM PST Hi everyone, My wife took a Lyft ride with my son(18 months old) a week ago. But over the weekend she got charged a $250 damage fee by Lyft. Apparently the driver filed a damage claim for his car, and the claim says a speaker in the car is damaged. Wife says nothing happened. So either the driver mistakenly thought it was my wife or son who damaged that speaker, or just scamming. There is a catch in the claim, my wife and my son sat in the backseat and the claim says the speaker in the front passenger door is damaged. There was no reason them to open and damage the front passenger door. There was not any argument between the driver and my wife. They barely spoke to each other according to my wife. We contacted back Lyft claiming her innocence, but it has been over 36hrs, no response from Lyft so far. The charge still shows up in her credit card. Any help? [link] [comments]  |
| Past employer won't provide replacement W2 Posted: 04 Feb 2019 10:41 AM PST Pretty much the title. Left previous employeer on good terms (not so much with the manager) in December '18. Had to go pick up my w2 and final check first week of January. Stuff happened, W2 got ruined because my car apparently leaks and it was a soaked soggy mess when I got to it and I can't read a damn thing. Requested a replacement, and got told they have no responsiblity for a replacement. They don't want to pay for a re-print and won't send it digitally. (They print them off in the office on plain copy paper) Is the only way to get a copy through the IRS? I just want to file my damn taxes and was waiting on this one w2 out of the three I needed. [link] [comments]  |
| $52,000 in student debt, $8,000 in credit card, how should I tackle this? Posted: 04 Feb 2019 06:30 PM PST I just graduated from University last month with a bachelor of Education. I have already applied to every major school board in the city and surrounding area, and have some job offers, but about 5 hours north out of the city, which is not something I would like to do if I can avoid it. I got through school on student loans and through some financial issues the last few years by using my credit card more than I would like. I didn't have a job for a while, and I'm working a temporary job that pays about $3,000 a month, but that will only last about a month longer maximum. I currently live with my girlfriend, we split $1000 rent and utilities down the middle, and I pay about $160 in car insurance, plus around $120 a month in gas. Other than that, no other major expenses. My current plan is to find a permanent job. I'm looking outward at other non-teacher positions including government or administrative work which I have experience in, and will continue looking for other opportunities as I go. I think I'm going to take on a part-time serving job as well to help pad my income and give me something more reliable. I'm wondering if my plan is good, if there's anything I missed or if there is any other advice out there to help me in taking down this debt? [link] [comments]  |
| Why is it bad to share your income with coworkers? Posted: 04 Feb 2019 05:27 PM PST Not sure about other areas, but in mine it's incredibly illegal for employees to not be allowed to discuss their wages, yet it still seems faux pas to do so. I've talked to people who said "I would fire you if you discussed your wages" but seem to give no actual reason why. Should my pay not be based on my personal merit and skill related to my job? Why is it based upon my ability to bargain and negotiate? This seems like a "rule" that only benefits employers. I don't share my wages because of fear of retribution from my employers but would have no problem doing so if the stigma around it wasn't so bad. Can you convince me why this is bad without using reasons that are "bad because it's bad" ie. reasons that wouldn't exist if sharing wages was more common. [link] [comments]  |
| Is it important to build relations/rapport with banks? Posted: 04 Feb 2019 11:55 AM PST I've been a Wells Fargo customer for years (as my family has), but I've been put off by their terrible morals, business practices, inane fees, and horrendous interest rates. I don't receive cash often either. I opened an account with Simple 4-5 months ago and have been absolutely loving it! However, I'm hesitant to completely go away from Wells Fargo as I likely will have loans in the form of a mortgage and new car coming in the next 5-10 years. When considering banking and loans, is it important to build up rapport with a bank? My family advises that it is actually important. [link] [comments]  |
| Posted: 04 Feb 2019 04:05 PM PST Hey guys, I'm a 19 year old (M) with 16k saved up in the bank & 4k saved in a safe. I was looking into buying a car recently (2016 Hellcat) but I know it would be a bad idea. So then I started looking at houses and I can afford the mortgage each month & I've been wanting to move out and have my own place. However, I've been reading a bunch of subreddits saying that I should invest or put my money into a Roth IRA but I don't think I'm patient enough to wait until my 40's to get my money. Also, I have no idea where & what to invest in. I feel like the stock market so complicated & I'm too scared to invest because I might lose all of my hard earned cash. What should I put my money into? I feel like it's just sitting there depreciating. Also, I don't have any monthly payments, my parents bought me a car for my graduation so I don't need a car, I live with my parents, & the only thing i really spend money on is food, clothing, & games for my ps4. [link] [comments]  |
| Posted: 04 Feb 2019 10:38 AM PST So my wife and I recently had our first child a few months ago. Woot! I recently compared our hospital bill with a friend who also had a child recently. He mentioned while he had the funds to pay, he asked to have his bill reduced. Note this bill was not overdue. The hospital agreed relatively easily, cutting his overall cost by ~15%. I had never heard about negotiating a hospital bill that was not overdue, and I just paid the cost as was billed to me. The question is are these bills something that can/should be negotiated, like when buying a house or a car? Am I a chump who paid full price with no negotiation? Edit: I already have insurance, this applies to if I should negotiate my bill after insurance pays their portion. [link] [comments]  |
| Won 49k Euros and I am horrible with money. Posted: 04 Feb 2019 03:10 AM PST I am 26 male and I just won a big tournament for 49 thousand euros and I am horrible with money (gambling addict) I dont have any debts since I have worked really hard to pay off all my previous gambling debts. Now I play once in a while but this is by far the biggest I have ever won. What I need advice on is a logic place to put this money in. I dont need to buy anything, I have a shitty car and can easily afford my rent with my salary. Dont know if this belongs here. I really need to make a smart decision and not blow this one away like I would have done in the past. Thanks in advance. [link] [comments]  |
| I just suddenly inherited a LOT of money, a house, and 2 cars and I don't know what to do. Posted: 04 Feb 2019 07:10 PM PST So recently, my grandpa suddenly passed away from an accident leaving basically everything to me. I've started going through the house, finding everything that he has, but it's a lot, and some of it I don't know what to do with, or how to access it. So far, this is what I know:
About me, and why I'm struggling. I'm am in my early 30s and have been basically taking care of my grandpa the last few years, while still trying to go to school. He and school have been my primary focus though and I haven't had the extra time to get a job so I've been out of work off and on for the last 5 years. I was basically his primary care giver as I am/was his only family left. My problem is that I've never had this much money before in my life. My mother (unrelated to him) was poor growing up. Lately I've been more focused on taking care of him, but am still "officially" living about 400 miles away from his house and I am traveling back and forth when I can to manage most of everything on both ends. I honestly don't know what to do or where to start. I don't need money immediately to start setting up something with my life, but I would like to set things up where if I have trouble finding work, I have some kind of way to live, even meagerly. I own my own car, share a little apartment, and with all of my bills and everything at home, my costs are less than $1500 a month until April where my lease is up and I can move. His bills at the house total about $400 - $500 every month, not including food that I would be eating. He has some food stocked in his pantry that I could live off of for a (short) while though. Honestly, at this point, any advice is helpful. I don't know how or what to save or where. It will be at least a few weeks - months until I have access to all the money, but like I said, I have about 200k as a cushion, I just don't want to burn through it all in a year, you know? [link] [comments]  |
| 17, turning 18 in a month. How on earth do I get health insurance? Posted: 04 Feb 2019 03:21 PM PST Background: I am currently 17M and will be turning 18 in March. My family doesn't have insurance and I want to get insurance as soon as I possibly can. I live in Texas, so I am currently barred from enrolling in an insurance plan until I am a legal adult, so I do have time to consider my options. I'm looking for major medical currently because it is all I can afford. I am young, healthy, fit, have good grades, no history of tobacco or drug consumption, and no pre-existing conditions. A few questions: 1. If I enroll in an insurance plan, which is more important to prioritize: low premiums, low deductibles, or low copays? 2. I'm looking into attending the University of Texas at Austin among several other colleges, all of which provide optional healthcare plans to students that can be added onto tuition. Would it be wise to look into one of these? 3. Open Enrollment ended a while back and I have a good 10 months until it opens again. I've looked at the healthcare.gov enrollment exemptions, but I'm not impoverished enough to qualify. Is there any sort of exemption from brand new adults initially entering the market? 4. I don't qualify for Medicaid, at least as of now. When I am in college and an adult, will I qualify? I will be a full-time student. If you guys can answer some or all of these questions it will mean the world to me. I'm paranoid about car wrecks and any medical risk. [link] [comments]  |
| Employer won't give me my W-2, even though I'm a full time employee Posted: 04 Feb 2019 03:55 AM PST I work at a bar where my employer pays everyone cash. I've never seen a paycheck in the past two years I've worked there, but I did fill out a w4 when I started and emailed it to them. When I mentioned getting my W-2, my employer said she didn't put me on payroll, she's just putting me on 1099. What does that mean? I need to do my taxes for Obama Care and report an income. I never got a W-2 in my first year but I let it slide because she said she just forgot to put me in and promised to put me in for this year. It was a mistake but I really need to do my taxes this year. What legal action can I take against her? I'm the main bartender there working over 40hrs a week and she refuses to give me a w2 [link] [comments]  |
| Buying a family members house? Posted: 04 Feb 2019 05:40 PM PST So a family member has a stroke last year and won't be returning home, his house is estimated around 147k but it does need some repairs, it's approximately a third of an acre that's fenced in with a 1200 square foot home. He agreed to sell me the home for 55k and I would be taking 65k out on a loan to cover the repairs and closing costs, the mortgage with insurance and taxes comes to 675 monthly. I'm 23 so nervous to move out but my parents and immediate family keep telling me it's an opportunity that I shouldn't pass up and that they will help me if I run into any trouble (paying bills, repairs, furnishing the home, making sure I don't lose the home or my car) I'm working full time and going to school so I'm curious to if this is in fact a good idea to go through with [link] [comments]  |
| Going in on a Duplex with my sister Posted: 04 Feb 2019 04:47 PM PST I have debated on going in on a duplex with my sister in the Bay Area. I know a lot of people in this sub will advise on me to not go in with the deal, but living in the Bay Area there is no other possible way for me to afford a house. What are some things I should do to prepare or think about before pulling the trigger? Situation: My sister and I are debating have been thinking about going in on a multifamily home in the Bay Area. Our parents would help us with our initial down payment. She's financially stable and has actually taught me about FIRE. She has been a great mentor for me on my path towards financial independence. If we both went in on a multifamily home we'd be able to possibly afford a place at ~$1.5M rather than a single family at ~$1M. We are both with the understanding that we would do whatever we want with our side of the property whether we live or rent our side of the property. We'd both have our partners to help with the mortgage payments, although I don't plan on accounting for my partner for my side of the mortgage payments (in case we don't work out). Relationship: We have a good relationship and are very open about our finances. (I know this can definitely change over the course of owning this property together, but thought I'd add this in.) Notes:
TLDR: Should I go in on a multifamily house with my sister to afford a house in the Bay Area. [link] [comments]  |
| Has anyone been audited before by the IRS? Posted: 04 Feb 2019 11:55 AM PST What was the process like? Did you use Audit Max/Max Audit by Turbo Tax? What did you need? I have big medical expenses from 2018 but I am having hard time trying to find receipts. I am planning on getting that Audit service just in case but I don't know what the process will be like if I do get targeted for an audit. I am also expecting a big tax ($5,000+) return so I would rather not have that delayed either. [link] [comments]  |
| Help with filing amended returns? Posted: 04 Feb 2019 06:37 PM PST Being the diligent, government-fearing citizen that I am, I try to file my taxes as early as possible; as soon as I had all of my tax documentation at the end of January, I went ahead and TurboTax'ed it up. I live in New Jersey and work in New York, so I ended up with federal and NYS refunds while I owed a bit in New Jersey. Today, two days after filing, I received an update from my mortgage company that they had under-reported my interest paid on my home in 2018 on the original 1098, and they're going to be issuing an updated 1098. The difference between the two amounts is something in the neighborhood of $1200, and after changing that amount in TurboTax, it left my federal return the same, increased my NYS refund, and decreased my NJ tax burden. However, I've already e-filed federal and NYS and mailed in my NJ return with a check. I'm just not sure how to move forward. Do I need to file amended returns for each? How and what forms do I need? Seeing as I've gotten so used to TurboTax essentially printing out everything I need to submit/turn in (and, in the case of federal and NYS, not even that), I'm not sure where to start. Any and all help would be much, much appreciated. And if you have follow-up questions that I can clarify, please let me know. Thank you! [link] [comments]  |
| Implications of Removing Money from 401k Posted: 04 Feb 2019 05:23 PM PST I would like to remove money from my 401k. I'm just unsure what exactly the implications (aside from taking a tax and fee cut) would be. [link] [comments]  |
| Company I work for announced that it is going private after acquisition. Posted: 04 Feb 2019 06:19 AM PST I have a lot of RSU's that have vested as well as some that are not vested which will automatically vest at closing of deal. They are offering a buy back option but what happens if I don't sell the shares back? Do they dissolve into nothing? I sure hope the company's great culture isn't affected by this. [link] [comments]  |
| Posted: 04 Feb 2019 10:42 AM PST I make $40,000 a year (pretax) in the medical field (clinical research) right now, this was my first job out of college and I have been here for four years. I have no remaining debt whatsoever, I live as frugally as I can. I max my 401k match (currently at about 20k in retirement, total), my credit score is 750+, and I now have $30,000 in cash as an "emergency fund." My goal was to have enough money that even if my girlfriend and I both lost our jobs, we could survive for about a year. Yearly spending is about 25,000 so hooray! We did it! Now I don't know what to aim for anymore. I track all my spending in Mint, I basically net +$8,000 every year right now. I feel like I'd eventually like to own a house, I'm not super well-versed in the whole "house buying thing" but it kind of feels unattainable to me at my current income level. Median house value around here is about $200,000, so I would need ~40k down payment + additional costs + I still want a decent emergency fund. So I would need to have at least what, 60k in the bank, is that right? So that means, at my current level of income and spending, I could afford to buy a house in 4 more years. Meanwhile, honestly I'm pretty happy where I am with my tiny apartment and my low stress. I could just coast on this low-level security for a while, but I can't help but feel like "is this it?" What can I be doing differently here to work towards this? What should I be doing with this 30k in emergency funding? It's just sitting in an account right now making zero interest. The obvious answer, overall, is "time to leave the job for a better one," easier said than done. I'm keeping my eyes open but I don't see anything that has made sense, financially and lifestyle-wise. If anyone's looking for entry level CRAs let me know... [link] [comments]  |
| Money sitting in my checking account and unsure of the next steps. Posted: 04 Feb 2019 11:55 AM PST Hello everyone, I'm a 21 year old student and I have saved up some money. I was wondering the next steps I should take is to open a high interest savings account online (I'm okay to not take that money out) or a retirement account at my local bank. I read the difference between a Roth IRA and traditional IRA and I think the Roth IRA would be better for me. I was hoping to get some advice as which would be the better choice for me. Thank you all! Edit: I have around 6.3k in my checking. No debt. Current expenses: rent 425. Everything else is just misc. I make probably 650 a month because I work part time and school part time. [link] [comments]  |
| Hoping for advice to help us get out of this hole Posted: 04 Feb 2019 10:28 AM PST Looking for any advice from the community on a way to get out of this hole. Our family has always lived check to check for the most part without any real savings account aside from a 401k retirement account through my employer. We've tried credit card point churning and you'll see from the number open and amounts that we have failed miserably. I've also been very much an impulse buyer and a little generous with friends and family (paying for dinners, hosting small get togethers at home, etc.). About a year or two ago we were sitting on what I would call a low amount of credit card debt (<$5,000ish maybe) for us based on our previous history with them. We were using cards, but paying them off every month to accumulate points. I've always wanted a nice home and have made the mistake of buying new vehicles 90% of the time. November 17 we found out we were going to have twins. In Feb 18 we purchased a larger home and at this time we currently still own our old home as well. We still haven't listed the old home due to nothing short of laziness and procrastination - needs a few repairs (sub $2000), cleaning, etc. We are hoping to at least break even on the original home and plan to get around to repairing, cleaning, and listing ASAP. My wife generally handles the bills and I did not realize it was this bad and at this point I am getting really scared and this is starting to affect my sleeping and eating habits and it is all I am able to think about most of the time. I've given up on any dreams of retiring early and at this point just want to get stable. We currently live in a LOCL area in the midwest US. I currently work in IT with an annual salary of $93,000 and a yearly bonus generally between 13-18k. My wife works an hourly job bringing home approximately $600 every 2 weeks after taxes. We live in our current home with 4 children (19,12, and 6 month twins) and usually have a family member living with us to assist with childcare. My base assumptions show we are spending $1000+ a month more than we bring home (not counting food, gas, clothing, etc.) and currently have about $10,000 in the bank from my last bonus that will run out soon. At this point we are using CCs to handle gas, food, etc. purchases and making the minimum payments on the cards to get by. I copied the below from another post and attempting to fill it in as best I can. Budget Categories: $6254 combined Monthly Income (not including bonus) We do normally get a refund (2-4k) BILLS $643 - Old Mortgage ($100,000 left - last appraised at $150,000) $170 - Old home equity loan ($38,000 left) $1690 - New Mortgage ($203,000 left - last appraised at $240,000) $122 - cable, etc. ($90-internet, $12-Hulu, $14-Netflix, $6 CBS) $170 - cell phone (Sprint unlimited with 2 iPhones fairly new contract) $400 - electric/gas new home $40 - electric/gas old home $garbage/water $224 - car insurance (3 vehicles including 19 year old's that is paid off) $80 (old) + $109 (new) home insurance DEBT (list smallest to largest by total due, include monthly minimum) $695 - car1 ($34,700 left) upside down due to being new purchase and accidents - all damage repaired $870 - car2 ($52,000 left) upside down due to an upside down trade Credit Cards ($2100 monthly and over $70,000 total) CC1 $481 $15,645 25.0% CC2 $644 $25,176 18.0% CC3 $146 $6,233 18.0% CC4 $262 $8,226 25.0% CC5 $100 $6,519 25.0% CC6 $59 $2,935 14.5% CC7 $29 $2,263 CC8 $166 CC9 $6 CC10 $76 CC11 $36 CC12 $80 $2,577 CC13 $35 $1,210 At this point eating out is being cut down to nothing with rare exception of being on the road and hungry, but limited to cheapest possible. Trying to cut back on groceries and have no idea on amount spent - but feeding a family of 6 including baby food, diapers, wipes, etc. Fuel is another tricky one - I work from home 90% of the time, but live 40 minutes from my office. So right now cost are down. If anything changes to where I have to be in the office more this will skyrocket. I do have a 401k account with approximately $180,000 at this time. I have a loan out (paying $800ish a month not counted in monthly income) that will be paid off in September 2019. My current ideas are: Get rid of the old house ASAP - should have been done already :( Possibly try to borrow $12,000 from family/bank to pay off my 401k loan and retake it out again ($45,000) - paying the $12,000 back and using rest towards credit cards. Taking out a home equity loan on new home to pay off CC debt. I am running into the issue that even my idea above may not be enough. Any advice is appreciated. [link] [comments]  |
| Posted: 04 Feb 2019 05:11 PM PST I relocated in January 2018 and bought a home during this time. I will be looking for a new job in the next few months and I don't know what the best option is. I could stay local, get a job and continue paying mortgage on my home. I am very far from my family and currently receiving job offers from Washington. I would love to move closer to my family, but if I do I'm not sure what to do with my home. If it means I will be losing money I don't mind staying where I am and finding a job locally. What's the best option; stay, sell or rent it out? I'm leaning towards renting it out. Is this a bad idea? Thank you for your help and advice! [link] [comments]  |
| I filed 1 of 2 of my W-2's need advice. Posted: 04 Feb 2019 05:09 PM PST I e-filed one of my W-2s with TurboTax, and few days later i got another W-2 from my former job. Both of the W-2s are from the same company, but half-way through they switched to a new company to do payroll. What do i do now? Do i just file the other W-2 under a different account?. E-file it with another website? My brother told me to e-file it next year. TurboTax isn't letting me add my other W-2, unless i pay for their premium account. So what do i do? EDIT: Thanks guys for replies and such, will be doing that amend in a few days :D, good luck to the rest of you in your tax returns and such. RIP sweet victory [link] [comments]  |
| Economy Rental Car in CA wants to take back the $206 dispute Posted: 04 Feb 2019 02:45 PM PST In November 2018, Me & My Dad took a trip to California. He went through Orbitz to rent a car for the entire trip but used my card to do it. They charged $206 right away. We went to the place for the car but upfront they wanted $15 extra each day because I used a Debit card. So we were like nah. Economy then said that it was Orbitz that charged us then Orbitz said it was Economy's fault. So we just called my bank to dispute it. They credited it back my account then investigated. Today I got in the mail from my bank that they found no billing error and that Economy is taking back the money. I don't know if they're in the right and I'm in the wrong or vice versa [link] [comments]  |
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