Cash went from worst to best performing asset this year. Has never been best in 19 years. Investing |
- Cash went from worst to best performing asset this year. Has never been best in 19 years.
- Year Ahead: important dates for 2019
- Trump issues executive order freezing federal workers' pay in 2019
- U.S. Options Volume Surged to Record in 2018
- Trump Says `Big Progress Being Made' With China After Xi Call
- How are you preparing your portfolio for 2019?
- What’s your return for 2018?
- Sell losers to get a tax break
- Ethical investing options
- Why Don't Wholesalers Do Online Orders?
- Vanguard fund cost question
- Rate my portfolio!
- Best place to get information on a companies outlook?
- Fidelity Select Funds
- Volatile financial markets and softer economic data has led Goldman Sachs to trim its expectations for growth in 2019
- Could Amazon Finally Be Testing Full-Size Cashierless Grocery Stores?
- Mortgage debt at $10.3 trillion, approaching peak at $10.7 trillion in early 2008
- Backdoor Roth into settlement fund - now what?
- BRK.B Potential
- Thinking of buying a apartment
- Investing in indices via Oanda.
- Viva Sears! Well, never say die looks like
| Cash went from worst to best performing asset this year. Has never been best in 19 years. Posted: 29 Dec 2018 09:20 AM PST Graph of this issue: https://pbs.twimg.com/media/Du-GFSTUYAAj-9B.jpg This year's top-performing asset class isn't stocks, bonds, commodities, or real estate. And no, it's not crypto-currency either. It is cash. That's right. Cash is the top performing asset class year-to-date. Beating out U.S. stocks, global stocks, investment grade bonds, junk bonds, commodities, real estate, you name it... Cash is king. Cash is underrated by most investors. Yet it's the easiest way to reduce risk in your portfolio. It can cushion your portfolio during a market crash, as well as deliver unlimited upside in the form of opportunities that have yet to come. But I've noticed a common problem when investors are holding cash... they don't know what to do with it. And to be honest, there are so many options out there between savings accounts, money market accounts, certificates of deposit (CD), mutual funds and ETFs that it can be confusing. It's easy to see why investors leave their money parked in their brokerage sweep accounts or a savings account at their local bank. When I first got into investing and folks would talk about cash and the "risk-free rate" of Treasury Bills (T-Bills), I thought the only way to access those T-Bills was through a bank or mutual fund or some other financial institution. But that's not the case... I'll tell you exactly where I invest my cash that cuts out the middle-man, like banks, and their fees. But first, let's look at the national average of interest earned in savings accounts, money market accounts and 1-year CDs. After all, with the Fed having increased interest rates, you should be getting a better return on that cash parked in your savings account, right? That doesn't seem to be the case... According to the Federal Deposit Insurance Corporation (or FDIC -- the entity that insures the money in your bank accounts), the national average interest rate paid on savings accounts is a meager 0.09%. Money markets pay 0.16% while locking up your money for one year in a CD will net you 0.60%. Meanwhile, the current federal funds rate is 2.25%. Which asset do you think will be the best performer in 2019? Are you increasing your cash position in 2019? [link] [comments]  |
| Year Ahead: important dates for 2019 Posted: 30 Dec 2018 02:43 AM PST I compiled a list of important elections, central bank meetings and other important geopolitical events here: https://abravenewhuxley.wordpress.com/2018/12/27/year-ahead-important-dates-for-2019/. I hope it's useful! [link] [comments]  |
| Trump issues executive order freezing federal workers' pay in 2019 Posted: 29 Dec 2018 12:32 PM PST https://www.cnn.com/2018/12/29/politics/trump-executive-order-federal-workers-pay-freeze/index.html How will this affect the market? [link] [comments]  |
| U.S. Options Volume Surged to Record in 2018 Posted: 29 Dec 2018 06:05 PM PST |
| Trump Says `Big Progress Being Made' With China After Xi Call Posted: 29 Dec 2018 09:23 AM PST President Donald Trump said on Saturday that he'd spoken at length with Chinese President Xi Jinping and that "big progress" is being made toward a deal between the world's largest economies. The agreement will be "very comprehensive" and will cover "all subjects, areas and points of dispute," the president said in a tweet. Trump's comment comes as a U.S. delegation prepares to travel to Beijing early in the new year for talks with Chinese officials, and is another sign that trade tensions may be cooling after months of brinkmanship...... [link] [comments]  |
| How are you preparing your portfolio for 2019? Posted: 29 Dec 2018 01:24 PM PST This may be as simple as holding the course and rebalancing back to your target allocation. But every year has it's subtle (or severe) shifts in economic and market outlook. With growth forecasts set to decline for the latter part of the debt cycle, shifting interest rates, ongoing trade wars (or perhaps a relaxing of tension), Brexit, a very recent correction, a multitude of positive or negative factors I haven't even considered....are you doing anything differently? Perhaps shifting target allocation, new asset classes (or removing something entirely), bond duration, topping up your portfolio by more or less than you normally - all thoughts appreciated! [link] [comments]  |
| Posted: 29 Dec 2018 08:12 PM PST Hey guys, I've just opened this account and figured I'd dive in with a big question, because why not? I'm just wondering what you guys' returns are and also what you invest in(stocks, bonds etc) and what style(ie: buy and hold, short etc). For me, I'm only in stocks, though I do have a house but I can't guess how to calculate ytd for that lol. My stocks were held in a few accounts, one account was flat, one was closed at 23%, one is around 23%, another at 24%. I just do simple buy and hold investing. I did do some profit taking and took most of it out at one point to change the investing style to deal with new market conditions and try to take advantage of volatility and lower prices moving forward. I have lost money of course, but somehow I came out ok. I think I just got lucky when I took out profits and started to pivot. This isn't a weird flex post, being into investing is a bit of a solo journey and it's hard to get different perspectives, both good and bad, even though that's how you learn. Figured this was a good place to ask. So how has 2018 treated you? [link] [comments]  |
| Sell losers to get a tax break Posted: 29 Dec 2018 05:39 PM PST Quick question, say you do well trading for the year and although you are up YTD (say 50k for simplicity) you have some options that don't expire until some time next year but are total turds and have lost almost all their value. Do you sell them for a loss to reduce your tax liability or hold them and hope for the hail Mary before they expire? Curious if there is any downside to this? Since the trade didn't work out you can sell to capture the loss and then re buy the same or similar OTM options for much cheaper than the original play. The only downside I see is the possible loss of long term cap gains vs short term. Am I missing anything else here? [link] [comments]  |
| Posted: 30 Dec 2018 03:00 AM PST I would like to start a discussion and hopefully compile a list of comparatively ethical investing options including stocks, bonds, funds and other. As this is an financial investing forum I'm referring to options still able to produce financial interest in the long term rather than charity. I fully realize that we can't all agree on what an ethical investment is, but hopefully we can pick out some that do less harm than others. For example, Nestlé, Procter & Gamble, Coca-Cola, L'Oréal are some companies that are more or less are universally considered unethical. Meanwhile companies like Adobe and ON Semiconductors have been mentioned as ethical by several lists and sources. When it comes to countries I would avoid bonds from ones actively warmongering, defying human rights or severely polluting. So, please, mention several options you yourself consider ethical, and if you want, some that you absolutely would avoid. [link] [comments]  |
| Why Don't Wholesalers Do Online Orders? Posted: 29 Dec 2018 08:42 PM PST Why don't wholesalers accept purchases from the general public by post, or offer the same discounts to employees of retail outlets as well as their outlet? They are cheaper because they don't have the retail space. And then? [link] [comments]  |
| Posted: 29 Dec 2018 05:43 PM PST I plan on investing some spare money in Vanguard funds (UK based). I plan on an 80/20 equity/bond split. I'm constructing my own global index tracker made up of 3 funds (UK, developed ex-UK and emerging markets). To lower costs compared to the Lifestrategy80. The costs page for each of the 4 funds (3 equity, 1 bond) states a £500 minimum lump sum/£100 monthly input. Does this mean that I have to invest minimum £500 in each fund? This would mean that to get my desired asset balance I'd need to invest £10,000's in the more heavily weighted funds? Or is it a minimum £500 overall investment which can be split between as many funds as desired? [link] [comments]  |
| Posted: 30 Dec 2018 02:17 AM PST CGC 10% a bit of gamble tbh but risk to reward is solid. MO 20% high dividend and had been round for ages has growth oppurtnity from vape, ecigs and cannabis. LMT 10% defence is never going away and main customer has big pockets😂 XOM 10% feel like its a really good buy with how low it is and will always be round and will buy renewable companies. DEO 10% again outperforms market in long run and is reccession proof. BAM 20% another gamble but they survived 2008 and have impressive returns. Potential future berkshire hathaway. Feedback is appreciated and is for the long term 10-20yrs. And am gunna buy end of 2019 in case of reccession. [link] [comments]  |
| Best place to get information on a companies outlook? Posted: 29 Dec 2018 05:09 PM PST Im interested in reading about the moves companies are looking to make over the coming years. For example what is apple planning to do to keep the cash coming in? Amazons next big move? How is google planning to change in the next 5 years? You can get a small glimpse in the quarterly reports but i was wondering if there any any reports by reputable analysts that i could read? [link] [comments]  |
| Posted: 29 Dec 2018 04:01 PM PST I would like feedback on what Fidelity Select Funds you recommend and why. So far I like: Healthcare FSPHX because boomers are aging Technology FSPTX because our economy is tech driven now Defense FSDAX because both Democrats and Republicans are warhawks and big military supporters I am also drawn to telecommunication FSTCX and consumer discretionary FSCPX. I appreciate your thoughts. [link] [comments]  |
| Posted: 30 Dec 2018 01:33 AM PST Goldman's somber assessment came only weeks after the bank said the negative impact of falling stocks and rising interest rates would likely to be offset by higher wages and oil prices in retreat. https://stockmarketnews.today/2018/12/30/volatile-financial-markets-and-softer-economic-data-has-led-goldman-sachs-to-trim-its-expectations-for-growth-in-2019/ [link] [comments]  |
| Could Amazon Finally Be Testing Full-Size Cashierless Grocery Stores? Posted: 29 Dec 2018 08:07 AM PST |
| Mortgage debt at $10.3 trillion, approaching peak at $10.7 trillion in early 2008 Posted: 30 Dec 2018 12:35 AM PST When I saw the subject line in the article, I got scared. Consumer confidence is high right now but so was the world pre 2008. Am I right to be scared? Are there more bad mortgages going on? Reckless spending? Unrealistic expectations of the economy? [link] [comments]  |
| Backdoor Roth into settlement fund - now what? Posted: 29 Dec 2018 08:16 PM PST This is my first year doing a backdoor Roth IRA contribution. I have vanguard. I first transferred 5.5k into my nondeductible traditional IRA. I then did the backdoor. Now all the money sits in my Roth account in the money market settlement fund. The backdoor is technically complete, correct? I don't need to rush and buy some other funds before 2019? I'm trying to see where the market heads and do want a bit more time to research the different funds. I currently hold 100% of my account in VFIAX. Should I add more to diversify into something else. I'm ask looking at VIGAX. Any suggestions appreciated. [link] [comments]  |
| Posted: 29 Dec 2018 11:06 PM PST Do any of you think BRK.B can someday reach or be close to what BRK.A has accomplished over time? [link] [comments]  |
| Thinking of buying a apartment Posted: 29 Dec 2018 11:04 PM PST I am 24 and have a stable-ish job but I plan to go back to school for a Masters to retrain as I dont see the prospects in my field. I live and work in a city away from home.However,my aunt has been very gracious and let me stay with her without rent.But I think I cant continue staying with her in the long term. My salary is pretty low though.Its about 48k a year.My parents have offered to help me with a downpayment of 100k.I think I can get a loan for the rest.I am frugal and I manage to save half my salary mostly. All the regular apartments in my area cost like 400 to 500k and I dont wanna borrow so much.I was thinking of buying a flat(ie low end apartment) for around 250 to 300k.Parents arent that happy due to safety reasons but Id rather not get into a huge debt. Alternatively I could get a nice apartment in a suburb far from where I live now in a new township.Cons is a lack of support as its an hours drive from my aunt and church. What do you guys think?Should I consider buying?Or wait till I finish my Masters?My Masters wouldnt cost much and I would bd doing it part time. Edit:I have saved up 25k in normal savings and my employer contribution is 30k and I can deduct the installment from my employer contribution fund. [link] [comments]  |
| Investing in indices via Oanda. Posted: 29 Dec 2018 10:46 PM PST Is the margin offered by Oanda competitive vs traditional broker's fee? Any feedback guys? thanks! [link] [comments]  |
| Viva Sears! Well, never say die looks like Posted: 29 Dec 2018 10:59 AM PST $4.4 billion for 425 Sears stores = $10.35 million per store https://www.cnbc.com/2018/12/28/sears-chairman-eddie-lampert-submits-bit-for-company.html [link] [comments]  |
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