Just authorized my final student loan payment Student Loans |
- Just authorized my final student loan payment
- $120k in debt- next steps?
- Can I Co-sign a Loan After the Fact
- Withdrew for Emergency this Fall, Huge Medical Bill. Can I get the Spring Disbursement if I'm not in Classes?
- Refinance Federal Loan w/ Private Loan?
- Should I take out government student loans and invest the money?
| Just authorized my final student loan payment Posted: 23 Nov 2018 09:37 PM PST Feels kind of good to hit that final button, but also kind of empty. Now I gotta pay off the remaining $6k on a car and I can finally start my life for real. [link] [comments]  |
| Posted: 23 Nov 2018 02:00 PM PST Like many other Americans, I was not smart about getting a college education. I knew going into school that I wouldn't earn much money (elementary school teacher), but I was naïve enough to think it wouldn't matter, as long as I was happy and pursuing my passion. In hindsight, I know I made a huge mistake, but there's no use crying over spilt milk now. Here I am, in my 3rd year of teaching, earning about $50k a year. My fiancé and I can't buy a house, we can't get married, we can't have a baby, and I feel like it's all my fault. I don't know if it's worth it to throw all my money at these loans, or if I should just pay all the absolute minimums so that I can start saving for other things (house/wedding/baby). I don't know what the right approach is to take, honestly. EDIT: Of my $120,000 debt, $100,000 of it is PRIVATE loans. [link] [comments]  |
| Can I Co-sign a Loan After the Fact Posted: 23 Nov 2018 03:55 PM PST My wife has a large amount of student loan debt, and I am eligible in the future for a student loan repayment program. But I have to be a signed on the loan, and it has to be Title IV (federal) loans. Is there anyway for me to add as a co-signer after the fact on her loans? [link] [comments]  |
| Posted: 23 Nov 2018 12:49 PM PST Hello everyone. I've fallen on some hard times recently. I was in the hospital recently which led to some very expensive medical bills. I did an emergency withdrawal after this. The bill is huge, and paying it is going to be an extremely long and difficult ordeal. Because I'm only going to be able to give some fraction of the monthly payments the hospital wants, it will probably go to collections. It will probably take me at least 2 years of doing nothing but working, and I want to get back in school in the next year. It's thrown a major roadblock in my life plans. I already accepted the Stafford loan for this year, which is dolled out in a Fall and Spring disbursement. The loan in its full amount would put a huge dent in the medical bill and allow me to get back to being in school. Student loans are wayyyy easier to manage too, and I'm going into a good field so I'm not too worried about the student loan. If I'm not going to school this Spring, would I still get the other half of the loan? If I need to be registered, can I just drop before the drop date and still get the refund? I know this is all up to my school, but has anyone else tried this? TL;DR-- I have lots of medical bills that will likely get sent to collections and take me multiple years out of school to pay off. Thinking of consolidating debt with Spring Stafford loan disbursement. Can I get the loan money without being in classes? I know this is up to my school, but has anyone else done this? Thanks! [link] [comments]  |
| Refinance Federal Loan w/ Private Loan? Posted: 23 Nov 2018 06:18 AM PST I've heard that there's some benefit to federal loans, but i'm currently paying 7.875%. Is it worth is to refinance with a private lender? What is the range of interest rates can i expect? [link] [comments]  |
| Should I take out government student loans and invest the money? Posted: 23 Nov 2018 11:03 AM PST I have my finances pretty well managed. With all of my income I'm able to pretty much break even with all of my school expenditures. Is it wise to take out loans just to invest them? The government subsidized loans have about 6.5% interest rate. I'm thinking that if I get 10% off of the stock market then it will be a net gain. [link] [comments]  |
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