Paid off student loans Student Loans |
- Paid off student loans
- Paid off loans!
- Call from Great Lakes
- Serious - what would be a good name for a new income driven repayment plan?
- 21k in student loan debt
- Should I pay off my loans?
- Hello, I need some help! My Teach Grant might be turning into an unsubsidized loan by the end of this month!!
- Accepting student loans in the middle of the semester?
- Is it worth it to deduct from a 401-k to pay off student loans?
- I have loans pulled from two different FAFSA accounts, is my only option to consolidate?
- Should I pay off student loan interest in 2021?
- 24 y/o FAFSA for 2022, don’t know what to file for taxes?
- Paying off or Keep Deferring
- I took last semester off school, I’m in it again now this semester. If I were to take another semester off this upcoming one, would I have to start repaying my loans? Or would I still have that 6 month grace period again?
| Posted: 03 Nov 2021 07:40 PM PDT |
| Posted: 03 Nov 2021 09:55 PM PDT Just submitted my last payment of 263,000! Unreal feeling, but can't share with anyone IRL. Good luck to you all! [link] [comments]  |
| Posted: 03 Nov 2021 08:52 AM PDT I just got a call yesterday from someone who said they were from great Lakes. They wanted to confirm my information. I almost did but please don't give anyone any information over the phone. I ended up telling them to just email me instead and hung up on her. Definitely sounded like a scam. Please be careful out there. Edit: after a google search, I found that this was not a Great Lakes number. Just spreading awareness! [link] [comments]  |
| Serious - what would be a good name for a new income driven repayment plan? Posted: 03 Nov 2021 08:36 AM PDT So as part of Negotiated Rulemaking they are indeed proposing a new plan (i'll make another post later with what's being discussed so please don't ask here - too early yet to really set the stage for this) and they are calling it EICR. As someone who works with consumers daily on student loans i cringe at the thought of another plan with a similar name to an existing plan. So - reddit - seriously - what should the new plan be called? If we get some good ones I'll suggest them. Seems like a little thing - but the clearer we can make these things the less folks will get confused when trying to navigate their options. [link] [comments]  |
| Posted: 03 Nov 2021 10:19 PM PDT 21k in student loan debt after my undergrad. I will probably do the standard repayment plan and try to pay it off as fast as possible. Only problem not sure what my income will end up being like. I am a bit nervous aboutttt that part, but do you guys feel like 21k is pretty manageable in terms of paying back my loans ? [link] [comments]  |
| Posted: 03 Nov 2021 09:56 AM PDT I owe just over 10k and am able to pay this all off right now. I feel like I should pay off the loans knowing that interest will start accumulating early next year but this is hard to do with all the talks of student loan cancelation going on. What would you guys advice or do? [link] [comments]  |
| Posted: 03 Nov 2021 10:38 PM PDT Context: I'm a first year full time special education teacher in California that started at the beginning of this school year right after graduating my Masters Credential program this June. The Teach Grant terms are that I fulfill 4 years of full time teaching, as a highly qualified teacher, in a high needs field, at a low income school within an 8 year period. I have been getting emails since I graduated saying I had to provide certification. At first it said that my Grant wasn't in any danger of getting turned into loans and that I can provide certification when my first year is over. Then I got an email asking for certification. I assumed maybe my residency year counted so I put last year then. But it for denied because I was still in school. Then I got emails saying that I should still provide certification that I have begun teaching and intend to satisfy the commitment. So I re did the form. Today it came back denied because I haven't completed a full year of teaching. And now the website says my grant will be turned into an unsubsidized loan by the end of November. I know FedLoan has had problems in the past. These are some articles I found that give more context: https://www.google.com/amp/s/www.forbes.com/sites/adamminsky/2021/07/06/biden-administration-announces-big-changes-to-teacher-financial-aid-program/amp/ [link] [comments]  |
| Accepting student loans in the middle of the semester? Posted: 03 Nov 2021 02:40 PM PDT I was just wondering what happens if someone accepts a student loan in the middle of the semester outside of the disbursement date. I.e. the disbursement date was in August and someone accepted it in November, would they receive the loan or would it be dispersed in the following semester? [link] [comments]  |
| Is it worth it to deduct from a 401-k to pay off student loans? Posted: 03 Nov 2021 10:46 AM PDT I've been investing slowly over the past 4 years post grad while working to pay off my debt. And took some big swings at it this year. I've got about $34k left across 5 loans (3.4% to 4.8% interest on each). If I deduct from my 401-k or deduct part from my 401 and part from my emergency or other funds I could be debt free overnight. But I'd have to eat the tax fee for doing so. If my math works out, the one time fee would most likely be higher than collective interest charged for that year but it equalizes 2 years out and is less expensive 3 years out. Does anyone have experience with early 401-k deductions? And do you suggest I go for it or just continue digging my way out? [link] [comments]  |
| I have loans pulled from two different FAFSA accounts, is my only option to consolidate? Posted: 03 Nov 2021 11:31 AM PDT Basically my senior year of HS I pulled 45K (roughly 53K now) for my freshman year of college with my dads help. And for some unexplainable reason, I pulled the remainder of my loans (post transfer, ~32K) from a different account the following years. All loans were through FAFSA and Mohela. I definitely cannot pay these off separately. Is consolidating and setting a fixed interest rate my only option? Or can I keep them student loan accounts with lower interest rates and combine them? Edit to add: while I have everybody's attention.. though I think I already know the answer. I didn't find out until my final semester (technically a fifth year so new FAFSA) that I was a "first gen college student" and I got my entire semesters tuition covered by grants (my dad didn't finish college and my mom has an associates. nowhere in the fine print was this defined as "not college"). Is there any way to go back and get some sort of assistance on the loans I've taken out? Yes I understand this sounds ridiculous but you don't know if you never ask! [link] [comments]  |
| Should I pay off student loan interest in 2021? Posted: 03 Nov 2021 08:00 AM PDT So I have about $60,000 in student loans and it's showing $2600 in accrued interest. Since $2500 is tax deductible should I make sure to make that payment prior to the end of the 2021 year? Or does it not matter? Just confused if I should pay in this tax year or next to take advantage of any tax savings [link] [comments]  |
| 24 y/o FAFSA for 2022, don’t know what to file for taxes? Posted: 03 Nov 2021 05:28 PM PDT My parents claimed me until this year. I didn't think anything of it; they paid my taxes and my income was included in theirs for a tax deduction. Now I'm 24 and need money aid, but I have no personal tax history. I do have W-2's from 2021, but not 2020. I didn't work for a couple years; I traded stocks. How does this work? I'm lost af. Trying to go back to school this spring. I'm an independent with no personal tax history according to fafsa. Do I need their tax returns? Do I submit my W2's from this year? Idk smh [link] [comments]  |
| Posted: 03 Nov 2021 07:10 PM PDT Should I start to pay off my loans or should I keep picking up master degrees which are significantly cheaper per year in my case than a monthly loan repayment and the degrees have much more generous payment plans or should i just pay off and not load up on 3-4 more degrees? My loan total amount is north of 150k and I only ever get temporary contract jobs [link] [comments]  |
| Posted: 03 Nov 2021 11:07 AM PDT |
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