Financial Independence Daily FI discussion thread - Friday, June 18, 2021 |
- Daily FI discussion thread - Friday, June 18, 2021
- Officially retired at 27
- Not wanting to get married ever since you discovered FIRE?
- Any other blue collar workers on this sub?
- Weekly FI Frugal Friday thread - June 18, 2021
| Daily FI discussion thread - Friday, June 18, 2021 Posted: 18 Jun 2021 02:00 AM PDT Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. [link] [comments]  |
| Posted: 18 Jun 2021 12:59 PM PDT I made about 2 million after taxes on meme stonk calls in january and as of today I'm done working. I didn't quit earlier because teleworking wasn't bad but now that we have to go back into the office I decided to call it quits. It only took one day of commuting to realize how shitty it is that I used to be conditioned to wasting two hours of every weekday. My boss didn't believe me when I said I was done working until I said I'm not coming in after the 18th and if he doesn't want me to outprocess I won't. I don't have many plans going forward other than playing some games I've always wanted to get into. I've started an indoor garden and I've started reading books for enjoyment for the first time since high school. My biggest worry is that I will get bored and go find another job after a few years, but hopefully I can find some other cool stuff to do. As for what I'm going to do with my money, I'll just pay off my house (my only remaining debt) in full to bring my yearly expenses down to the 25-35k range. I'll slowly put most of it into an sp500 fund over the next 2-3 years. After digging into bonds I decided that I'd rather just have cash instead and use that to buy any major dips that come up. I want to keep my withdrawals in the 2-3% range since that seems to be best for making a nest egg last forever. I'll probably do periodic updates since I imagine there are likely others like me who made a lot this year. PS: fuck health insurance costs. I shouldn't have to pay like $500 per month and have a 17k deductible for a two person household Edit: got a lot of questions about my positions. I cashed out my 401k of about 80k and went all in on gme calls far out of the money. I still have some gme shares but I don't count those as part of my current net worth and I'm holding like a proper ape. [link] [comments]  |
| Not wanting to get married ever since you discovered FIRE? Posted: 18 Jun 2021 01:38 AM PDT Hi there folks! Discovering FIRE is one of my biggest blessings in my life (so far). Just wanna have some honest conversation about the topic of marriage! My background : 29/F no debt, single, no kids. Discovered FIRE few years ago when I was in grad school, I will be reaching CoastFIRE in 8 months. I used to think about getting married some day. (Maybe I was brainwashed by the society? I'm from Asia and people have a term called "leftover women" to describe those women who don't get married by a certain age. It's horrible I know.) Then, i discovered FIRE. I love it! I love the idea of having the freedom to live the life I want and not to spend my limited time I have on this earth to work the job I am not particularly passionate about, just for the money to survive. Maybe I love freedom too much, i will not risk my chance of being free from the rat race for anything because i am aware that a divorce can cause significant financial damage. Also, even if my partner is richer than me, i don't want to get married either. Maybe it's because it is my hard earned money and i work really hard to achieve my FIRE goal, i don't feel comfortable to share / combine my finance with any person. ( If u know what I mean.) Sorry for my ramblings, and sorry for my English (it's my third language). And don't get me wrong, i don't hate men, indeed most men in my life are kind and wonderful. Just want to share my thoughts . I hope i won't get hate for being extra honest here. Wondering if anyone share the same thoughts as mine. Cheers💖 [link] [comments]  |
| Any other blue collar workers on this sub? Posted: 18 Jun 2021 02:55 PM PDT I know this sub is predominately white collar, but curious to see how many of you are blue collar?
(About me) - 23 m new jersey, lineman for IBEW
[link] [comments]  |
| Weekly FI Frugal Friday thread - June 18, 2021 Posted: 18 Jun 2021 02:00 AM PDT Please use this thread to discuss how amazingly cheap you are. How do you keep your costs low? How do become frugal without taking it to the extremes of frupidity? What costs have you realized could be cut from your life without pain? Use this weekly post to discuss Frugality in general. While the Rules for posting questions on the basics of personal finance/investing topics are more relaxed here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. [link] [comments]  |
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