How can I find out / can I find out how many years I’m into the 25 years on Income Based Repayment plan? Student Loans |
- How can I find out / can I find out how many years I’m into the 25 years on Income Based Repayment plan?
- How do I pay my admission fees
- Any luck with collections?
- Completely stumped here with how to pay
- Best way to pay off grad school debt in 10 years or less?
- Payment of Prodigy Student Loan
- Help! My Parents Screwed Me Over & Now I Can't Go Back To School!
- Why are laurel road and sofi on my credit report?
- Um...Never Paid My Loan Back -- And Don't Plan To (Ever!)
| Posted: 03 Apr 2021 12:23 PM PDT If I call my lender, can they tell me? Anything I should know about what might make a month not count towards it? Thank you! [link] [comments]  |
| How do I pay my admission fees Posted: 04 Apr 2021 01:20 AM PDT I am an 18 year old Indian who has no idea how to go about taking a student loan without the support of parents, I need about 16300$ in total for 3 year and 1900$ before 10th of April to confirm my admission. I have no idea how this works and m looking forward to any little support [link] [comments]  |
| Posted: 03 Apr 2021 11:14 PM PDT Me and my wife both have private student loans through salliemae, combined at about 8,000 dollars (not much i know it was for community college). However in the past year we were on a interest only pay plan. Im the only one that works and now we have a mortgage and other expenses. Has anyone ever had any luck with collections and the type of payment plans they offer? I know it could negatively impact my credit score but by how much? [link] [comments]  |
| Completely stumped here with how to pay Posted: 03 Apr 2021 10:24 PM PDT Howdy howdy I just got into college, I'm super excited. My concerns is, though, is how on earth I'm gonna pay for this. I have about, total, 15,500$ of money I dont need to pay back a year but my price tag from May to January is about 4.5k a month as I'm an out of state student. Once I qualify for in state, it's about 13k a semester. My parents are my best friends (cringy, ik, but I adore them) so I'm wondering if asking them to sign on the parent plus loan is a good idea? I feel bad asking, and having them shoulder debt like that but I've also no other options. We just moved in state, I have no job yet, dont have a car, and no other place to live aside from dorms given my parents live 3 hours away in deep country area where the closest community college at that is an hour and a half away. I can also get the FAFSA loan of 5,500$ a year, but that isnt a huge help, unfortunately. I'm also not sure if I can take that loan plus the parent one? (I know I may come off as ignorant or privileged, but I promise I'm not trying to be either! Just genuinely seeking some kind advice and tips. TYIA!) [link] [comments]  |
| Best way to pay off grad school debt in 10 years or less? Posted: 03 Apr 2021 08:57 PM PDT Hi I'm graduating next year and would love advice: My student debt is: loan 1 = $15,000 @ 11.78% loan 2 = $14,000 @ 9.87% loan 3 = $39,000 @ 5% loan 4 = $11,000 @ 0% (subsidized) loan 5 = $30,000 @ 5% I hopefully expect my take home income to be at about $80,000 (conservative estimate). Should I pay off the high interest loans right away within 2 years and then pay the rest off gradually over ten years? What would be the best course of action I could take? I'm ok with living conservatively for the first few years. Thank you for any advice. [link] [comments]  |
| Payment of Prodigy Student Loan Posted: 03 Apr 2021 08:36 PM PDT Hi, I have a student loan from Prodigy Finance. The original amount was about 38k, and now I have an outstanding balance of about 25. I am from Mexico and I am thinking of defaulting. I live in the US and I don´t see the loan in any credit bureau there. I have also checked in Mexico, and I don´t see anything in the credit bureaus either. How can they enforce payment if they don´t even know where I am? I stopped paying a few months ago and I have not received any collections, or message from them asking for it. Has anyone been in the same situation? How likely is that if I default they will come to recover the outstanding balance? [link] [comments]  |
| Help! My Parents Screwed Me Over & Now I Can't Go Back To School! Posted: 03 Apr 2021 04:30 AM PDT I'm hoping to find help/suggestions from someone who knows about student loans/FAFSA/higher education, etc. I'm really at a loss for what I should do, or if there's any help I can get. When I was 17 and accepted into my state's university, my parents signed up for the Parent's PLUS loan and had me sign up for a Student Loan with the promise of making the payments so I could go to college. Well I make it to my 3rd year and find out they hadn't made a single payment on the loans, and instead of applying it to school, they took most of it for themselves. Now, I can't re-enroll in school because I've got a hold on my account for over $2,400 AND the loans of $6,355 have defaulted so I can't apply for FAFSA. It's been 3 years since I was enrolled in college because of this. I was 20 when all of this was happening, and was so overwhelmed I just kind of gave up on trying to fix it. I'm really trying hard to go back now, but I work a minimum wage job and just CAN'T afford to pay off almost $9,000. Is there ANYTHING I can do? [link] [comments]  |
| Why are laurel road and sofi on my credit report? Posted: 03 Apr 2021 07:06 AM PDT I have never used or contacted them. I have government loans for school and I know I get spam mail (snail) from them, but how did they appear on my credit report? [link] [comments]  |
| Um...Never Paid My Loan Back -- And Don't Plan To (Ever!) Posted: 03 Apr 2021 08:47 PM PDT So save me and yourself the medieval morality play -- not even interested in paying it back and I won't entertain a debate over it; I have my reasons, just like our Corporate Overlords have theirs -- but I'm curious as to what could happen when I retire in like twenty years (ideally much sooner but hopefully never a day more than that!)...I know They can garnish SS payments and I think seize any and all assets, in full or in part; amirite?? How likely's that, do you know? Just curious. Thanks!! [link] [comments]  |
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