Neighbor won't talk to me because I bought "their" house Real Estate |
- Neighbor won't talk to me because I bought "their" house
- Looking at purchasing a condo and I’m seeing HOA fees of about $500+ Is that normal?
- Neighborhoods without fences
- Dealt with a weird situation. Basically gave in to what the Seller’s agent said the homeowner wanted with our 2nd offer but now they want way more?
- fee to get HOA conditions & restrictions?
- 15 year old house sold 4 times
- Unpaid Mortgage and selling home
- Big face palm rn
- Thinking of buying land may be build a dream home in the future
- Lowest Possible Down Payment on a “Second Home”?
- For those that have dropped PMI from their mortgage: aside from overpaying your mortgage monthly, what steps did you take to drop your PMI faster?
- Finding the right real estate agent, and proving you are serious?
- How do I convert my in law suite into an apartment and become a landlord?
- Would you buy a fixer upper you weren’t in love with if the payoff was big enough?
- Should I hire a manager?
- LEASE ISSUE
- Looking for a realtor in the Chico CA area , am I at a disadvantaged for using a VA loan?
- Living near LA, how do I get proof of home ownership?
- buy land for tiny home in LA
- What happens if no copies of a deed can be located (even in the register of deeds office)? This is in Virginia.
- New construction: can you/is it safe to move in ASAP after closing? How concerned should I be re. Formaldehyde emission in newly built houses?
- Will a 45 or 60 day closing negatively affect a sellers decision to accept my offer?
- How close is too close to a freeway?
- 3.25% with excellent credit on a 30 year
- Deck or covered patio - WA State
| Neighbor won't talk to me because I bought "their" house Posted: 04 Jul 2020 07:44 PM PDT Just ranting, bought a house, waved at the neighbor and she just glared at me, I started walking over to introduce myself, and she turned around and walked away. Then the neighbor across the street introduced himself and said the other neighbor is pissed because they wanted to buy this house for decades, they also own a house across the street. They said we paid too much and swiped the house out from under them (they made an offer first, but were nitpicky and lowballed saying it needs this and this and that, etc). We saw it the first day it listed and it already had 1 offer so we went full price + escalation clause $20k+ above. The seller (an estate) liked how excited we were about it and picked our offer. The other thing is we spent 8 months looking........and we thought this house was priced right, it needed work, but it was priced accordingly. Apparently our neighbor thinks otherwise and now has some grudge against us. Said we paid way too much, etc. I think they're just outdated in their prices. We looked at everything waterfront $550k and below, over 8 months, and this one was $400k but needed $50k in work, and was still way nicer than anything we saw for $550k. [link] [comments]  |
| Looking at purchasing a condo and I’m seeing HOA fees of about $500+ Is that normal? Posted: 04 Jul 2020 04:05 PM PDT Looking at purchasing my first condo for myself in an urban city..But I am seeing HOA fees in the $500 range. Is that normal? The price Range on condos I'm looking at are $85k-125k [link] [comments]  |
| Posted: 04 Jul 2020 06:31 AM PDT In the market in the US/MI for my first home, and what is striking me is the number of places where houses have no fences or separation between people's yards. I did not grow up in the US and I am trying to understand this phenomenon. Do people actually prefer this or is this just something developers have gotten away with for decades as a way to fit a greater number of houses on the land? [link] [comments]  |
| Posted: 04 Jul 2020 02:41 PM PDT After 5 weeks of looking seriously for a home, we found one that my wife and I really loved. The home's price was listed at $310k against their realtor's advice (per our realtor); so we figured we try to just throw out an offer closer to its value. They didn't respond. Our realtor then talked to theirs and asked what they wanted. The realtor explained that they are getting a divorce. One spouse still lives at the home. Their realtor shared that they want back 285 so we agreed to offer 295. We asked they cover closing costs (7200) and minor necessary repair so basically they pocketed close to 288. Almost 3000 over then they wanted. The seller's agent countered today with them asking 305, they don't pay closing costs, refused allowance for the repair, and these items were nonnegotiable. This would put our cost over the original asking price. Is this weird or could something be off? This is the first time we've tried buying a home. Is this a common technique by their agent? Or is this a stubborn seller? Is there anything we can try to get this home we love (beyond meeting their demands)? We were curious of other people's experiences. Edit: The seller's agent does not share identities of bidders, theoretically they are not aware we bid twice. [link] [comments]  |
| fee to get HOA conditions & restrictions? Posted: 04 Jul 2020 08:46 PM PDT My buyer's agent told me this in an e-mail today: I can't find any info about this type of fee; just wondering if anyone can confirm such a thing? This isn't the monthly HOA cost ($145/month), but instead a one-time fee prior to purchasing. [link] [comments]  |
| 15 year old house sold 4 times Posted: 04 Jul 2020 12:11 PM PDT I am interested in a certain house but after looking into it's history, found that it has been sold 4 times in its 15 year history (the number of times sold includes this current listing and does not include the initial sell). The house itself is beautiful. The roof is 6 years old, a new HVAC was added less than a year ago and a swimming pool was added around 10 years ago. It's had landscaping upgrades and custom installations done so it's consistently had upgrades done to it. The asking price for the house is around the median price for the surrounding area. Is the number of times sold in a short period a red flag and if it is, what kind of things could this be indicating? [link] [comments]  |
| Unpaid Mortgage and selling home Posted: 05 Jul 2020 12:01 AM PDT Hello. I'm freaking out so I'm asking this question in hopes my anxiety can be somewhat alleviated until Monday! I'm in TX. I do not have control over the mortgage as it's not in my name with the mortgage company when they bought it from Wells Fargo after we refinanced. So I can't call them. Only my husband can. He got mail, I opened it. He has not paid the mortgage in 6 months. He said he would call and find out our choices. I knew our choices, our best bet is to sell. The market value is about 95,000 more than what we owe (with the interest) It's 110,000 over the outstanding principle. He said they told him our only option is to sell and that it won't go into foreclosure while it is on the market and listed with a realtor. Thanks to Covid-19 (thanks to Covid-19 I don't have a job) we have until August 31st to pay the outstanding balance — as I read via google today and foreclosures aren't put into affect until then. I don't trust this lender or anyone really. Not anymore. Is this true? Or can a lender still foreclose if a house is actively listed for sale? Thanks! P.S. Apparently, we've exhausted all forebearance. But I thought because of Covid all interest is frozen until Aug. 31st. [link] [comments]  |
| Posted: 05 Jul 2020 02:28 AM PDT my parents bought a house in California for 515,00 in 2005 because of the tech boom. The house currently sits at a price of 512,000. They bought at the peek and they want to give me their debt when they go back to there home country, what do I do?? [link] [comments]  |
| Thinking of buying land may be build a dream home in the future Posted: 04 Jul 2020 06:18 PM PDT Just checking to see if this is a dumb idea. I'm planning to buy a land (in WA state) with cash and may be build a custom home in the future. I have never bought a lotAny tips and things to watch out for? Sorry if this is a duplicate I'm not able to find the threads I was looking for. [link] [comments]  |
| Lowest Possible Down Payment on a “Second Home”? Posted: 04 Jul 2020 09:51 PM PDT Hey everyone, The understanding I have is that for a rental property you usually have to put down 20%, and for a personal residence you can put down as low as 3.5% with FHA. My question is: what is the lowest any of you have put down on a "second home"? I'm not familiar with this home type designation and would love to hear about your experiences. Thanks! [link] [comments]  |
| Posted: 04 Jul 2020 09:01 AM PDT I just refinance into a lower rate for a 30 year loan (bought one year ago) and have continued to pay my mortgage for the same amount I was paying before my payment was lowered. There are lots of DIY blogs and HGTV articles with suggested renovations to increase your homes value to appraise out of PMI faster, but I'm curious about personal experiences in this sub - if it worked, or if it backfired. My home has appreciated every single month I've owned it - except this month. The estimate of my home value slipped 2k. I don't know if this will be a continuing trend with the market/COVID, but obviously losing appreciation/potential for equity is not going to work in my favor of trying to get out of PMI faster. An option I'm considering is borrowing against my 457(b) to make a lump sum payment toward the principle of my loan. That way, I get closer to getting out of PMI, and the "penalty" interest I would have to pay on the borrowed money would just be paid back to the balance of my 457(b). Any thoughts or insight would be appreciated. TIA [link] [comments]  |
| Finding the right real estate agent, and proving you are serious? Posted: 04 Jul 2020 07:01 AM PDT Edit: Y'all rock, few minutes on reddit got us more help than a week of phone calls. Especially encouraging is a potential agent that has children with similar needs who will be reaching out to me. My take on why it was hard to get a response, is that I can live in any area to work, and that our time frame is very wide (buy now or in a year) Original: Is there such a thing as "a higher end" real estate agent, and if so how do I find one working in more rural areas like rural north carolina? I live 3000miles from where I want to move, I'm looking for large estate (20-80 acres) with all the trimming in rural North Carolina. I have no time limit to find something that fits, and I can most likely come in with cash. My problem is most agents don't seem to take my contact seriously, either they don't reply or propose properties that are no where near fitting my needs. I know the price point I'm willing to spend in these rural areas is very high for them, but coming from the west coast, its less than the equity of my current house. I'm not sure if its my budget making them suspicious, or if my distance or if its just me asking for high end wants. [link] [comments]  |
| How do I convert my in law suite into an apartment and become a landlord? Posted: 04 Jul 2020 05:20 PM PDT My sister lived in an in law suite above our detached garage separate from the main house but has recently moved out due to her job. The space has a working kitchen, bathroom, bedroom, etc. and we're wondering what the process is to get approved as a landlord and rent this space out for additional income, legally? Will edit and add additional info if necessary but we live an hour outside of Seattle in WA. [link] [comments]  |
| Would you buy a fixer upper you weren’t in love with if the payoff was big enough? Posted: 04 Jul 2020 06:25 PM PDT Husband and I are landlords (in partnership with a couple friends) with 8 different properties right now— mostly multi family but we do have 2 single family properties that we rent out to college aged kids room by room. Our strategy has always been buy, live there for 1-2 years, fix it up and then move out and rent it out. So far pretty lucrative minus the sweat equity in weekends spent mudding and painting AND because we manage our own rentals there's always the chance of some small drama with renters. We have yet to sell any of our investment properties and plan to keep them for a long time. Well we're now expecting our first child and looking for something that is "just ours" to live in for the foreseeable future and hopefully raise our kids there with the plan to graduate to a bigger/nicer home when we feel comfortable doing so. We live in a REALLY hot real estate market so finding a good deal has been tough but we think we finally found something possibly worth jumping on: 3100 sf, 5 bd, 4 ba on almost an acre of land. Listed for $75k less than nearest comp. The issue: current owner has done almost no routine upkeep. We're talking: needs new siding, a whole new deck, the entire yard is overgrown and/or over planted with random bushes, obviously a mouse problem in the house but not so bad that it's an infestation, no gutters, needs a new driveway, some new appliances. We're thinking about offering another $20k less than list price as it's sat on the market for longer than usual and realtor says that seller is "highly motivated" but... Is the prospect of spending $50k on necessary fixes just to achieve baseline "maintained" (not even "upgraded") worth the eventual payoff of maybe netting $50k on resale value? How do you determine when a possible flip is just too much or if it's truly a good deal if you plan to live there? Short of the long: I'm not in love with it and it seems like a boatload of work but if it makes money on the flip, is it worth doing? [link] [comments]  |
| Posted: 05 Jul 2020 12:15 AM PDT At what point should someone hire a manager for managing & overseeing properties. Or is it necessary to hire ? At what point does it become a full time job? Do investors manage their properties or hire someone ? [link] [comments]  |
| Posted: 04 Jul 2020 08:29 PM PDT So I've been renting this appartement for a few months now. My roommate and I have our names on the lease but he is stuck out of the country because of covid-19. I then had to bring people in to help me with the rent. Right now, the people who were helping me are leaving and my roommate won't help me pay the rent although as tenant it is his responsibility. I've been covering for him for about 4-5 months but right now I am stuck. I can't pay the whole rent by myself. I'm considering just leaving. On the lease, I signed an aggreement to pay X money in case of early termination. I didn't have to deposit anything upon signing. Will Landlord be able to take that money from my bank account? Can I just leave without paying anything? What do I risk? [link] [comments]  |
| Looking for a realtor in the Chico CA area , am I at a disadvantaged for using a VA loan? Posted: 04 Jul 2020 08:22 PM PDT I hear from the perspective of others that working with someone who has been approved for a VA loan that it's a bit of a hassle. The realtor that they assigned me never reached out to me but they did give me his info. I just assume that there's so many buyers that they can just pick and choose who to work with and I'd just be an inconvenience to them. Thoughts? [link] [comments]  |
| Living near LA, how do I get proof of home ownership? Posted: 04 Jul 2020 12:35 PM PDT I've recently paid off my house and have received a Lien release from the mortgage company (as well as the paperwork when I acquired the property). How do I now get "proof" that I own the home? [link] [comments]  |
| Posted: 04 Jul 2020 10:36 PM PDT i am looking to buy land in LA. i found a piece of land that is designated residential. i have yet to figure out the zoning string of the land. the road is unfinished and requires annual grass/weeds clearance. it is in a residential area but how can i figure out if it can connect to electricity/gas/water? for sewage, i am interested in a composting toilet. what are other steps i should take before contacting the real estate agent? [link] [comments]  |
| Posted: 04 Jul 2020 12:29 PM PDT There is a 25 acre parcel in rural Virginia that is in my great grandmother's name. She has been dead for decades, and we want to have it placed in my father's name. In researching the issue, I found that the original deed is missing from the register of deeds office, and we have no other copies. The tax map gis they offer shows it in an incorrect size and location, and there is no other documentation on it that I can find. What happens if the deed is gone for good? It is still listed as being owned by my ggma, and is in "care of" my father as he pays taxes on it currently. So there is definitely some legitimate connection to us, but no actual deed. What could we do to resolve this from a deed perspective? [link] [comments]  |
| Posted: 04 Jul 2020 10:12 PM PDT I recently purchased a house (cookie cutter kind in a subdivision where they are building 130 units) that will be done by 7/15/2020. I visited they unit on 6/14: counters, flooring, carpeting all finished, with doors and other small things left. Not sure if they finished painting at that point but I definitely smelled some odor and there were paper/covering on the floor. I will have my walk through with the builder 7/14. This is our first time buying a new construction and we have a one year old who has sensitive sinus system. I understand there's regulation for materials (eg. paint, flooring, wood products) regarding emission but I am also skeptical whether builders actually choose low-voc paints or cut corners on materials to maximize profit. Based on your experience with new constructions: Do/did you move in right after close and it has been very smooth? Or did/do you wait (eg. a month)? Thank you !! [link] [comments]  |
| Will a 45 or 60 day closing negatively affect a sellers decision to accept my offer? Posted: 04 Jul 2020 03:56 PM PDT I live in an apartment right now and am trying to minimize paying rent and a mortgage at the same time. I'm about 4 months out from the end of my lease and am thinking I'm ready to start putting in offers if I find a place. I know a 30 day closing is normal but I've read about 45 or 60 days. If I do either of these to more closely line up my closing date and end of my lease, will my offer look less attractive to a seller? [link] [comments]  |
| How close is too close to a freeway? Posted: 04 Jul 2020 06:42 AM PDT I'm looking at a small house that's in my price range but it's about 2 blocks from the freeway. I've never lived close to a freeway so don't know how far it needs to be away before it's an issue. [link] [comments]  |
| 3.25% with excellent credit on a 30 year Posted: 04 Jul 2020 06:15 AM PDT I just got approved for a 3.25 with excellent credit and am a little disappointed. I was hoping to get to 3.0. Is this the average rate right now or is something fishy going on? Conventional, putting 5% down, townhouse. East coast. [link] [comments]  |
| Deck or covered patio - WA State Posted: 04 Jul 2020 04:17 PM PDT I just purchased a house with a big outdoor deck that is uncovered. I will need to have it protected with a new coat of paint probably this summer. I'm considering instead, taking out the deck and putting in a covered concrete patio. Is anybody familiar with costs associated with this? What can that realistically cost me? [link] [comments]  |
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