Daily Advice Thread - All basic help or advice questions must be posted here. Investing |
- Daily Advice Thread - All basic help or advice questions must be posted here.
- Deutsche Bank hit with $150 million penalty for relationship to sex offender Jeffrey Epstein
- US House Prices to Drop 6.6% by May 2021, First Annual Decline since Jan. 2012: CoreLogic
- Hi. I’m here to learn about stocks and investing, I’m 14 and want advice.
- Italian mafia bonds sold to global investors
- Amazon Will Be The Next $2T Company – Why it’s Undervalued
- YieldStreet - Investor Beware
- Facebook Hits A New All-Time High Despite Ad Boycotts
- New to options, have a question
- Why do some people are against taking input from Seeking Alpha/Motley Fool articles?
- What are the next big industries that will provide investment opportunities?
- Andrei Jikh's investing strategy
- Bad time to scale back in from cash?
- Why not ETNs
- Buffett contributes almost 16 million of “B” shares of Berkshire to five philanthropies
- Kids savings
- The Electric Vehicle Pump and dumps
- Why invest in VXUS at all?
- Energy transfer partners
- Discussing the surge In the dogecoin trend
- Buy NVTA?
- Is $PLNT overvalued?
- Is it possible that we will see growth until the US election?
- Palantir IPO
| Daily Advice Thread - All basic help or advice questions must be posted here. Posted: 07 Jul 2020 05:10 AM PDT If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions. If you are going to ask how to invest you should include relevant information, such as the following:
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! [link] [comments]  |
| Deutsche Bank hit with $150 million penalty for relationship to sex offender Jeffrey Epstein Posted: 07 Jul 2020 08:01 AM PDT $DB alledgedly knew of Epstein's criminal history, but failed to prevent millions of dollars in suspicious transactions. Do you think this will have a long-term impact on the company's share price? [link] [comments]  |
| US House Prices to Drop 6.6% by May 2021, First Annual Decline since Jan. 2012: CoreLogic Posted: 07 Jul 2020 07:07 PM PDT "CoreLogic, which owns the Case-Shiller Home Price Index, released its monthly "Home Price Index Forecast" this morning, based on the Case-Shiller data. After years of being bullish about home prices, CoreLogic suddenly turned bearish. It forecast that prices of single-family houses, including distressed sales, would begin dropping on a month-to-month basis with the June reading – it just released its May reading, which was up 4.8% year-over-year – and that prices, as tracked by the national Home Price Index (HPI), would be down 6.6% year-over-year by May 2021. "2021 will mark the first year home prices are expected to decline in more than nine years," CoreLogic said. The last year-over-year decline in the HPI was booked in January 2012. "Strong home purchase demand in the first quarter of 2020, coupled with tightening supply, has helped prop up home prices through the coronavirus (COVID-19) crisis. However, the anticipated impacts of the recession are beginning to appear across the housing market," the report said." Full article below: [US House Prices to Drop 6.6% by May 2021, First Annual Decline since Jan. 2012: CoreLogic [link] [comments]  |
| Hi. I’m here to learn about stocks and investing, I’m 14 and want advice. Posted: 08 Jul 2020 03:10 AM PDT I'm 14, and looking to invest some of my money into stocks, I live in Canada and would like to use around 250-500$, is there anything I could invest into that would give me a good return over time? Remove if this post isn't allowed, I just want to learn and try out investing my money into something better [link] [comments]  |
| Italian mafia bonds sold to global investors Posted: 07 Jul 2020 02:43 PM PDT
https://www.ft.com/content/bcebd77c-057b-4fd0-bd99-b97e0e559455 [link] [comments]  |
| Amazon Will Be The Next $2T Company – Why it’s Undervalued Posted: 07 Jul 2020 02:06 PM PDT Forget the hype about Tesla, Amazon is undervalued and is the safest place to park your money. I breakdown the reasons why below. Excuse the long post, but I like helping people make $. TLDR at the end. The only way to look at Amazon's business is to separate it out into three very large businesses, I will break down each and why I believe the company as a whole is undervalued: A/ Retail & Marketplace - this is the consumer facing portion of their business where Amazon buys at wholesale and then sells to shoppers. The latter (Marketplace), is the faster growing and more profitable business unit, now accounting for over 55% of all orders. Sellers use FBA and sell their products to shoppers directly where Amazon takes a ~7%-~15% fee depending on the category. B/ AWS – fast growing cloud business operating at 26% gross margins with a $50B run-rate growing 30% YoY (do you know how crazy it was typing that out?) C/ Amazon Media Group - this includes their fast growing advertising business, Twitch, Amazon Music, and Amazon Prime Video. This is the least-known portion of their business, but is the fastest growing with highest margins. Retail & Marketplace There's not much to say here, other than Amazon does roughly ~$250B in sales and growing 30% YoY on average here. For reference, Walmart does ~$500B. Even if you gave the retail/marketplace portion of Amazon's business a conservative valuation of $500B (2x revenue), it's a very large business. Now, take into consideration how much they are emphasizing 3P sellers and private label products, Amazon's profitability metrics will greatly improve in this business as it lowers its overhead so the business in value will continue to grow. This also fails to mention their breadth of their FBA business and how many sellers use the product offering. If anyone has sold anything on Amazon or knows someone that does, 99% of sellers use FBA because of how easy, convenient, and cost-effective it is. With the tailwinds associated with COVID, this business will likely surpass 30% YoY growth, which is just incredible growth #s for a business this large. In comparison, Walmart is usually <10% YoY growth when it comes to their revenue metrics. My valuation of the business = ~$500B - $750B AWS AWS is projected to do around $50B-$60B in sales for 2020. Latest public analyst valuations peg it around ~$500B, which I believe is unfair. For reference, MongoDB is trading at 20x revenue, Crowdstrike, DOCU, Datadog, all SAAS/cloud providers are trading at 20x or even more! Valuing AWS as a standalone business for anything less than $500B would be under-representing just how large and fast-growing this business is. Growing at 30% YoY at a $50B run-rate is just unfathomable. If we were looking at this at a 20x revenue multiple (which I believe it would be valued at a 20x multiple if it was a standalone company), AWS would be at a $1 trillion market cap alone. It's the de-facto choice for start-ups, even as Azure continues to take customers away, AWS is the leader for all new tech/start-up companies and will continue to see massive tailwinds as the entire economy shifts to cloud-based offerings. COVID has also accelerated this business as usage is undoubtedly up for their core segment of customers, while customers that are most affected (restaurants) are not really AWS-like customers. My valuation of this business unit = $650B Amazon Media Group Advertising – Many people don't know much about this business, but you know the products you click on while you're shopping around on Amazon? It's safe to say a bunch of those products are paying Amazon significant dollars on a PPC basis (pay-per-click) to surface higher in the search results. This business generated $14 billion in revenue in 2019. Google, the leader in advertising, is valued at 10x revenue, so this business alone is probably worth close to $16B after 2020 alone. $FB did $73B in revenue trailing 12 months, this would mean FB is about 4.5x the size of Amazon's Advertising business ALONE. I just compared FB as a whole to Amazon's "side-business" in Advertising. Twitch – this is a tough business to value, but Needham and others have pegged it at ~$15 billion alone. It's the clear leader in online streaming and Microsoft recently shutdown Mixer (their Twitch competitor). The possibilities here are endless, look for Amazon Advertising to plug in their data capabilities to target viewers of live streaming events with products soon. Twitch will soon be merged into the advertising ecosystem to begin serving targeted ads to viewers. Think ad-supported streams where there is some sort of revenue share back to the streamers. This feeds into the ecosystem where content creators make more $ (won't leave), advertisers get access to a valuable niche audience, and Amazon reaps the benefits of high-value/profitable advertising at 65% gross margins. Prime Video – the most surprising stat for Prime Video is that 20% of Prime members sign up primarily for Amazon Prime Video. With over 150M subscribers, analysts peg the value of Prime Video alone at $200b. Amazon has also entered the OTT ad-supported streaming market with IMDB TV (ad-supported free television). This is exclusive inventory that Amazon can offer to brands to advertise on, and compete directly with ROKU, which is valued at 15X revenue. Lastly, Amazon Music has 30M subscribers. Apple has 60M, and Spotify 100M. Amazon Music (Who the fuck uses it, is already half the size of Apple Music and about a 3rd of Spotify...) Because all the businesses aren't broken out, it's tough valuing the entire Media Group business, but it honestly could be in the range of anywhere b/w $300B-$600B off the synergies and potential for expansion. Again, as a standalone business, this suite of products would have public market investors salivating over the growth potential. Hidden Value (Areas of Opportunity) I went this entire DD without mentioning the huge competitive MOATs around voice (Echo = the leader), as well as their entire logistics/ground fulfillment network, Amazon GO stores, and their venture in the medical health space. Because it's nearly impossible to value these things as a whole, you can basically pencil w/e you want here from a valuation perspective. Amazon Retail/Marketplace Business - $650B AWS - $650B Amazon Media Group - $400B Hidden Value - Go stores, Fulfillment Network, Self-driving, Echo (voice), Whole Foods, Medical Venture with JP Morgan & Berkshire = $300B Total = $2B TLDR: Amazon is undervalued at a $1.6B market cap, and the stock will be up to $3500 in the next year. Business units valued as stand-alone companies would be valued way more, growth potential is endless, and COVID has accelerated trends in favor of Amazon for the next 5 yrs. - Longterm bag holder [link] [comments]  |
| Posted: 07 Jul 2020 10:25 PM PDT Yield street uses DECEPTIVE PRACTICES in the recruitment of potential investors. They do not disclose active defaults or foreclosures unless you are actively invested in the project. For instance, Vessel Deconstruction VI has been in default for several months, the originators of the loan have acted fraudulently and fled jurisdiction with the collateralize vessel, scrapping them illegally to the loss of all investors. If you are actively involved in an investment, this will show in your portfolio. If you are a prospective investor, and you look at the "past offerings" you will see a what appears to be a successful load with active interest payments. This is not so. See the photo attached, it demonstrates the two ways to view the loan details, taking simultaneously. They also double dip on many of their investments. They essentially take a senior position on a loan, then re-sell the loan to you at a junior position. They make their return, then take a substantial part of your return in management fees. I payed 2 "Yearly management fees" on a 6 month loan, because it had 3 months in 1 year, and 3 months in another. Now they are venturing off into becoming their own orriginator, trying to get you to loan them money, so they can further their predatory practice of securing the senior position, then offering you a junior position. I will update my review as further details of Vessel Deconstruction VI become available - but I am not holding my breath . [link] [comments]  |
| Facebook Hits A New All-Time High Despite Ad Boycotts Posted: 07 Jul 2020 09:02 AM PDT https://www.thewrap.com/facebook-stock-hits-record-high-amid-ad-boycott/ Facebook up to as high as $247/share this morning; up 7.8% over the past week, recovering from the dip following the ad boycott and reaching record highs. Mostly large corporations have pulled their FB ads, while small companies, which make up a large portion of FB's ad revenues, are still spending. FB has a lot riding on not messing up this year's election after 2016's. What are your thoughts on FB's rise in recent weeks, before and after the boycott? [link] [comments]  |
| New to options, have a question Posted: 08 Jul 2020 01:57 AM PDT I just learned about selling put option and how you get money right away into your account, and if it doesn't hit below a strike point you don't have to buy the 100 shares. My question is, what if for example I only have 1000 in my account, and I go to Tesla which right now is selling for 1300. When I go to selling options, expiration July 24th, and go down to 600 and the premium is $2.24, and I only want 1 contact, it says I need $59,776.00. why is it that I can buy it when I set the limit price to 1,000? After I set the limit price to 1,000 it says, min credit 100,000 and collateral 60,000. On RH it says I can swipe up to buy and it also says, "you are agreeing to buy 100 shares of TSLA at $600 per share on or before July 24. If you aren't asked to buy TSLA by then, you'll keep your collateral and the full $100,000 credit". Sorry if this is a dumb question. I'm new and very interested in this sort of stuff and just learning. Are there any tips or anything I should do before getting into options. I've watched some YouTube videos and was very interested in this. [link] [comments]  |
| Why do some people are against taking input from Seeking Alpha/Motley Fool articles? Posted: 07 Jul 2020 07:03 PM PDT (Edit: Can't believe I have to write this but since one guy is pointing out my grammar, yes I am not fluent in English. Please ignore my bad grammar) If u have any gripes with articles from reputable(subjective) forum/sites, please share your reasoning. For me, I read 10k multiple times but there's always something that I would've missed if not for those articles. Some of the articles might be biased but it is your own duty to read and balance it out between bear and bull cases. The most important thing am looking for is insiders info and rumours. I don't have to scour through the net. I could just verify it and test my judgment skills. If it's too rosy of a rumour, I am the one to be blamed for misjudgment rather than saying the author is biased and pumping the stock (although some are). I caught wind of Uber buying Postmates because of a journalist that I follow on Twitter. I didn't buy it tho but it's one example of broadening your reading sources. Still, I would never go to sites like "Millionaires Stock Pick" or any of those pumpers sites with high school level of analysis. [link] [comments]  |
| What are the next big industries that will provide investment opportunities? Posted: 07 Jul 2020 10:44 AM PDT I've been interested in looking at technologies and markets that will do well in the next 10-20 years. I am personally a big believer in the cloud and big data space specially during the covid and post covid market (palantir,cloudflare,fsly,datadog,etc) , cashless payments seems to also be an interesting market (SQ), the gambling industry once online gambling is legalized in more states, renewable energy (people care so much more about climate change, recycling , just being aware of their environmental footprint compared to years ago). Electric vehicles is definitely an industry that's being hyped too, what other industries do you think have potential for growth over the coming years? [link] [comments]  |
| Andrei Jikh's investing strategy Posted: 07 Jul 2020 04:38 PM PDT Anyone here watch/familiar with Andrei Jikh on YouTube? Lately I've been wondering about any kind of imperfections he might have in his portfolio. For those who don't watch him, he basically has a dividend growth portfolio with about 100(!) individual stocks in a Robinhood account. He doesn't invest in any companies that don't pay dividends, which makes me wonder if long term he'll underperform the market, even with dividends, due to lack of capital gains. Also: 100 stocks, is he overdiversified? [link] [comments]  |
| Bad time to scale back in from cash? Posted: 07 Jul 2020 05:45 PM PDT So I went all cash in my 401K and IRA around the top in early June, I never touch these accounts ever, but I was that sure the market was way too high and V-shaped recovery was too fast. Anyway, in considering counter-arguments that it could continue to go up, but also could go down, I figured I would scale back in at about 20k every week for the next few months. That way if it really does go down I could get in cheaper with some of it. Would be interested to hear thoughts and harsh words for my rash decision making :) [link] [comments]  |
| Posted: 08 Jul 2020 12:32 AM PDT Hey there /r/investing. Everything I've read thus far on ETNs make them fairly promising in my eyes. They are issued as senior debt, meaning they are paid out in similar preference to bonds, and they have preferential tax treatment, they are taxed at the long term capital gains rate. So the credit risk you would have to look out for is the issuing body. For example, if JPMorgan issued an ETN (like AMJ) then you would be worrying about JPMorgan's credit, NOT the credit of the underlying assets. You do not actually own the assets like in an ETF, it is more of an IOU from JPMorgan saying they will invest in the underlying instruments and pay you the returns on said investments minus fees. Is there something I'm not fully understanding with regards to ETNs? If we are looking at something like PFFL (leveraged preferred shares) and after fees it yields something like 10% annually and can reliably do so as long as there are preferred shares to leverage, would this not be a good addition to one's portfolio? What am I missing? And what are your thoughts on ETNs? [link] [comments]  |
| Buffett contributes almost 16 million of “B” shares of Berkshire to five philanthropies Posted: 08 Jul 2020 03:58 AM PDT The shares, valued at about $2.9 billion, were given to the following foundations: Bill and Melinda Gates Foundation, Susan Thompson Buffett Foundation, The Sherwood Foundation, Howard G. Buffett Foundation and NoVo Foundation. https://www.businesswire.com/news/home/20200708005206/en/Berkshire-Hathaway-News-Release [link] [comments]  |
| Posted: 08 Jul 2020 03:29 AM PDT I am looking to open up a savings account for my children. They're 8 and 1 year old twins. The purpose of the savings is to have money available for them after high graduation. It can be used toward college expenses, buying a car or just anything they plan to do after high school. I do not plan to give the big lump sum to them. I plan to hold on to it and give it as needed. What is the best institution I should open an account with? Preferably one with no monthly maintenance fees if its possible and also one that will accrue a good amount of interest between the next 11-17 years. I would like to open starting with $150 each and moving forward, every two weeks when my husband and I get paid drop money in there every paycheck. [link] [comments]  |
| The Electric Vehicle Pump and dumps Posted: 07 Jul 2020 02:25 PM PDT The EV pump and dumps I'm sure you've all seen EV companies such as NKLA, SOLO, SHLL, and WKHS. All went crazy in these last couple of weeks. Most of them based on no news all they do is accept pre orders. (NKLA did sign a deal with Anheuser Busch, but nothing else apart from Pre-Orders. Did some research and found that most of these stocks were pumped up around 500-600% before they fell like crazy. If you look at all of their charts you'll see that they look the exact same. I've been looking at NIO and I've decided that they are doomed to fall down to 10$ in the next couple of days as they are now yo around 510% since the start of their "pump" or as many people call it "hype". [link] [comments]  |
| Posted: 07 Jul 2020 09:11 PM PDT I'm 18 yrs old with zero investing experience and I plan to start investing about $100/week. I recently made an M1 Finance account and utilized the suggested 3-fund portfolio with VTI, VXUS, and BND. Technically it's a 2-fund portfolio because I'm leaving BND out since I'm young. My question is, why would I invest in VXUS at all and not just go full VTI? VXUS has extremely low gains at like 2% and barely matches inflation. I thought the point of investing was to beat inflation? Also, VTI has a gain of like 8% every year, which is significantly higher. Can someone explain the reasoning behind adding VXUS? Is it just for more diversification? [link] [comments]  |
| Posted: 07 Jul 2020 05:56 AM PDT As of close yesterday the dividend was almost 20%. Today looks to be a little lower. Is this a good buy for the short and long term? Is the dividend somewhat safe? Even if they cut it 50% its still almost a 10% yield. What do you guys think? Looking forward to hearing your thoughts! Thanks P.S. I usually don't invest in oil because I don't like the price volatility but midstream is a little more insulated I think [link] [comments]  |
| Discussing the surge In the dogecoin trend Posted: 08 Jul 2020 01:34 AM PDT Recently a Tik tok challenge has brought many young new investors to buy dogecoin. If this was used as a form of manipulation in the actual market we would see the Feds stepping in quickly. But, since this is a different form of investment, many think the feds have no authority on what's happening to dogecoin. However, after doing some research, I came across an article by CNBC. https://www.cnbc.com/2018/09/14/do-no-harm-in-regulating-cryptocurrencies-but-be-vigilant-cftc.html Knowing that the CFTC has regulation over commodities. A federal judge ruled cryptos as a commodity in 2018. Found here: https://www.cnbc.com/2018/03/07/cryptocurrencies-like-bitcoin-are-commodities-us-judge-rules.html So with all that being said. If these cryptos are and have the ability to be regulated, what is the CTFC going to do to prevent security fraud? Will this be considered similar to a stock pump and dump? I also want it to be clear that people should invest wisely and not invest based of off bias or manipulation. Instead do research, and be weary when someone tells you how to make easy money. [link] [comments]  |
| Posted: 07 Jul 2020 09:10 PM PDT I like the business model and the company seems to have a bright future ahead. [link] [comments]  |
| Posted: 07 Jul 2020 07:42 AM PDT Here's some recent news that leads me to believe $PLNT will tank. •200 members were recently exposed to covid at one of their gyms in West Virginia. Because of this states will be more likely to close gyms if cases start to increase again • Google trends shows a huge increase in number of people trying to cancel their membership Google Trends •Customers are pissed and canceling memberships because planet fitness's response to the George Floyd protests was giving police officers free memberships for a full year. (angry customers ) •The largest planet fitness franchisee, PF United has more than 20% of their gyms in Arizona. About 5 days ago Arizona's Gov. Doug Ducey released an executive order to close all gyms. • Customers are upset because they were charged with an annual fee even though their gyms have been closed for months. (twitter posts Here are some other reasons I think $PLNT will tank • Analysts expect this quarter sales to be $41.08 million. During the same quarter last year Plant fitness reported $181.66 million in sales. Suggesting a negative year to year growth rate of -77.4% • Planet fitness has a net debt and long term liabilities of almost 7x the last twelve months EBITDA. (If a company net debt to EBITDA ratio is higher than 4 or 5 its usually a red flag) •Planet Fitness has a ton of older members and they most likely will cancel their membership until there is a vaccine [link] [comments]  |
| Is it possible that we will see growth until the US election? Posted: 08 Jul 2020 12:22 AM PDT My thought is this... People are expecting that the economy will suffer over the next few years. That means more printing, that means inflation. High inflation makes people are scared about their savings, coupled with a watching the highs of the stock market, it seems people think investing is a safer bet than a 0% interest bank. So the markets could see a lot of investment.... With the election coming soon, there is a lot of incentive for the government to keep the markets up, even if just temporary, it's possible that we will continue to see growth until the election? [link] [comments]  |
| Posted: 07 Jul 2020 08:14 AM PDT With Palantir filing for IPO yesterday, would getting into a company that already have investments in Palantir decrease (diluted shares?) or increase its stock price? Specifically looking at Sutter Rock Capital Corp ($SSSS), which has 16% of its portfolio in Palantir -https://www.globenewswire.com/news-release/2020/03/10/1998049/0/en/Sutter-Rock-Capital-Corp-Reports-Fourth-Quarter-and-Fiscal-Year-2019-Financial-Results.html [link] [comments]  |
| You are subscribed to email updates from Lose money with friends!. To stop receiving these emails, you may unsubscribe now. | Email delivery powered by Google |
| Google, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States | |
No comments:
Post a Comment