Loan Paid Off! Student Loans |
- Loan Paid Off!
- Student Finance UK
- Cancel Forbearance - Great Lakes
- What's your opinion on the best loans for doing graduate school abroad?
- Nursing School Loans, Worth it?
- Can you take out student loans with credit card debt?
- What happens if I withdraw from my classes after taking student loans to pay for my classes?
- CARES act capitalized interest before March 13
- Great Lakes Forbearance Until 11/2020
- Great Lakes - IBR renewed, forbearance end date shows full payment?
- Updated message-FedLoan about overdue payment and CARES
- Parent plus loan forgiveness - disabled parent
- Student loans at 0% interest - does this mean that I can send my $1200 TRUMP money and pay down my principle?
- Has anyone’s Fedloan payment deadline updated? Mine is still saying payment due 04/11/20.
- Junior attending Private University, need help securing student loans and finding a place to live for the first time.
- Any news on Condunet? Saw they don't exist anymore, but payments have still been going out from my account
- CARES Act and Interest Capitalization
- Delay or canceled/forbearance ?
- Will the COVID-19 pandemic lower interest rates?
- Cares Act Loan Forbearance and Public Service Loan Forgiveness
- QUESTIONS AND ADVICE ABOUT LOANS: TRYING TO BUY A NEW CAR
- CARES ACT - Changing to Extended Graduated Plan
- Navient 3/31/2021
- Navient still auto-debited my payment on 4/7
| Posted: 07 Apr 2020 04:50 PM PDT Hi all, I have two private loans serviced through Firstmark, one of which i just paid off today, woo! My question is, will Firstmark send me a confirmation letter of payoff or should/may I request one? I've read horror stories of people paying off their loans early through Firstmark only to never receive confirmation and then later learn that the servicer was still charging interest and/or late fees on pennies. Also, my original monthly payment was $315/month split between two loans ($193/month & $122/month minimum payment). Since my smaller loan was paid off, will that lesser payment be removed from my account and only auto debit for the $193/month? Thanks [link] [comments]  |
| Posted: 08 Apr 2020 02:30 AM PDT Hello, [link] [comments]  |
| Cancel Forbearance - Great Lakes Posted: 07 Apr 2020 04:01 AM PDT My loans were put in forbearance like everyone else's. I'm wondering if it's possible to go back on a standard payment plan. I understand I can still make payments during forbearance, but I specifically need to not be in 'forbearance' status to be eligible for a monthly contribution that my employer makes. Has anyone had any success with this? Thanks! Edit: for anyone else in a similar situation, I spoke to a great lakes rep and she was able to do it, but said it would take a few days to reflect in my account. [link] [comments]  |
| What's your opinion on the best loans for doing graduate school abroad? Posted: 07 Apr 2020 12:59 PM PDT Hey everyone, I'm considering getting my master's degree outside of the U.S. and one of the schools I was accepted to doesn't accept Title IV (U.S. federal aid e.g. loans). I'm wondering what the best (least bad) private loans are for a situation like this. I know the usual aversion to private student loans. Just curious for informed opinions if it came down to it. [link] [comments]  |
| Nursing School Loans, Worth it? Posted: 07 Apr 2020 01:59 PM PDT I was accepted to a top nursing program (RN/FNP). The cost for the 3 years would be $150k in just tuition and fees. This is not including living expenses, I would have to move, which I don't mind. The first year would definitely cost $58k plus living expenses. I will be applying for two scholarships that are know to cover full tuition plus stipend, to hopefully cover my second and third years. Otherwise, I would apply to loan forgiveness programs. Any healthcare workers that graduated with $100k+ in student loans, how do you feel about it? Is it worth it? Do you wish you would have taken a more affordable route? It's causing me a lot of anxiety and I haven't even taken out the loans yet, :( [link] [comments]  |
| Can you take out student loans with credit card debt? Posted: 07 Apr 2020 09:51 PM PDT I was wondering if it's still possible to take out loans if I have 6k in credit card debt. Will I just need a co signer or is it possible to be possibly denied altogether with absolutely no chance of being able to take out the loans i need for school?I've tried applying for smaller loans to pay off my credit card debt with less interest but have been flat out denied places through credit karma even say they have trouble verifying my identity and that's a reason why and give me no option to try verify myself. Im kind of clueless on this stuff and anxious. [link] [comments]  |
| What happens if I withdraw from my classes after taking student loans to pay for my classes? Posted: 07 Apr 2020 03:37 PM PDT I am asking a question about something because I needed help. I am taking classes for full time credit but I had to withdraw from 2 classes to part time. What happens if I withdraw from two classes and and get to a part time student? What happens to my student loans? [link] [comments]  |
| CARES act capitalized interest before March 13 Posted: 07 Apr 2020 07:58 AM PDT Has anyone found clear evidence in any of the bill or servicer language stating that interest accrued before the establishment of the CARES act time frame WON'T be capitalized after the 6 month period ends on September 30th? I've searched for hours online and can't find anything. [link] [comments]  |
| Great Lakes Forbearance Until 11/2020 Posted: 07 Apr 2020 01:33 PM PDT My loans just went into forbearance until 11/2020 instead of 9/2020. Any ideas why? It also looks like my last payment is being refunded, which means $24 in interest is back on the account. Will this capitalize? It's just $24, so not a huge deal, but still curious. [link] [comments]  |
| Great Lakes - IBR renewed, forbearance end date shows full payment? Posted: 07 Apr 2020 02:19 PM PDT So on 3/4/20 my IBR recertification was accepted like every year but the updated payment wasn't posted yet (takes forever). It was still the old value, paid my March payment and then this who CARES Act thing happened. Now it shows that the forbearance is until 11/2020 and when it expires I will be required to pay the full amount each month like my IBR doesn't exist. Is this just a display error or did something crazy happen and cancel people's IBR plans? I hope this is just a mistake or at worst I have to resubmit the paper work later. [link] [comments]  |
| Updated message-FedLoan about overdue payment and CARES Posted: 07 Apr 2020 10:25 AM PDT My payment was due on the 3rd and I didn't pay it. It is listed as past due. I just got my alerts updated on my FedLoan homepage and wanted to share in case others are in this position and haven't yet gotten these alerts: You have 3 alerts.
[link] [comments]  |
| Parent plus loan forgiveness - disabled parent Posted: 07 Apr 2020 05:16 AM PDT When my dad applied for the parent plus load, I did not expect him to be approved because he was (and still is) on disability and his credit score is below 500. I really just needed him to apply so I could receive more loan offers in my own name (what financial aid office told me to do). But anyway, theres about $11k parent plus loan in my dads name. Obviously I intend to be responsible for it. But is there any way I could have it minimized for forgiven since he (himself) has no actual way to afford it? TIA :-) [link] [comments]  |
| Posted: 07 Apr 2020 06:55 PM PDT Navient here. Anything special that I need to do with the $1200 from the government to pay down my principle on my highest interest loans? Or do I just make a payment, and it automatically drops down my total principle? In theory - I could knock off quite a bit of principle - I can just save all the 6 months worth of payments, and then add the Trump money - That's quite a decent deal, after years of getting thrashed by my student loans from my BS I got over a decade ago. ----The real question is when will they forgive $10,000 worth of student loans? That would literally change my entire life. Is there any chance in hell the government is going to forgive $10,000 federal loans? [link] [comments]  |
| Has anyone’s Fedloan payment deadline updated? Mine is still saying payment due 04/11/20. Posted: 07 Apr 2020 12:06 PM PDT I read the federal loans would automatically update after two weeks. Just wanted to check to see if anyone's deadlines have already updated. [link] [comments]  |
| Posted: 07 Apr 2020 10:21 AM PDT Hi r/StudentLoans, I'm a junior that was sent home during quarantine, and my helicopter dad got even worse. I'm a good student, but my dad is being crazy, and recently he's gotten violent with my things. He always holds my financial dependency on him over my head, and I'm looking to to make a quiet exit and rid myself of his influence. Problem is, my tuition is a lot of money, and I'm not sure where to start. I've been fortunate enough to not have to apply for student loans until now, but I'm a little lost and I don't know where to start. I would appreciate any help. [link] [comments]  |
| Posted: 07 Apr 2020 05:27 PM PDT Basically what it says. I tried to log in to get my tax docs but couldn't even get an email to re-set my password. Found this
have registered on https://studentaid.gov/ and waiting to verify my SSN so i can find out who has been getting my automated payments for the last year or so... Has anyone run into something similar? Any advice? [link] [comments]  |
| CARES Act and Interest Capitalization Posted: 07 Apr 2020 11:17 AM PDT I can't get a straight answer from my loan servicer, but does anyone know if the interest that has accrued up to 3/13 will be capitalized at the end of the mandatory interest and payments suspension (CARES Act)? That could end up hurting more that helping anyone who is working to pay off the balance. [link] [comments]  |
| Delay or canceled/forbearance ? Posted: 07 Apr 2020 12:35 PM PDT I have direct debit in my Fedloan account and my payments are on the 5th of each month. Logged in today and it says my payment is past due. Wondering if this is just a delay because the 5th was a Sunday (but it's 2 business days already so that's why I'm not sure) or did my loans go to automatic forbearance and my direct debit canceled? What throws me off is that above my automatic payments options it says "your Direct Debit service has been suspended as of 05/02/2019 and will resume on your next payment due date" when my direct debit has been going through for months?? [link] [comments]  |
| Will the COVID-19 pandemic lower interest rates? Posted: 07 Apr 2020 09:29 AM PDT Hello all. Soon I am starting physical therapy school and will be taking out loans to pay for the majority of the program. I am a little naive about student loans, but I do understand the basics. My question is this; will the COVID-19 pandemic (and potentially inherent negative economic ramifications) affect interest rates for borrowers in the next year or two? I am not sure if there would be a right answer for this, or if any given answer would be purely speculation. Regardless, any type of response would be appreciated! [link] [comments]  |
| Cares Act Loan Forbearance and Public Service Loan Forgiveness Posted: 07 Apr 2020 02:15 PM PDT Do we still get credit toward PSLF during the Cares Act forbearance? Does anyone have a source or information on how the Cares Act forbearance impacts Public Service Loan Forgiveness Payments? My gut says no because of how a standard forbearance works. During a standard forbearance you do not get any credit towards PSLF. Since my financial situation is unchanged by COVID-19, I figured it did not make sense to participate in the forbearance because it will only extend my time till forgiveness by six months. That only means six months of higher payments at the end for me and it sounds like I would be trading dollars for nickels. If anyone has information or sources on this I would appreciate it. [link] [comments]  |
| QUESTIONS AND ADVICE ABOUT LOANS: TRYING TO BUY A NEW CAR Posted: 07 Apr 2020 01:22 PM PDT Hello! I'll try to keep this as short and concise as possible. So I don't have much knowledge on student loans. My parents paid for the first 2 years of my college tuition for me which I'll never be able to thank him enough for, but due to a series of unfortunate events my dad is in a really tough financial situation and can no longer provide for me. I had a job and was 100% financially independent for this past 12 months, but was laid off a couple weeks before this corona virus stuff happened. I'm going back to school this summer and then full time in the fall and was fortunate to have a wealthy family friend step in and offer to pay for my tuition for my final two years in full. I am going to get a job to cover living expenses but I am in need of getting a new car. I'm not familiar with fasfa or bank loans for students. Are these student loans typically checks? Do you have to make any payments on them while you're in school? Do they track the money to see where it goes? I'm trying to figure out if a student loan could cover my car payments while I'm in school as long as I make enough at my next job to cover rent and food etc. My thought process for paying off my car with these loans would be to just help me build up a savings account at my own pace to pay off the loan once a graduate. Thoughts? Has anyone done anything similar or have any advice for my situation? Any tips appreciate :) [link] [comments]  |
| CARES ACT - Changing to Extended Graduated Plan Posted: 07 Apr 2020 12:03 PM PDT My interest rate shows 0%. If I change to the extended graduated plan now, would the interest stay at 0% while the switch is made? Also if I make the switch, will payments still be postponed until September 30th? [link] [comments]  |
| Posted: 07 Apr 2020 11:58 AM PDT Hi, did anyone else first get a temporary disaster relief forbearance letter around 3/26 stating that the forbearance lasted until 3/31/2021, and then an updated CARES Act letter yesterday shortening the time frame to 9/30/2020? When the 60-day forbearance was first announced I called and entered my loan info using the phone form, so I think that is what triggered the first letter. I will take whatever relief I can get, but was just curious if this was anyone else's experience. For a hot second there I was excited to not have to pay my loans for a year. :) [link] [comments]  |
| Navient still auto-debited my payment on 4/7 Posted: 07 Apr 2020 11:30 AM PDT I thought the CARES act placed loans into automatic administrative forbearance, but my autopay still processed. Has anyone else experienced this? [link] [comments]  |
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