Financial Independence Daily FI discussion thread - April 02, 2020 |
| Daily FI discussion thread - April 02, 2020 Posted: 02 Apr 2020 01:07 AM PDT Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. [link] [comments]  |
| March 6 FI Confession- I feel cheated Posted: 02 Apr 2020 09:03 AM PDT 47M - after years of planning and plotting, I announced my retirement the morning of February 21, effective March 6. As we all know, starting that day, the markets tanked and kept tanking, and that was obviously upsetting. I've got ~1.5 years cash in the bank, and depending on the day, we're down 30-40% putting us at lean-FIRE so I was annoyed, but not too worried. But then everyone got the stay-at-home orders. Absolutely needed, yes, and I'm glad it happened...BUT this was supposed to be my time to be at home, my time to putter around in the yard or walk the neighborhood in the middle of the day, my time to day drink, my time to watch Netflix at 9:30 in the morning or play XBox while eating nachos for lunch. Okay, I know that's probably selfish and the pinnacle of first-world problems, but I can't be alone feeling this way and I had to vent. EDIT for all the, "Why do you care what others are doing think?!" people: We bought our house after the 2008 crisis for around $250k, while it was valued around $400k ad had been on the market at one point at $600k, and it's one of the lower priced houses not just in our neighborhood, but also in the incorporated village we live in. Beautiful area, wonderful schools, amazing parks and services all around. About half of our neighbors are retired or own multiple businesses (pharmacies, jewelry stores, concrete or HVAC businesses, you get the idea), while I've always been someone who worked for others. If I'm honest, I've always felt like a bit of an impostor, so, when I was able to FIRE, it was...is validation that I've "made it" and have been a success. "Why do you care?" Because I'm fucking human, and anyone who says they truly don't care what others think is full of shit. So yeah, I care what others think, but now, I don't have to (as much) because I've proved to myself that we can fit in whatever the idea of status is now. "Why does it matter that everyone is home?!" Because my neighbors do stuff during the day, and I was going to be able to join the crowd, and now I can't. Boo-hoo, I know. But that's the selfish reason, so there you go. No more replies from me, feel free to toot your own morally superior horn as much as you like about how I'm lacking empathy or disgusting or whatever. Turns out, I don't have to care what you think. [link] [comments]  |
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