Tenant just disapeared and their friend came to vacate the property, gave me back keys. What to do, please advise. Real Estate |
- Tenant just disapeared and their friend came to vacate the property, gave me back keys. What to do, please advise.
- Need advice..neighbors had sidewalks poured over my property line
- Renting Small Commercial Units
- Offering to pay more for rent
- Refinance and PMI Question
- When do you lock rates for mortgage?
- How long to vacate after closing?
- First time homebuyer.. detected moisture in stucco
- Can I use my W2 Income (Less than 1 Year at Job) towards home loan?
- Missouri - We are rookies, but we want to sell our main home ourselves and would like information on how to avoid pitfalls.
- First Time Homebuyers and Well Owners - Advice?
- How to avoid paying capital gains on rental property
- Appraisal Question
- First time homebuyer on a foreclosed and flipped property
- Buying a House, Neighbors House is on My Property!
- With the market dropping so dramatically and the Coronavirus being bigger than initially thought, would this have any affect on Real Estate prices?
- Massachusetts: POA for closings as buyer and seller
- Local MLS shake down
- Graduating in 6 months - Job Contract Signed (soon)
- Easement is killing my sale
- Strange seller's behavior - is it a red flag?
- Mobile home, town house or just go for a house? First time buyers
- Viewing old real estate listings
- Question about putting an offer in
- Water leak found after moving into home
| Posted: 27 Feb 2020 02:43 PM PST Hey guys, I posted in r/landlord last night but still wanted a little more advice. My tenants rent was already 5 days late and we agreed to meet last night at 7pm for me to collect. When I got there nobody was home so called/texted them, both their phones are turned off. I wait a while and supposedly their friend came by to clear out their stuff and gave me back the house keys. She told me that they left on an emergency flight back to the mainland and were not coming back. No idea why, no notices, no nothing. I was just contacting them this morning about me coming down tonight for the rent and the tenant said "sure". I have a pay to quit notice signed by the witness that im going to post up on their door. Am I allowed to change the locks and re-rent? Can they come back and am i legally obligated to keep the unit empty? Desperately in need of some advice as I have never dealt with anything like this. I have their security deposit as their lease was supposed to end in june. As of right now, I will be filing for an eviction. My main concerns are. Am I legally allowed to terminate the lease due to abandonment and change the locks before the eviction goes through? I have an abandonment clause in my lease stating that " If the tenant vacates or abandons the property, the landlord shall immediately have the right to terminate this agreement." edit: in US, Hawaii [link] [comments]  |
| Need advice..neighbors had sidewalks poured over my property line Posted: 27 Feb 2020 10:42 PM PST I need some advice because I'm not sure how to handle this. 10yrs ago, i bought my house and I live along a street where the houses are about 3.5' apart. So for years my neighbor has been harrassing me if my rose bush crept onto his property or came over and cut them, sprayed weeds in my yard, sprayed for bees. Bent my downspouts to drain into my foundation, etc. He also had a small fence put up in the back of his yard with no outlet to the alley so he goes through my yard and down my steps in my yard. For years, ive dealt with it because I couldnt afford a fence and i believed my foundation (plus a few inches) was the property line. Well I have been doing better financially these past 2 yrs so I'm redoing my steps in the back and putting up a fence to keep them out. Finally! Low and behold, i had the surveyor come yesterday and he pinned my property. To my surprise, I notice that their sidewalk and steps all along the side of both of our houses were poured about 5 inches over my property line. Now part of me isnt an asshole where I want to fight over 5 inches. But I want to put in a fence. And I cant put my posts in because my drainage goes along the back half of the side of my foundation at the end of his steps so I need to be able to put it beyond that so I have access to the downspout and drain...and his steps are in my way. And I cant completely close off that corner of my house now. There would be a large gap. And with him kicking over my downspout and putting bricks on my drain hole, i need to keep an eye on it Also, they are older...if they fall on their steps, will I be liable now that the property is surveyed? I'm not sure how to handle this. [link] [comments]  |
| Renting Small Commercial Units Posted: 28 Feb 2020 03:54 AM PST Good Morning Everyone, I'm looking at buying a triplex consisting of a 1BR unit and a small commercial store front on the first floor, and a 2BR on the second floor. I was wondering if there were any taxes or regulations that I would have to adhere to due to the commercial unit on the first floor. Thanks in advance! [link] [comments]  |
| Posted: 27 Feb 2020 05:09 PM PST So me and two other friends are moving in together. We are all out of college and have jobs in our fields. We have applied to one house waiting for approval, but another house we viewed we liked a lot more. This house has been on the market for 1 day and it has seen a lot of attraction. If we offered to pay more rent a month would that do us any favors? [link] [comments]  |
| Posted: 28 Feb 2020 04:39 AM PST Hey all, A year ago we bought a home for 260k and put less than 20% down the home was appraised in its bad condition for 270k. The PMI is based on the 260k purchase price for when it will drop off and our rate was at 4.5% due to a blip in time when rates were going up. If we refinanced our current mortgage of 246k at 3.5% what is the pmi based off of? The comps in area have sold for 280-285 so we won't be at 20% of value to avoid pmi. We did many upgrades to the house and believe it is close or better then the comps so we expect 280k appraisal. Is there a general rule that this goes by is pmi based off new appraisal or off original purchase price still? Thanks! [link] [comments]  |
| When do you lock rates for mortgage? Posted: 27 Feb 2020 04:39 AM PST House buyer here. We are closing June 1, 2020. Ive contacted two loan companies (bell bank and traditional mortgage) and they've been able to provide me a general rate estimate over the phone. But I don't understand how I decide who to use and when I have to commit. I thought I need a loan provider locked in to even agree to a purchase agreement but nope! The PA is already signed. I did get a pre approval letter from bell bank but they didn't need my tax or paycheck info to provide it. The other place said they'd need both to get me pre approved. Can anyone help me understand? Rates are super low right now and I don't wanna miss out if I can be doing something now. I also don't wanna fully commit to one company unknowingly. Did I already commit to bell by getting a pre approval letter from them?? [link] [comments]  |
| How long to vacate after closing? Posted: 28 Feb 2020 02:39 AM PST We are first time sellers. We are selling/buying at the same time, so we're not sure how to overlap the timing of the closings (like most people, we need to sell in order to buy). We do plan on putting in an offer as soon as we are in contract, to mitigate the chance of being homeless for a few weeks. I know this is the norm, but how do people do it? Could we ask the buyer if we can vacate X days post-closing, then try to overlap with the new home? [link] [comments]  |
| First time homebuyer.. detected moisture in stucco Posted: 27 Feb 2020 09:54 PM PST We had our inspection done and while there, I noticed a darker stucco below the window of the downstairs bathroom. The homeowner claims some stucco was rubbed off from a play house and he had it re done, the inspector stated there was moisture detected... I'm worried they tried to hide a leak. Any advice? Photos attached! They were taken at night with flash. https://ibb.co/HhQrwYS [link] [comments]  |
| Can I use my W2 Income (Less than 1 Year at Job) towards home loan? Posted: 27 Feb 2020 04:35 PM PST Looking to get a construction to a permanent home loan. Wife has been working for almost 1 year at her job. Before that she was unemployed. I will be starting a Job this month. Been unemployed before this. At what point can I use the income from our jobs for a loan. I heard it was 2 years but do they make exceptions, if so what would that be? Thank you for your help! [link] [comments]  |
| Posted: 28 Feb 2020 12:16 AM PST Should we pay to list our home on the MLS, or just post it on Zillow, Redfin, and Craigslist? Also, do we really need a real estate attorney? If so, for what? [link] [comments]  |
| First Time Homebuyers and Well Owners - Advice? Posted: 27 Feb 2020 05:39 PM PST My wife and I just purchased our first home and neither of us has ever lived in a house on well water. We have about a month before we have to be out of our current residence and wanted to use that time in part to check everything associated with the well before actually moving in. Any advice on things we should definitely do at the very least (well inspection, water quality testing, etc)? Our water treatment system consists of the pump which then goes to a water softener system, then a UV sterilization unit, and then either a carbon or sediment filter (I didn't get the best look at it when I was last in the house). I would definitely plan on starting with a new UV lamp and maybe a new filter, but is there anything else? The house has been vacant for about 6-8 months at this point. [link] [comments]  |
| How to avoid paying capital gains on rental property Posted: 27 Feb 2020 07:45 PM PST My parents bought a second home 5 years ago which I have been living in/paying mortgage to them. They want to sell it now and give me the money from the sale of the house. How can they avoid paying capital gains on the equity? Property is in Ontario, Canada [link] [comments]  |
| Posted: 27 Feb 2020 12:10 PM PST Can't seem to find a post similar to this so I apologize if I have doubled up. I bought my first home (a condo) in 2015. My township announced last year that they would be doing a township wide property value reevaluation. I just got my new property value and it increased by a substantial amount. What does this mean for me in the short term and long term? From what I have read it means that my taxes will go up. Any other consequences? [link] [comments]  |
| First time homebuyer on a foreclosed and flipped property Posted: 27 Feb 2020 10:37 PM PST How do you determine what you should offer on a house? The house was foreclosed in January 2019 for 112,000 and then sold in May 2019 for 85,000. They are currently asking 170K and it's been on the market for 210 days. The county records say that it's current value is about 129K. The house is a two-story two car garage, 1800 ft.², on a 1.6 acre lot, three bed 2 1/2 bath. I I know that time is money and every month it goes by they are losing money on the house but to me it seems like it's kind of priced pretty high for what it sold for and what the county records say the value is. Thanks for any help. [link] [comments]  |
| Buying a House, Neighbors House is on My Property! Posted: 27 Feb 2020 12:25 PM PST I'm trying to asses the elevation of my property because it's close to being out of a flood plain. I go down to the city to get the plans on a bridge that was put in close to my house because their plans will have elevations on them. What I find instead, on the city plans, is that a good chunk of the neighbors house is on my property!!! What does this mean??? Am I buying a problem or something I could leverage later? [link] [comments]  |
| Posted: 27 Feb 2020 08:04 AM PST Pains me to say this, but as a current home lookeroo should i keep my search open right now for a home or wait a bit until the market and this whole corona virus ordeal stables off a bit My wife and i currently have our approval for a loan from our bank and are looking for homes around the Orange County/Pomona Area Should we keep looking like nothings going on or wait a bit and see what the market does? [link] [comments]  |
| Massachusetts: POA for closings as buyer and seller Posted: 27 Feb 2020 05:10 PM PST Hi all- I've google this question, asked our real estate agent, and asked the real estate lawyer involved as well but haven't received a firm answer. My wife and I are selling our current house and buying another in MA. Right now, the closings are both scheduled for 3/17. I work a full day on 3/17 (12 hour shift) and I cannot switch my shift or leave during it, so I do not think I can be present for the signing. My question is- can I complete a power of attorney with my wife so she can sign on my behalf for both a buyer and seller closing? From what I've read online, it seems like it's no problem when selling, but can be an issue as a buyer. Appreciate any help! [link] [comments]  |
| Posted: 27 Feb 2020 06:54 AM PST My local MLS is in New York City - how ours is structured is you essentially get access to Manhattan, Queens, Brooklyn, Staten Island and the Bronx. To be a part of the one I use you must purchase it separately from all the others which is like a package deal (4 in 1). Problem : the MLS where my office is located just passed a new rule that if you receive a private office exclusive you can not put your sign up unless you run it through their MLS and if you don't and they catch it's a $2000 fine. Essentially they will not allow you to put your FOR SALE call Agent [insert phone number] even if your client is aware that it is an office exclusive. This hurts not only current business but future business as well. Has anyone heard of this before? Is it legal? What the hell? And yes i'm reacting our to the New York State board to get an answer as well. [link] [comments]  |
| Graduating in 6 months - Job Contract Signed (soon) Posted: 27 Feb 2020 07:35 PM PST I will be graduating from my Master's program and will be signing a contract of employment soon. I will be earning ~150k as a base salary. My wife and I currently live in Florida, and pending the signing of this contract we will be moving to Ohio. Is it possible to obtain financing in order to purchase a house after I have been in school for the past 2 years and not employed during this time? We have a decent number of pets and are trying to stay away from renting upon our move to Ohio. Any other advice people may have for first time home buyers, buying a home out of state, etc. is appreciated as well. Thanks [link] [comments]  |
| Posted: 27 Feb 2020 07:11 PM PST Hello. I live in Northern Colorado and I've recently listed my house for sale. Our family has grown since buying our home 5 years ago and we are relocating to a home with more space. We are already under contract on our new home but the sale is contingent on the sale of our current home. Prior to listing our home for sale we discussed with our realtor who assured us that the market was hot and we would have no problem selling our house within the required 30 days. She told us we would more than likely get multiple offers in the first several days because there are so few homes on the market in this price range. Our home is a two bedroom 1 and 3/4 bath on .19 acres. Homes with comparable updates and smaller square footage within a 0.5 mile radius are selling in less than a week for 35K more than our house is listed for. Our home has been on the market for more than 3 weeks and we have not received an offer. We have dropped the price 10K since listing it without any changes. I am worried that our easement is what is hurting us. Our home was built in the 1960's and is surrounded by other older homes with odd lot sizes and shapes. Our neighbor's lot is located behind ours. We have a legal easement. His driveway runs the length of our property with our house and 2/3 of the property to the west of the driveway and the remaining 1/3 to the east of the drive way. We have had no problems with this neighbor, he is kind and uses the driveway twice a day to come and go from work. This driveway easement seems to be the biggest difference between our property and those nearby that are selling in days in the same price range. Do we drop our price again to make up for the easement? Are easements seen as terrible to potential buyers? When we bought the house there was no legal easement, only a long standing verbal agreement, so we had the easement documented with the city. There is a development under review for the land behind my neighbors house that could potentially provide him with an alternate access to his home and render the easement across our property void, but as I've said this is only under review and has no definite plan yet. My realtor has no advice regarding the easement and says that there are no other homes in the area with similar circumstances that we can compare to. She also has not been helpful with providing solutions to our problem at this point and has been difficult to communicate with, but that's a whole different post. How much will having an easement effect the sale of my home and is there anything I can do about it? [link] [comments]  |
| Strange seller's behavior - is it a red flag? Posted: 27 Feb 2020 06:55 PM PST I tried to put an offer on the house and faced strange seller's behavior, trying to understand if this is the sign of avoid them. I had put a reasonable offer close or equal to market price (after market analysis by me and my realtor), on a house that had been sitting on the market for 2 years listed well above market price.I gave seller almost 72 hours go consider offer.I got verbal response in a couple of days that they'd agree to my offer but would only sell AS-IS. I responded verbally this would not be acceptable and would not agree with AS-IS language. I also communicated that I didn't expect to ask seller to do any repairs, as I was looking for fast cash closing, but would walk away if major/expensive issues are found on inspection or ask for price reduction. Also I said that want to keep the language in the contract that seller is to repair septic, if inspector finds issues. At offer expiration time I got a call from my agent telling me verbally that seller agreed to my terms and that "first thing in the morning" I'd be getting my offer signed by seller into contract. Nothing came in the morning, and by the very end of day (over 24 hours after offer expired) signed document arrived (by email). I asked my agent if document was modified by seller...and it was. They crossed out "septic inspection and other inspections" contingency language completely and handwritten "paperwork provided". Some invoice was attached showing some pipes installation last year - no pumping invoice or septic inspection results, so this is getting ridiculous. I felt deceived, since verbally other agreement was promised and I received expired signed offer with that stuff crossed out - luckily I double-checked or I'd initial offer expiration date change with that modified language without knowing it, realtor didn't bring it to my attention. At this point I started to feel I can not trust this seller, but I decided to give them a chance as it could be some realtor phone miscommunication. I said to my agent that I will not agree to waiving septic inspections or required septic repairs and pumping if inspects says they're needed. Realtor prepared that page of offer/contract from scratch again and had sent them. I updated the expiration date to give them about 26 more hours. I've been told earlier that seller is unable to use Docusign, or other electronic signing, and I thought they were elderly not-computer-literate couple. They supposedly had to go to UPS store for everything, to print, sign, scan and email everything signed, with great delay. So I am being told next day that they won't be ableto take care of it in 26 hours and will need more, possibly 1.5 days to get things back. At this point I was being told that seller had kids to take care of which is taking up their time and realized they're not senior folks I thought they were. I looked them up and I see they're younger than me, in early 40s, university-educated, have email, claim to have had cable internet before and I'm 100% sure they're computer-literate and could use e-signining (since the listing agent they had chosen is 1.5 hours away from them!). Also, I was then communicated verbally that they absolutely won't pump the septic even in inspector recommends it, because they pumped it last year - but I saw 0 proof on paper they had pumped it, nothing was sent. At this point I started to think they're playing games, basically, and are hiding something serious about the house - By taking enormous delays to sign and return anything, not abiding by deadlines, promising, verbally, one thing then sending another thing on paper, trying to tell me to buy as-is, refusing to do even the septic repair if recommended, being hung up on septic, basically, which is traditionally a seller's problem not the buyer's (in many states you can't even sell your house until you bring septic to pass). I started to get worried that seller might pull something bad by the closing time, like not signing closing papers or pulling out of contract, or not abiding by contract (like not fixing septic even if they agree on paper). I started to feel concerned about the seller and something serious being wrong with the house, wouldn't want to be out of inspection and title attorney money (3K easily) to be left with nothing and no place to move to (I have to move from where I'm right now very soon, right by that expected closing time). Does it sound like something is off here? I'm not in contract as I withdrew my offer (something else ame up that wasn't matching the listing description on paper which needed to be investigated), but I still could re-activate offer. [link] [comments]  |
| Mobile home, town house or just go for a house? First time buyers Posted: 27 Feb 2020 12:38 PM PST My boyfriend and I are currently renting an apartment and we're looking into getting something where we are actually investing. I have no credit but his just reached 700. Our plan is: To get a decent mobile home, live in it a few years while we fix it up (he works in construction and pretty much knows how to do everything) then sell it and use that towards a down payment for a house. His parents keep on telling us to just go for a small house, that we will end up benefitting more from it since we can refinance it in a few years but we don't feel like we're ready for a house just yet. And my parents say we get a townhome, and do the same as with the trailer or even better end up renting it once we pay it off but I've been doing research and it doesn't seem like a townhome is much of an investment? help/advice please. [link] [comments]  |
| Viewing old real estate listings Posted: 27 Feb 2020 06:20 PM PST Does anyone know of methods to view old listings of a property? Or at least the pictures? It used to be that you could search Google images and eventually a old zillow posting would show up. Realtor.com used to let you pick between different generations of listings. Neither seems to be working anymore. [link] [comments]  |
| Question about putting an offer in Posted: 27 Feb 2020 10:47 AM PST We have been looking for houses and decided to put an offer in on one. My real estate agent (who is kinda crap) told us he put the offer in but we never signed anything. My brother who is also looking at houses told us that when his wife and he put an offer in on a house, that they were given an offer contract to sign. Should I be worried? Did my real estate agent actually put the offer in? [link] [comments]  |
| Water leak found after moving into home Posted: 27 Feb 2020 05:59 PM PST I recently moved into a home (Michigan) and found that the bath tub upstairs is leaking onto a ceiling on the floor below. You can tell this was a previous issue based on the look of the ceiling(which is all wood) but was not obvious to me. This was not disclosed and was not found in the inspection. What are my remedies? What should my agent do, if anything? [link] [comments]  |
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