Stocks - MSFT a good buy?

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• MSFT a good buy?
• Cashless business banned in NYC - effect on Fintech/Payment stocks (SQ)
• DFS - Discover Card
• What will a recession be like?
• Thoughts on Alcoa - AA?
• Is AXP a better buy than V or MA?
• Please give advice! Financial trading question here.
• P/E averge cannabis stocks
• Could Alibaba buy JD.COM?
• Stocks investment, Trading, Index funds
• Could Shopify Be a Millionaire-Maker Stock?
• Target Financial Ratio Analysis Strengths/Weaknesses
• Reasons for insiders buying at the same time
• At Boeing, growing debt and 737 Max doubts cloud quarterly earnings
• What’s your speculations for CVS ?
• Help me understand this basic concept
• TENCENT
• Thoughts on NIO & SPCE
• Insider cluster buys
• Helicopters stocks and off road vehicles (including ATVs, dirtbikes) stocks to play the CoronaVirus?
• TSLA like companies that analysts hate but have promising tech?
• How come the market goes down when tariffs are imposed given how easy it is to circumvent them?
• Thoughts on PINS
• Beginners traders. Are you doing profit? Share your experience

MSFT a good buy? Posted: 26 Jan 2020 08:56 AM PST Recently came into about $5k that Id like to invest and was looking at Microsoft. Steady gains over the past 10 years have me thinking that it would be a good buy, any thoughts? Id like to invest the money rather than stash it away where it wont gain anything submitted by /u/TacticalDrinkin [link] [comments]

Cashless business banned in NYC - effect on Fintech/Payment stocks (SQ) Posted: 26 Jan 2020 09:57 AM PST "New York City's restaurants and other retail establishments will no longer be allowed to reject cash payments under legislation passed by the City Council on Thursday. Supporters of the bill say cashless businesses requiring credit cards and electronic payments like Apple Pay discriminate against poor people who may not have bank accounts or credit cards — as well as minors." https://nypost.com/2020/01/24/cashless-businesses-are-now-banned-in-nyc/ ​ Thoughts on long term effects for payment companies like SQ, V, MA? Will this become a trend? Or will the 25% of NYers without credit cards die out? submitted by /u/golgi_01 [link] [comments]

DFS - Discover Card Posted: 26 Jan 2020 08:05 AM PST Opinions? So DFS down 10+% on Friday after earnings barely missing. Downgraded by many. It's affordable compared to others in it's class. They also have the most loyal customers of all CC's and highest NPS Net Promoter Score of the CC's. submitted by /u/bennepasta [link] [comments]

What will a recession be like? Posted: 26 Jan 2020 01:54 AM PST What will a recession be like? Will it perfectly normal the day before, will it happen over a week, 6 months, or a year even? What are the most likely causes? Is it likely for 2021? Will it definitely happen by 2023? Will Gold and precious metal prices rise as a result? Does that mean Gold and precious metal mining companies rise too? Will all ETF's fall, and are there ETF's that perform well (3% growth/week) both in a bull market and in a recession? Will real estate prices go down? What was an ignored red flag of the 2008 recession? China's fucked up regime seems unsustainable, and just this past week all my stocks have been going down because of Coronavirus in China, can I make investments that are safe from China? Is Tesla safe from China? It will always be a good idea to invest more once a recession happens, and stocks are low, right? Last question, a CD is backed by insurance, so it's 0% risk, but it has little yield. An ETF might be 5% risk. A Ford stock might be 30% risk. A Shopify stock might be 40% risk, a scratch ticket is ≈ 85% to break even, but how do I take highly rewarding 70 or 60% risks? submitted by /u/BodakBlack [link] [comments]

Thoughts on Alcoa - AA? Posted: 26 Jan 2020 09:35 AM PST I own a few shares, not many at all. It has been tanking on losses, declining revenues and decreasing aluminum prices tied to Chinese overproduction It's at a 52 week low, has a book value 50% higher than share price. Trying to decide if I should try to catch a falling knife with hopes the Chinese trade agreements and maybe some resurgence from consumer packaged goods and aerospace might help turn them profitable. Any thoughts, you think AA is attractive at this price? submitted by /u/4x4Jeeplife [link] [comments]

Is AXP a better buy than V or MA? Posted: 26 Jan 2020 01:42 PM PST AXP has pretty low PE so their valuation seems to be reasonable compared to V and MA. What do you think? submitted by /u/ShockedSnowball [link] [comments]

Please give advice! Financial trading question here. Posted: 26 Jan 2020 01:17 PM PST Hey, guys, I hope this is the right place to post this. Long story short a close family friend who lives in AUS and owns a business wants me to help him with some trades. Basically he is offering to send me a large chunk of money that he wants me to put 100% into my trading account and make some trades for him and he will give me 10% of the profits. Is this sketchy or illegal in any way? Thanks in advance! submitted by /u/Sidog11 [link] [comments]

P/E averge cannabis stocks Posted: 26 Jan 2020 12:53 PM PST I'm just curious what the averge P/E of the cannabis industry is. And how are the enterprises valued rn? submitted by /u/Entonboy [link] [comments]

Could Alibaba buy JD.COM? Posted: 25 Jan 2020 11:53 PM PST My question is one of legality. Or would it trigger antitrust laws? Does China have antitrust laws? Seems like a smart move for Alibaba if so. submitted by /u/APensiveMonkey [link] [comments]

Stocks investment, Trading, Index funds Posted: 26 Jan 2020 01:36 PM PST What's easier to learn and start earn money? What's better on your opinion? submitted by /u/Valdirrr [link] [comments]

Could Shopify Be a Millionaire-Maker Stock? Posted: 26 Jan 2020 09:33 AM PST A lofty price-to-sales ratio of 38 means that high expectations are already built into the stock But valuation seems deserved as gross merchandise value sold by merchants on the platform has tripled over the last 10 quarters yet still only accounts for about 2% of the total spent online. The company has a huge and growing market as e-commerce only represents 14% of 2019 global retail purchases -- growing to 22% by 2023, This is not a recommendation to buy or sell. Stocks are not suitable for everyone. Some of the stocks mentioned are risky small cap and/or highly speculative. Please do your own research. https://www.fool.com/investing/2020/01/25/could-shopify-be-a-millionaire-maker-stock.aspx submitted by /u/InterestingNews1 [link] [comments]

Target Financial Ratio Analysis Strengths/Weaknesses Posted: 25 Jan 2020 06:29 PM PST First attempt at thoroughly researching a company. Wish I could I could attatch the spreadsheets I made which more clearly display the financial ratios of Target and its main competitors (Costco & Walmart). I am by no way an expert, and any constructive criticism is valued, especially if there is something I failed to miss or fundamentally don't understand. ​ Strengths Target has a higher gross margin (26.32%) than its peers (Costco: 12.98%, Walmart: 25.10%). This means that the company retains more capital on each dollar of sales, which can be used to pay other costs or satisfy debt obligations. Target has an operating margin of 5.58%, meaning that each dollar earned in revenue brings 5.58 cents in profit. Because its operating margin is higher than its competitors (Costco: 3.16%, Walmart: 4.50%), the company a has a greater proportion of revenue available to cover non-operating expenses like paying interest. Target has a net profit margin of 3.89%, the highest of its main competitors (Costco: 2.40%, Walmart: 1.30%). A net profit margin of 3.89% means that for every dollar generated by Target in sales, the company kept about 4 cents in profit. Retailers tend to have profit margins that are lower than in other sectors, which can run between 0.5% and 3.5%. Target's price-to-earnings ratio of 20.01 is relatively lower than its peers (Costco: 35.53, Walmart: 23.20) which suggests the stock is potentially undervalued among its main competitors. Target has the lowest price-to-book ratio (3.26) among its competitors (Costco: 8.50, Walmart: 3.80) which suggests its stock is undervalued. However, this alone shouldn't be used to assess whether a stock is undervalued. It's useful to consider the P/B ratio with the company's ROE, as they both factor in the book value of equity. Because Target has a relatively low P/B ratio and a relatively high return on equity (25.47%), the company's stock is likely undervalued. Target's price-to-earnings-to-growth ratio of (2.48) is lower than its peers (Costco: 4.49, Walmart: 2.48), suggesting its stocks is more undervalued than its competitors. Target's price-to-sales ratio of (0.50) is lower than its peers (Costco: 0.85, Walmart: 0.55) which suggests its stock is more undervalued than its competitors. Furthermore, when complementing the company's low P/S ratio with its high net profit margin (3.89%), the same conclusion can be made. Target's price-to-cash-flow ratio of (6.35) is lower than its competitors (Costco: 20.54, Walmart: 10.17). Although there is no single figure that points to an optimal P/CF ratio, a ratio in the low single digits may indicate the stock is undervalued Target's relative low enterprise value to EBITDA of 11.25 (Costco: 20.06, Walmart: 11.37) indicates that the company may be undervalued ​ Good, but Not the Best Target has an interest coverage ratio of 9.15, meaning it has around nine times as much in EBIT (earnings before interest and taxes) as in debt interest. Although Target is more than able to cover their interest expense with their earnings, the company has the lowest interest coverage ratio among its top competitors (Costco: 32.15, Walmart: 9.67). Target's return on assets (7.30%) is between its competitors (Costco: 8.49%, Walmart: 3.15%). Every dollar that Target has invested in assets generates 7.3 cents of net income, Costco 8.49 cents and Walmart 3.15 cents. This means that Target is better at converting its investments into profits compared with Walmart but not as good as Costco. Target's return on equity of 25.47% is significantly higher than Walmart's return on equity of 8.87% but slightly less than Costco's return on equity of 26.10%. A return on equity of 25.47% implies $0.25 returned on every $1 invested. Target's relatively high return on equity suggests the company efficiently uses its stockholders' equity to earn profits. Target's earnings per share of 5.56 is between Costco's (8.32) and Walmart's (2.28). With a higher earnings per share, we can assume that Target is performing better than Walmart in terms of profitability. This is also reflected in the gross profit margin and net profit margin Weaknesses Target has the lowest quick ratio (0.20) among its peers, with Costco's and Walmart's quick ratios being 0.52 and 0.23, respectively. With a quick ratio under one, the company does not have adequate current assets to cover short-term obligations. However, this is not a significant issue, as the retail sector has traditionally had a very low quick ratio. Companies leading the retail sector typically negotiate favorable credit terms with suppliers due to their dominance over the market. Target's receivables turnover ratio of 74.28 is much lower compared to its competitors (Costco: 95.32, Walmart: 86.48), indicating that the company's collection of accounts receivables is inefficient, and that the company has a high proportion of customers that are either not financially viable or creditworthy. Whereas it takes a around four days for Costco and Walmart to collect its accounts receivables, it takes Target about five days to do so. Target has a significantly lower inventory turnover ratio (5.90) than its peers (Costco: 11.80, Walmart: 8.80) which means the company is selling goods at a slower pace and there is less demand for the company's products. It takes Target approximately 62 days to sell its inventory on hand while it takes Costco about 31 days and Walmart about 41 days. Target's asset turnover ratio of 1.88 is lower than its competitors (Costco: 3.54, Walmart: 2.43), signaling the company is not efficiently using its assets to generate sales. For every dollar in assets, Target generated $1.88 in sales, while Costco and Walmart generated $3.54 and $2.43, respectively. Target's low turnover may indicate that the company is experiencing sluggish sales or obsolete inventory. Furthermore, its low inventory may also mean the company the company has lax collection methods. The Bottom Line: In comparison to its peers, Target Corp. struggles to effectively use its assets and manage its liabilities in the short-term. The company's collection of accounts receivables is inefficient, likely a result of lax collection methods, it sells goods at a slow pace, possibly due to less demand for its products, and the company may be holding obsolete inventory. With regards to liquidity, Target and its top competitors all have a quick ratio of less than one which would indicate that the businesses are not able to meet short-term obligations. However, this is not an issue, as large-cap retailers typically negotiate favorable credit terms with suppliers due to their dominance over the market. The company outshines its competitors in terms of profit-generating abilities. Target retains a great deal of capital on each dollar of sales, it has a large proportion of revenue available to cover non-operating expenses, and it keeps a considerable amount profit for every sale it generates after accounting for all expenses, costs, and cash flow items. Although not up to par with Costco, Target is better able to convert its assets and stockholders' equity into profits than Walmart. Finally, when examining the company's market prospect ratios, Target appears to be undervalued when considering its low market value ratios (P/E, P/B, PEG, P/S, EV/EBITDA). ​ TLDR: Overall Costco seems to be the best business to invest in with Target being a close second. That said, right now Target looks relatively undervalued in comparison to both companies. submitted by /u/augustopinochet101 [link] [comments]

Reasons for insiders buying at the same time Posted: 26 Jan 2020 12:43 PM PST I am browsing through various companies' insider transaction records. I often see clusters of buys on the same date from different investors - I then look up the company website / filings and see no related event, such as a secondary offering. The purchases are open market buys, so I do not believe those are stock awards. What stands behind this pattern? Are there agreements between those insiders and the company that make the insiders buy the same date? Example: https://www.nasdaq.com/market-activity/stocks/smpl/insider-activity (January 14th) submitted by /u/wit221 [link] [comments]

At Boeing, growing debt and 737 Max doubts cloud quarterly earnings Posted: 26 Jan 2020 12:42 PM PST https://www.marketwatch.com/story/at-boeing-growing-debt-and-737-max-doubts-cloud-quarterly-earnings-2020-01-23?siteid=yhoof2&yptr=yahoo Boeing Co. investors are bracing for the company's quarterly report, with all eyes on the jet maker's outlook for 2020 amid ongoing concern about the 737 Max program and deteriorating balance sheet. On average, analysts expect Boeing to report GAAP per-share earnings that are more than 60% less than the year-ago quarter, and adjusted EPS down more than 90%. The sales hit is seen around 20% year-over-year. submitted by /u/coolcomfort123 [link] [comments]

What’s your speculations for CVS ? Posted: 26 Jan 2020 11:40 AM PST It seems like CVS can't pass $77 resistance so far, so you think it might break resistance soon ? submitted by /u/madpharmacistCVS [link] [comments]

Help me understand this basic concept Posted: 26 Jan 2020 10:49 AM PST I buy a share of company A for 100. I later on buy one share of company A at 150. I then decided to sell one share of company A at a price of 200. Do i get 50 bucks or 100 bucks? submitted by /u/balloonredd [link] [comments]

TENCENT Posted: 26 Jan 2020 10:47 AM PST TENCENT has been on the down this week should I consider selling my shares or should I wait till it comes back up if it does? I'm a new investor and young so any advice helps submitted by /u/psychteach1 [link] [comments]

Thoughts on NIO & SPCE Posted: 26 Jan 2020 10:35 AM PST Two stocks I've been looking to get into. I think there will be huge gains over the next 5-10 years as their respective markets take off. submitted by /u/RolVegas [link] [comments]

Insider cluster buys Posted: 26 Jan 2020 10:18 AM PST I am looking at APTX's insider transactions. I noticed there was a series of buys on January 10th by different insiders, all at the same price. Can someone enlighten me as to what event this indicates? Is this some kind of scheduled annual stock award? How would I find out? If this is indeed some kind of a scheduled stock award, why is it listed as a 'Buy' instead of 'Non-Open Market Acquisition'? submitted by /u/wit221 [link] [comments]

Helicopters stocks and off road vehicles (including ATVs, dirtbikes) stocks to play the CoronaVirus? Posted: 26 Jan 2020 10:18 AM PST As China quarantines 60M people, probably getting to 100M, military authorities and police control the roads and stations to prevent people from getting out. People want to get out, be treated outside the epicenter of the disaster, that can be a matter of life and death. Helicopters to move people out of cities and off road vehicles (Toyota, YamahaATVs, bikes, Suzuki) seem like a good way to avoid roads. There are reports of people trying to escape and getting sent back. Also these people have weapons. submitted by /u/AjaxFC1900 [link] [comments]

TSLA like companies that analysts hate but have promising tech? Posted: 25 Jan 2020 09:24 PM PST I think I have found the key to making 10x, invest in companies that have promising tech but not great fundamentals(yet). Most analysts don't seem to get them and when they do the price goes parabolic. I understand there is a risk involved here and sometimes having great tech is not enough but that is what drives the high reward on good execution. Any other companies which are like TSLA in this regard? submitted by /u/finiteenergy [link] [comments]

How come the market goes down when tariffs are imposed given how easy it is to circumvent them? Posted: 26 Jan 2020 08:53 AM PST For example we already know of companies circumventing tariffs. They manufacture the product in China, ship it to Vietnam and then make it look like it was shipped from Vietnam. Second strategy could be: Say you are a steel producer in China, 1) Create a subsidiary which "builds" BS useless software 2) Sell steel to your buyer in the US at a much lower cost compared to before (to reduce the % impact of tariffs) 3) Bill the remaining to your US steel buyer as BS useless software which you "developed" at zero or near zero 4) Profit submitted by /u/AjaxFC1900 [link] [comments]

Thoughts on PINS Posted: 26 Jan 2020 04:55 AM PST what's y'all's thoughts on Pinterest? Think it will ever blow up like Snapchat? submitted by /u/theredditrsofthereds [link] [comments]

Beginners traders. Are you doing profit? Share your experience Posted: 26 Jan 2020 08:14 AM PST Beginners traders. Are you doing profit? Share your experience submitted by /u/crepuscopoli [link] [comments]

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