Daily Advice Thread - All basic help or advice questions must be posted here. Investing |
- Daily Advice Thread - All basic help or advice questions must be posted here.
- U.S. Wage Growth Eclipses Mortgage Rate for First Time Since 1972
- US trade deficit is being reallocated from China to other countries but not coming down
- Problem with investing in ETFs. Next best option?
- Corporate 401k rollover to IRA
- Analysts: These Companies Will Be The Most Profitable In 2020
- DCA or lump sum?
- 200$ to learn and invest how should I start?
- Has anyone used the Apps Chip or Plum, I'm torn between them both. They both save money for you without you having to do anything but Plum has the option to round up which I like. What are your thoughts?
- Question. I'm a first year undergraduate and I was wondering. Will investment banking/finance jobs still be a lucrative career in the future? Is there any danger from automation and computers just taking over?
- Dividend Growth Portfolio in Roth IRA?
- Tesla - There’s notification that free premium connectivity is ending. It’ll now cost $10 a month
- Negative interest rates and their effect on ad revenue.
- A question about portfolio management
- Does anyone know.... a safe way to invest my first 500 $ saved over time ?
- How should I diversify my investing accounts
- Thoughts on these REITs: VICI, OUT, ARB, STWD, LADR.
- Does anyone know why UK bonds (GILTs) are so volatile?
- Contrarian Investors
- Best business website for news about tech companies?
- Finance Professor Looking For Practical Guidance/Materials for Students
- VUG vs QQQ
- P/E Ratio vs Peg Ratio
| Daily Advice Thread - All basic help or advice questions must be posted here. Posted: 07 Dec 2019 04:09 AM PST If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions. If you are going to ask how to invest you should include relevant information, such as the following:
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! [link] [comments]  |
| U.S. Wage Growth Eclipses Mortgage Rate for First Time Since 1972 Posted: 07 Dec 2019 01:32 PM PST
It's good to finally see some wage growth after having such low unemployment numbers for so long. [link] [comments]  |
| US trade deficit is being reallocated from China to other countries but not coming down Posted: 07 Dec 2019 04:28 PM PST |
| Problem with investing in ETFs. Next best option? Posted: 08 Dec 2019 02:36 AM PST I recently graduated high school and was wanting to invest in the vanguard S&P 500 (VOO) but it is seemingly unavailable in Australia or on my brokerage site? Is there a way around this or should I invest in another companies S&P 500. The next best option seems to be the total US market (VTS). I would like to invest in Vanguard as I like their low management fees and want an ETF I can dollar cost average for decades. Sorry if I am misinformed, new to trading. Thanks [link] [comments]  |
| Corporate 401k rollover to IRA Posted: 07 Dec 2019 05:15 PM PST Hi Reddit, I work for a large conglomerate company with many parts about 10 I think. We have a 401k as part of our benefit package that is sponsored by the parent company. I actually work for one of the small companies that are part of that conglomerate, the part I work for got sold off and out of the conglomerate to my surprise many other people's too, it was just out of the blue. We were notified by email that we could no longer make 401K contributions the next day after the company sold. I set up a IRA at Vanguard the morning after the sell off/buy out, called the bank that manages the 401K to get instructions on moving my retirement over to the IRA and was told I wasn't allowed. I reached out to Vanguard for advice and they called the managing bank and we were told the same thing. I guess I've always assumed if an employee left a company for whatever reason their retirement benefits 401K could be moved to whatever IRA company they wanted? I've been checking the status of my 401K and the parent company logo is still on the 401K status page, the only option I can make is "Withdraw" the amount and pay the federal and state taxes and early withdraw penalties. The company I work for was bought by a equity firm, the admin of both companies say they are working on a plan for our retirement benefits and healthcare benefits. I'd rather move my retirement benefits to Vanguard where I have a little more control and not being held hostage by a very large bank like I am now. Is it normal to not be able to move/rollover 401K benefits to a different retirement account? I thought by now it would be normal for this type of thing to occur. Thanks. [link] [comments]  |
| Analysts: These Companies Will Be The Most Profitable In 2020 Posted: 07 Dec 2019 07:35 PM PST It's time to look forward to 2020 — as 2019 is ancient history for investors. And analysts are already forecasting which will be the most profitable S&P 500 companies in the new year. S&P 500 companies are expected to earn $1.5 trillion as a group in 2020. And just 14 S&P 500 companies are seen hauling in a quarter of that sum, according to an Investor's Business Daily analysis of data from S&P Global Market Intelligence. The most profitable companies in 2020? Tech giants Apple (AAPL) and Microsoft (MSFT) as well as communications services firm Alphabet (GOOGL). The 69 tech companies in the S&P 500 together are expected to report net income of nearly $300 billion. That's more profit than any of the 11 S&P 500 sectors. Only stocks in the Financial Select Sector SPDR ETF (XLF) come anywhere close with total expected net income of $273 billion in 2020. No wonder the Technology Select Sector SPDR is up 40% this year, which is more than any other sector. [link] [comments]  |
| Posted: 08 Dec 2019 01:20 AM PST Hi all I've got around 20k on the sides to invest into equities, for reference I have around 100k invested in various sectors but only 25k of that is in equities (mostly US large caps). I'm trying to decide as to whether I should DCA at 2k/month or lump sum invest? I'm putting my money into an all world tracker with HSBC FTSE all world tracker (UK). [link] [comments]  |
| 200$ to learn and invest how should I start? Posted: 08 Dec 2019 12:47 AM PST I'm in my late teens and got some money for my birthday. I've been using Robbin hood on and off as a trading platform but find the information/ stats pretty useless for me since I have little knowledge about the market. Are there any good apps/ or websites that explain more in-depth to pair it with to get the most Out of my early investments as well as an area in the market I should focus on investing in for my first few investments? Thanks! [link] [comments]  |
| Posted: 07 Dec 2019 11:47 PM PST |
| Posted: 07 Dec 2019 09:29 AM PST I'm wondering this as I'm not certain in what career I want to have in the future (studying a chemical engineering degree) so any insight into what jobs will be like in the future will be helpful [link] [comments]  |
| Dividend Growth Portfolio in Roth IRA? Posted: 07 Dec 2019 07:19 AM PST Hello, I am interested in building a dividend growth portfolio and am wondering if I should build it in my Roth IRA account or my regular taxed brokerage account. I contribute to my 401k and also would like to have a separate portfolio for regular growth stocks. [link] [comments]  |
| Tesla - There’s notification that free premium connectivity is ending. It’ll now cost $10 a month Posted: 07 Dec 2019 08:14 AM PST With the increasing number cars out there, I wonder what percentage people will subscribe. I'd gather most will. Will this add much in revenue? Also apparently Tesla got the green light to start delivering MIC cars with reports of cars leaving GF3. Will probably add a non negligible amount to number of deliveries. [link] [comments]  |
| Negative interest rates and their effect on ad revenue. Posted: 07 Dec 2019 09:05 PM PST If I were a company and interest rates were negative for me, my strategy would be to spend as much money as possible on advertising. I could borrow $1 Billion Dollars, spend it all on hardcore advertising - so a dollar in advertising per dollar sale (essentially pay people to buy my products) - and I would still make a profit just off the interest on the loan. [link] [comments]  |
| A question about portfolio management Posted: 07 Dec 2019 03:06 PM PST Hey, i was wondering what were the upsides/downsides into putting assets into a portfolio that is tied to an investment bank? (Sorry for bad english!) [link] [comments]  |
| Does anyone know.... a safe way to invest my first 500 $ saved over time ? Posted: 07 Dec 2019 03:39 PM PST Trying to improve my financial situation To create multiple sources of income...any sort of tips for a safe investment would be really appreciated . Also any good EPS divident ? [link] [comments]  |
| How should I diversify my investing accounts Posted: 07 Dec 2019 09:00 AM PST I have a 401K from and old job through Fidelity, there is only about 17K in it. I just started grad school and since we don't have retirement accounts while in grad school I want to open an IRA to put some money into. I also want to start investing in general stocks and ETFs. Is it bad if I do this all through one company like Fidelity? I really like them so far but I wasn't sure if this was bad practice. Thanks! [link] [comments]  |
| Thoughts on these REITs: VICI, OUT, ARB, STWD, LADR. Posted: 07 Dec 2019 09:57 AM PST Any that I should avoid? They all have p/e less than 25 and div greater than 4.5%? [link] [comments]  |
| Does anyone know why UK bonds (GILTs) are so volatile? Posted: 07 Dec 2019 10:47 AM PST Trying to form a portfolio for a project I am doing as well as potentially investing in the future. In my theoretical portfolio I was hoping to invest in gilts to hedge bets against some of my riskier assets. However, after carrying out statistical analysis gilts have the highest risk associated with them despite being advertised as being low risk. Does anyone know why that is? Thanks [link] [comments]  |
| Posted: 07 Dec 2019 12:05 PM PST Is anyone on here a contrarian investor? If so what equities do you own? I own $ROYT, $COP, $EQNR, $BAC, $DAL, $CLF, $FCAU, $HPQ, $MTG $RDN and $ACIU [link] [comments]  |
| Best business website for news about tech companies? Posted: 07 Dec 2019 05:45 PM PST Hi! The title says it all, I am trying to look for a good website to become more knowledgeable of the technology sector and to keep up with news about the technology sector. I was wondering if anybody knew anything?? Thanks!! [link] [comments]  |
| Finance Professor Looking For Practical Guidance/Materials for Students Posted: 07 Dec 2019 08:44 AM PST I am a finance professor who teaches an introductory investments course for third year finance majors. I try to weave in as much hands-on "real life" material as possible. Reddit is awesome for helping me find answers to all sorts of things and I thought that I would direct my students to some of the most helpful threads on r/investing. I'd really appreciate your help in figuring out which threads would be most useful for them, and thought to ask which threads have been most useful for you? [link] [comments]  |
| Posted: 07 Dec 2019 07:44 AM PST I'm looking for a growth ETF for an individual account that has good diversity. [link] [comments]  |
| Posted: 07 Dec 2019 04:49 PM PST The Price to Earnings (P/E) ratio is simply calculated by taking the share price of the company divided by the company's earnings per share. This ratio is useful because we can compare what we can buy the company for with the amount of money the company is making. For example, a stock selling for $75 with earnings per share of $5 will have a P/E ratio of 15. The meaning of what this P/E ratio represents can be remembered using the following sentence: For every $15 I spend buying this company, I might expect $1 of profit 1 year later. This sentence is the KEY to using the P/E ratio to value a company. This sentence can be used with any P/E ratio, simply by entering it into the sentence: For Every $(P/E Ratio) I spend buying this company, I might expect $1 of profit 1 year later. Even though the P/E ratio can give us a basic insight into the company's value, by itself it is not a very effective method of valuation. This is because the P/E ratio of a company is constantly CHANGING. The P/E Ratio consists of 2 parts, the market price and the earnings. We know the market price will fluctuate constantly which will change the P/E ratio, but the earnings for a company should also change as time passes. In particular, we should expect the earnings of great companies to INCREASE every year. To find how much the earnings of a company are expected to grow, we can again use Finviz to find the EPS Growth Rate. Knowing this number will allow us to be able to predict how the P/E ratio will change in the future. There is a great quote by legendary investor Peter Lynch describing how the P/E ratio of a stock should compare to it's growth rate. Peter Lynch says: "The P/E ratio of any company that's fairly priced will equal its growth rate ... If the P/E of Coca-Cola is 15, you'd expect the company to be growing at about 15 percent a year" In other words, the higher a stock's market price is to its earnings, the faster we should expect the company to grow. This makes sense, because a high P/E ratio typically means that investors are anticipating high future growth to lower this ratio in the future. So how can we easily compare a company's P/E ratio to it's growth rate? Fortunately there is another ratio called the PEG ratio. PEG stands for Price to Earnings Growth. The equation to find this ratio is simply a company's P/E ratio divided by their earnings growth rate. This gives us an easy way to know if a stock's earnings are growing fast enough to justify the P/E Ratio. Using the quote by Peter Lynch, for a fairly valued company we expect the P/E ratio to be equal to the earnings growth rate. In other words, for a fairly valued company the PEG ratio should be equal to 1. Additionally, if a company's growth rate is higher than their P/E ratio, the PEG ratio will be less than 1, making the company potentially undervalued. Using this logic, a company with a PEG ratio over 1 is potentially overvalued. The main takeaway from this post is that even though the P/E ratio is a useful tool, it cannot be used in isolation to make an informed decision about a company. I made a youtube video explaining this further, feel free to check it out! https://youtu.be/Hi6bOYdLwKw [link] [comments]  |
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