Daily Advice Thread - All basic help or advice questions must be posted here. Investing |
- Daily Advice Thread - All basic help or advice questions must be posted here.
- Corporate debt nears a record $10 trillion, and borrowing binge poses new risks
- Warren Buffett’s latest attempt to put his cash to work is thwarted
- To shift or not to shift... From VOO and VGSH to VTI and BND
- Dave Ramsey just recommended an 8% WR on air
- Anyone else concerned about monetary policy?
- [SERIOUS] - What are people’s genuine thoughts on where the stock market will be in a year
- What are the best books on value investing and security analysis?
- Best place to park an IRA - Schwab, Vanguard, Fidelity, other?
- Cashing Out an Index Fund (tax implications for non-retirement account)
- Shoppers have already spent a record $5.4 billion online on Black Friday: Adobe Analytics
- M1Financing expert pies
- Assuming you buy and never sell in a taxable account, what are the tax implications of an extremely high turnover ETF (ticker UTRN) that turns over its entire 25 holdings every week that earns a high positive return?
- [Academic] Could we lend a few minutes of your time for our thesis. Thanks in advance!
- Is it safe to put lots of money into Robinhood or should I open a 2nd brokerage account?
- Buying and Selling Lawsuits?
- How to learn the most important aspects of investing and finances as a german 21 year old?
- ACST, the next Amarin?
- What are the differences between investing in a commodity producer vs investing in the commodity itself?
- Qualified Dividend question
- Long term Dividend investing
- Exchange traded fund structure question
- rental property vs income investment?
- Using Put options as limit buy
- wash sale question, probably paranoia
| Daily Advice Thread - All basic help or advice questions must be posted here. Posted: 30 Nov 2019 04:09 AM PST If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions. If you are going to ask how to invest you should include relevant information, such as the following:
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! [link] [comments]  |
| Corporate debt nears a record $10 trillion, and borrowing binge poses new risks Posted: 29 Nov 2019 03:18 PM PST Little more than a decade after consumers binged on inexpensive mortgages that helped bring on a global financial crisis, a new debt surge — this time by major corporations — threatens to unleash fresh turmoil. A decade of historically low interest rates has allowed companies to sell record amounts of bonds to investors, sending total U.S. corporate debt to nearly $10 trillion, or a record 47 percent of the overall economy. In recent weeks, the Federal Reserve, the International Monetary Fund and major institutional investors such as BlackRock and American Funds all have sounded the alarm about the mounting corporate obligations. [link] [comments]  |
| Warren Buffett’s latest attempt to put his cash to work is thwarted Posted: 29 Nov 2019 05:11 AM PST Tech Data says it has agreed to be bought by private-equity firm Apollo Global Management for $145 a share, which values the tech company at about $5.14 billion, excluding debt. The deal was sweetened from Apollo's previous bid of $130 a share, or just over $4.77 billion, after an unnamed suitor topped Apollo's original offer. The undisclosed competing suitor was none other than Berkshire Hathaway, CNBC has learned exclusively. [link] [comments]  |
| To shift or not to shift... From VOO and VGSH to VTI and BND Posted: 29 Nov 2019 07:24 PM PST Hey all, I'm looking for a bit of advice. My asset allocation is currently split 80/20 VOO/VGSH (S&P, short-term treasury). I picked VOO a while ago due to familiarity, ubiquity, and the low fees. I picked VGSH recently due to it's very low correlation to VOO and because I think of it more like a money market alternative. I am now becoming more and more convinced that VTI (total stock market) would have been a better choice than VOO due to the greater diversification and the results of some backtesting. In the same vein as the mental shift from VOO to VTI, comes the question of shifting from VGSH to BND (total bond market). A benefit would again be greater diversification, and also lower fees (0.035 vs 0.07). What do you think about shifting from VOO/VGSH to VTI/BND or perhaps just switching out VOO for VTI or VGSH for BND? These holdings are in a brokerage account. No capital gains have been realized yet. [link] [comments]  |
| Dave Ramsey just recommended an 8% WR on air Posted: 29 Nov 2019 09:21 PM PST He says hes invested all-in growth stocks and he makes 12% yearly, so he advises to live on 8% and leave 4% for inflation. No bonds, no safe withdrawl data. Seems really risky for an overall conservative guy. Thoughts? [link] [comments]  |
| Anyone else concerned about monetary policy? Posted: 29 Nov 2019 05:50 PM PST I know there are doomsday projections everyday but if you look at the underlying position of the United States the Federal Reserve they have slashed interest rates to historic lows and when they tried to raise them met resistance so they lowered them back down. They have been pumping money into the stock market through quantitative easing programs, all the while we are in the greatest bull run in history, and consumer spending is at an all time high yet savings for most Americans is virtually nonexistent and Americans are loaded up with debt. Not to mention publicly traded companies have issued more debt than any other point in history. If the American consumer becomes financially responsible and live within their means these record breaking earning would vanish and they would be forced to default on their bond obligations. To me these all seem like huge issues that need to be addressed yet no one really talks about them. Any one else even a little concerned? [link] [comments]  |
| [SERIOUS] - What are people’s genuine thoughts on where the stock market will be in a year Posted: 30 Nov 2019 02:48 AM PST Election and impeachment are all things to consider. There's been talk of a correction/crash for years now. What do people actually think [link] [comments]  |
| What are the best books on value investing and security analysis? Posted: 29 Nov 2019 09:52 PM PST |
| Best place to park an IRA - Schwab, Vanguard, Fidelity, other? Posted: 29 Nov 2019 02:26 PM PST My sister had a profit sharing account at her employer which they are shutting down and so she wants to put it in an IRA. She's still young (late 30's) and is not going to be handpicking stocks or anything so my basic advice was put it in a traditional IRA at Schwab or something. Then I realized, maybe I'm not the best person to give her financial advice so I would ask here if I'm missing something. She's got low 6-figures and is not going to take big risks with her money. So is moving it to a traditional IRA at Schwab and dumping it into one or more of their funds/ ETF's (any particular ones? )her best course of action? Her bank offered to manage it for the low low fee of just 1% lol, I told her to pass on that. [link] [comments]  |
| Cashing Out an Index Fund (tax implications for non-retirement account) Posted: 29 Nov 2019 07:15 PM PST Is there a way to determine how much taxes you'll have to pay for cashing out an index fund from a non-retirement account? Sorry if this seems elementary. I've been putting money into various index funds, but never really understood the tax process. I always filled out the right forms and did everything carefully. I never understood how much I'd have to pay. For example, if I have two index funds with a total value of 50K, what are the tax implications for cashing this out. Obviously, there is a hit for doing this in a non-retirement account vs retirement account (ROTH IRA). Please educate me. Thank you. [link] [comments]  |
| Shoppers have already spent a record $5.4 billion online on Black Friday: Adobe Analytics Posted: 30 Nov 2019 04:01 AM PST Spending online on Black Friday, as of 9 pm ET, hit a new record of $5.4 billion, according to Adobe Analytics. Traffic had looked lighter at shopping malls across the country earlier in the day. Thanksgiving Day spending online also surpassed $4 billion for the first time ever. [link] [comments]  |
| Posted: 30 Nov 2019 03:08 AM PST What do you guys think about M1Finance expert pies hedge fund portfolios, it looks like they got the best % rise overall like Tiger Global Management and Coatue Management, are there better expert pies there that are good for 3-5 years [link] [comments]  |
| Posted: 29 Nov 2019 03:42 PM PST Assuming you buy and never sell in a taxable account, what are the tax implications of an extremely high turnover ETF (ticker UTRN) that turns over its entire 25 holdings every week that earns a high positive return? I believe such a high turnover ETF would need to distribute short-term capital gains to its shareholders but I'm having trouble confirming this. Thanks in advance! [link] [comments]  |
| [Academic] Could we lend a few minutes of your time for our thesis. Thanks in advance! Posted: 30 Nov 2019 01:33 AM PST |
| Is it safe to put lots of money into Robinhood or should I open a 2nd brokerage account? Posted: 30 Nov 2019 12:12 AM PST I've been investing using Robinhood for about 2 years now and I love the app, since I do all my research elsewhere, and RH has been the best app in terms of simplicity and being able to track everything. I want to pump a lot more money into it, the only concern is I've heard the customer service isn't really good. My concern is if a problem does end up occurring, how would I be able to deal with this situation with RH having no number to call? Has anyone had experience with their customer service? Should I just open one with another larger brokerage that has a full desktop website I can use? [link] [comments]  |
| Posted: 29 Nov 2019 08:00 PM PST Overheard a friend talking about this tonight when bringing up good investments. Anyone have info? [link] [comments]  |
| How to learn the most important aspects of investing and finances as a german 21 year old? Posted: 29 Nov 2019 11:45 PM PST Hey guys. Im currently a 21yo law student in Germany. Although studying takes a lot of time I came to the decision to start investing in order to gain at some point a passive income stream. I read a lot about different books to start with. However most of the books are not exactly for beginners that doesent really know anything about this topic. Does anyone know german books to get started? Or at least english books that are not hard to understand? Thanks for your effort. Cya! [link] [comments]  |
| Posted: 29 Nov 2019 12:31 PM PST Hi folks, as some of you know, Amarin had a great run from 2 to 20 when it released data back in the day. With that said, Amarin's not the only company that has an interest in using Omega-3's for reducing triglyceride levels. I think that the next company that is the closest to riding a wave like Amarin is Acasti. Acasti's capre had a fantastic phase 2 and is currently about to release two phase 3 studies (TRILOGY 1 and 2, in december and january) that are aimed to show the power of capre for reducing triglyceride levels in patients with high triglyceride levels. I think that current market cap (170 million) is severely undervalued given that its competitor has around a 7.6 billion market cap. Amarin's Vascepa is up for an FDA approval, and given the positivity of the adcom vote, it will most likely get a nice FDA approval. While this may not provide much of an upside for Amarin (it already has a 7.6 billion market cap), I think it will serve as another catalyst for Acasti. Furthermore, if Amarin gets BO, Acasti may also get BO by another big company that wants to have a slice of the pie. Essentially, Amarin has done a fantastic job at paving the way for what the market cap of a company with an omega 3 drug can look like, and even if Acasti achieves 1/5 of Amarin's current evaluation, its PT will be 18-20 after the phase 3 studies get rolled out. You can't buy options, but a share is going at around $2 dollars. I have locked in some shares and I think that it's a good bet that this will get a huge boost after phase 3's roll out. [link] [comments]  |
| Posted: 29 Nov 2019 07:00 PM PST Given that the performance of a commodity producer like Exxon Mobil is highly correlated with the price of the commodity they produce like oil, why would you want to invest in one over the other. What are the tradeoffs? [link] [comments]  |
| Posted: 29 Nov 2019 10:41 AM PST I have been purchasing shares of VTI consistently since 2016 and I just noticed that all of the dividends have been distributed as "Ordinary Dividends". I thought I understood the requirements for Qualified Dividends and I thought that I met those requirements but perhaps I've misunderstood something. Could someone explain to me why they are not being considered qualified? Thanks in advance. [link] [comments]  |
| Posted: 29 Nov 2019 07:15 AM PST What are some of the best dividend stocks to buy and hold for the long term 10 plus years? Are certain ETF's the way to go or individual stock? [link] [comments]  |
| Exchange traded fund structure question Posted: 29 Nov 2019 09:23 PM PST Are index replicating exchange-traded funds open or closed-end funds? Is the number of outstanding shares for SPY or UVXY fixed? I've been trying to find out but no luck so far. If the funds are open-end, then with the new capital they keep investing in the corresponding index components. In that case, the more people choose a passive investment strategy, the stronger upward pressure on the market. This pressure may become (became) unjustified. [link] [comments]  |
| rental property vs income investment? Posted: 29 Nov 2019 08:26 AM PST I hope this makes sense - this isn't my area of expertise at all and I know that I need to have a conversation with a pro at some point, but I'm trying to wrap my head around the situation right now. It seems likely that I am going to inherit a rental property from an ailing family member. It is worth about $500k. After expenses, it clears just over $2k/month in rental income. I don't make a ton of money and have kids and this added income will be great for us. It will let me move to a stronger school district and put more away for savings. I know there is inherit risk with the tenant leaving, damages, etc... and I've never been involved in this type of thing before. My investments now are all Vanguard ETF's and funds, but I try to forget that I own them beyond checking in a re-balancing. I don't touch that money. Is there something that I can do with the $500k that could produce close to the $25-30k in annual income, because that changes my life, without much risk compared to the property, or should I be thinking I need to keep the rental property and the rental income? I'm stuck trying to wrap my head around it. Thanks! [link] [comments]  |
| Using Put options as limit buy Posted: 29 Nov 2019 09:10 AM PST Scenario 1: Good for 60 day limit buy for 100 shares at -2% current value. Scenario 2: Write a put option expiring in 60 days at a strike price of -2% current value. My understanding is that, assuming you actually want the shares, scenario 2 will 100% always be better than 1. Is that correct, or do I have something wrong? Why would anyone ever make limit buy orders instead of just selling contracts? The only advantage I can see for #1 is that you can cancel the limit order without loss whereas buying the contract back can cost more; however if you're committed to actually going through with the purchase then worst case the option executes and you buy shares at the strike price you want, but the cherry on top is you get the premium for the contract itself. [link] [comments]  |
| wash sale question, probably paranoia Posted: 29 Nov 2019 06:14 PM PST A sale is considered a wash sale if, within 30 days before/after the losing sale, a "substantially identical" stock is purchased. I'm a little concerned that the "before" part is ambiguous. Obviously, the "before" is there to avoid someone who owns 1 share of stock with a basis of $100 buying an additional share at $90, and then immediately selling the original share at $90. However, a very literal reading suggests that you would also trigger it with a losing position you're in for <30 days. That is, buy at $100 one day (having had nothing to do with it for 30 days prior), sell at $90 the next, and have nothing to do with it for the next 30 days. After all, you made a purchase the day before the losing sale, and wouldn't literally the exact same share(s) be considered "substantially identical"? I searched r/investing's history for "wash sale" a bit but didn't find this question, probably because it's obvious to everyone else and I'm being ridiculous, hahaha. [link] [comments]  |
| You are subscribed to email updates from Lose money with friends!. To stop receiving these emails, you may unsubscribe now. | Email delivery powered by Google |
| Google, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States | |
No comments:
Post a Comment