If I had a foreclosure over seven years ago can I get a mortgage again now? Real Estate |
- If I had a foreclosure over seven years ago can I get a mortgage again now?
- Is it better to interview realtors after the house is fixed up a bit or before ?
- I know for a fact a few homes around me sold last year. But i dont see them on zillow
- I am about to start my first position in the business!
- Numbers for rentals?
- Cleaning out a hoarder's home? [Delaware]
- Why would a contract state the type of mortgage the purchaser is going to use? What if the buyer wants to choose a different type? 30yr fixed, 15yr fixed, 7yr arm?
- How do I find out how much the value of my neighborhood changes year to year?
- Just put in an offer on first home
- Wanted to buy a new house, we found one we liked. How low can we get it?
- Landlords - what do you use for e-signing leases?
- Is it a bad idea to sell my FHA backed loan home after 3 years.
- Pre-construction purchase, good or bad idea?
- Low Appraisal
- Looking to buy acreage and build new.
- Does a proof of funds letter have to be officially from the bank?
- Common or uncommon? Selling agent breaking her word and sellers not allowing competing bids?
- Closing disclosure and settlement statement from title company are different.
- How to find growing areas for investments?
- Selling home - Buyer using VA loan - Question on appraisal
- are there any sites where buyers can post wanted ads for fsbo ?
- Home inspection: what would you ask for?
| If I had a foreclosure over seven years ago can I get a mortgage again now? Posted: 21 Apr 2019 03:26 PM PDT Won't bore you with foreclosure details, it's closing in on a decade and my credit report shows $0 owed to the bank that foreclosed on me Stats: My credit score is 830ish Gross annual take home is $50k I have no debt Have about 20% / $30k to put down Looking to purchase a home worth no more than $120,000 Can I get a mortgage? [link] [comments]  |
| Is it better to interview realtors after the house is fixed up a bit or before ? Posted: 21 Apr 2019 02:03 PM PDT I will likely talk to a few of them and only one will get the listing. This leaves the rest of them with a certain impression of the house that they can convey to their clients if they are buyers agents. How do I ensure that information that they get when they are competing for business does not leak when they are on the other side of the fence ? [link] [comments]  |
| I know for a fact a few homes around me sold last year. But i dont see them on zillow Posted: 21 Apr 2019 09:40 PM PDT I am trying to do a CMA before (and if ) I talk to a realtor. I want to have all data points so even i were to pick a realtor it wont be some arbitrary "feeling" or going by my gut. Also for a BPO how is that different from a CMA ? [link] [comments]  |
| I am about to start my first position in the business! Posted: 21 Apr 2019 11:36 PM PDT I just accepted a position as a "Director of Operations" for Keller Williams in the U.S. Basically I'll be the office mom for the lead agent and a Showing Assistant. Any advice or warnings for me? [link] [comments]  |
| Posted: 21 Apr 2019 07:00 AM PDT What are the actual numbers I am going for when searching for potential rental properties? Am I looking for a monthly rental to cover a balance over the mortgage payment? Total percentage of cost? What are the equations you guys use when making a call on a deal? [link] [comments]  |
| Cleaning out a hoarder's home? [Delaware] Posted: 22 Apr 2019 01:33 AM PDT My father has moved in with some due to declining health, and he's basically left me his house to clean and sell. I've never bought/sold real estate before, so I called up an agent (picked one at random) and had her over. She told me I could sell as-is, but it would move slowly and probably wouldn't cover the current mortgage, or I could clear it out and make a decent profit on it. I chose the second option. So, I've gone through a 20 yard dumpster and emptied four rooms (less than 1000sqft), and I've gotten to the point where I can't realistically do anymore by myself. I've got an attic, a basement, three sheds and two more rooms that will easily fill another 20 yarder. Luckily the place is relatively clean (aside from a mouse infestation that's been feasting on old boxed goods; I'm past 120 kills at this point), and everything of value has already been removed. My question is, who do you guys call to clean these places out? Contractor? Moving company? Craigslist ad? [link] [comments]  |
| Posted: 21 Apr 2019 07:12 AM PDT |
| How do I find out how much the value of my neighborhood changes year to year? Posted: 21 Apr 2019 10:58 AM PDT I'm preparing to sale my townhome and the units have been moving fast, not staying listed no longer than a month or two within the past three years. I recently got an appraisal, but it was appraised based on sales last year around this time. Nobody in my neighborhood has listed a 3 bedroom like mine this year there are only 2 bedrooms being listed and they are pending and selling at a higher rate than the 3 bedrooms did last year. Is there a percentage the neighborhoods go up or down from year to year? If so, where can I find it so i can list a fair price based on my appraisal but considering the value increase without going too high? [link] [comments]  |
| Just put in an offer on first home Posted: 21 Apr 2019 07:34 AM PDT Me and my wife just put an offer in on our first home, is there anything we should know that we haven't seen on here that you wished you knew when you bought your first home?? [link] [comments]  |
| Wanted to buy a new house, we found one we liked. How low can we get it? Posted: 21 Apr 2019 01:39 PM PDT Originally my dad found a house he wanted to buy for 330K, but he showed us more around the same neighborhood and all of us liked this one house that cost 420K. Now that's a pretty significant difference, but how low can we expect to buy it for if it: Was built in 2017 Has a Zillow estimate of 371K Has been on the market for two years and is newly constructed. 4 bedrooms with 3 baths. Not the best school system around, middle school rated 3 with elementary and high school rated 6/10 [link] [comments]  |
| Landlords - what do you use for e-signing leases? Posted: 21 Apr 2019 10:57 AM PDT I just tried docusign, and it was awesome. However, I only need this service once or twice a year (and hopefully once or twice every four years). Are there are pay as you use e signing plans? [link] [comments]  |
| Is it a bad idea to sell my FHA backed loan home after 3 years. Posted: 21 Apr 2019 08:03 AM PDT I know the rule of thumb is to sell after 5 years to see any gains, but I am unhappy at my current location and would like to move closer to my family much sooner than that. I purchased the home at 25 in 2017 through an FHA loan that required no money down, for $186,500 in an up-and-coming subdivision in greater Houston area (just south of Pearland.). The interest rate is 4.25% and the PMI is also really expensive. My mortgage payment has been $1580/month. It was a brand new build and in the almost 2 years since I've moved here, there has been an elementary school built across the street as well as a new subdivision directly across from me. I've been told this part of the greater Houston area is getting ready to boom. I still owe about $179k today & the model I live in can be purchased for $202,500 today. This is my first home buying experience so there are a lot of things I'm unfamiliar with. However, I do understand that I have to stay in this home for a minimum of 3 years before I can sell it. My question is, will I at least be able to break even when I sell the home at 3 years? I have pretty decent credit (715) and I am a travel nurse that makes about $8500-$10,000 after taxes per month. I know I won't get rich from selling this home, I just want to break even and maybe do a little better. Also, any advice on things I can do in anticipation of selling the home next year? Thanks! [link] [comments]  |
| Pre-construction purchase, good or bad idea? Posted: 21 Apr 2019 07:23 PM PDT Does anyone have experience purchasing a pre-construction home and do you have any thoughts as to whether it's a good or bad idea? I'm worried about the uncertainty, hidden costs, etc. There's a community that has yet to start building yet. They're planning to build ~50 townhomes total and will be starting on the model home next month and plan to have it finished in July. When we spoke to the sales person the other day, we were literally just looking at dirt. Is this a good time to buy because prices will be lower? Or is it a bad time because there's too much risk? Even if we buy, I will at least wait for the first couple of homes to start building but I hear that prices typically go up after ~20-25% of the homes have been sold so can't wait too long. When it comes to uncertainty, I currently own a home and am not in a big hurry to move so I'm not afraid of the community not finishing because they said that there will be a clause in the contract refunding my money back if that happens. I guess I'm more afraid of the homes finishing but then not selling so I'll be stuck with a home that I can't resell. The suburb that it's in is not bad but that area of the suburb is questionable, so could be a good thing because it means that the area will develop in the next few years, or could be a big gamble that it doesn't get any better. As to why I'm considering this place - it's because the way it looks is like a dream home for me and the current pre-construction price is at the top of my budget already. I haven't been able to find any other places that look like this and is affordable for me. My heart is telling me yes but my head is telling me no. What do you all say?! [link] [comments]  |
| Posted: 21 Apr 2019 06:51 AM PDT Almost at closing for a condominium but due to another similar condominium selling for $72,000 (originally listed for $87,500) the appraisal came back at $72,000. Seller listed for $89,500 but is willing to go down to $87,500. Even still this is way above appraisal (by $15,500). I've already invested about $2,600 into the purchase but don't think paying that much over appraisal is a good idea. The condominium is pretty nice but appraisers only look at comparable sales in the similar area and not much the upgrades in the house. What price point would be a fair estimation $74,000(originally listed $2,000 above the one that sold for $72,000) / $79,000 (around the middle point for the two homes). I don't want to walk away from the condominium but i'm not gonna over pay either. Thanks for any help [link] [comments]  |
| Looking to buy acreage and build new. Posted: 21 Apr 2019 07:07 PM PDT Basically I'm looking to get out of the city and move a little ways outside of town. I'm buying a few acres and looking to build a new home on the land. Does anyone have experience doing this? Looking for positives, negatives, things you would do again or different. Thanks! [link] [comments]  |
| Does a proof of funds letter have to be officially from the bank? Posted: 21 Apr 2019 12:08 PM PDT Or, can it simply be a most-recent bank statement with sensitive information redacted? [link] [comments]  |
| Common or uncommon? Selling agent breaking her word and sellers not allowing competing bids? Posted: 21 Apr 2019 05:32 AM PDT Trying to figure out if this is common practice when house hunting. First time home buyers, just started looking with our agent this weekend (In N. Carolina). We saw our 1st house on Saturday and we were very interested in it, but since this was our first house we had viewed we felt we should see several other houses we had lined up for the next day. Our agent contacted the sellers agent and informed her we were very interested and if she could let us know when someone else makes an offer, which she agreed to. Less than 24 hours later after viewing some other houses, our agent contacts the sellers agent again to check in only to find that the sellers have now accepted an offer from someone and "didn't want to call for highest and best etc." This obviously left us frustrated as we would have liked to have competed and the sellers agent had given us her word that she would let us know of any offers. Although I know she is not obligated to do so, just seems very uncool that she didn't stick to her word. Is this situation common or unusual? It also seems strange that a seller wouldn't want buyers to compete. Anyway the house is under contract with someone else and we are moving on, but trying to figure out if this is common practice when house hunting so that we can better prepare for the rest of our house hunting adventure. Thanks [link] [comments]  |
| Closing disclosure and settlement statement from title company are different. Posted: 21 Apr 2019 06:00 PM PDT And don't add up to the same amount. Is this normal? We're suppose to close this Friday, will this set us back? [link] [comments]  |
| How to find growing areas for investments? Posted: 21 Apr 2019 12:54 PM PDT How do companies like Starbucks, REITs, etc find growing/emerging markets in real estate? Is there a website out there that shows this data? [link] [comments]  |
| Selling home - Buyer using VA loan - Question on appraisal Posted: 21 Apr 2019 12:00 PM PDT Hi, we are selling our home which is 20 years old. The house is in great shape and we are not too worried about the value. However, if does have the original (20 years old 3 Tab) roof. We feel we priced appropriately. Though the roof is old, it is not missing any shingles nor is it damaged. In my opinion, it will get another 2-5 years no problem. In your experience, will the appraiser call out the roof as contingent to get the appraisal done? I know the answer will vary but I'm just trying to get an opinion or hear some experience. Thanks! [link] [comments]  |
| are there any sites where buyers can post wanted ads for fsbo ? Posted: 21 Apr 2019 02:27 PM PDT looks like fsbo sites are mainly for owners selling. there has to be someplace the buyers could announce their intent to look and buy ... [link] [comments]  |
| Home inspection: what would you ask for? Posted: 21 Apr 2019 12:08 PM PDT The house is over 150 years old. What would you ask for? What jumps out?
6. Provide separation between soil and wood to minimize deterioration due to moisture.
seams. Seal/ tape to walls and posts to provide a continuous barrier to moisture.
17. Ceiling in master bedroom peeling.
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