• Breaking News

    Tuesday, January 1, 2019

    How can the US stock market gain 7% on average per year, while the economy only grows 1-3% annually? Investing

    How can the US stock market gain 7% on average per year, while the economy only grows 1-3% annually? Investing


    How can the US stock market gain 7% on average per year, while the economy only grows 1-3% annually?

    Posted: 31 Dec 2018 08:01 AM PST

    Retailers that went bankrupt in 2018 (CNBC)

    Posted: 31 Dec 2018 06:25 PM PST

    David's Bridal

    Sears

    Mattress Firm

    National Stores

    Gumps

    Brookstone

    Rockport

    Nine West

    Claire's

    The Walking Company

    Bon-Ton Stores

    Kiko USA

    A'gaci

    https://www.cnbc.com/2018/12/31/here-are-the-retailers-including-sears-that-went-bankrupt-in-2018.html

    submitted by /u/markyu007
    [link] [comments]

    Why does the stock market close?

    Posted: 31 Dec 2018 07:01 PM PST

    At the risk of asking a dumb question...as I understand it, most stock trades are now handled by electronic transactions, not requiring a human intermediate. Because of this, cryptocurrency exchanges are open 24/7. Is there any good reason that stock markets couldn't also be open 24/7?

    submitted by /u/flux8
    [link] [comments]

    Daily advice thread. All questions about your personal situation should be asked here

    Posted: 01 Jan 2019 04:04 AM PST

    If your question is "I have $10,000, what do I do?" or anything similar. There is no single answer to this question, but we will also need A LOT MORE information if we are to give some sort of answer

    • How old are you?
    • Are you employed/making income? How much?
    • What are your objectives with this money? (buy a house? Retirement savings?)
    • What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
    • What are you current holdings? (Do you already have exposure to specific funds and sectors?)
    • Any other assets? House paid off? Cars? Expensive girlfriend? (not really an asset)
    • What is your time horizon? Do you need this money next month? Next 20yrs?
    • Any big debts?
    • Any other relevant financial information will be useful to give you a proper answer.

    Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions!

    submitted by /u/AutoModerator
    [link] [comments]

    Amazon, Reinvents Itself. The retailer is targeting hundreds of millions of new online shoppers in India’s countryside.

    Posted: 01 Jan 2019 02:50 AM PST

    Most are new to online shopping and often don't have smartphones, credit cards or even delivery addresses. What they do have is money to spend. https://stockmarketnews.today/2019/01/01/amazon-reinvents-itself-the-retailer-is-targeting-hundreds-of-millions-of-new-online-shoppers-in-indias-countryside/

    submitted by /u/AALERa
    [link] [comments]

    Is the VGT (Vanguard Tech ETF) a good long term investment?

    Posted: 31 Dec 2018 03:40 PM PST

    Thinking of a 40 year time horizon. Or is it currently overvalued like tech was during the dot com bubble.

    submitted by /u/KevinMKZ
    [link] [comments]

    What do the Fed interest rate hikes actually mean?

    Posted: 31 Dec 2018 04:24 PM PST

    If the news report that the Fed "raised interest rates to 2.5%", what does that actually mean? Which "interest rate" is referred to here? Who is obliged to follow it? What are the immediate consequences for banks? And why did the 2yr T-bills fall from 2.8% to less than 2.5% in December, despite the hike?

    submitted by /u/asml84
    [link] [comments]

    Tax loss harvesting question

    Posted: 31 Dec 2018 04:10 PM PST

    I'm new to investing and had a question regarding tax loss harvesting. Say I sold 2k worth of a stock today in my brokerage account for a 1k loss, and then turned around and re-bought said stock in my Roth right after that, am I still allowed to right the 1k off on my taxes, because it was re-bought in a retirement account?

    submitted by /u/r3dneckallen
    [link] [comments]

    Is there any point in taking analysts' buy/sell/hold ratings and target prices seriously?

    Posted: 31 Dec 2018 12:28 PM PST

    It all seems like a bunch of nonsense when analysts give a stock a rating of buy/sell/hold and a target price. Do these metrics actually have any value to the average retail investor?

    submitted by /u/Eggs_is_eggs
    [link] [comments]

    Help in understanding the significance/importance of earnings predictability of a particular firm?

    Posted: 01 Jan 2019 02:27 AM PST

    I'm struggling to understand the importance of earnings predictability when investing. It follows logic that one's portfolio would be safer come earnings season if their holdings include only stocks that historically don't have big earnings misses/adjunct share price volatility, but why else is this so important? Of course it is optimal to invest in companies that are steadily growing, but such companies can still have low earnings predictability (consistently beating/missing earnings expectations, but still growing over time). Maybe I'm contradicting myself here.. I'm confused, please help me understand!

    submitted by /u/nsg_vwap
    [link] [comments]

    If I'm not retiring for another 25 years, is there any reason to make bonds part of my retirement portfolio?

    Posted: 31 Dec 2018 03:10 PM PST

    I'm rebalancing the index funds in my Roth IRA.

    Most of the sample portfolios I've found recommend keeping 10-15% in bond funds with the rest in stock funds.

    I've been apprised that as I approach retirement, I'll want to move more of my portfolio into bond funds--which will provide more stability even if it reduces my gains.

    The shift toward bonds at retirement approaches makes sense to me. But, I can't figure out why I'd want any bonds in my portfolio now--when retirement is roughly 25 years away and I need growth more than stability.

    If anyone wants to make an argument for or against bonds at this point in my life, I'd be curious.

    Thanks!

    submitted by /u/chriscasemart
    [link] [comments]

    How do you evaluate the future value of a share compared to current share price?

    Posted: 01 Jan 2019 02:01 AM PST

    I know it is something to do with equity divided between the number of shares will estimate how much left will go around for each individual share investor since sole share investors receive their dividends last.

    Is there a formula somewhere, which gives you a guesstimation into the future value of a share compared to current share price?

    submitted by /u/yyellowy
    [link] [comments]

    should I max out roth contribution for 2019 january first?

    Posted: 31 Dec 2018 12:28 PM PST

    The market is down. Great time to buy. I'm 26- plan on maxing my ira next year (vanguard target date 2060 fund).

    Would it make more sense to lump sum buy in january vs spread it out the rest of the year as i've done previously? Obviously time value of money plays a role but i have it set aside doing nothing anyways.

    Thanks

    zach

    submitted by /u/zoochadookdook
    [link] [comments]

    New year, same stupid questions

    Posted: 01 Jan 2019 01:26 AM PST

    20 year old, college student, currently have 5 shares of VOO ($229, bought at $264)

    Should I sell and buy double the amount of VTI ($127), or would I just be pinching pennies for no reason?

    VTI is more diversified and cheaper so I can buy more

    Happy New Year!

    submitted by /u/seventhandgreen
    [link] [comments]

    What are some good ways for a beginner to start making money?

    Posted: 01 Jan 2019 12:13 AM PST

    I want to start investing in the stock market. I have never invested real money into the stock market but I do have a virtual stock market app on my phone that I like to play around with (even though I dont know what the heck Im doing) and just see how much money I can make. So here are some questions I have and if anyone can help me out that would make my day!

    Q1: What is the best free app with no monthly payments that I can use for investing small amounts of money ($1-$5) into the stock market. PLEASE INCLUDE IF THERE IS A MINIMUM AMOUNT OF MONEY I HAVE TO HAVE PROFITED BEFORE I CAN WITHDRAW THE MONEY!

    Q2: I downloaded an app called RobinHood and when I was signing up it asked me for my SSN (Social Security Number.) I was pretty skeptical about it and I didn't put it in and just deleted the app. What do they need my SSN for and is there a way I can invest without giving out my SSN?

    Q3: Crypto currency. How does it work? I don't really get it since it is all virtual and there aren't really businesses that can back it up. Lets say I invest $100 into Bitcoin and my $100 ends up making me $1000. How would I get my $1000 that I made?

    Q4: Are there any major costs to investing besides losing the money that you invested?

    Q5: How do taxes work with the stock market? Are they automatically taken out of the amount of money that I made or do I have to file them? (Please don't make fun of me for this. I havent ever had to do taxes so I dont know)

    Q6: Is investing on the stock market worth it? Will I actually make money or is it just something that is going to make me lose money? If you have a stock market story that will help me with my investing adventure please leave it below and I will read it.

    Thank you in advance to everyone that participates in this and helps me! It really means a lot that you are taking time out of your day, or night, to help me out.

    submitted by /u/SteamBote
    [link] [comments]

    Managed portfolios?

    Posted: 01 Jan 2019 12:05 AM PST

    I'm new to investing (early 20's) and am currently using m1 finance to buy the Dow and s&p 500 with few thousand. Would ally managed portfolios be a good option for me? I'm thinking it would be best if I had something managed for me and then used m1 for building a 100% stock portfolio instead.

    Would this be wise? Currently shooting for long term gains. Also if anyone has any advice towards a better managed portfolio service I'll take any advice I can get!

    Currently looking at ally invest, fidelity go, wealthfront and betterment. - not to fond of Robo investors however.

    Happy new year!!!! And thanks in advance!

    submitted by /u/deaths185
    [link] [comments]

    What Are The Best Applications For Investing/Savings/Trading

    Posted: 31 Dec 2018 11:56 PM PST

    What Are The Best Applications For Investing/Savings/Trading? The ones I have heard of are applications like Acorns, Robinhood, WeBull, are there any others that might be of better quality/value/service?

    submitted by /u/MatadorSamurai
    [link] [comments]

    What did you learn this year about your investments?

    Posted: 31 Dec 2018 07:23 AM PST

    Happy NYE everyone!

    Would love to have a discussion about some lessons learned during the wild ride of 2018.

    submitted by /u/simplevalue
    [link] [comments]

    U.S. October crude oil production sets record high: EIA

    Posted: 31 Dec 2018 10:22 PM PST

    Does rebalancing my ROTH make me lose money when the market is down?

    Posted: 31 Dec 2018 06:23 PM PST

    Trying to wrap my head around rebalancing my portfolio and if it hurts me

    submitted by /u/kandlee
    [link] [comments]

    Wash Sale Dec 31st

    Posted: 31 Dec 2018 10:13 AM PST

    Am i too late to do wash sale if i sell today and rebuy in Feb?

    submitted by /u/NYCspotter
    [link] [comments]

    No comments:

    Post a Comment