Question about auto policy renewal (NJ) Insurance |
- Question about auto policy renewal (NJ)
- Resources to understand insurance as an industry?
- Reinsurance for Bush fire question.
- Can I file a claim while selling my house?
- Insurance for self-employed or/small company?
- Considering an auto claim need advice
- Notifying car insurance about collision that occurred with rental car in foreign soil, that was payed for by credit card insurance.
- How to have my tow fee reimbursed?
- What does cost containment mean? More on the auto industry side.
- Question regarding the difference between single family home and multi family homes
- [TX] health insurance for out of country relative
- [FL] 35mph over speed limit
- Getting auto insurance before getting a drivers license?
| Question about auto policy renewal (NJ) Posted: 06 Oct 2018 05:42 PM PDT Hello! My auto policy's renewal date is coming up this Tuesday, and my carrier hasn't sent anything to me, or updated my portal on their website. Not even a non-renewal notice, just radio silence. I replaced the car on the policy a few months ago, and paid the difference in premium between the cars. I spoke with my agent's office on Friday, and they said that corporate told them the VIN on the car wasn't correct. This isn't the case, as the VIN matches what my bank has, and what is etched in the windshield. I've sent a photo of this to my agent, but am concerned about what to do if this isn't resolved by Tuesday. I like my carrier, and have been with them for many years, but at the end of the day, I need my car to get to work, and I need insurance to drive my car. Any help would be appreciated. Thanks! [link] [comments]  |
| Resources to understand insurance as an industry? Posted: 06 Oct 2018 01:23 PM PDT I'm curious to learn a bit about how insurance companies (not brokers) operate; such as how the companies are structured, how they operate on a day to day level, what exactly goes into the process of underwriting, how are prices arrived at, etc. Does anyone have any resources that might help me learn? [link] [comments]  |
| Reinsurance for Bush fire question. Posted: 06 Oct 2018 08:59 PM PDT Is it common for a reinsurance contract to cover greater than 168 hrs for a bush fire, and allow that loss to be divided into more than one loss occurrences? [link] [comments]  |
| Can I file a claim while selling my house? Posted: 06 Oct 2018 06:44 PM PDT Long story short, I bought a house and never used the fireplace. Now selling the house, it turns out that the fireplace was damaged from an out of control fire. The buyers want $8,000 off the house price. If my insurance deductible is $1,000- can't I just file a claim, even though I didn't do anything? [link] [comments]  |
| Insurance for self-employed or/small company? Posted: 06 Oct 2018 05:37 PM PDT Hi folks of r/insurance. I have an opportunity to take a job I'd love with a great nonprofit, but I'm not sure what to consider with regards to health insurance... currently my company covers 2/3 of my self+family health insurance, and it's really decent health insurance all things considered. If I take this job, it's either going to be as a consultant, or if regular employee, there'd only be 2 of us employed early on. How much more do I need to be paid to cover having to pay insurance for my family all on my own? Are there any options out there for companies that only have 1-2 employees? Or what's out there that I should look at privately? We're in MI, but the nonprofit is out of state/national, for however that works into it. [link] [comments]  |
| Considering an auto claim need advice Posted: 06 Oct 2018 08:45 AM PDT I backed into someone in a parking lot. I scraped the paint off his left rear of his truck bed. My right rear quarter panel is dented in pretty good and scuffed. 100% my fault and I am trying to figure out if I should pay out of pocket or just file a claim. USAA $1000 deductible , accident forgiveness (no idea how this actually works). Estimate for his car, Nissan pickup, is 900 plus rental expense My car is 700 for PDR, and the other estimate was 5k for quarter panel replacement (Maserati Ghibli). I guess where I am struggling is if I can get my car fixed with PDR should I just pay for everything out of pocket and not risk my insurance premiums going way up? How likely is it that my premiums will go up for something like this? [link] [comments]  |
| Posted: 06 Oct 2018 03:30 PM PDT Adding a boat to Progressive policy, they have a question about incidents in last 3 years, does an incident like this get filed away in some registry accessible to insurers? I assume I need to disclose but want to see if the out of country/rental situation makes it any different. [link] [comments]  |
| How to have my tow fee reimbursed? Posted: 06 Oct 2018 12:47 PM PDT Hello, last night I got my car stuck on the side of the road in my friend's neighborhood. The rain made the grass too slick for my car to move and it had to be towed from the grass onto the road, a distance of about four feet. I could not get the State Farm Roadside Assistance program to work on my phone, so I called a nearby tow company instead. The fee is $193 because they had to use a Winch Line. I have State Farm Insurance (still under my mom's policy) which covers Roadside Assistance. How can I have this tow fee reimbursed? Sorry if this is a dumb question. Additional Information: Suburb near Chicago, Illinois; Car is 2013 Kia Soul; Was parked on grass next to public/neighborhood street. [link] [comments]  |
| What does cost containment mean? More on the auto industry side. Posted: 06 Oct 2018 11:36 AM PDT Hello, I am working on a group project where the professor will not help anyone. I am trying to figure out what a cost containment means in the auto insurance side. Any help will be greatly appreciated. [link] [comments]  |
| Question regarding the difference between single family home and multi family homes Posted: 06 Oct 2018 09:51 AM PDT I live on a plot of land in Sonoma County where there are four individual houses. The County Assessor's office describes the plot as "four units, two or more structures". For insurance purposes, are those homes classed as multi-family homes? The reason I ask is that my neighbor grills too close to a double garage one of which is mine and according to the California Fire Code it is illegal to have an open flame within 10 feet of a combustible structure IF it's a multi-family home. So I am assuming that my home insurance will be greater because of this. Edit to say, I missed saying that there is one owner who is the landlord to all four houses. Many thanks. [link] [comments]  |
| [TX] health insurance for out of country relative Posted: 06 Oct 2018 09:46 AM PDT My girlfriend has recently moved her mother to Texas from another country. I think in the end she will need hip surgery. She's never worked in US, has no income, so we'll be taking care of insurance/surgery costs. I don't think she'll qualify for Medicare. Just trying to see what our options are for health insurance / medical bills. Thanks Edit: 66 years old, green card holder, social security card holder [link] [comments]  |
| Posted: 06 Oct 2018 05:48 AM PDT To make a long story short: I had a bad day at work and made the poor choice to speed down the highway going 90 in a 55. Pulled over and ordered to go to court. Went home and hired an attorney for $250, attorney went to court on my behalf and the result was a $400 fine and driving school. Expensive lesson but it was learned. I have 3 questions. First, when the officer pulled me over could he have arrested me on the spot? Second, since I am paying the fine and going to school...will points be accessed again me and will my insurance find out? Lastly, could the judge have imposed harder sentencing on me? Such as jail time? Do I now have a criminal record? [link] [comments]  |
| Getting auto insurance before getting a drivers license? Posted: 06 Oct 2018 01:16 AM PDT I have a unique situation I'm trying to navigate. I'm in my mid-twenties. I don't have a drivers license - never lost it, just never got one. Want to now. My plan is to get a learners permit, buy a starter car, get familiar with it for a week or two, then take the driving test in it to get my full license. I have a family member (I'll call him Bob) who's offered to help with this process by being my 'licensed driver' while I have my learners permit. Bob also offered to let me use his truck for the driving test, but the steering is really loose and I can't get a good handle on it...if I'm asked to parallel park in this thing it won't end well. What's throwing me if I buy a vehicle before I have my full license is...insurance. Can I get it with just a permit? Is that even wise? Will it be super expensive? As an alternative, I'm wondering if there's a way to insure a vehicle where the driver is different than the owner. If so I could just add Bob as the driver and switch him out once I get my full license. [link] [comments]  |
| You are subscribed to email updates from All Things Insurance. To stop receiving these emails, you may unsubscribe now. | Email delivery powered by Google |
| Google, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States | |
No comments:
Post a Comment