Thanks to Covid, I paid off student loans in 2 years. Student Loans |
- Thanks to Covid, I paid off student loans in 2 years.
- Who here has actually finished kicking their loans to the curb? How did your life change?
- Sallie Mae is ruining my life!
- Will monthly payment amounts change after the pause ends?
- I failed to meet academic requirements and I'm not sure what to do.
- Need more fasfa loan money, how do I go about asking?
- I have a question about my right to claim interest on my student loans
- Do I still apply for Fafsa?
- Borrower defense - is there a benefit to reapplying via online portal if prior application is pending?
- Navient President & CEO
- Super delinquit loans
| Thanks to Covid, I paid off student loans in 2 years. Posted: 20 Jan 2022 10:04 PM PST I'm debt free. Just wanted to share. https://www.youtube.com/watch?v=sXtkFFw1Fd8&ab_channel=InternetGuy [link] [comments] |
| Who here has actually finished kicking their loans to the curb? How did your life change? Posted: 20 Jan 2022 05:24 PM PST I'm guessing that people might move on to frequenting other reddit subs once they kick their debt to the curb. But I was reading how u/StdntLnDismantler finished paying off 145k in loans on new years, and it got me thinking about it. For lots of us who spend years tackling these things, there is plenty of time for a monumental build up of anticipation and expectation. Which I guess could either be a recipe for euphoria or disappointment once you finally get there. For those of you who have crossed that magic threshold, whether by pay down or by forgiveness, how long has it been and how has your life changed? Was it as magical as you dreamed it would be? [link] [comments] |
| Sallie Mae is ruining my life! Posted: 20 Jan 2022 06:44 PM PST I should just say I ruined my own life by agreeing to use Sallie Mae but as a 17 year old you don't really know better. I went to an out of state school (I know I was young and stupid) and my parents helped me get loans through Sallie Mae and co-signed all of them. I currently have 4 different loans through them all of which interest rates range from 10-13%. I applied for the post grad program through them after crying on the phone and they brought my monthly payments from 998 down to 700 for just one year. Im currently at an entry level position making 17$/hour and yes I've applied to hundreds of jobs. It's all I could get right now. I have a $340 car payment a month on top of dental insurance (oh yeah my job doesn't have benefits). And my mother graciously allowed me to stay on her health insurance. I also have to pay for my own food/gas/medicine(i have health issues) every month. Im looking for another way to make money or another way to refinance my loans but have been unlucky since I had a balance that went to collections from an ambulance ride when i was a sophomore that i never knew about until i graduated. If anyone has any advice I would be so so appreciative. Im 23 and living at home and my mom wants me out! Thanks :) [link] [comments] |
| Will monthly payment amounts change after the pause ends? Posted: 20 Jan 2022 08:53 PM PST I have $44k left. I normally pay $585 per month. I will have ~6 years left on my 10 year repayment plan when the pause ends. I will have saved up a lump some of ~$15k to pay toward the remaining balance when the pause ends. 44k-15k= 29k. That spread out over 6 years is ~$400 per month. Is it possible to have that be the monthly payment once the pause ends, and if so, how? An extra ~185/month to save or put towards housing would be very helpful. [link] [comments] |
| I failed to meet academic requirements and I'm not sure what to do. Posted: 20 Jan 2022 10:25 PM PST Just to give some context, I go to community college and with financial aid, I have the entirety of my college paid for. I started college and wasn't really ready for it when I started in fall 2019 and then at the tail end of 2020, my life kinda completely fell apart and so I had to apply for a SAP appeal to get my financial aid reinstated and they accepted it. However, I made a really bad mistake in choosing to try and continue college in spring 2021 when I was an absolute mess and of course I fluked that semester. After that, I decided to take the rest of the year off to regroup, recover, and get to a better place. Fast forward to now, I'm super prepared for college in every sense of the word and have plans in place to set myself up for success but my college's financial aid department said I wasn't eligible for financial aid because I failed to meet satisfactory academic requirements. They told me I'll need to either pay the $3100 for this semester out of pocket or seek a private alternative loan until I meet satisfactory academic standards. I replied to them asking if I can send another SAP appeal but I have to wait to see what they'll say. I'm not sure what to do because we're relatively poor, my mom has no job and I have $900 in my bank account and my new job is dependent on me being at school. I guess my questions for y'all are:
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| Need more fasfa loan money, how do I go about asking? Posted: 20 Jan 2022 11:35 PM PST How do I go about requesting for more money when it comes to student loans if I cannot afford everything a semester? I've accepted both unsub and sub loans, which accumulated to 5,500 in total for both loans. is there a way to request more? [link] [comments] |
| I have a question about my right to claim interest on my student loans Posted: 20 Jan 2022 06:34 PM PST I received an email from my loan service provider. As previously mentioned I paid half my loans during the month of early December. I had $40k worth of loans and I was able to pay $20k. A few minutes ago I received an email saying: "You may be able to claim the interest you paid on your student loan(s) during 2021." And it's like $1,000 I can claim! Is this the money that will go back to me!? [link] [comments] |
| Posted: 20 Jan 2022 10:00 PM PST I finished school (am 25 now) with a doctorate degree. I am going back to school now for a mba that is paid by the school and is virtual. I wanted to know if I should still file for fafsa to cover for books? Not sure if they would still give a grant or something small to hold me over. [link] [comments] |
| Posted: 20 Jan 2022 07:59 PM PST Timeline: — Applied for BD / DTR in July 2021 (Email) — Emailed additional docs in Jan 2022 — Hotline follow up = application "pending" — Application not available for online tracking because it was submitted via email Basis of defense to repayment: — Public school. Still in existence but defrauded students by false advertising rankings by submitting fraudulent data to ranking agencies. — Dept of Ed settled with the school — State Attorney General settled — Class Action settled (missed the boat) — Ex Dean convicted on felony fraud — 2 staff pleaded guilty to falsifying data Submitted all of this info with my application along with a cover letter explaining why / how I was financially harmed. Question 1: Should I file a duplicate application online? I see many 2021 applications filed after me being processed. DTR hotline says this will only create a duplicate file which will be attached to the original application. Question 2: The school's settlement agreement with the Ed Department makes the school liable for all DTR claims paid out by the Ed Dept. Is there a benefit in pursuing the school directly in a non adversarial (yet legally represented manner) asking them to pay up since they'll be on the hook for it anyway? They might point to the class action settlement and say I can't get individual recovery. All of these students harmed here and it irks me that class action lawyers have made a nice chunk of change almost at the expense of defrauded students. [link] [comments] |
| Posted: 20 Jan 2022 11:47 PM PST Estimated net worth of Navient's CEO, John Remondi, is at least $82.8 million dollars as of February 2021. Remondi owns over 762,376 units of Navient Corp stock worth over $70 million & makes $7.8 million as President, CEO, & Director @Navient. This is not normal. Other countries do not do this. [link] [comments] |
| Posted: 20 Jan 2022 12:23 PM PST I had student debt from 8 years ago that fell off / says closed on my credit report. No one is bothering me or asking for money that I know of. I have both private and public loans. Looking on credit karma all the accounts are closed. At this point I am not sure if I can just go on with my life and ignore the debt. I don't use credit cards, cars are bought in cash, live with my husband in his house he owned pre marriage. Both of us make around 45k a year each but never had income garnished. Govt. Took my tax return one year but haven't since. what is the worst case and most likely scenarios? Can I build my credit while ignoring old closed accounts? [link] [comments] |
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