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    Sunday, September 19, 2021

    HR Conundrum: Supervisor asked a subordinate to co-sign an apartment lease simply to meet lease financial requirements; subordinate would not be living with him small business

    HR Conundrum: Supervisor asked a subordinate to co-sign an apartment lease simply to meet lease financial requirements; subordinate would not be living with him small business


    HR Conundrum: Supervisor asked a subordinate to co-sign an apartment lease simply to meet lease financial requirements; subordinate would not be living with him

    Posted: 18 Sep 2021 07:57 PM PDT

    My company has recently run into a potential HR problem with an employee. The employee, a supervisor in his department, recently found he and his spouse did not meet the financial obligations of a new lease when searching for new apartments. The supervisor subsequently decided to solve this problem by asking one of his subordinates at our company to co-sign the lease with him despite the subordinate not being invited to live with him. The two are close friends who met at our company and have bonded in their time here, and the supervisor has earned the subordinate's trust over the years in part by being his manager.

    My HR Manager and myself have already spoken to the subordinate to inform him he is in no way obligated to sign the lease nor is his future with the company in any way shaped by his decision. Nonetheless, he appears to want to do so to help his friend/supervisor. Of note is that the supervisor has already had HR issues, one in which he was demoted for a period of 5 months due to insubordination. He has also undergone marital strife recently as his spouse has asked for a divorce and is now only willing to move in with him on a friends-only basis. He has been largely absent from our work production in the past 2 weeks as he has tried to deal with his marital issues, and we have been very open to assisting him and giving him the time and space necessary to do so up until it involved him asking a subordinate to financially stake himself for his supervisor.

    NOTE: Because someone may suggest that we possibly don't pay enough and the supervisor wouldn't be in this situation otherwise, I will note that we pay pretty well compared to the market. Prior to this year's inflation, we paid above market rate for all positions in our very competitive area. We have had zero turnover in the past year, too, which should say something about how we operate and value our employees in a myriad of ways.

    Any thoughts on what needs to be done pertaining to this supervisor? I have asked our legal firm for advice, but I am also curious about the crowdsourced opinion based on others' experiences. This situation is beyond the scope of anything our small business has encountered before, so any advice is appreciated.

    submitted by /u/magichourmarvel
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    I started my candle company but it doesnt seem to take off

    Posted: 19 Sep 2021 01:47 AM PDT

    I get an order here or there, mostly from friend and family, but i can't seem to find a way to attract more customers. Does anyone have any tips.

    I live in the Netherlands in a small town. All of my products are handmade and made with either soy wax or pillar wax. I package them in these little package sacks i got from a website and stickers with my "business name on it". I think i have a fairly cheap price compared to the big company's which i do on purpose.

    I mostly use instagram and Facebook as im not sure how to make a webshop as i make everything to custom order. (Like color, scent, extra attributes)

    If i put something on Facebook market it's mostly the cute baby candles that get all the attention and then it fizzles out very quickly.

    I make a huge selection of candles, from ones in pots to lotus flowers and gem stones.

    I really just wanna get my little business blooming and thats why i'm asking.

    submitted by /u/Quinnosaurus
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    Do you still NEED a Business Permit if YOU are doing SEO and Digital Marketing at YOUR Home Business?

    Posted: 18 Sep 2021 07:30 PM PDT

    Do you still NEED a Business Permit if YOU are doing SEO and Digital Marketing at YOUR Home Business?

    submitted by /u/blackheavenstudio
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    I didn’t file for quarterly taxes ?!

    Posted: 18 Sep 2021 07:20 PM PDT

    My roommate and I started a vending machine company June,15th 2021. We are still trying to get the business up and running, we haven't made any profit or sales we just have deductions for the business so far? We didn't file quarterly taxes for September. What's the next step I should do? Should I file late or should I just ignore it ?

    submitted by /u/20o0s
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    Startup for Banana Plantation.

    Posted: 18 Sep 2021 07:54 AM PDT

    Im a startup famer here in Philippines. Im 29 years old. Does anybody here know how to find additional startup capital of $20,000 for a 10 hectare banana plantation or a loan payable after 18 months with interest? The bank denied my application since I have no additional colateral.

    submitted by /u/AffectionateLychee20
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    Business phone / automated menu / iphone app?

    Posted: 18 Sep 2021 06:07 PM PDT

    Here's what I'm looking for ... as I'm struggling to figure out what I can use.

    business number that goes direct to an automated message with menu, that then forwards to my or business partner's cell during business hours.

    I've used sideline before, which as an app works great, but you can't set office hours, nor direct to specific callers.

    any ideas would be great! thanks.

    submitted by /u/HuskyMediumLA
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    Pricing questions for peanut butter business - farmers markets and different types of wholesale scenarios

    Posted: 18 Sep 2021 06:58 PM PDT

    I have had an all natural peanut butter business for 2 years now, a very part time thing (I don't plan on really growing it more as I enjoy my lucrative full time job). I've done 2 seasons of farmers markets in Oregon which I do well at, but I have questions about what I should actually be charging for pricing. I also don't plan on ever going into grocery stores, etc. but small shops and cafes it'd be nice to see my jars sell at, or get my PB on their menu.

    My costs are as follows:

    - 12 oz jar of pb costs me $4.57 (which factors in my kitchen cost, glass/lid, label, nuts, and paying myself a rate of $20/hr while I'm working in the kitchen)

    - 1 oz of PB (including kitchen cost, paying myself, and the peanuts) is $.25/oz

    - I currently sell my peanut butter (a dark roast all natural PB) for $12 a jar, which does ok at markets in Portland, OR where people are ready to pay that. Online, not so much.

    My questions, keeping in mind that I'm the only employee, and I do all of my markets, online selling, shipping etc. myself with no one else to pay. I know the answer is "whatever works for your business", but I'd love to hear how others handle this.

    1. When it comes to direct to consumer, what is the general rule of thumb for pricing? I know that the standard is 2x cost = wholesale and 3x cost=retail, but what is a farmer's market considered? Since there are no brokers/distributers, etc my price of $12 should be ok, right? And what about selling direct online?
    2. What exactly would be considered wholesale, and how do I factor that in? I am always nervous to try to sell to cafes because I'm not confident in my pricing and the various scenarios.
      I have one cafe that has a retail section for local products, but also has peanut butter on the menu. Let's use this scenario.
      For example, if I wanted them to sell a jar on their retail shelves, do I really charge them 2x my cost (so, wholesale for the whole product)? That's about $9. Retail would be over $14 if following the standard rule. I had this cafe owner pay me $8 each for a few jars, sold them for $12, but I think it was just to be nice. They only ordered 3 and they never reordered.
      However, let's say the same cafe wanted to use me on their menu for their smoothies. Do I switch to the per oz price, and charge $.25*3, which is 75 cents per oz? Because while it's simple math, that is ludicrous pricing for peanut butter! A local cafe I spoke with (and have built a friendship with the owner of) told me she is getting 9 lbs of peanut butter at $35 which is 25 cents per oz. She wanted to support local and use my pb, but using me would quite literally triple her costs. I didn't blame her for politely turning it down.

    Of course I have tried everything to get my costs down, but currently I'm at capacity buying a half pallet of glass at a time (and live in a 600 sq ft apartment--yes, they are all stored here!), and since it's a local warehouse, I don't need to pay shipping which means I've cut as much as I really can there.

    I use a wonderful but bare-bones community kitchen for $25/hr, peanuts are pretty cheap (about 12 cents an oz), and I can't order tens of thousands of labels at a time so I have to buy them hundreds at a time--each label costs about $1 which kills me.

    My final question: Am I ever going to actually be profitable doing this at this small scale? It's my pride and joy, but I never want it to be full time and it really takes a tooooon of work, as anyone here knows. I barely profit (last 2 years reported a loss) and it makes its own money that never touches my personal bank account, so I'm ok-- but I'm at the point where I feel like I really need to reconsider some things if I want to keep doing this.

    submitted by /u/pancakejungle
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    Hiring documents question

    Posted: 18 Sep 2021 08:13 PM PDT

    When we onboard new staff we have several internal docs that need to be signed. Any suggestions on what platform to use? We currently have hard copes then scan them but I'd like something the employees can sign on their phones.

    submitted by /u/Here_4_Tea
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    Looking to do free UI/UX design work for a small business

    Posted: 18 Sep 2021 10:26 PM PDT

    Hello!

    I am a second-year student majoring in User-Experience and User-Interface Design. I am looking to include some real-world case studies and client works in my portfolio.

    Here is the kind of work I'm looking for:

    1. Website/App Interface design or redesign *I do not code the website, just design it*
    2. User Experience Research (Reviewing your current product/service and revamping some features to improve the experience of your users)
    3. Branding/Visual Design (Creating a brand that resonates with your vision)

    Here is an example of some projects I've done:

    Portfolio

    If you want the case study of this project please DM me, the link above is just a preview of the prototype.

    Please keep in mind that I am a student offering this service for free, therefore, there is no guarantee that I will meet your full expectation. However, I'll make sure you get something out of my service.

    Please DM me if you are interested and give me an overview of what your business is and what kind of problem you would like me to give a shot at solving.

    Thank you!

    submitted by /u/Excellent_Ad_240
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    Passive Income Ideas That Work

    Posted: 18 Sep 2021 07:24 PM PDT

    So in all seriousness, we need passive recurring incomes to actually survive into retirement. I am looking for what people are doing to generate income while focusing on their business. Having something making money while you're grinding out your daily routine can be that little security that allows you to breathe or a career based extras that are part of your companies success/marketing/product line.

    LEEEETTTTS GOOOOOOO!

    submitted by /u/esadkids
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    Getting out of father son 50/50 business(s)

    Posted: 18 Sep 2021 04:20 PM PDT

    Edit: I'm going to try to break down my long confusing post. Warning: still confusing and I've left out all family relationship details/drama.

    1. Significant other is 50/50 business partners his dad in two different businesses.
    2. SO runs one business, dad runs the other. They do not interfere with each others businesses
    3. dad's business is not profitable. It is a glamorous hobby basically, and therefore, SO's business is his piggy bank
    4. dad does not ask my SO for money, just transfers it out of SO's business account (illegal?) for his business, or for his personal use.
    5. SO cannot sell business to dad, because dad cannot run SO's business.
    6. SO wants to keep his business, but be sole owner. He cannot afford legal fees to separate, which will all come from his business because dad has access.

    So, SO wants his business to himself, but dad also wants to keep it because it's his source of money. I'm wondering if there's anything my SO can do to get out without losing everything.

    submitted by /u/Fabulous-Doughnut-22
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    Need Help Setting Up Shipping for a Small Art Gallery

    Posted: 18 Sep 2021 05:00 PM PDT

    My wife and I run a small art gallery in a small tourist town. We have several of my wife's items for sale, as well as several consigned items. The items range in size and weight from rings to large murals over 50 pounds. Since we are usually dealing with tourists, who may not be able to easily carry something back home either in an already overpacked vehicle or in luggage on an airline, we would like to offer shipping on any item.

    We tried a flat 30% over the price of the item for shipping, but that was a huge mistake since we took a bath on it. I've been researching it with various shippers, and figuring out how to set things up is, to say the least, a nightmare.

    USPS is currently the easiest option, since the nearest UPS location is over an hour away, and FedEx is even further, but USPS has far more limitations in what I can send, and some items I may potentially be asked to ship are too large for USPS.

    Currently, it looks like if someone wants shipping, I'm going to have to break out a scale and the shipper's website, weigh it, plus the packaging materials, find out the customer's address, put all of that into the cost calculator, and then give them a quote on shipping based on the shipper. In a brick and mortar establishment, that's kind of a royal pain.

    Of course, that assumes I have the shipping materials hand to also weigh them. Since shipping is relatively rare, it isn't really cost or storage space effective to have such on hand, so I would have to delay my shipping to get that done, or take the item and drive an hour to have it shipped from the UPS store.

    Does anyone have any easier methods of shipping?

    submitted by /u/kapikui
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    Grab a username from an Instagram squatter? Without a trademark?

    Posted: 18 Sep 2021 01:21 PM PDT

    I started my small business in July. I haven't yet trademarked it. On social media accounts, I grabbed usernames that match my business name.

    Except on Instagram. I got an account that's two out of the three words in my business name. There's already an account that's exactly like my business name.

    That account has 0 posts, 0 followers, and 0 following. The three words in my business name are pretty common, so I think the Insta account was registered by a squatter.

    If I had already trademarked my business name, it would be pretty easy to boot that account and claim the name. But I haven't started the trademark process yet. As I understand it, getting a trademark can take over a year. In the meantime, can I get Instagram to make the squatting name available?

    submitted by /u/miguel-elote
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    Looking into scalable side hustles, any advice?

    Posted: 18 Sep 2021 11:17 PM PDT

    Basically I'm looking for something that I can get set up alongside currently working full time that can supplement my income and eventually be scaled up to replace my income. Right now I'd only need to be making about £1000 per month from the side hustle.

    I'm looking into drop shipping mostly as I don't have a huge start up budget but I'm still not 100% sure if this is a real thing or if the numbers are fudged by YouTube gurus selling courses!

    Does anyone have some ideas of what I could potentially start setting up that might help me achieve these goals?

    submitted by /u/XX_TCG_XX
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    Wholesale & VAT - UK

    Posted: 18 Sep 2021 01:11 PM PDT

    Hello all!

    Recently me & my partner have been approached in regards to wholesale purchasing options for our jewellery business.

    This will be the first time that we have offered wholesale and its quite exciting!

    Although we are somewhat confused as to how to factor in VAT to wholesale pricing.

    We sell jewellery, so what would be best, have a better margin for more units sold ?

    what's a normal % to offer mark up?

    COST ~ +20% VAT + PERSONAL MARGIN = WHOLESALE?

    Many thanks!

    submitted by /u/ForeignAdagio9169
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    Recently Incorporated an LLC for Consulting––Do I Need A Business License?

    Posted: 18 Sep 2021 10:47 PM PDT

    I recently incorporated my business as a personal finance consultant. I'm relatively new to this but was wondering if I needed a business license to legally operate in Chicago. I do not have a physical office and work with my laptop for the most part. I meet with clients in person and virtually as well. Any type of feedback is greatly appreciated!

    submitted by /u/nike1-08
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    Do you use an e-sign service?

    Posted: 18 Sep 2021 02:38 PM PDT

    I'm thinking about streamlining my contract signing process (small electronic product design company) and adding e-signing. I'm hoping to canvas people's experiences in this area!

    Have you tried using an e-sign service? If so, which one and how have you found the transition, and are there any aspects you would highlight to someone considering it (UK based).

    As I'm quite small and it seems like a relatively simple web service, I'm looking for a service ideally with a free tier [initially] for say 5 signings/month max. But if the paid ones are significantly better I would consider too.

    submitted by /u/kevinb455
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    Free alternative to hellosign/docusign/zoho sign for <50 signatures monthly?

    Posted: 18 Sep 2021 08:17 PM PDT

    Just starting out, for the purpose of clients signing NDA. Which provider has a free plan that allows up to 50 signatures to be signed monthly (if not the closest match)?

    submitted by /u/milkygirl21
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    Recommendations for Shopify/Woo Commerce/WordPress developer

    Posted: 18 Sep 2021 10:38 AM PDT

    Hi, I am interested in investing some money to launch an online store. I think the ability to show all our inventory, integrate with an older back end database of inventory, etc might be beyond my technical abilities. Plus, from my experience in retail I think it's important to have a very attractive/good design for my store as well as a set up that makes it easy for me to design landing pages/promotions on the fly that integrate with my other marketing channels.

    I want to speak to some vendors, with a big caveat. From reading other threads I know there are a lot of these type of requests and people generally respond with "DM me, I can help." I don't have the skills to figure out who's a good fit/credible/honest from those type of interactions.

    Instead, I am looking for store owners who can refer me to their development partner with a link to their store and ideally a bit of information about what they value(d) in the relationship. I am happy for this to be via public or private chat. Would love, if possible, to understand start up budgets/monthly maintenance budgets too.

    submitted by /u/wequaquet
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    Questions about working on boats

    Posted: 18 Sep 2021 05:13 PM PDT

    Howdy guys.

    I've got a few questions mainly about preforming electrical services as a private contractor and was hoping I could find some of the answers here.

    A little background first, I worked at a marina for almost 8 years and got a lot of experience working on yachts. I came into the company as a welder just out of tech school, moved to the mechanical department, and then the electrical department due to recommendations. I got to learn a lot about everything from reading electrical diagrams, to power supply systems, to control circuits, inverters, and even got into some PLC programming.

    That being said I'm considering the idea of working on boats again, but as a private contractor instead of for a marina or a service company. Due to my trade background I could do everything from minor metal fab projects, smaller mechanical based jobs, and any electrical work that I can get done either by myself or with one or two helpers.

    This brings me to the real question. What kind of licenses would be required to preform electrical work on boats? I don't know if I would be required to have a state license due to the fact that it's not a building, but I'm not certain about that. I wasn't required to get any sort of special training when I was doing the work before, but I don't know if the company held some kind of general license that covered it or not.

    Any light that could be shed on the subject would be great. Also, if there are any other licenses or possible hurdles I may run into that you think of that'd be great to know.

    Anyway, thanks and I wish everyone the best of luck in your endeavors.

    submitted by /u/magrelius
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    Is it normal to deny payment without a receipt proving materials cost?

    Posted: 18 Sep 2021 05:07 PM PDT

    An electrician can't provide a receipt for a $150 part after several requests. We believe he's lying about a portion of the work he did and is just trying to pocket the cash. We don't mind paying, but not for a part he didn't buy.

    submitted by /u/anonjamesbon
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    Co-packer for small batch sauce run?

    Posted: 18 Sep 2021 01:19 PM PDT

    Hey! I have reached out to no less than five copackers and I cannot get anyone to reply. One replied, we completed the NDA, sent them our recipe and didn't hear back for weeks.

    I would like to do a run for about $5k. I really have no idea what that will get me.

    The sauce is kind of a cross between a mustard based and vinegar based BBQ sauce.

    We have been making it at home and people love it. I have had some local stores ask to carry it but we can't produce enough at home.

    Can anyone recommend a co-packer that will do a small batch like that to start?

    submitted by /u/hrguyinSC
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    How much should I pay for a tax accountant for an extremely small S Corp in FLA

    Posted: 18 Sep 2021 04:10 PM PDT

    I do the bookkeeping.Sole owner, no employees.

    What would you say is a fair rate to handle the taxes?

    submitted by /u/kanoo22
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    How could you stay committed and motivated to your business?

    Posted: 18 Sep 2021 11:48 AM PDT

    At the starting phase, do you question yourself about wheather it's worth it or not and lose motivation by just overthinking it? how do you deal with that?

    I got frustrated trying to start a new business and every time I get an idea I be like that's it thats the one but I loose interest fairly quickly wheather just overthink wheather the problem worth solving or not or by finding out someone already has implemented a similar business.

    submitted by /u/7haz
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