Mortgage Paid Off My Student Loans Student Loans |
- Mortgage Paid Off My Student Loans
- I think I got scammed
- Student loans for living expenses
- How long can federal loans be deferred?
- Hello everyone. I’m 20 I go to community college. I’m nervous about taking out student loans for the future when I transfer. But I don’t even know what I want to major in. Any advice?
- Do I still take out loans if I have enough scholarships?
- Advice for International Student please
- Online lenders want to link bank account
- What’s some advice you could go back and give your younger self if you could
- Why are there so many different income based repayment plans?
- Payoff reduction?
- $10,000 overdue payment from this past year that I thought my parents paid but now I have two weeks to get rid of it. (Can’t pay out of pocket) How do I take out a loan for this?
- Loan Advice PLEASE
- Recertification-Fedloan
- I recommend everyone in this group find Dave Ramsey. He has fb groups and a YouTube channel.
| Mortgage Paid Off My Student Loans Posted: 28 Jun 2021 07:56 PM PDT I have always been skeptical of mortgages that have an "added bonus". I live in Illinois and was already looking into buying a home. There was a program through IDHA called SmartBuy. It is currently locked, but I read that other states are offering programs like this as well!! They forgive up to $40,000 in student loan debt. The amount they forgive is 15% of your purchase price for the home, but you must pay off the remaining if that doesn't cover them all. (Other requirements like living in the house 3 years) I was beyond skeptical that something would go wrong, paper work would be missed and somehow I wouldn't qualify for the loan. But today I opened my Nelnet app to ZERO student loan debt. If you are looking to buy a house, see if you're state is offering any incentives like this! [link] [comments]  |
| Posted: 28 Jun 2021 07:23 PM PDT I wanted to get some opinions. It started a few months ago. I wasn't in a good headspace and ended up moving states to get some help from family. My loans are outrageous. I had just gotten out of the hospital from being sick and I got a call to lower my payments. I was in no mindset to make any financial decisions and this company called Pro Doc Solutions called and I ended up agreeing to pay $60 a month. I've had monthly payments taken out since March and since I got a new bank account, I started looking more seriously into things on auto draft. A couple days ago I received the monthly text that $60 would be taken out but I has closed the bank account that it was drafted from. So I decided to see what happens if I just didn't pay. And then they sent a text saying I owe a 25$ late fee after 3 days of no payment. I'm almost certain I've been scammed. I wanted to see how I maybe report them or find out 100% it's fake. I feel really dumb and ashamed if it really is fake. I just wanted to see if anyone heard of these people and how I should move forward. Please, no mean comments. These past 6 months have been the worst of my life and I'm finally getting my life on track. I'm just wanting some information. Thank you [link] [comments]  |
| Student loans for living expenses Posted: 28 Jun 2021 01:22 PM PDT Hello everyone! I am about to start nursing school at a community college in August. With that being said, I will not be able to work at all (planning to door dash and things on the side). Clinicals will be 6-7 days a week every semester. My question is, would taking out student loans for living expenses be smart? Since I am going go a community college my tuition is only $9,000 for the whole program versus $80,000 to go to a four year school. I also have already $3,000 in student loans from my other classes I had to take. The program is only 15 months so I was thinking $1,000 a month for all of my expenses. And if so, would it be best to go to my bank? A private lender? I do not get any fasfa because my dad makes too much, which is ridiculous since I have been on my own since 18. My grandfather would be co-signing for me. Would that be ideal? I am very good with my money so the money wouldn't go to unnecessary things. Thanks to everyone in advance! [link] [comments]  |
| How long can federal loans be deferred? Posted: 28 Jun 2021 08:55 AM PDT Hello! I was thinking about taking a year off of college to work and save up money for medical school applications, as I don't know how much I would be able to make while being a full time student and trying to receive all A's, in addition to volunteering and shadowing. I come from a low income household and I have managed to make some money on my own but then it all went to medical bills. My mom said I am expected to pay both my own loans and parent PLUS loans (she doesn't believe in helping finance a child's education) and I simply cannot afford to pay them if I take a year off. I was searching to see how long they can be deferred, and it looks like the consensus is 6 months only. Is that true? What are my other options here? [link] [comments]  |
| Posted: 28 Jun 2021 07:07 PM PDT |
| Do I still take out loans if I have enough scholarships? Posted: 28 Jun 2021 06:57 PM PDT I earned like 20k in scholarships, which after pell grant covered 100 percent of my first year of school. However most of these scholarships are payable on completion of the first semester. Is there a way to defer payment? Or would I have to take out a temp loan. My school didn't do the best job in explaining. [link] [comments]  |
| Advice for International Student please Posted: 28 Jun 2021 11:37 PM PDT So I got accepted to a Korean School as an international student. For an entire year, my total estimate cost is 22,000 (and that's like everything, plane ticket, personal expenses, full yr tuition, housing etc). However the tuition that I would have to pay to basically save my spot is 6,723. I'm 17 but I have a co-signer. Should I take out a loan for the entire amount or just tuition and kinda figure a way out as I go? Cause as long as I got tuition and housing, I think can basically figure everything else out while I'm there but I know that it can be safe just to have the full amount, but I'll be like 30k in debt before I'm even 19. Also what would the best place to take out a student loan considering that I'm an international student. I'm also like 90% sure from my own research that fafsa can't help me for my school. Or is there any other program tht can help me atp? Thank you!! [link] [comments]  |
| Online lenders want to link bank account Posted: 28 Jun 2021 07:49 PM PDT Looking to refinance student loans. Some of the online lenders like Sofi or Earnest want me to link my bank account in order to verify income. Im little antsy about giving away bank username/password. Am I overly cautious? [link] [comments]  |
| What’s some advice you could go back and give your younger self if you could Posted: 28 Jun 2021 10:04 PM PDT |
| Why are there so many different income based repayment plans? Posted: 28 Jun 2021 10:48 AM PDT In addition, why do some borrowers have access to better options than others? For example, I only qualify for REPAYE and IBR (15%), but borrowers who took out loans after me qualify for PAYE/IBR(10%) (is there a difference between these??). Seems a bit unfair. Thanks! [link] [comments]  |
| Posted: 28 Jun 2021 07:12 PM PDT I'm sure someone has posed this question before but I'm struggling to find a post about it so giving it a shot. I'll be selling my house very soon and due to the crazy housing market will have made enough extra to pay off my student loans. Has anyone ever negotiated successfully on getting a reduction by doing a large sum payoff? I had defaulted on my loans prior to covid relief due to family medical issues and was hoping I could maybe get some reduction. I was told by someone who works for a provider that they've never heard of their company doing that because at the end of the day, they will get their money (through garnished wages, etc). Anybody ever had any luck with this? [link] [comments]  |
| Posted: 28 Jun 2021 05:53 PM PDT |
| Posted: 28 Jun 2021 05:41 PM PDT I am about to start a medical school with a $55,000 yearly tuition. I have the options of taking out a direct unsubsidized loan, a Grad PLUS loan, and a CAL (college access loan, a Texas state loan). I plan to max out my direct unsubsidized loan first, which would be $45,000 with a 5.28% interest this year. However, I am not sure if I should then take out the rest of my cost of attendance with the Grad PLUS loan, which has an interest rate of 6.28%, or the CAL loan, which has an interest rate of 3.75% this year but is a state loan. I am torn because the CAL loan is almost like a private loan in that there is a limited income repayment option, no PSLF option, and requires a cosigner who would be responsible for payments if the borrower is unable to make payments for any reason. However, with the CAL loan, the interest does not capitalize unlike the federal loans and the interest for this year is half of what the Grad PLUS is. Is there a way a state loan like the CAL loan can be consolidated with the federal loans after graduating medical school? Has anyone had any experience with the CAL loan that can share with me? I am really confused with figuring out this whole financing my education situation and would GREATLY appreciate any help or advice. [link] [comments]  |
| Posted: 28 Jun 2021 12:24 PM PDT I know right now because of forbearance due to covid no recertification are happening. If I wanted to have one done (had a change that will make my payment amount go down) can I have it done now? Has anyone gotten one to go though? [link] [comments]  |
| I recommend everyone in this group find Dave Ramsey. He has fb groups and a YouTube channel. Posted: 28 Jun 2021 10:03 PM PDT |
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