Daily Advice Thread - All basic help or advice questions must be posted here. Investing |
- Daily Advice Thread - All basic help or advice questions must be posted here.
- US Treasury OCC will allow US banks to use public blockchains and stablecoins as a settlement infrastructure in the US financial system
- Warren Buffet said if you have just $10K or $15K to invest, he recommends investing in just one or two companies, which goes against the conventional wisdom of diversification in most investment subs, what do you think? (Link inside)
- Will evictions be the downfall of the economy? (Discussion)
- BABA: Buy, sell, or hold? Jack Ma hasn’t made a public appearance in 2 months after criticizing Chinese regulators
- Anyone planning on buying more NIO tomorrow?
- Is a three index fund too passive for early 30s?
- What's is your strategy for 2021?
- Paywall on SeekingAlpha
- Irelands High 41% ETF Tax Rate and investing in Vanguard
- Wondering what does Wednesday bring?? (Electoral stuff)
- The US REIT market does not seem to follow family homes demand
- Why ICLN is rated so poorly by Morningstar?
- Interest only mortgage. Am I being stupid?
- Young investor question
- Data and opinions on the current state of oil companies?
- Why Greed is necessary in bull market
- I wanna hedge EUR/USD (options). Am I thinking correctly?
- Looking for an introduction to Crypto currency for the traditional stock investor
- Biotech Investing Input
- Brookfield Asset Management to take Brookfield Property Partners private in a $5.9 billion deal
- Tools to Compare Stocks
- sp500 over exposed to tech stocks
- On which platform is it best to trade/invest?
- Daily Advice Thread - All basic help or advice questions must be posted here.
| Daily Advice Thread - All basic help or advice questions must be posted here. Posted: 05 Jan 2021 02:00 AM PST If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq And our side bar also has useful resources. Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! [link] [comments]  |
| Posted: 04 Jan 2021 03:59 PM PST Breaking major news from US Treasury OCC, the largest US banking regulator, with new guidance allowing US banks to use public blockchains and dollar stablecoins as a settlement infrastructure in the US financial system. https://www.occ.gov/news-issuances/news-releases/2021/nr-occ-2021-2.html [link] [comments]  |
| Posted: 04 Jan 2021 03:44 PM PST https://www.youtube.com/watch?v=rgyYFQmdRyY This is of course assuming you know what you are doing, and still follow the value-based investment approach, but this is in contrary to most investment advice I've seen on reddit, which generally encourages buying index funds to reduce risk. What do you think? EDIT: Oops, just realized I misspelled his name, maybe I'm getting hungry. [link] [comments]  |
| Will evictions be the downfall of the economy? (Discussion) Posted: 04 Jan 2021 09:56 AM PST Just wondering what people's thoughts will be on an idea I've been researching. (I'll keep it short but if you want any websites to numbers I claim let me know) Currently as we all know there's a huge rental paying problem about 17 million Americans are behind as of 12/14/2020 and 5.7 million of those are likely to be evicted in the next 2 months. (This doesn't consider commercial) With this new stimulus evictions were supposed to be prolonged but it's only been prolonged until January 31, 2021. Luckily many states have an extension (About February 14) with the exception of Maryland,Nevada,New Jersey, New York, and Oregon which have farther down extensions June, end of pandemic, etc. I've talked with a couple of real estate lawyers and they say they are already getting a flood of evictions (commercial and residential) and are expecting a "huge tsunami of evictions" (not my word theirs. Since hedge funds are currently holding a huge amount of real estate bought in 08 for cheap ( top 50 real estate hedge funds held about 192.876 billions dollars of real estate in 2012) They've definitely been stocking up and there portfolios are probably 10 fold by now since (that's what's caused market value increase) but now with a huge amount of evictions (that they will be giving out) they will loose a huge amount of profit that the hedge was making. Ultimately this will lead to an initial drop in home values once evictions occur, and a second greater drop once they try to liquidate their real estate properties. This part I might be wrong but I see two ways they liquidate, the first is they sell to banks in packages at reduced prices knowing eventually the government will bail the banks out when the values drop on the properties and take profit from 08 or if they are actually evicting people out of stupidity, they themselves put the properties on the market to sell. Either way restaurants and people get evicted, home values drop and the stock market being pumped on inexperienced investors gets a quick scare dump. I might be completely wrong so I'd love to get peoples opinion and especially people in the real estate space. Tldr: Commercial/Home Evictions will reduce rental income in hedge funds causing them to Liquidate real estate dropping the housing market and stock market. Edit: Obviously we don't know what will occur we can only assume. But I will be keeping an eye on vacancy levels in March as it would be an early sign that we're in trouble. Thanks for all the ideas and discussions very informative! [link] [comments]  |
| Posted: 04 Jan 2021 06:19 PM PST Before this whole fiasco, I was high on BABA as were many of my peers. Jack Ma seems to have pissed off the Chinese government by publicly criticizing regulators and now he seems to have disappeared off the face of the earth. The Chinese government doesn't give a shit, they're straight up mercenaries. They don't even pretend to disguise their brutality. For Christ's sake, they're genociding an entire group of people (Uighurs, a Muslim minority in western China)!! Point is, if they want you gone, you're gone. I'm not informed enough to cite specific examples, but haven't they disappeared billionaires before?? Not making a political statement here, I just want to make money...or rather...avoid losing money due to my BABA position. Sure, Jack Ma could simply be laying low until the heat dies down. No one knows for sure. My question is buy, sell, or hold? My gut is telling me to sell and take the ~12% loss (I got in just a few months ago) and do some tax loss harvesting and repurpose the $ to something more stable. Otherwise, I fear my 12% loss can balloon to 40%. Thoughts? This video + article does a good job at summarizing: CNN video + article [link] [comments]  |
| Anyone planning on buying more NIO tomorrow? Posted: 04 Jan 2021 06:04 PM PST Who here is doubting any form of post nio day dip and buying more NIO tomorrow? I do not want to screw myself trying to wait for dip that isn't going to happen and want to focus on acquiring as much volume as possible while its sub 60. What's everyone's current thought on NIO tomorrow/pre nio day? [link] [comments]  |
| Is a three index fund too passive for early 30s? Posted: 04 Jan 2021 10:32 PM PST I'm thinking about moving my accounts from robo-advisors to Vanguard and allocating my own portfolio. I know the pros and cons of doing this, but I'm trying to figure out which funds I'd invest in. Some people like the simplicity of a three index fund (or a four index fund), but the high allocation toward bond markets seems a bit too risk-averse to me in terms of low returns. Right now a lot of my portfolios are slanted toward a 90/10 stock/bond split. Is there a better strategy that I'm missing here for the DIY route? Would it be dumb/smart to just recreate my robo-advisors' allocation? [link] [comments]  |
| What's is your strategy for 2021? Posted: 04 Jan 2021 09:09 PM PST I'm seriously considering reducing the number of stocks I hold down to 5 individual stocks and two ETFs. I'm currently holding 24 individual stocks and 5 ETFs. I have done my research about the below 5 companies and I'm convinced that they are very well aligned to grow more with strong fundamentals. My only confusion is between SE and ENPH. I'm keen to know your 2021 strategy and the general sentiments around concentrating on 5 individual picks. Which individual stocks and ETF would you choose if you could only choose 5 stocks and 2 ETF? Strategy: Reduce the over-diversification by performing through analysis and concentrate on the top 5 growth companies. Same for ETF, I believe in Cathy Wood's team and TAN. NET, SQ, TSLA, AAPL, SE ETF: ARKW & TAN [link] [comments]  |
| Posted: 04 Jan 2021 10:35 PM PST Looks like SeekingAlpha.com has made some changes to how they make money. They are now behind a paywall. So anyone who wants to read analysis there needs to pay money. Being a longtime reader of SeekingAlpha, I must say I'm disappointed. Nonetheless, I'm now looking for a competitor 'aggregator' wherein one could read insightful commentaries on various asset classes(specifically commodities). Any leads on which is the second-best resource? [link] [comments]  |
| Irelands High 41% ETF Tax Rate and investing in Vanguard Posted: 04 Jan 2021 06:13 AM PST Hi there I've been investing a few years now and I am curious to know why etfs or index funds are taxed so high here in Ireland at 41%? Is it because these low cost index funds such as ishares or vanguard would do damage to the to the financial industry companies based here in Ireland or what is the reason behind it? Also while I invest in Vanguard S&P 500 (VUSA) and Ishares (CSPX) on the degiro platform, I would love to invest through a vanguard platform itself. I know that they do not have a platform here in Ireland because it is such a small market but is there an EU version that maybe I would be able invest in? Would appreciate any feedback. Thanks [link] [comments]  |
| Wondering what does Wednesday bring?? (Electoral stuff) Posted: 04 Jan 2021 09:59 AM PST Curious what some more experienced investors think may come this week on the 6th. Not looking to have a political discussion, but for anyone paying attention it would seem the process on the 6th will not go smoothly, per-se. I expect a market reaction, is that reasonable?? Anyone planning on buying Puts? Just looking for some insights from the legends on what to expect if/when chaos ensues. [link] [comments]  |
| The US REIT market does not seem to follow family homes demand Posted: 04 Jan 2021 04:13 PM PST It seems to me that family homes supply is low and in high demand. Ie. If you are a real estate "retail" buyer, prices will be high and stock low. However, shares of REITs across the board have generally been hit with some exceptions. For example, while the market has largely recovered, VNQ and IYR are still trading below precovid levels. And as far as I can tell, if you are looking to buy a home to live in, prices have pretty much been completely stable throughout the pandemic sell off and subsequent recovery. This tells me that REITs are not a good investment choice if you want exposure residential real estate. I have an alternative living lifestyle. I currently live in a hotel and have previously lived in a van. I want exposure to a home but i don't want to live in a residential home so I've been buying shares of REITs because i thought it would be good exposure to real estate. However all of my REITs have lagged the 2020 market recovery. I realize that commercial has been hit due to covid, but shouldn't the increased residential demand have buoyed REIT performance? It seems like there is no residential exposure in the REIT sector. At least as far as traditional homes goes. What's the best way to get exposure to that? Should I have bought Home Depot, AirBNB, Target, Lowes, Amazon, Whirlpool type equities instead of REITs? [link] [comments]  |
| Why ICLN is rated so poorly by Morningstar? Posted: 04 Jan 2021 08:19 AM PST I rarely use Reddit, so hopefully I'm doing this right but I cant understand why Morningstar seems to hate ICLN so much? They rate them very poorly from what I've seen and ICLN seems to be performing great. Can somebody help shine some light on this to a newbie investor? Thanks [link] [comments]  |
| Interest only mortgage. Am I being stupid? Posted: 05 Jan 2021 01:28 AM PST I can that and interest only mortgage at 1.7% and I'm 34. My logic is that the additional money that would be been used on a repayment mortgage can go into investing and over the next 10 years will hopefully yield a better return and I can then make the mortgage repayment in one lump sum. Is this a bad strategy? [link] [comments]  |
| Posted: 05 Jan 2021 12:39 AM PST Hey guys I'm 14 and currently have 625$ in my savings, and I'm looking to invest. I live in the U.S. So I have been watching videos on how to invest but I am still confused a little. So I've seen that investing into a low cost index fund and investing in the s&p 500 is a good thing. If you guys could clear up what that really means that would help. And I'm also looking to start a custodial account; does it cost money?, and I have seen that it will impact financial aid as well. Anyway please have grace I'm new lol. Any help appreciated! Ah crap - just saw I can't ask for advice 😬 please don't ban me [link] [comments]  |
| Data and opinions on the current state of oil companies? Posted: 05 Jan 2021 03:46 AM PST Good morning/evening r/investing, I need to make a case analysis on royal dutch shell for a university project, including two of its main competitors, represented by BP and exxon. Now, despite being in the middle of my bachelors, i still have quite some trouble reading balance sheets and the general understanding of financials. Could someone investing in the oil industry give some opinions on the financial status of these three companies and perhaps a comment on their strategies? It could help me out quite a lot. [link] [comments]  |
| Why Greed is necessary in bull market Posted: 05 Jan 2021 03:44 AM PST You must have always heard since childhood that greed is always bad. But it isn't so. Greed by itself is not a bad thing. It's how you use greed that makes it a good or bad action. But How does this apply to investing? When you invest your hard earned money in the stock market, you should be greedy to get maximum value out of the investment because you have put in the effort and hard work to earn that money and it is absolutely fair that you get the maximum return from that money. This won't be possible unless you're greedy. You have to be hungry for more returns. Often times people buy some wonderful stock and sell them pretty quickly for a little bit of profit. That stock then goes to unimaginable heights. In such a situation people justify by saying that I didn't want to be too greedy hence cashed out. But that is the wrong attitude. Unless the profit you made changed your life in any meaningful way, it is always wrong to cash out too early. It's as good as never having owned that stock. Bull market thrive on greed and if you're not greedy then you will never be able to take advantage of bull market. The actual bull run begins when even the most bullish people say that's its too much, market has gone too high its time to stop. Another perspective is when you buy a bad stock that stock punishes you relentlessly and without any mercy until you cannot take it anymore. That's because it has got your neck and it will wring it and squeeze it for its worth. So when you get hold of the neck by buying a great stock (either by research or accidentally) you also need to show no mercy to it. Squeeze it for all its worth because it would do the same to you. TLDR; Bull markets thrive on greediness and if you're not greedy then you will never be able to take advantage of bull markets. [link] [comments]  |
| I wanna hedge EUR/USD (options). Am I thinking correctly? Posted: 05 Jan 2021 03:37 AM PST Hey guys, I have some $$ invested in stocks and my home country's currency is EUR, but my owned stocks are denominated in USD. So if USD falls against EUR -- that offsets my gains quite a bit. So I was thinking of hedging that with EUR/USD options. And I wanted to ask you, more experienced investors if my logic is correct (I've never traded options before). So here goes: I wanna insure my ~$100,000 USD against possible depreciation against EUR. Let's say after 6 months, the EUR/USD trades @ $1.28. Am I correct on this? Thanks a lot and appreciate any advice or input. :) [link] [comments]  |
| Looking for an introduction to Crypto currency for the traditional stock investor Posted: 05 Jan 2021 03:12 AM PST Hello, So, I've been investing into the traditional stock market for quite a while, but have always planned to some day take a look into the crypto currency universe. This isn't necessarily related to the current rallye, but rather general interest, also due to the nature of my interest & profession in the IT universe. I'm looking for a kind of introduction to crypto for the traditional stock investor. I know what crypto is, and to some degree I also came across a lot of the technologies behind it, so I'm not entirely unfamiliar with the area. I just don't know too much about it from an economic point of view. Sadly, when I'm looking for introduction to crypto, it seems like most of what you find is an intro for people just wanting to cash-grab the current attention around crypto, and not something more profound. I'm a big fan of the "Only invest in what you understand", so I want to find resources which allow me to do so. I assume a lot of people here are into crypto as well and can forward me to some good material! [link] [comments]  |
| Posted: 04 Jan 2021 07:39 PM PST In regards to investing strategies in biotech world. There are lot of phase 3 trials that get published with positive data and post those results FDA decides to approve the drug or not. Is it safe to say that companies with positive phase 3 data where a drug offers better safety profile and has favorable results - would more often then not get approved by FDA. So if one invests after the phase 3 data is out and before the FDA approval process - isn't that a safe investment strategy? For example, in cases like MYOV where there is positive phase 3 data - and FDA did approve the drug, so post that data and between FDA approval is a full proof way of investment? No one can really predict the market, but despite such odds stock doesn't necessarily change post positive phase 3 data and even at fda approval - would you usually suggest holding such stocks in those settings as they eventually will go up? Is it worth usually buying companies which are again small to medium cap with positive phase 3 data, as for large cap one positive trial won't change much. Thanks for your input! [link] [comments]  |
| Brookfield Asset Management to take Brookfield Property Partners private in a $5.9 billion deal Posted: 04 Jan 2021 06:31 AM PST Brookfield Asset Management ($BAM), and a group of investors have offered to acquire the stake in Brookfield Property Partners ($BPY) that they don't already own, in a $5.9 billion bid to take the real estate company private. The proposal of $16.50 per share would imply a 14% premium to Thursday's closing price of $14.46. Investors can also choose for 0.4 share of BAM. The reason for privatising BPY is that Brookfield believes that its been consistently discounted for more than just the past year. BPY has a high quality portfolio of $88 bln in total assets. I was personally thinking of selling today, because I wanted to get out of commercial real estate. I'm long in BAM because I like their diverse assets, and I think they're still undervalued. [link] [comments]  |
| Posted: 04 Jan 2021 02:21 PM PST Fairly new investor, just wondering what you all use to compare quantitative stock data. Any tools you'd consider a hidden gem? Right now Im using a good old spreadsheet, but I'd like to move away from manual searching and start automating the process a bit more. [link] [comments]  |
| sp500 over exposed to tech stocks Posted: 05 Jan 2021 02:37 AM PST Hi, I'm invested in both the nasdaq and sp500 Since tech stocks are a great part of the sp500, for diversification sake instead of owning both nasdaq and sp500 wouldn't be better to own a stock like for example BRK.b and the nasdaq? I know it's like comparing apples to oranges.. but the point is trying to have a better diversification and still have exposure to tech stocks thanks [link] [comments]  |
| On which platform is it best to trade/invest? Posted: 05 Jan 2021 02:17 AM PST After months of learning about trading, investing in mutual funds, etc., I want to start investing (in index funds and maybe some ETF's), but I don't know where. Which website or app has best worked for you? Is it truly safe to keep my money in some random website? [link] [comments]  |
| Daily Advice Thread - All basic help or advice questions must be posted here. Posted: 05 Jan 2021 02:00 AM PST If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq And our side bar also has useful resources. Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! [link] [comments]  |
| You are subscribed to email updates from Lose money with friends!. To stop receiving these emails, you may unsubscribe now. | Email delivery powered by Google |
| Google, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States | |
No comments:
Post a Comment