Financial Independence Daily FI discussion thread - October 09, 2020 |
- Daily FI discussion thread - October 09, 2020
- What Americans thought about saving and investing in 1994
- Weekly FI Frugal Friday thread - October 09, 2020
- Has anyone had luck convincing their employer to offer a mega backdoor roth?
| Daily FI discussion thread - October 09, 2020 Posted: 09 Oct 2020 01:08 AM PDT Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. [link] [comments]  |
| What Americans thought about saving and investing in 1994 Posted: 09 Oct 2020 08:03 AM PDT Accidentally ran across this video last night and was fascinated. Shows you how little has changed in 25 years. [link] [comments]  |
| Weekly FI Frugal Friday thread - October 09, 2020 Posted: 09 Oct 2020 01:08 AM PDT Please use this thread to discuss how amazingly cheap you are. How do you keep your costs low? How do become frugal without taking it to the extremes of frupidity? What costs have you realized could be cut from your life without pain? Use this weekly post to discuss Frugality in general. While the Rules for posting questions on the basics of personal finance/investing topics are more relaxed here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. [link] [comments]  |
| Has anyone had luck convincing their employer to offer a mega backdoor roth? Posted: 08 Oct 2020 08:09 PM PDT I work for a mid-sized startup in the Bay Area and have maxed out my 401k and Roth IRA. I asked our benefits team if the plan we have through Fidelity offers a Mega Backdoor Roth and unfortunately, it does not. Right now it seems like the only other option I have after maxing my 401k and Roth IRA is a taxable account, and I'd strongly prefer the Mega Backdoor Roth for the tax-free gains. I'd like to put together a presentation to convince the company why they should offer one. Has anyone successfully done this, and if so, what pointers did you present to them? I think telling the company that it wouldn't cost them any money isn't enough of a compelling reason. I was thinking of getting some other employee opinions and presenting it to the company, but to be honest I feel like most people won't really care as much. I've read a previous thread on this here but curious if there are additional ideas. Thanks all. [link] [comments]  |
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