Daily Advice Thread - All basic help or advice questions must be posted here. Investing

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• Daily Advice Thread - All basic help or advice questions must be posted here.
• How to profit off Global Warming: HVAC Market Research with Due Dilligence on 5 Air-Conditioner brands.
• Why I'm not worried about a resurgence of inflation
• Books to read before entering the stock market
• Fastly - what is their Moat?
• Investing In Specific Clean Energy ETFs - FAN, TAN, LIT
• How can I hold foreign currency? (SGD, AUD, JPY, CNY) I am USA citizen
• Opinions?
• Palantir co-founder Joe Lonsdale on why private equity matters
• QQQ vs MGK vs VUG
• With no stimulus in sight, are any of you selling to hold more cash for a potential dip?
• How does stock options affect the value of common stock?
• Are residential REIT returns similar to personal property investing?
• Motley fool 5G next gen portfolio
• Looking into ticker $AL
• Bet on earnings or am I being stupid?
• Is Japanese Yen (JPY) an alternative haven currency to the dollar?
• Selling stocks in the short-term
• TQQQ Calls Tomorrow?
• For those who would be in the know, this question is to you...
• What are the signs that businesses are in an industry that is undergoing commoditization?
• Small-Cap Value Stocks
• Books to learn about stock evaluation
• Thoughts about gold?
• OTC Markets

Daily Advice Thread - All basic help or advice questions must be posted here. Posted: 25 Oct 2020 05:11 AM PDT If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions. If you are going to ask how to invest you should include relevant information, such as the following: How old are you? Are you employed/making income? How much? What are your objectives with this money? (buy a house? Retirement savings?) What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?) What are you current holdings? (Do you already have exposure to specific funds and sectors?) Any other assets? House paid off? Cars? Expensive significant other? What is your time horizon? Do you need this money next month? Next 20yrs? Any big debts? Any other relevant financial information will be useful to give you a proper answer. Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! submitted by /u/AutoModerator [link] [comments]

How to profit off Global Warming: HVAC Market Research with Due Dilligence on 5 Air-Conditioner brands. Posted: 25 Oct 2020 01:28 PM PDT If you find this interesting please follow my account for more DD. I'm also working on an Excel file which will provide all fundamental data about a stock, more info about that on my account. TLDR at bottom! Introduction With the change and progressing to extremer climates, global warming is coming our way. It has been shown world governments are incapable of properly taking action against this threat. Since it seems like global warming won't be stopped, we will have to start adapting to the new extreme climates. One way of ensuring a comfortable living/working space in this grim future is by making use of HVAC (Heating Ventilation & Air Conditioning). And that's what got me thinking. My family has been hell bent on NOT getting air-conditioning. But with the summer temperatures ever more frequently reaching +40c with a humidity of +70%(Hup Holland Hup) it's becoming unbearable. Sleepless nights, overheated pets, fainting, old people dying and just losing your will to live. These are all issues more people around the world are starting to face. Every place on earth is getting more extreme. Every place on earth is getting more need for Climate control. And every company is looking to profit of that! This is why my next play is in the HVAC industry. Finding our compatible companies. I only want to invest in the best companies. Living in The Netherlands I personally don't know the best brands, luckily, I've got great internet. So, after spitting through some review sites these are the 5 public companies that came out best when looking for "Best HVAC/Air-conditioning companies/brands". (Not ranked) Carrier (Day&Night, Bryant, Toshiba & 15 more) Trane (American Standard, Thermo King & 7 more). Daikin (Goodman, Amana). Lennox (Service Experts, Allies Air Enterprises). Johnson Controls (Hitachi, York) Understanding the HVAC market. Before we continue to further analyze the companies, we first need to understand the HVAC market. Some facts: The HVAC business has been valued at $91.30B in 2020 and is expected to reach $173B by 2024 and $367B by 2030. That's a Compounded Annual Growth Rate (CAGR) of +/-15%. The most popular countries for Air Conditioning (AC) per household are: Japan 91%, USA 90%, Korea 86%, Saudi Arabia 53%, China 60%. Global stock of AC is expected to grow to 5.6B by 2050, up from 1.6B in 2018. (This is 1 AC sold every second for the next 30 years). Less than a third of the global households own an AC. 8% of the 2.8B people living in the hottest parts of the world own an AC (Brazil, Indonesia, India, African countries). AC demand is increasing every year going from 97,60M in 2012, up 111M in 2018. As can been seen in the above statements the HVAC business is very well integrated in some large countries. But the most exciting prospects are those of the developing countries. In Mexico, Brazil, Indonesia, South Africa and India only 16%, 16%, 9%, 6% and 5% respectively of the households have AC. This is a MASSIVE market just waiting to be exploited. - The Indian AC market stood at $4,3B in 2017 and is expected to surpass 11B by 2023, that's a CAGR of over 17%. This rising growth is led by rising infrastructure development, growing demand for housing and the constantly rising temperatures and consumers purchasing power. - The Middle Eastern and African market is expected to have an CAGR of 4,9% during 2019-2024. - The Indonesian market is currently experiencing a 2% CAGR in AC demand over 2012 till 2018. - The US is expected to have a CAGR of 3.1% from 2020 to 2030. - Europe is expected to have a CAGR of 6% from 2019 to 2025. - The global HVAC market is expected to grow with a CAGR of 5.5% from 2018 till 2024. Market share. This was actually really really difficult to find free sources on and I can't really make a clear picture out of it so here are the numbers: - 2013 North America market: Carrier 17%, Daikin 15%, Trane 10%, Johnson 9%, Lennox 6%, LG 5%. - 2013 Global AC market: Daikin 13%, Carrier 10%, Johnson 8%, Trane/LG 4%. - 2018 Indian market share: LG 17,7%, Hitachi 7,9%, Daikin 7,4%. - HVAC Used by construction firms in USA: Carrier 29%, Lennox 17,3%, Daikin 8,2%, Trane7,3%, LG 1,8% Johnson 1,8%. - 2020 global "Wall-Mounted Fan Coil Units" market: Daikin 29%, Trane 26%, Carrier 12%, Johnson 7,5% My conclusion from this and other information found online is that globally Daikin is the biggest followed by Carrier, Johnson, Trane, LG and Lennox. I accounted for all known acquisitions since 2013 in the market share. An introduction to the Companies Carrier Carrier products and related services include HVAC and refrigeration systems, building controls and automation, fire and special hazard suppression systems and equipment, security monitoring and rapid response systems, provided to a diversified international customer base principally in the industrial, commercial and residential property and commercial transportation sectors. Employees: 53,000+ Countries active: 160+ Market Cap: 25,959B Key points: - 85% of sales are in the USA or Europe, they are however planning to expand globally. - 51% HVAC, 29% Fire and Security, 20% Refrigeration. - Since April 2020 carrier has split off from Raytheon Technologies, allowing them to focus fully on the HVACR market. - Carrier is planning on cutting 600million in costs by 2022 (4% of current COGS) - Carrier has recently launched its "BlueEdge" platform, providing aftermarket service to customers and minimizing machinery downtime & costs. The platform will offer 3 different plans of service to customers. Currently 82% of all Carrier's revenue comes from products, this is a clear move to increase its services revenue. - As stated above, Carrier is planning to move more towards (digital) services. Strengths: - Well established brand within USA and Europe. - Leader of the HVAC market. - Very efficient products. - Diversified - 500+ patents and 115y of experience. - Owns cheaper sub-brands. - #1 HVAC brand for 10 consecutive years according to Builder Magazine - Increased focus on smart systems and apps. Weaknesses: - Trying to enter markets with well established competitors (Johnson Controls, Daikin) - Excessive dependence on the American market. - No lifetime warranties - No concrete plans for taking over the Asian market. Trane Trane Technologies Public Limited Company manufactures industrial equipment. The Company offers central heaters, air conditioners, electric vehicles, air cleaners, and fluid handling products. Trane Technologies serves customers worldwide. Employees: 50,000+ Countries active: 100+ Market Cap: 28,189B Key Points: - Since February 2020 Trane has split from Ingersoll Rand allowing it to fully focus on its HVAC business. - Revenue: 73% Americas, 12% Asia/Pacific, 15% EMEA. - Revenue: 79% Climate, 21% Industrial Strengths: - 120y of experience. - Known as reliable, efficient and silent. - Major investments in reducing carbon emissions for its systems. - Opportunity for expanding to Asia and the Middle East. - Reduced product emissions by more than 50% Weaknesses: - Heavy dependency on the American market. - No concrete plans on expansion in the Asian/Middle Eastern market. - No strong focus on apps/smart systems. Daikin DAIKIN INDUSTRIES, LTD. manufactures air conditioning equipment for household and commercial use. The Company also operates chemical, oil hydraulics, defense system, and electronics businesses. Employees: 76,000+ Countries active: 150+ Market Cap: 53,273B Key points: - Japan sales rose 7% YoY - Americas sales rose 13% YoY - EMEA sales rose 7% YoY - Asia/Oceania sales rose 10% YoY - Revenue: 89,6% HVAC, 8,1% Chemicals, 1,7% Oil Hydraulics, 0,6% Defense - Daikin creates Semiconductor-etching products. Making them well positioned for the "new" tech boom. With the sales of chemicals almost increasing 10% YoY. - Daikin provides warheads for the Japanese military. - Owns Goodman. Strengths: - Leader of the Indian AC market, creating products that can withstand the extreme conditions in the country. Being able to operate at temperatures as high as 54c, creating AC's that do not corrode due to sulfuric acid. and also, being able to be dropped from 1m height, to withstand the rough roads. - Grew its profit in FY2020 while all others decreased in revenue. - Produces products used for Semiconductors. - Has a clear plan to expand it's influence in emerging markets such as India and the Middle East. - Creates the full supply line for HVAC products, from refrigerants to AC-units. - Heavy R&D expenses. Weaknesses: - China-Us frictions. - Slowdown of the Japanese economy. - Does not have trailer refrigeration. - Outdated apps. Lennox International Lennox International Inc. provides climate control solutions. The Company designs, manufactures, and markets heating, ventilation, air conditioning, and refrigeration equipment. Lennox markets its products worldwide. Employees: 11,000+ Countries Active: 70+ Market Cap: 10,617B Key Points: - Revenue: 60% Residential, 25% Commercial, 15% Refrigeration. - Mainly present in America. - Increasing net profit margin. Strengths: - Currently has the most efficient split system. - Launching the Better Air initiative, focused on increasing indoor air quality, a Covid play. Weaknesses: - No concrete plans for expanding into emerging markets. - Not known for the best reliability. - Stagnating revenue and negative shareholders equity. - Unreliable apps. Johnson Controls Johnson Controls International plc operates as a diversified technology and multi industrial company worldwide. The company operates through Building Solutions North America, Building Solutions EMEA/LA, Building Solutions EMEA/LA, and Global Products segments. The company designs, sells, installs, and services heating, ventilating, and air conditioning systems, controls systems, integrated electronic security systems, and integrated fire detection and suppression systems for commercial, industrial, retail, small business, institutional, and governmental customers Employees: 105,000+ Countries Active: 150+ Market Cap 32,898B Key Points: - Launch of its open blue system. Giving customers total control over their building, temperatures, facial recognition ventilation, security, contact tracing and more all in the palm of your hand. (Seriously check the videos, really impressive). This is a clear Covid play and very well timed. - Owner of York and a joint venture with Hitachi. - Strong plans for Asian expansion. Strengths: - Very good smart systems and mobile apps. - Launch of it's OpenBlue system. A digital platform to connect every part of your building. - Using Covid to their advantage in launching products and services. - Well aware of the need to expand in China/Asia - Build a state of the art headquarters in China. Weaknesses: - Many negative reviews on its Hitachi brand Comparing the companies their financials. TTM DATA Million $ Carrier Daikin Trane Johnson Lennox Share Price 34,93 18,85 129,22 44,40 288,09 Div Yield 0,94% 0,79 1,64% 2,34% 1,07% R&D Expenses 402 652,8 237 319 69,60 Revenue 18,173 23,526 15,957 22,637 3,605 Net Income 1,812 1,351 965 802 358 Cash 2,704 3,559 1,303 2,805 37 Debt 12,029 5,316 5,573 7,219 1,354 FCF 1,982 1,877 1,182 1,459 633 ​ TTM Carrier Daikin Trane Johnson Lennox P/E 26,70 30,32 25,32 42,33 31,05 EPS 2,09 4,62 4,05 1,05 9,28 Payout Ratio 15% 3,25% 52% 99% 33% Debt/Equity 0,55 0,82 1,80 1,03 1,03 Term Cash/Debt - 2,39 2 5,49 5,49 Current Ratio 1,33 1,88 1,28 1,36 1,36 ROE 12,5% 9,6% 13% 3,8% 3,8% Net Margin 9,97% 5,74% 6,05% 8,39% 8,39% R&D/Revenue 22,12% 27,74% 14,85% 14,09% 14,09% Interest Coverage Ratio 28 23,63 7,09 2,64 2,64 ​ Revenue 2015 2016 2017 2018 2019 2020 TTM CAGR Carrier 16,709 16,853 17,814 18,914 18,608 18,173 2% Daikin 18,384 19,619 19,622 21,989 23,818 24,482 23.526 5% Trane 13,300 13,508 14,197 15,668 16,589 15.957 2% Johnson 17,100 20,837 22,835 23,400 23,968 22.637 7% Lennox 3,467 3,641 3,839 3,883 3,907 3.605 5% ​ Net Profit 2017 2018 2019 2020 TTM Carrier 1,227 2,734 2,116 1,812 Daikin 1,447 1,814 1,814 1,639 1,351 Trane 1,302 1,337 1,410 964 Johnson 1,611 1,128 1,076 802 Lennox 305 360 408 341 ​ NPM 2017 2018 2019 2020 TTM Carrier 7% 14% 11% 10% Daikin 8% 8% 8% 7% 6% Trane 9% 9% 9% 6% Johnson 7% 5% 4% 4% Lennox 8% 9% 11% 9% Conclusion First of all, I should start with saying that Lennox really shouldn't have been included, they are on a completely different level than these 4 other companies. Also, Johnson had some fuckery going on in all their 10k's so these numbers might not add up, let me know if you found something. Looking at the company's financials and numbers it's a tough decision to make, all companies a pretty close to each other. There are however some things that stand out: - Carrier has a significantly higher NPM then the competitors. - Lennox might be in financial trouble. - Daikin spends the most on R&D relative to its revenue, I see this as a big plus. - Johnson their revenue is growing the fastest on a 5Y CAGR. - Johnson their P/E is much higher than the competition. - Johnson their Dividend is the higher % wise - Daikin has increased sales in 2020 while other companies have seen a drop. - Daikin's NPM is stable at around 8% while Carrier's NPM has grown explosively. - Trane has a high debt/equity ratio - Both Carrier and Daikin have a very strong Interest coverage ratio. - Johnson's TTM would be better without an irregular expense of 602M Now on to the less financial aspect of the data. I really like the way Daikin presents their annual report, they have clear strategies on how to better engage the Indian market. They are also showing that they know where their market growth protentional lays and are willing to act on it. Furthermore, what really strikes me as interesting is that Daikin produces materials for semiconductor testing, this might be a goldmine in the upcoming tech revolution and Daikin has shown to be well aware of this upcoming trend. Carrier on the other hand has not properly breached the Asian/Middle eastern market yet, they have stated to expand their geographical presence but I have found no conclusive strategies in how to do so. What is impressive about carrier is their high net profit margin and willingness to act on a more digital environment, an area where Daikin is currently lacking. To conclude this research properly, if I had to choose a company right now, I'd being going for Daikin. Their well-presented data and goals for emerging markets, combined with their semiconductor products make me believe they are most suited for rapid growth. Their geographical location also puts them in a better position for Asian dominance. And their Goodman sub brand is well known in America and a direct competitor to Carrier. Carrier is a close second, with impressive brand recognition and attractive financials. One thing carrier does well that Daikin does not is transport refrigeration. In my opinion trucking is going to play a much larger role when self-driving trucks start to appear. submitted by /u/StonksArthur [link] [comments]

Why I'm not worried about a resurgence of inflation Posted: 25 Oct 2020 12:30 PM PDT TL/DR: Despite massive fiscal stimulus packages and seemingly never-ending quantitative easing programs, I don't believe we're headed towards a world of out-of-control inflation. Why? The prospect of permanent economic scarring in certain sectors due to extended lockdowns coupled with rapid technological adoption are two factors that are likely to keep price pressures low. Investors seem quite concerned about rising inflation risk, which is likely supporting the strong bid for inflation-hedging assets like gold and bitcoin year to date. Adding fuel to the fire, top money managers, like Bridgewater and BlackRock, have been vocal in financial media lately about the risk of a high-inflation regime down the road. A high-inflation regime would be a remarkable departure from the past decade, where inflation was relatively tame even despite ultra-low interest rates and the introduction of unconventional monetary policy tools, like quantitative easing (see chart here: https://ibb.co/Dt8nVFC). Similar to what was observed over the past cycle, I don't see recent policy action leading to sky-high inflation in the future. First, it's important to note that fiscal and monetary stimulus is a response to a weak economic outlook. Direct income assistance (i.e. the CARES Act) is meant to help offset lost wages due to extended lockdowns and business closures. Those who believe inflation is going to materially rise would argue that the government built a "bridge too far" - though so far the pandemic has outlasted the duration of U.S. stimulus measures. Second, the pandemic has supercharged the digital economy. E-commerce is exploding (see chart here: https://ibb.co/7GQknX6) - a long-term trend that I believe is likely here to stay. It is well studied that e-commerce is a deflationary force (read more here: https://www.nber.org/papers/w24649). The intuition is straightforward - the internet increases price transparency, lowers barriers to entry, fuels competition, and increases aggregate supply. More online shopping is likely to keep goods price inflation in check for now. This goes without mentioning innovations in the services sector, such as telehealth and online education, which could also keep inflation at bay. Lastly, as a professional investor focused on global macro, predicting where the global economy is headed is hard and an incredibly humbling exercise. I prefer preparing my own portfolio for a range of outcomes - so while I personally hold some gold and bitcoin, I wouldn't bet the farm on a resurgence of inflation in the future. submitted by /u/CanadianStrategist [link] [comments]

Books to read before entering the stock market Posted: 25 Oct 2020 06:30 PM PDT Hey guys, just turned 19 and decided it was time to invest. Before I enter I want to read some books so I know how to get the best returns, but there are wayyyyyy too many books and I just don't know which ones actually give good advice and which ones can be summarized in two pages. Any recommendations? submitted by /u/villertext [link] [comments]

Fastly - what is their Moat? Posted: 25 Oct 2020 11:14 AM PDT I am not and have not worked in the industry, yet I have heard many things positive and negative about the company ranging from "they will 10x and dominate speeds" to "any idiot with a cloud can match them". There doesn't seem to be a single source of truth surrounding what exactly Fastly does that separates them as a tech firm. It's all blurbs without substance touting them as the best at what they do, or people with a loose knowledge of their industry saying they would never use them. Someone sell me on this company as a long term investor, and I mean someone that actually knows what their competitive advantage is long term. submitted by /u/Immerdurstig [link] [comments]

Investing In Specific Clean Energy ETFs - FAN, TAN, LIT Posted: 25 Oct 2020 06:16 PM PDT I made a small little post a few days ago on Clean Energy Index Funds. This one will focus on Specific Clean Energy ETFs. I hope this post helps people who are interested in this topic. Before we go in, I'd like to share some potential Megatrends on Clean Energy: 50% of the world's energy is predicted to come from solar and wind by 2050, 7x the percentage in 2015. $2T is the total investment needed by 2030 to implement government renewable energy targets. Renewables are set to represent ¾ of the $12T the world invests in new power technology through 2040. (Source: https://www.ishares.com/us/literature/product-brief/ishares-megatrends-global-clean-energy-etf-product-brief-en-us.pdf) The current general thesis for Clean Energy plays heavily with the concepts stated above along with others. One note to address before we go in is that these funds are non-diversified: when you invest in these funds, you are SOLELY investing in Clean Energy. Do not confuse this with global diversification, these funds are very focused investments and they all have under 100 holdings ____________________________________________________________________________________________________________ The ETFs First Trust Global Wind NRG ETF (FAN) - This one has the lowest ER out of three standing at 0.62%. FAN contains about 30 holdings, the top 10 holdings account for about 54.09%. This ETF is very globally diversified, the top 3 countries are Denmark (19.23%), Canada (18.05%), and Spain (14.40%) standing. The US comes in 4th place standing at 10.40% for anyone interested. This ETF tracks the ISE Clean Edge Global Wind Energy Index which is Market-Cap Weighted. The ETFs weighting consists of 66.67% 'Pure-Plays' (companies that provide goods and services exclusively to the wind energy industry) and 40% 'Diversified Category' (companies that are determined to be significant participants in the wind energy industry despite not being exclusive to such industry). Overall, this ETF focuses on the CORE components of Wind Energy. Fact Sheet: https://www.ftportfolios.com/Common/ContentFileLoader.aspx?ContentGUID=7ed74027-1285-4def-88ac-2ac152007d7b Invesco Solar ETF (TAN) - This one has the 2nd lowest ER out of the three standing at 0.71%. TAN contains about 27 holdings, the top 10 holdings account for about 63.62%. This ETF is globally diversified, the top 3 countries are The US (57.87%), Hong Kong (14.26%), and China (7.12%) This ETF tracks the MAC Global Solar NRG Index which is Market-Cap Weighted. Similar to FAN, this ETF also weighs itself through the concepts of 'Pure-Plays' (companies that provide goods and services exclusively to the solar energy industry) and 'Diversified Category' (companies that are determined to be significant participants in the solar energy industry despite not being exclusive to such industry), boosting weight for 'Pure-Plays' and underweighting 'Diversified Category.' Overall, this ETF focuses on the CORE components of Solar Energy. Fact Sheet: https://www.invesco.com/us-rest/contentdetail contentId=025d7c23dbd92610VgnVCM1000006e36b50aRCRD&dnsName=us Global X Lithium & Battery Tech ETF (LIT) - This one has the highest ER out of the three standing at 0.75%. LIT contains about 43 holdings, the top 10 holdings account for about 59.91%. This ETF is globally diversified, the top 3 countries are, similar to TAN, China (30.94%), The US (24.12%), and Hong Kong (13.22%). A lot of Chinese weight, please research this carefully. China is still considered an Emerging Market so this is a very unique weighting situation. Anyways, this ETF tracks the Solactive Global Lithium Index which is Market-Cap Weighted. This ETF is unique because it focuses on the Full Lithium Cycle which means it offers exposure to the Metal/Mining, Lithium Refining, and Battery Production Segments. This ETF is similar in some ways to Commodity Metal ETFs, keep this in mind if you plan on going further with this. Fact Sheet: https://www.globalxetfs.com/content/files/LIT-factsheet.pdf (This Fact Sheet is 3 months old, it's outdated. Seek out a website such as ETF.Com for up to date information) ____________________________________________________________________________________________________________ What I provided is very brief. If you're serious about Clean Energy, you must read each ETFs fact sheet along with the prospectuses. This will educate you on the field more and provide more crucial data for each fund. The main difference between each of these ETFs really comes down to the underlying holdings, sector allocations, and global diversification. Analyze your Risk Tolerance and Circle Of Competence in terms of holding/sector/globality for each fund before making a decision. Disclaimer: I am NOT a financial expert. You MUST do your own diligence -- this is ONLY for educational purposes. - Naitor295 submitted by /u/Naitor295 [link] [comments]

How can I hold foreign currency? (SGD, AUD, JPY, CNY) I am USA citizen Posted: 25 Oct 2020 07:03 PM PDT I'm not sure specifically HOW I can hold these other currencies as a USA located person and citizen. Do I go open bank accounts in other countries? (Seems hard and not sure how) Is there an easier way? Is there like a brokerage account or special service that offers these to a US citizen in one simple portal? Thinking about diversifying to hedge against inflation etc in US. I've heard tons of people talking about holding various currencies, but I have no idea how to actually get set up for this. I'm interested in various methods and want to know the pros and cons of each. submitted by /u/BlueRiver4 [link] [comments]

Opinions? Posted: 25 Oct 2020 05:35 PM PDT Hi, I'm 18 years old and in college with a part time job. Every 2 weeks i put anywhere from $115-$135 (depending on how many hours i work) into my fidelity account to invest. Right now i have roughly $1,700 dollars invested. 30% VOO, and QQQ 20% VUG, and VTI. As i am not very experienced in the stock market as much as majority of you are should i be more focused on growth? If so what ETFs do you recommend so i can research them. I was thinking about adding HAIL as an aggressive Electric Vehicle play for the next 5-10 years then switch to a less aggressive etf. But what are you guys thoughts. Should i be more focused on being aggressive and growth oriented, or be half aggressive and not aggressive? Thank you! submitted by /u/Typical_Breath_9811 [link] [comments]

Palantir co-founder Joe Lonsdale on why private equity matters Posted: 25 Oct 2020 04:32 PM PDT pairagraph.com/dialogue/755e3b11feb44c4cb951893cb3f70b2f/2 Lonsdale: "If someone calls for the end of private equity, they are basically saying that there should be no competition for the big banks and pension funds that hold almost all of today's capital. Far from an all-powerful behemoth, private equity today represents an important corrective to more centralized investors on the American scene. Matt [Stoller] cites a handful of cases, without numbers or evidence, where he says private equity has wrecked an industry, or "looted" it. Yet there are a wealth of studies, including one that looked at over 35,000 manufacturing plants, which have showed that private equity buyouts cause substantial increases in productivity. And few would deny that the U.S. venture capital industry, which still has over 50% of the global market, is one reason the U.S. creates the world's most successful companies, such as Amazon, Google, and Apple. Private equity also can't be blamed for "monopolization," since concentration has actually decreased in recent years. The Fortune 500 firms have a lower percent of all workers and profits than they did back in 1980. And private equity helps explain why Fortune's list only has 20% of the same companies as in 1960. Private equity helps create a dynamic economy with real turnover and competition, not stasis. Matt somehow manages to blame the small private equity industry for recent declines in productivity and even life expectancy. Yet America experienced a doubling in productivity growth between 1995 and 2005, just as the private equity industry took off. And although the financial crisis put a damper on that growth, private equity neither caused the collapse nor received the federal bailouts that big banks and corporations got. I think the decline in life expectancy since 2015, as the economy grew, can hardly be laid at the feet of a few private equity investors. In sum, private equity is a small but essential part of today's capital market. It counteracts the tendencies of concentrated and run-prone banks with stable and nimble funding for new ideas. As a nation, we should be excited about the prospects for this industry." submitted by /u/Odd_Paleontologist80 [link] [comments]

QQQ vs MGK vs VUG Posted: 25 Oct 2020 01:13 PM PDT I'm looking to select one of these ETFs to add to my portfolio. They all seem to have similar top holdings (which is what drew me to narrow it down to these 3). Which one do you think is superior? Or is it a toss up? I don't really care about liquidity or volume as I am a buy and hold investor. submitted by /u/Baykey123 [link] [comments]

With no stimulus in sight, are any of you selling to hold more cash for a potential dip? Posted: 25 Oct 2020 10:30 PM PDT At least as of now, people have their hopes up for a stimulus passing before the election, which has propped the market up. However, it seems the more time passes, the less likely stimulus bill in the near future, seems to be. How are you handling this, as far as your portfolio goes? submitted by /u/EternallyRich [link] [comments]

How does stock options affect the value of common stock? Posted: 25 Oct 2020 09:23 PM PDT I'm currently reading The Intelligent Investor. Page 316 has a footnote which contains the following statement. "... the dilutive effect of issuing millions of stock options for executive compensation, then buying back millions of shares to keep those options from reducing the value of the common stock." Can someone help me understand 1. How stock options reduce the value of common stock? 2. How share buybacks help avoid it? submitted by /u/ShortLongCircuit [link] [comments]

Are residential REIT returns similar to personal property investing? Posted: 25 Oct 2020 05:51 AM PDT Hi all Curious to know if investing in a residential reit (those that rent to families and not commercial tenants) would give me a similar return to a 4x leveraged rental investment in my own name? I can invest by putting down 25% deposit on a rental property. Is it the case that the personal leverage investment will always best the passive reit because of the leverage? Are there any gold standard residential real estate reits out there with a long enough track record? I know there is Realty Income (o) but that has exposure to commercial. I'm looking to compare something more the equivalent to a residential rental portfolio in my name. Note I am happy to re-invest the dividends of the REIT. Many thanks submitted by /u/eurogaming [link] [comments]

Motley fool 5G next gen portfolio Posted: 25 Oct 2020 10:49 PM PDT Has anyone here subscribe to motley fool 5G next gen super cycle service? I am interested to know what is the stock list that they recommended as I am received quite number of email from them promoting this portfolio. I subscribed to motley fool IPO trailblazer, so far I'm happy with this portfolio. I'm thinking to exchange the stock list with anyone who subscribe to other similar level of service in motley fool such as next gen 5 gen supercycle portfolio. Please Private message me if you are also interested. Thanks submitted by /u/Winter_Zebra2501 [link] [comments]

Looking into ticker $AL Posted: 25 Oct 2020 09:19 AM PDT Hello, I have been looking at a few value stocks for my IRA, one of which being AL. There is an interesting issue with this stock. All of the fundamentals look good. Low PE, earnings growth, EPS high, etc. However, New Constructs says that their earnings is inflated by accounting practices, and that the ACTUAL economic earnings per share is much lower. Think its a good buy or not? submitted by /u/Sovereign_Mind [link] [comments]

Bet on earnings or am I being stupid? Posted: 25 Oct 2020 10:41 PM PDT I see an oppurtninity to make a couple hundred bucks but not sure if my predictions are on or off. Amazon: Q2 10.3 EPS and projected Q3 7.27 EPS. Considering amazons bussiness revolves around (not exclusively but significantly) ecommerce/retail, AWS and streaming, why would their EPS drop ~30% from the previous quarter? It just doesnt seem to add up. Their ecommerce has been running full capacity and is expanding to meet demands. Considering how Fedex smashed expectations, this should be an indicator of how ecommerce is still growing in pandemic. Did tech companies stop using AWS (zoom didnt)? Are people streaming less? All of these factors make it seem unreasonable for such a decrease in EPS. UPS: Q2 2.13 EPS and projected Q3 1.82 EPS. Decrease in EPS seems unreasonable for reasons mentioned above. FedEx smashed their estimates and EPS grew from an already high Q2 earnings. Parts of the world opened up their cities a little bit but parts of the world, especially Europe, are hit with second waves. Shopify: Q2 0.43 EPS and projected Q3 EPS -0.08. Consensus estimate is not just decrease in EPS but a net loss. Even if earnings were to decrease, I dont see how they wouldnt profit from ecommerce demand and retailers forced to shift or create an online platform. I know there is more than just EPS that affects the perception of earnings report, but for the same reasons discussed, future demand and growth for these industry should have a positive outlook. submitted by /u/AronwithoneA [link] [comments]

Is Japanese Yen (JPY) an alternative haven currency to the dollar? Posted: 25 Oct 2020 06:47 PM PDT I know JPY is a quite illiquid currency if you consider moving to most countries ex-Japan. The question is: in a possible US debt burst, or any other US-led war to give democracy to third world countries or other major world problem, is there any possibility that JPY could give investors a safer place to park our money? submitted by /u/Manada_2 [link] [comments]

Selling stocks in the short-term Posted: 25 Oct 2020 10:11 PM PDT So I was looking into the stock market and some companies have share prices that doubled on the same day. Doesn't that mean that if I bought $1000 worth of stock at the beginning of the day, I would've gained an extra 1000 dollars on the same day? Is it really that easy? submitted by /u/No-Objective5240 [link] [comments]

TQQQ Calls Tomorrow? Posted: 25 Oct 2020 09:35 PM PDT Lots of tech and innovation stocks included in TQQQ release their earnings this week. TQQQ calls tomorrow? Keep in mind the election is approaching and talk of another wave of stimulus checks is not looking so great... what are everyone's thoughts? If not TQQQ calls tomorrow, what's the smart move/moves be?? Would purchasing SPY puts on Thursday morning after the tech/innovation stocks are pumped up because of the earnings reports be smart with the election approaching? submitted by /u/Jonpogooo [link] [comments]

For those who would be in the know, this question is to you... Posted: 25 Oct 2020 09:29 PM PDT Much like Microstrategy's (MSTR) Michael Saylor and Square's (SQ) Jack Dorsey have done and put their company's cash reserves into Bitcoin, how would a small business go about doing that? Business IRA; if so, which one? Will be receiving a call from iTrustCapital on Monday, as I am not sure if they do business accounts. Or just list it on the balance sheet? Would someone who would be in the know of this procedure please inform me the best way of how a small business would go about moving their cash into BTC. Cheers submitted by /u/theoldnewdummguy [link] [comments]

What are the signs that businesses are in an industry that is undergoing commoditization? Posted: 25 Oct 2020 07:29 AM PDT When I say commoditization I mean the consumer can make a decision about a purchase only on the price tag alone. Airlines are like this, utilities are like this, gasoline is like this, B2C shipping is like this thanks to Amazon, mortgages are like this in some regards, and whatever other industries are like this that I don't know of because I don't know all the industries out there. I imagine lowering margins over time are a sign that an industry is undergoing commoditization, maybe higher capital expenditures as some businesses try to fight what may be the inevitable loss of profit in their industry, I don't know how dividends or buybacks would play out because returning money to shareholders may be smart for some leaders but may not be the best idea to others because they'd want to use that money to plow back into a dying business, what else? What are signs that an industry is undergoing commoditization that investors can see through the financial statements? submitted by /u/howtoreadspaghetti [link] [comments]

Small-Cap Value Stocks Posted: 25 Oct 2020 02:40 PM PDT Hi Everyone, I've been doing some research on what kind of companies to invest in. Ben Felix recommends small-cap value stocks as the stocks that are most likely to perform well over the long term. I am wondering if there is any small-cap value stock ETF's out there that have a good reputation and historical return? submitted by /u/FullSendFTB [link] [comments]

Books to learn about stock evaluation Posted: 25 Oct 2020 07:26 PM PDT Hello! I would like to learn more about single stock investing and how to read SEC reports, financial statements etc. I have been investing into ETFs/Indexfunds for a few years, and while I am about 100k USD in, it does take a loooong time (I am 30). So I would like to take on a bit more risk but do learn first. I have been using Google and found some books, but not sure which ones are really good. Books I have read so far: Millionaire Teacher, Rich Dad Poor Dad, The Intelligent Investor (I understood maybe 15 % of Intelligent Investor, perhaps cuz im dumb, but I am also not a antive english speaker, and this one was tough!) ​ Thanks in advance submitted by /u/Ricardus07 [link] [comments]

Thoughts about gold? Posted: 25 Oct 2020 07:05 PM PDT Anyone here invested in gold? If so, why? I'm looking at recent price movements and it just seems to track equities. Sometimes, it underperforms and sometimes it outperforms, but overall it just moves in the same direction. I'm not seeing any diversification to be had by investing in gold. Is there a reason you're invested in gold over other assets? submitted by /u/Blizzgrarg [link] [comments]

OTC Markets Posted: 25 Oct 2020 06:13 PM PDT Anyone have experience with OTC markets (aka "penny stocks")? I have no experience with them! I have a company that I am researching, and they sell a product I regularly use. I see potential for them. It was listed in 2017 for about 50 cents a share. It has never climbed above $1. What conditions do they become publicly listed? When do they get de-listed? I'd like to hear your experiences with OTC markets. What should I look out for? submitted by /u/DoktorTzyke [link] [comments]

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