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    Friday, September 25, 2020

    Legal Advice UPDATE: I think my MIL is being scammed out of a house she doesn't realise she owns

    Legal Advice UPDATE: I think my MIL is being scammed out of a house she doesn't realise she owns


    UPDATE: I think my MIL is being scammed out of a house she doesn't realise she owns

    Posted: 25 Sep 2020 10:50 AM PDT

    Original post: https://www.reddit.com/r/personalfinance/comments/i97tcb/i_think_my_mil_is_being_scammed_out_of_a_house/?utm_medium=android_app&utm_source=share

    Hey everyone! I made this post about a month ago in a few different subreddits, a lot of people have been asking for an update so I thought I would post it here.

    UPDATE 1

    It has been confirmed by the bank that the title of the house is in her name and as far as the bank is concerned she has been paying her mortgage, sans the last payment (which is why it is in forclosure) now, from what the bank can tell, it was the lawyer who paid for the mortgage himself!

    But wait! There's more!

    The housing estate that takes care of the house has confirmed that there is a foreigner who has been living in the house about 6 months out of the year and as far as he is concerned, he is under the impression that he has bought the house.

    We are talking to multiple lawyers to figure out what on earth is going on but everyone is just as baffled as us about what the hell is going on!

    UPDATE 2

    So to start I thought I would add some details that are relevant and to answer common questions: The property is in the UK however we are living in Canada. My MIL is the only person on the deed, her husband was never on it as he was trying to avoid fees in the past as he was not a citizen. She was technically declared bankrupt in 2019 in the UK however the bank said they will overlook this as they have messed up a lot and it shouldn't have happened. The house is in whats considered an exclusive gated community with its own form of property management (think country club vibes). MIL was left depressed, with no will to live and destitute after the divorce and had appointed a conveyancer to help her sell the property to pay for my wife's education in Canada at the time. Further to this, this solicitor happens to have also represented the so called buyer at the time too. My MIL has never received any form of paperwork and found it strange but she didn't question this solicitor because of the nasty divorce. She was only paid out £80,000 pounds for the 'sale' of her house.

    The update: So we spent the whole night between myself, my wife and my MIL to call everyone from the bank, solicitors as well as the deed office, resort management and government officials. Just preface, we have talked to lawyers who will be assisting us on this case, however, we love a good mystery as much as you guys and love your feedback and input.

    The Mortgage & Deed: We have confirmed with the bank and the land title office that MIL is the only person on the deed and as far as the bank is concerned, monthly payments were made by my mother up until 2018 when the final mortgage payment of £10,000 payment was not made. After some digging, the bank officer was able to confirm that it was in fact the same conveyancer/solicitor that paid for the mortgage monthly without fail all those years. They also confirmed that as soon as the final £10,000 is paid (plus late fees and interest), the deed would be reassigned to MIL as she is the rightful buyer. We also asked the bank if they would ever ask a lawyer for a reassignment/authorization letter to be given to the lawyer and they confirmed that they would never ask that.

    The Buyer: We managed to get ahold of the secretary of the estate/resort thingy who still remembers MIL and was eager to help. She confirmed that there is a person living in the house (the same man who MIL initially thought she sold to) and even though he is only there 6 months out of the year, he has consistently lived there these past 13 years. In true secretary gossip fashion, she confirmed that the guy always says he owns the place, however, whenever the manager asks for a copy of his purchase or some form of proof that he did indeed buy the house, he has somehow managed to skirt providing that.

    House Value: After speaking to the secretary, she confirmed that due to recent surveying and a new addition of a man made lake, MIL house has skyrocketed in value. What she had initially bought for £800,000 is now worth a cool £5,000,000 minimum. The resort at first held the land titles of all the houses on their property but now the home owners own them and so this contributed to the price increase.

    The Asshole: The lawyer/conveyancer has been frantically calling both the land title office as well as the bank since he only recently found out that the house is going into foreclosure. We have notified everyone that MIL is not signing anything and does not consent to any changes. We have set up a payment plan to get this house secured ASAP.

    Theories:

    Even though we do have solicitors starting to work on this, we have a few running theories.

    1. The Stupid Rich Buyer Scenario Just to preface, the secretary told us this man likes to brag that he makes an excess of £30,000-£50,000 a day and likes to brag that its his 'side house'. Perhaps, he threw a chunk of change at the scummy lawyer and instead of paying out my MILs mortgage and settling the bill, the lawyer kept the money and paid my mother enough to seem believable and paid the mortgage monthly to keep up appearances thinking he would be able to get MIL to sign deed over eventually.

    2. They're All In On It Scenario This buyer who bought the house is not a UK citizen and kanoodled with the lawyer to skirt the foreigner property ownership tax by keeping it in my MIL's name. They probably had a tit for tat and was hoping MIL's poor health or naivety would go in their favor.

    Our current plan is to get some money together to make the first payment on the mortgage (the bank said we only have to put £1500 down to start) to prevent the foreclosure.

    UPDATE 3

    So we have had a lawyer and a solicitor look at all the documentation we have and this is where we stand.

    We have without a doubt a house. The deed is entirely in her name. The lawyer never finalised the original sale. In the contract he was supposed to pay her within 3 months which he never did, he only ever paid her the deposit and we believe he banked the rest for himself. The buyer is living there right now under the assumption he has the deed. (Or he is aware and is in on it too). We found out that my MIL is technically bankrupt in the UK however after talking around as long as we can pay around £20,000 of old loans (this is a just a portion of what she owed after the divorce, but the bank said as long as they get something over nothing they well be satisfied) they will not go after the house. We have this in writing.

    Also a slight twist is that the lawyer who pulled this scam off is now a low level politician.

    UPDATE 4

    For the past month or so we have been doing small paperwork. We are trying to get funds together but that is pretty hard. We managed to pay for a lawyer for a bit but that is about it. MIL had a period of poor health so she wants to rewrite a will to protect everything for her daughter if need be.

    The lawyer/ politician tried to delete old Facebook messages and has dropped in now and then asking when she will sign that form for him.

    We have been told at the worst we may have to pay back the £80k to the guy, but only after the house is sold. The bank also said that if it goes to foreclosure and they sell it they will only take the £10k, fees, and fee rest will be given to my MIL but it may be less. We are working something out with the bank in case this becomes the case.

    Thank you!

    submitted by /u/AshCrewReborn
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    UPDATE: Court hearing with my stalker

    Posted: 24 Sep 2020 11:50 PM PDT

    stalker will not leave me alone

    I posted this a little ways back asking for legal advice on what to do about my stalker. Last week, I went through the process of getting a temporary protective order. It worked. 10 days of peace. I've never felt better. I am a bit nervous though. I have another court hearing today and I'm anxious to see if he shows up. I absolutely do not want to see his face, have to hear his voice, or speak to him at all. I don't want to give him the sick satisfaction of seeing and speaking to me either. I'm praying that the judge hears my case and extends the protective order for longer time. Next week hopefully I will be traveling to his hometown to press charges for stalking and harassment, which should be more effective.

    submitted by /u/Miserable-Piglet-684
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    [Texas] Landlord runs his business out of our backyard & charges us for utilities - is what he is doing legal?

    Posted: 25 Sep 2020 08:29 AM PDT

    Our house is on about an acre of land, but long before we moved in, the landlord put a fence up siphoning the backyard to our rental to a tiny fraction of it so he can run his construction business out of the back portion of it. Our yard is completely separated from his business by a fence and it has its own separate driveway entrance (that runs alongside the yard and goes right by our bedroom window). In his portion of the yard, he owns a very large garage that gets electricity - I have seen the lights on when the garage door is open - where people regularly do prep for their jobs (I hear saws running a few times a month). I am not sure if he gets water or not, but I'm pretty sure he has wifi back here. If it matters.

    The situation is this. He has a written clause in our lease that says he will bill us for electric and water, and each month, he leaves a printed "bill" (a two-column, two-row excel sheet with the monthly charges and what we owe) on our doorstep. Almost every month, he takes off $20 for his "portion" of the electric bill. I asked to see the actual bill from the utility companies and he sends a copy to my husband - he has never charged us more than what they are charging, but he doesn't have a separate meter for his business in the back.

    Is what he is going legal? Every month, even when our bill goes up by ~$60, he only takes $15-25 off of the bill for his "portion" of the utilities, and that just doesn't seem right to me. I tried calling the electric company to discuss the bill, but since I'm not on the account, they said they cannot discuss it with me. Sorry for the long post, just wanted to provide as much background as possible, because we don't know who else to ask for advice about this. Our electric bill was $180 this month, which might not be a lot to most people, but it has historically been $100-120 even during the hottest parts of the year, so the only variable here is his business.

    submitted by /u/thegirlcalledcrow
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    [California] Auctioneers my parents hired for their estate sale sold personal financial records and other items marked not to be sold - what can they do?

    Posted: 25 Sep 2020 11:12 AM PDT

    My parents are moving states from CA to OR. The house they are moving out of is large and they hired a small company to help organize their estate sale. They came in several times to mark which things are to be sold, which things are not to be sold and to organize everything. They have done a pretty bad job - switching dates on them, extending the estate sale, not showing up when they said they would, unexpectantly showing up when they said they would. Some of this my parents were lenient about since one of the managers just had a kid that was a few weeks premature.

    So they tell my parents no one can be in the house during the sale so I'm taking care of the cat, my mom stayed in a hotel and my dad went to the new house. My mom comes back after the sale and finds that many things marked not for sale have been sold - jewelry, fine silver, china, Roku and Firesticks etc. The worst being a filing cabinet that was in a room that no one was supposed to go into. Inside this filing cabinet were documents that had my parents social security and financial records for the past several decades.

    They are scrambling to figure out what to do. My mom is talking to their investors, retirement accounts and credit card companies to put fraud alerts. She's filing a police report. She contacted the auctioneers who didn't reply for a long time (2 days) and their manager stated that she got into a bad car accident and won't be very available. They are trying to find the contract but the auctioneers say they aren't liable because their contract only states they will "do their best". The items are replaceable but they think it was extremely negligent to let them take their filing cabinet that was in a room no one was to enter and had a sticker that didn't allow for sale.

    I can update the post when they find the exact contract. Can they do anything against the auctioneers? Their info is probably forever lost.

    submitted by /u/honeywings
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    Old employer called around and told others not to hire me

    Posted: 25 Sep 2020 05:12 AM PDT

    Me and my old employer had a falling out, things did not end that well, I quit with no notice. Learned today from my friend that still works there that they called around to other similar clinics and told them to not hire me, which now makes sense as to why I hear something about setting up an interview and then I get ghosted. Is there any way I can get around this? Is this legal? (South Carolina)

    submitted by /u/ducksgoquackoo8
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    [FL] I’m closing on a property and seller’s real estate agent is taking items from the house

    Posted: 24 Sep 2020 09:26 PM PDT

    Located in FL

    The house I'm under contract for includes belongings left behind by the seller. It was described that the buyer is responsible for removal/handling of items on the property.

    The real estate agent of the seller has been picking the desirable items and taking them, gifting them, etc. Some items were mounted to walls. There is some alcohol missing. There are some antiques taken.

    How legal is this? What can I do?

    Thanks in advance.

    submitted by /u/ricecakeforbreakfast
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    (Ca) Fired for ‘not working out’

    Posted: 24 Sep 2020 04:20 PM PDT

    So, I'm 18 weeks pregnant. My ex-employer knew of this as soon as I found out. I was working in AP, very overwhelmed and constantly stressed. When I would ask for help with my work load I got told to own my position and keep a notebook. I was also told to keep my doctor appts on my own time, when I work 40hrs a week. Today I sent my manager an email explaining how due to recent events, I found it in my best interest to keep my next appt that was at 9am. About two hours later I get called into the conference room, and am told "we had discussed your prior mistakes (only once and again with no extra help from my manager when I was struggling) and you had gotten better but it's just not working out. We're going to have to let you go." This was two hours after I sent an email about how I wouldn't reschedule my upcoming doctor appt but that I would work over-time that week following up to said appt. Did they just scapegoat me and discriminate against my pregnancy?

    submitted by /u/Coralbiscuitx
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    He wants $5,000 or a nude video goes out to coworkers and family

    Posted: 25 Sep 2020 01:00 PM PDT

    [WA] I have a friend in trouble. Several months ago (pre-covid) she sent an explicit, nude video showing her face to someone she was flirting with online. Earlier this week he contacted her, said he had been laid off and desperately needs money. When she refused, he threated to send the video to her office and family, ruining her reputation.

    He wants $5,000, but honestly, if she gives in where does it stop?

    She's scared, but has screenshots of the texts. She knows this guys full name, address and phone number. She even has a recording of him threatening her over the phone. She's trying to talk him down, but it's not working.

    This is illegal, right? What are her options and what's the best course of action to end this quickly and easily?

    submitted by /u/robsbigthrowaway
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    [New Jersey] Landlord cites sun damage as definition for "normal" wear and tear on apartment walls. Wants to charge repainting fee on near-pristine walls. The whole apartment.

    Posted: 25 Sep 2020 09:26 AM PDT

    I get a normal repainting fee. But "wear and tear" isn't defined at all in the lease. How unreasonable can their interpretation be? The woman said that because three different walls have light scuffs (even that's a bit exaggerated), the entire apartment needs to be repainted. The fee doesn't include cleaning all the carpeting or the bathrooms.

    Can their interpretation be as unreasonable as they want it to be? The woman came in seeming to already know what she was going to charge us.

    submitted by /u/PeaceMoose
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    Landlord keeps denying applicants to take over my lease for BS reasons. What can I do?

    Posted: 25 Sep 2020 09:18 AM PDT

    I apologize if this isn't the usual formatting. I've only ever used Reddit for one other thing. Also this is long, so thank you in advance if you read all of this and can give me advice. I am desperate.

    I signed a lease that started August 1, 2020 with my now ex-boyfriend. The first red flag should have been that we didn't get to sign the lease until the day we moved in, but that's a different matter. Our relationship ended in a very ugly manner about 2 or so weeks later. I could no longer live there with him without fearing for my safety so I left and immediately started looking for a new place to live.

    I IMMEDIATELY informed my landlord of the situation and asked her what my options were. She told me that I can either get someone to take over the entire apartment, or I can get a roommate for my ex. I originally started looking for someone to take the entire unit because we were both going to move out.

    My first applicants were a couple (a mother, father, and their young child) that put in an application almost immediately. I checked in every few days with my landlord and she told me it was "pending". I asked what else they needed to get turned in, and was told "they have everything, it is just pending". This went on for about 2 weeks until it was August 30th and the couple finally had to back out because they needed to ensure they had a place to live come September 1st.

    My second applicant was a single mother with poor credit. She applied, and was denied almost immediately. Okay that's fine. I have bad credit and had to have a co-signer. I asked my landlord if she could use a co-signer, and I was told "it will be up to the individual that does the screening process". I waited for 7-8 days, checking in every single day, and in the mean time the applicant turned in a co-signer application and proof of additional income via child support. This was WAY more than I was able to give them. But I was told they couldn't sign with her (after a week of no answers) and was not given a reason why.

    I eventually changed to start looking for a roommate for my ex, as he decided to stay on the lease at this point.

    My next applicant was denied because he has a small dog and I was told "the property is no longer pet friendly" even though I had 2 dogs on my lease, and there are at least 10+ other dog owners in the apartment complex. But somehow their pet policy changed in the last 30 days. This just seems like a bullshit excuse to me.

    I am now convinced that they are going to deny every applicant I have so that I am forced to pay. I have already signed a lease at a new place (I was trying to wait until I was out of my lease, and stayed with a friend for 2.5 weeks, but I have a large dog and a full time job and couldn't stay with my friend past then end of August so I had to move in somewhere else)

    On October 1st, I will owe September AND October rent to the old apartment I am trying to rent, and October rent to my new place. I am usually very careful financially and have a savings, but I had to pay for move in costs (deposit and fees) at my new place less than 30 days after paying the move in costs at the place I am trying to rent so I have been living paycheck to paycheck for the past month and a half (with additional help financially from anyone that has been able to lend to me, but I have to pay it all back) and I am running out of money fast and bills are piling up. I am selling everything I can of value, and looking for a second job (I already work an office job 8-5 Monday through Friday) but there is only so much time in the week, and only so many things I can sell.

    I have been trying so hard to get them a proper applicant and have provided them with several that have been shot down for what seems to be a fake reason, or they have had to back out due to lack of action on the rental company's side. I am afraid they are trying to trap me into this lease until they can take my entire deposit and ruin my credit, and go after my co-signer for additional fees or rent due.

    Is there any legal action I can take or anything that will protect me in this situation? I live in Colorado if that helps. I am desperate at this point so any advice helps.

    Thank you in advance.

    submitted by /u/anonymousaita37
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    NYC: my dad is the legal guardian for my intellectually disabled sister(30F). He has all the info and setup everything so only he has access to it. He’s leaving the country and refuses to give my mother and I access to it. What can I do?

    Posted: 25 Sep 2020 08:27 AM PDT

    My dad uses my sisters government funds to pay the rent and keeps the rest. We don't know how much she gets but it's a few hundred. I want access so that we can continue paying the rent while he's gone and to save a nest egg for my sister. He refuses to give access and basically says since he set it up he deserves it. Which means he's probably using it to fund his vacation. For context, I don't live with my parents but my sister does.

    Can I hire someone to give me guardianship and transfer everything to an account under my sisters name? Do I need to refile everything? I am at my wits end with him and I don't know what to do.

    submitted by /u/reezi36
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    My Dad took out credit card debt to pay for my college education - am I legally obligated to pay it back?

    Posted: 25 Sep 2020 05:09 AM PDT

    Edit: This is in the US

    Basically, my Dad has told me I owe him 12,000 dollars in credit card debt that he took out on my behalf to pay for my first year of college.

    At the time when I first began attending, when I was 18, my Dad did not communicate with me at all that this is how he intended to pay for my schooling. Whenever I would ask him, he would just tell me not to worry about it, and that to focus on getting good grades. I assumed this meant he would be paying out of pocket himself.

    Instead, it turns out, that at 23 he's reveals to me that he took out credit card debt to pay for it. And I'm super fucking angry. He didn't tell me at all this is what he planned to do; he didn't sit me down with a bank to discuss his thought process. I wasn't consulted, I didn't sign anything. No one talked options with me at all. And now I have been sprung this significant amount of debt that I didn't realize I was taking on that I now have to pay back according to him.

    He isn't being cooperative when I ask him for information. He's not telling me the APR; he's not telling me the payment amount. So I have no information on this debt other than the roughly 12k. Not even the company / bank he went through.

    I'm worried that he possibly took this out using my information instead of his meaning that I am legally obligated to find out. Is there a way I can find out on my own while circumventing him? If it is in my name, am I legally obligated to pay it back?

    submitted by /u/Skilled_Scripts
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    Late daughter's social media

    Posted: 24 Sep 2020 07:24 PM PDT

    I originally posted in AITA, but several suggested I post here in I have any options.

    People are me (36f), my ex (m36), and my late daughter (14f). We are located in AR.

    12 years ago I married a guy and we had two kids. The marriage didn't work out ( he said he didn't want to deal with my depression)

    So now fast forward to now. My 14 year old daughter passed away on Aug 7. It's been devastating. Before I lost her, my daughter and I had a disagreement. It was normal mom/daughter stuff and she blocked me on Facebook. She passed away shortly after leaving me blocked. My ex is controllibg that account and has been using it for people to post stuff in her memory .He also made everything so it could not be downloaded. When my mom asked for copies, he said no. When I asked, he just ignore me , and when an old family friend asked he got the same response. I asked him to unban me but he refuses. He says he's honoring her wishes. If she were still here, she wouldn't have left me banned. We were close and she was a teenager.

    There's videos of her talking that I'd really like to have copies of. It's made things harder because I want preserve every piece of her life. I have the passwords for everything other social media account and her email is tied to my phone. Facebook is with an account from her school and I don't remember that password.

    Edited to add I have shared all the passwords I have and offered to give him a jump drive with all my pics and videos of her.

    Are there any legal actions I can take to get access to the account? Is there even any kind of law about this or do I just need to let it go?

    submitted by /u/aslplodingesophogus
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    (TX) Employer deducts PTO if we refuse to report illegal immigrants among other scenarios, along with reducing everyone’s PTO by X days forcing PTO loans

    Posted: 25 Sep 2020 01:42 PM PDT

    Hi there legal advice,

    Throw away for reasons, trying to keep it to the facts. I live in TX, but this is an entirely remote company across the US and globe. I am a full time salaried employee W2 that works for a subsidiary of a larger company. I work for a consultancy.

    At the consultancy, although we are salaried, we must log hours to bill clients.

    If we do not log hours, our PTO gets automatically deducted.

    The employer uses this system to force compliance from employees of different levels. They unveil numerous requirements, trainings, and software updates near weekly to receive access to the timecard system.

    If we do not log our hours, they deduct our PTO 1:1 on days that do not have hours recorded, meaning for days we do not have access to the system they take 8 hours of PTO for each day. They also deduct your PTO if you do not log 40 billable hours to a client in a given week, they will deduct the remaining amount as PTO. For example if you log four 8-hour days, they will deduct the fifth day as PTO if you had no billable work that day.

    Circling back to how they block access to the system. In the system they will block your access depending on what new requirement they have.

    Need to install 10 new pieces of software? Your timecard is blocked.

    Haven't taken our ethics training? Your timecard is blocked.

    Haven't participated on social media? Your timecard is blocked.

    Now these activities sometimes take days to complete. For instance, they only let the software be installed by a remote IT force. This takes easily 1-3 workdays.

    This means not only are we not billing during that time, but the company deducts our PTO for that time, even though we are working, we just aren't "billing" because they're blocking us from doing so.

    The latest activity is they blocked out access is if we do not take a survey ensuring compliance with laws in different countries, and forcing us to sign internal company contracts and policies. On this quiz was a question asking if we would report illegal immigrants, which caused a large loss of PTO as a lot of employees refused to answer this.

    There is another activity next week coming up it appears, but another activity that happened this week is a new holiday policy. The employer announced the subsidiary will follow the larger organization's policy.

    This policy is during the period of thanksgiving and holiday break in December, the greater company will be closed. With the greater company being closed, we are not allowed to work. Since we are not allowed to work, they will take a maximum of 9 days of PTO from every employee to cover this.

    We aren't necessarily rolling in PTO, just being allotted an industry standard of about two to three weeks. If we go into the negative, we must sign a PTO loan through a process promising we would pay back the company if we depart, causing us to be in a debt loop to our employer.

    I guess my long winded question to this is, is this legal? Is this normal? Is now the time to get a consult with an employment attorney, or is this not in that realm? I understand I'm in a right to work state so I could just quit, but it makes it hard to know what will happen with PTO payouts, and if I would need to pay my company with them claiming I did not work on days I actually did.

    submitted by /u/PTOFiasco
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    Moving Company Hasn't Delivered my Furniture for 8 weeks

    Posted: 25 Sep 2020 09:16 AM PDT

    Hello all,

    TL;DR: I made a deal with Mega Van Lines to have my stuff delivered from SLC, UT to Austin, TX. The day of the move, Konami Moving and Storage shows up, charges way more than estimate, and hasn't delivered my things for 8 weeks. The contract says they have 30 business days, and it's day 40. Every time I call, they tell me, "We're still getting the Texas truck ready." Family friend lawyer is sending a letter pro-bono, but I am willing to find and pay for a lawyer to help.

    The history:

    July 28th - I contacted Mega Van Lines about moving my stuff from SLC to Austin, and I was quoted $2030.63 based on a description of all my items I needed to move, 293 cu ft. The estimate they gave me was a hyperlink to the document, which is now expired. They required 1/2 deposit upfront, so I paid $1015.

    July 31st - Konami Moving and Storage showed up to move my stuff, NOT Mega Van Lines, much to my surprise. My understanding is that I signed a new contract with Konami, and Mega Van Lines essentially acted as a broker. They told me that the initial $2008 was just an estimate, and that based on the actual measurements and volume of the items, the cost could change. My objects ended up being 600 cu ft, with a total cost of $3496.88 ($890 for a "binding fee", which I was unaware of). I tried to pushback against this outrageous increase in cost compared to the initial estimate, but they said nothing could be done, and I had to be moved out that same day. I didn't see any other way but to just go with it.

    August 3rd - I payed 1/2 the remaining balance, $1196.44.

    Multiple dates since then - I call and ask when my stuff will be delivered, and their response is "We're still getting the Texas truck ready."

    September 21th - I tell them I'll be finding a lawyer. They tell me I can no longer contact them, all communication must now happen through a lawyer. I get in contact with a family-friend lawyer, who is sending them a letter this week.

    Relevant Contract info:

    General Agreement says:

    "I understand that Konami Moving and Storage has up to 30 business days from my first date available to deliver my household goods." I initialed next to that.

    JURISDICTION, VENUE AND CONTROLLING LAW, This Agreement has been entered into and shall be governed by as construed and enforced in accordance with the laws of the State of Nevada... and any legal proceedings in any court other than specified, the customer shall assume all Konami Moving and Storage costs in connection therewith, including, but not limited to reasonable attorney's fees.

    Interstate Household Goods Bill of Lading says:

    Section 3: DELIVERY SCHEDULE: The carrier shall attempt delivery within 30 business days from the first available delivery date requested and no later than the time specified on the face hereof. If shipment is delayed at the fault of the carrier, the compensation for such delay will be calculated at $25 for each business day beyond the 30 day limit and subject to the limitations included on Section 1.

    Section 1: DELAY OF DELIVERY: The carrier shall not be liable for delay caused by highway obstruction, or faulty or impassable highways, or lack of capacity of any highway, bridge or ferry, or caused by breakdown or mechanical defect of vehicles or equipment, or from any cause other than negligence of the carrier; nor shall the carrier be bound to transport by any particular schedule, means, vehicle or otherwise than with reasonable dispatch.

    Questions:

    What should I do?

    Are there lawyers that specifically deal with issues with moving companies? This seems to be a common issue based on my Googling.

    Are there other resources aside from seeking a lawyer I can use? Like government agencies or something I can contact?

    Have they truly breached contract by going beyond the 30 business day limit, or are they still within contract and simply get to charge me $25/day less, as per Section 3 above?

    Thank you again to anyone who takes the time to read this long post and respond!

    submitted by /u/Landonian
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    Child’s school closed for COVID, I applied for 2 weeks Covid-leave offered by my workplace, but 3 days before my leave starts they say they it’s unpaid now due to California new Covid-leave laws (employer is lowering bar to bare minimum & childcare doesn’t fit anymore). Is this legal?

    Posted: 25 Sep 2020 12:47 PM PDT

    COVID paid leave was approved for childcare affected by Covid closures

    Was approved but 2-3 days before leave starts they say it's going to be PTO or UNPAID now

    HR reasoning was that the governors new laws in CA only required 3 specifications to take Covid leave, employers don't have to allocate Covid leave for childcare anymore

    Is it legal for them to rescind my Covid leave?

    submitted by /u/lets_be_truant
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    Just got let go from a new job.

    Posted: 25 Sep 2020 01:35 PM PDT

    I started a job two weeks ago as a part time administrative assistant. I thought everything was going well but I was just called and let go as another older employee want to come back, this really fucks me over. Is there anything I can do?

    I am located in Southern California

    submitted by /u/fuybdtb
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    Legal ramifications of sending porn via text? California

    Posted: 25 Sep 2020 02:47 PM PDT

    I am getting inundated with unsolicited political text spam. I get 5-7 texts per day from various groups ask me to donate time or money, or who I will be voting for.

    I have started replying to these spam texts by sending pictures of hardcore porn.

    I am in California and have responded to texts from area codes located in CA, MO, MD, TN, TX, AZ, FL, and NY. How much trouble can I get into for this?

    submitted by /u/Tiredofspamtexts
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    DWS Klamath County Oregon

    Posted: 25 Sep 2020 12:03 PM PDT

    I was pulled over because my turn indicator was out, and they sited me with a driving while suspended. The officers were super nice, even though he did ask to search the vehicle 3 times. Eventually he stopped asking when I looked him straight in the eyes and told him it would be a waste of time. I was clearly targeted. My van is older, grey, pretty run down. I just bought it, and hadn't had a chance to fix the body damage and paint it yet. That's what I do for a living I fix and flip cars. I am also permanently disabled through SSI. So I don't have much income, and definitely cannot afford a lawyer.

    It's $1000 for a lawyer, and I feel like I'm being pushed through a meat grinder. The guy in front of me in the trial where we enter a plea had terminal cancer, and they stuck him with a payment plan that I'm %100 sure he's never going to pay. He had all sorts of other tickets. Anyway they don't offer a court appointed attorney on violations, but they are threatening me with a warrant for my arrest if I don't drive the 5 hours down to Klamath on Oct 14th to come to trial at 5:15 PM.

    I don't know how they expect me to get there, and I'm really curious why I was never given the chance to have a suppression hearing, because I was using my hands signals, AND the police officer didn't use his turn indicator when he did a U-turn to come and follow me. I guess I'm held to a different standard of the law then a police officer?

    I've dealt with the courts before, and they don't care about me, or my situation, or my SOB story. I know they must deal with 100 a day. I'm wondering if there is anything I can do to avoid getting this violation or having to drive all the way to Klamath from Portland. With no Lawyer it seems like I'm in danger. There is no way for me to know what they are going to charge me with, or fine me with, or if they are going to send me to jail for this. I really have no way to find out. I called around all morning and they withhold this kind of information from people for whatever reason.

    Because of my condition I am honestly waking up every morning terrified of what might happen. I barely sleep as it is with everything going on, and this is pushing my mental health over the edge. It may seem like a simple thing to most people, but for me the reason I have my mental illness is because of the court system/government.

    I know I've said a lot of things that don't matter when it comes to matters of the law, but I'm trying to get some help here. I really need it badly. What are the next steps for me to take to handle this. I really need some help.

    Thanks

    submitted by /u/Thank_You_Kindly01
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    I was the at fault driver in a minor vehicle accident, but the victims of the accident are wanting 50,000 each (100,000) total through my insurance.

    Posted: 25 Sep 2020 11:10 AM PDT

    So a little over a year ago I accidentally rear ended someone one in stop and go traffic. It was totally my fault I wasn't paying attention and I hit their car.

    I did everything I was supposed to do, we pulled over exchanged information, called highway patrol, I was issued a ticket (which I paid), I let called and let me insurance know what happened, and we both went about our ways.

    When I say that the accident I was minor I mean that there was absolutely no body damage to my car not a scratch ( I drive a 2002 outback) so it's not a lifted vehicle by any means, and their vehicle unfortunately did receive a bit of body damage, but just in the form of some minor scratches no dents.

    Fast forward a year after and they are each trying to claim the maximum amount of 50,000 from my insurance which is 100,000 total. I'm not sure what is the correct route to take in this situation. Do I just settle for the 100k or should I call my insurance and fight the amount?

    Unfortunately I don't have any pictures of the accident and I didn't have anyone in the car with me.

    submitted by /u/curbside-snacks
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    I'm taking my rapist to court

    Posted: 24 Sep 2020 05:14 PM PDT

    About 8 months ago I was assaulted by my now ex boyfriend and I've finally worked up the nerve to press charges. I've been terrified of him for months but I got a restraining order so I'm starting to feel less scared. But I can't stop worrying that he's going to hurt more people like he hurt me so I'm trying to take him to court.

    What steps should I take and what exactly should I do? I've never pressed charges against anyone but this assault has damaged me more than anyone in my life knows. I can't sleep or I have nightmares. I can't eat very much. I keep getting flashbacks where I'm stuck underneath him over and over and they just won't end.

    I need advice and I need help.

    Edit: I'm from Minnesota.

    submitted by /u/benjiblack243
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    [Texas] I'm 17 and I want to get therapy but my parents aren't letting me go.

    Posted: 25 Sep 2020 09:39 AM PDT

    Sorry if this is in the wrong subreddit, I just want to know what my options are.

    What it says on the title, pretty much. I have some money saved up that I can use for some sessions (about 1000 bucks, but I'm planning to start working so I can get more), but I'm worried that I won't be allowed to go see a therapist or a psychiatrist or something without parental consent. My parents are still my guardians, and I'm largely planning to go behind their backs about it. I'm also wondering if online therapy has the same restrictions about age, but I don't know too much about online therapy to be sure.

    I turn 18 in May, but that's too long for me. I'm worried that I'll largely do something I'd regret by that point. If anyone could direct me to other places that would largely help my situation about this, that'd also help.

    Thanks in advance.

    submitted by /u/therapyminorla
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    Jury Dury

    Posted: 25 Sep 2020 02:25 PM PDT

    I was called for jury duty two years ago. This consisted of calling into the court every evening for a week to see if I had to show up in person, which did not happen.

    I believe I was told that counted as my service, but do not remember specifically.

    I just got another juror questionnaire, can I check the box that says I have served within the past six years?

    edit: this is in New York State

    submitted by /u/easyier
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