Financial Independence Daily FI discussion thread - May 08, 2020 |
- Daily FI discussion thread - May 08, 2020
- Financial Independence during a pandemic...
- Quarantine budgets: what will you keep when lockdown end?
- Weekly FI Frugal Friday thread - May 08, 2020
| Daily FI discussion thread - May 08, 2020 Posted: 08 May 2020 01:08 AM PDT Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. [link] [comments]  |
| Financial Independence during a pandemic... Posted: 08 May 2020 01:45 AM PDT I'm a critical care RN with no student loan debt, no credit card debt and no consumer debt. Within the last month my employer has forced me into quarantine without pay for two weeks and have been given around a 7% pay cut. We reuse inadequate PPE (I'm not on a COVID unit) that puts myself and patients at risk and the complete lack of leadership and disregard for human life inside the hospital has be at my breaking point. I absolutely love, love, love my job but the politics and fucked up shit that goes inside hospitals is so gross. I have enough in an emergency fund to last me two years so I left my full time position for one with no guarantee of hours. I feel like I'm bragging when I tell people I'm leaving during these unstable times because they can't figure out how I can afford it. But I worked really hard to put myself into the financial situation that I'm in right now. I just hope some people come out of this realizing debt did not make them happy... [link] [comments]  |
| Quarantine budgets: what will you keep when lockdown end? Posted: 08 May 2020 04:40 AM PDT Many of us have had major changes in our budgets due to coronavirus shut downs. Is there anything you've given up that you've decided you don't really need? On the flip side, is there anything you really miss and appreciate now that it's gone? Like many, my food budget has been cut way back and I'd like to continue eating out less and cooking at home more. I didn't realize how much buying a quick coffee/pastry/snack adds up when they're in my face tempting me. (Previous expense:$900/month. Current expense: $400/month) My spouse goes to an expensive gym/trainer and while we both miss working out, we'll be looking for a cheaper option after lockdown. (Previous expense:$745/month. Current expense:$0) Commuting costs have been cut dramatically, but unfortunately those will go back up. (Previous expense:$235/month. Current expense:$90/month for car insurance) What I miss is hanging out with people, trying new baked goods and sharing them with friends and co-workers, and traveling. [link] [comments]  |
| Weekly FI Frugal Friday thread - May 08, 2020 Posted: 08 May 2020 01:08 AM PDT Please use this thread to discuss how amazingly cheap you are. How do you keep your costs low? How do become frugal without taking it to the extremes of frupidity? What costs have you realized could be cut from your life without pain? Use this weekly post to discuss Frugality in general. While the Rules for posting questions on the basics of personal finance/investing topics are more relaxed here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. [link] [comments]  |
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