Financial Independence Daily FI discussion thread - May 10, 2020 |
| Daily FI discussion thread - May 10, 2020 Posted: 10 May 2020 01:07 AM PDT Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. [link] [comments]  |
| Chronic High Cost Health Conditions Posted: 10 May 2020 11:43 AM PDT Does anyone out there have a chronic health condition they have to work into their FIRE plan? In my case, I have an autoimmune disease that is very expensive to treat. Currently the medication alone is ~50k. The manufacturer offers assistance for uninsured patients but I would hate to be dependent on a program that may not always be around, plus I'd have no insurance to cover anything that could happen in addition to this condition. Many of the ACA plans do not cover this medication (Enbrel) from what I've read, or they charge you close to full retail price for it. ACA will very likely not be an option. At the moment, I think my best option is to not retire full time and try to find a part time job with benefits. Edit: Thank you everyone! All the feedback has been amazing. It's great hearing from others going through something similar. Seems I might actually be better off looking into ACA after all, but budgeting for big premiums/out of pockets expenses. The manufacturer might help offset that. As a back up in case ACA goes away, I may seriously look into retiring in another country. Something I had been considering anyway. [link] [comments]  |
| Posted: 10 May 2020 04:11 PM PDT Not sure if anything like this has been done on this sub before, but if so share it with me and I'll remove this post! Currently, I am sophomore in high school and am very intrigued with the idea of FIRE. Ideally when I'm retired I would like to travel, learn new languages and cultures, and just enjoy life. Right now, I'm planning on going to college, but I have no idea what I want to pursue a career in. I was just wondering what career you have gone into. Do you enjoy it? What's the salary? How accessible is FIRE in your career? How's the work life balance? Any other advice for a high schooler that is looking to pursue FIRE is also appreciated! [link] [comments]  |
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