Which rate? Real Estate |
- Which rate?
- How much are closing cost in Arizona. Is rolling closing cost into loan a good idea?
- Rude Sellers
- Townhome investment for first home?
- New tenants - and they smoke weed.
- Can I use FHA to purchase a multi family house if I already own a single family with a conventional loan?
- Lease has a mold addendum...is this standard?
- Whats the communities consensus on perfab homes?
- Selling a teardown
- Living 1 mile from coal mine - Would you sell your house?
- Hole in the baseboard (section of the board is also ripped out) under kitchen cabinets. Is this something the landlord must fix if it's a potential hazard?
- Land ownership question
- Requirements for hard money loans?!
- Buyer submit termination, what does seller do?
- what is a good tree for bay area residential real estate?
- Looking for real estate data for San Francisco
- Arizona pool hell-looking for a real estate professional perspective...
- Structuring my business checking accounts?
- Looking to buy expensive home in inexpensive neighborhood
- Will mortgage companies be OK with a bridge loan from a family member?
- Question about land ownership
- As a 31 yrs old single white male in the state of Tennessee, USA, is there anything I can apply for to help me buy a house beside just a bank loan?
- After you rehab a property how long is the section 8 inspection process ?
| Posted: 07 Dec 2019 06:30 PM PST Weird situation. I am an originator doing my own refi. I locked in a rate with my own company on a 30 year fixed at 3.625% with no points. The next day I get an email from a credit union I bank with offering to match or beat any rate. My manager gave me a below par rate where our company is not really making anything to get to that rate so I thought "yeah right" and emailed the CU over my LE asking if they could go to 3.5%. It took a couple of days but then they got back to me saying they would give me 3.5% with no points. Weirdly they said they don't lock in a rate until the appraisal is back. Would it be weird to ditch my own company and do my refi with someone else? [link] [comments]  |
| How much are closing cost in Arizona. Is rolling closing cost into loan a good idea? Posted: 08 Dec 2019 02:59 AM PST We decided to put in an offer for a house today but because our realtor said the house already had three other offers, it would be best to pay the closing cost to sweeten the deal. It worked! And we are happy, but we are unsure of how much that's going to cost more out of pocket. And if our lender would roll it in to loan and if that would be a good idea? [link] [comments]  |
| Posted: 07 Dec 2019 12:02 PM PST I'm a new realtor, and have only had a handful of clients. I was contacted to help a family sell their home 4 weeks ago. I listed it, and there's been a lot of interest. It's a great property, priced to sell, in a hot market, so I expected it to go quickly. My sellers have insisted on being present for all showings, which I thought was fine. However, when I called some of the realtors who had toured the property with buyers, several of them told me a similar story. Apparently the sellers have been rude to the prospective buyers. Two different agents told me their clients loved the property, but were so put off by the sellers, they didn't want to work with them. A few other agents said their clients didn't really get a chance to see the property because the sellers were following them around, watching their every move, complaining about having to change their plans, and rushing them out the door. I have done everything to ensure that showings are not inconvenient for the sellers. I ask them when a good time for them is, and I've stuck to what they've told me when scheduling. I call them before every tour to make sure they are fine, and they've never indicated that there are problems. My question is, how do I address this with my clients? I don't want to insult them, but I really believe this property would have been sold already if they were acting appropriately. They have no choice but to sell because they are moving out of state, so I'm not sure what the issue is. [link] [comments]  |
| Townhome investment for first home? Posted: 07 Dec 2019 06:53 PM PST My wife and I are planning on having kids in the near future and want to move out of our apartment and settle down nearby. I hear a lot of people say you should buy a townhome because then you can rent it out when you move into your second home. However, how can you have a down payment on a second home if you're not selling the first home? Just considering some options and was curious about how this would work. Thanks in advance. [link] [comments]  |
| New tenants - and they smoke weed. Posted: 07 Dec 2019 04:26 PM PST Hi guys, I am in NY - am I allowed to tell my new tenants they cant smoke weed inside the apartment? I live next door and they just stunk / smoked me out of my own house. Weed is decriminalized here, I think...but am I legally allowed to ask this of them? [link] [comments]  |
| Posted: 07 Dec 2019 04:14 PM PST My plan is to rent out the single family which is under a conventional loan. Can I get an FHA loan for a multi family house, even though I own a single family which will be rented out? [link] [comments]  |
| Lease has a mold addendum...is this standard? Posted: 07 Dec 2019 10:10 PM PST I've been renting in NOLA since 2014 in various areas and I can't recall a lease talking about mold as much as the one for my potentially new place. Is it a sign that mold could be a major issue? The place seemed really nice. The lease has a mold addendum that lists 25+ tenant responsibilities for preventing mold (all common sense stuff like cleaning spills), and has a very detailed procedure for what to do if the tenant sees a speck of mold somewhere. [link] [comments]  |
| Whats the communities consensus on perfab homes? Posted: 07 Dec 2019 09:41 PM PST Most important would be how its retains or losses value over time. What should be done ti ensure it rises in value Laatly where can i learn more about all i need to know about purchasing a prefab home from a trusted source? [link] [comments]  |
| Posted: 07 Dec 2019 10:35 AM PST I'm planning on selling my house next year. I'm almost certainly going to sell it to a builder and it'll be torn down. Basically every house that's in my neighborhood that's been sold has been torn down and I frequently receive mailers from builders offering to buy my house and some have even come to the door. Is there any reason to just not contact the builders that have bought other houses in the neighborhood and ask them to make offers? I know what I can probably get for it based on that sales data, and I don't really see the point of working with an agent. I'm in MA so would work with an attorney for paperwork, etc. Alternatively, would an agent be willing to accept/consider an arrangement where they get a high percent of the amount over a target price? Like 50% over $750k, so if it sells for $800k they get $25k? [link] [comments]  |
| Living 1 mile from coal mine - Would you sell your house? Posted: 07 Dec 2019 04:04 PM PST Does anyone have any experience of growing up or living close to a coal mine? Any smell/odor? Any air/water pollution that you have experienced? or other problems encountered? If the coal mine company said they will do daily blasting which sound like thunder and they are 1 mile from your house, would you sell you house? [link] [comments]  |
| Posted: 07 Dec 2019 03:24 PM PST I'm wondering if this is a issue the landlord will have to fix. Because it's a cavity near a water source(the sink), I'm afraid mold or fungus may grow if water seeps under there and cannot dry out. Also I'm worried about insect infestation. If I ask to have repaired will the landlord fix it? [link] [comments]  |
| Posted: 07 Dec 2019 03:16 PM PST I was browsing my local GIS map and I saw an area between borders of some portions of land. I tried to view the information on it but it didn't show that it belonged to anyone person, company, or government agency. I can give you the information if you would like to check it out, but my question is who owns it? [link] [comments]  |
| Requirements for hard money loans?! Posted: 07 Dec 2019 03:02 PM PST I'm on the market for a hard money loan and was wondering what do I need to present to them. I've seen other post about them not really worrying too much about credit and stuff. I've heard about the bigger pockets calculator already so I'm just thinking about should I have a breakdown of the deal and cost of rehab to present to them along with comps or do they run this stuff themselves?? [link] [comments]  |
| Buyer submit termination, what does seller do? Posted: 07 Dec 2019 02:58 PM PST Buyer submitted termination notice, is there anything I need to do to officially accept it? Form only has signature spots for buyer. This is in TX. [link] [comments]  |
| what is a good tree for bay area residential real estate? Posted: 07 Dec 2019 02:48 PM PST I'm in a house in the bay area with a modest backyard. I'm thinking of planting another tree but I want it to be something that potential buyers would find attractive in ~2years when we sell. Anybody sell residential real estate in the bay? Any trees that are particularly attractive/unattractive to buyers? [link] [comments]  |
| Looking for real estate data for San Francisco Posted: 07 Dec 2019 02:42 PM PST Hi, I've been researching this all day with no luck. I'm looking for raw sales data for San Francisco. Ideally a file with historical data on date sold, address, neighborhood, square feet, num bedrooms, etc basically the stuff you can get for an individual property from Redfin, but raw data for all the sales over the last 5 - 10 years. I'm guessing this will not be easy/cheap as I'm coming up with nothing but would really appreciate any info, or a pointer in the right direction. Thanks! [link] [comments]  |
| Arizona pool hell-looking for a real estate professional perspective... Posted: 07 Dec 2019 02:38 PM PST |
| Structuring my business checking accounts? Posted: 07 Dec 2019 02:16 PM PST Hi, I am looking to set up my real estate investing business in US. Was wondering if I could get an advice the best way to structure my business checking accounts, Is it better to have 2 accounts (one for deposits, one for tenant payments) or should I aim to have one account per property (however doesn't that become cumbersome when dealing and maintaining 5-10 accounts with a bank)? I have also heard that in most states it's illegal to mix security deposits with other funds? Any thoughts are welcome. [link] [comments]  |
| Looking to buy expensive home in inexpensive neighborhood Posted: 07 Dec 2019 12:14 PM PST So, I found a beautiful property with a great home and amenities. They are asking a price that at face value looks very good. But, all the surrounding property is significantly cheaper and the neighborhood is sub-par. My gut tells me that the surrounding area will erode value in this home and property, but my wife and I are in love with the house. So, that being said, is it reasonable that I place a significantly lower bid (16-20% lower...and that is still higher than surrounding properties) then the asking price to counter what I am sure is a long term loss at the ask? Should I just walk away from this? I do not want to insult the seller, but it is clear they built a very nice home in a very crappy neighborhood. Thanks for insight! [link] [comments]  |
| Will mortgage companies be OK with a bridge loan from a family member? Posted: 07 Dec 2019 11:59 AM PST I have a relative who can easily afford and would be happy to lend me the downpayment on a new house subject to repayment after I sell my old house. My concern is that the lender may treat this loan towards my DTI and I wont qualify. Can we structure the bridge loan as a loan that is only due upon sale of the old house so that the lender will ignore it when calculating my DTI? [link] [comments]  |
| Posted: 07 Dec 2019 03:05 PM PST I was browsing my local GIS map and i saw an area between borders of some portions of land. I tried to view the information on it but it didn't show that it belonged to anyone person, company, or government agency. I can give you the information if you would like to check it out, but my question is who owns it? [link] [comments]  |
| Posted: 07 Dec 2019 07:07 AM PST I am looking for some kind of assistance like a grant or a program that allows no down payment or something similar. Really anything that might put purchase of a house with in grasp. My dad buys and sells houses and just says pay cash, but ya know, I work in IT as a contractor making 28k a year. I wouldnt have enough to drop 200k cash on anything in a 1000 years. I've looked on google and mostly find things that only people that make less or make a whole lot more are eligible for or people in other demographics or stuff for other states like florida. [link] [comments]  |
| After you rehab a property how long is the section 8 inspection process ? Posted: 07 Dec 2019 10:49 AM PST How long does section 8 take to inspect a property you want to make a rental after a rehab process ? [link] [comments]  |
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