Ford investing $1 billion, adding jobs at Chicago factories as it makes cuts overseas Investing

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• Ford investing $1 billion, adding jobs at Chicago factories as it makes cuts overseas
• Vanguard drops ‘at-cost,’ ‘no profit’ claims from SEC filings, after founder John Bogle’s passing
• Dow drops 300 points after Larry Kudlow says US and China still far away on trade deal; Trump is 'highly unlikely' to meet Chinese President Xi before March 1 trade deadline, sources say
• Companies that aren't big now, but you think will be around for a long time
• Automatically updating excel income statements?
• Try my Excel spreadsheet for their new stock features
• US regional banks face growing pressure to merge - Financial Times
• Daily advice thread. All questions about your personal situation should be asked here
• Sell me on your favorite mid term appreciation pick right now!
• Beginner question for building a dividend portfolio.
• In 2018, 48% of married couples and 69% of unmarried persons received more than 50% of their income from Social Security
• Vanguard Introduces Admiral Shares for its Total World Stock Index (VTWAX - 0.10 ER)
• Discussion about SoftBank
• Chipotle ($CMG) up 14+% on earnings today
• Sears jumps as it's saved from bankruptcy
• Crystal Peak Minerals (cpmmf)
• BB&T and SunTrust to combine in $66bn Merger
• What happened to Motorola stocks after hours?
• EU Slashes Growth Forecasts and Warns Over Brexit, China
• Question About "% Surprise" wrt Earnings
• Data source to track stock/bond/commodities/real-estate percentages?
• ETF scenario

Ford investing $1 billion, adding jobs at Chicago factories as it makes cuts overseas Posted: 07 Feb 2019 08:32 AM PST It's also spending $40 million to upgrade the facilities for employees, including new LED lighting and cafeteria updates, new break areas as well as parking lot security upgrades. In addition to the Explorer and Aviator, the plants make Ford's Police Interceptor, an SUV modeled on the Explorer. Ford is undergoing an $11 billion restructuring that will shrink its salaried workforce of 70,000. It is also cutting thousands of jobs in Europe, where Ford has struggled to maintain solid footing. https://www.cnbc.com/2019/02/07/ford-investing-1-billion-into-chicago-factories.html submitted by /u/pipsdontsqueak [link] [comments]

Vanguard drops ‘at-cost,’ ‘no profit’ claims from SEC filings, after founder John Bogle’s passing Posted: 07 Feb 2019 10:02 AM PST Interesting changes to Vanguard's disclosures following John Bogle's death: https://www.philly.com/columnists/john-bogle-vanguard-scraps-plain-talk-no-profit-at-cost-20190207.html On Jan. 25, nine days after Bogle's passing, in a new filing for another batch of funds, Vanguard had stripped out most of that language, leaving just this shorter note on Page 15: "The Vanguard Group is owned jointly by the funds it oversees and thus indirectly by the shareholders in those funds. Most other mutual funds are operated by management companies that are owned by third parties—either public or private stockholders—and not by the funds they serve." In the new filing and other current Vanguard statements to the SEC and investors, there are: No more claim that Vanguard is a "mutual mutual," a legal status not recognized under federal securities laws. Insurance companies, savings banks, farm cooperatives, credit unions and individual mutual funds can be organized as enterprises where customers are owners and have specific rights, but there aren't similar laws for investment companies or fund groups. No more claim that Vanguard's way offers a "no profit" contrast to the "profit component" that other companies pack into their management fees. Indeed, company officials acknowledge it is a private, for-profit company that earns profits and pays income taxes. No more claim that Vanguard operates "on an at-cost basis," as if the funds charge the affiliated management company only what it costs for fund services, without the usual business overhead and profit margins. submitted by /u/this_shit [link] [comments]

Dow drops 300 points after Larry Kudlow says US and China still far away on trade deal; Trump is 'highly unlikely' to meet Chinese President Xi before March 1 trade deadline, sources say Posted: 07 Feb 2019 08:31 AM PST https://www.cnbc.com/2019/02/07/trump-is-highly-unlikely-to-meet-chinese-president-xi-before-march-1-trade-deadline-sources-say.html https://www.cnbc.com/2019/02/07/stock-market-us-stocks-focus-on-earnings-and-trade-war.html submitted by /u/closingbell [link] [comments]

Companies that aren't big now, but you think will be around for a long time Posted: 08 Feb 2019 03:59 AM PST Any companies that aren't huge now (no GOOG or AMZN etc etc) but you think have a long runway for growth and are part of a long term durable trend? For me: IDXX, ILMN, TTD, BZUN, ISRG, SQ, MELI What you think? What are your picks? submitted by /u/WeeWillieWinkieHODLr [link] [comments]

Automatically updating excel income statements? Posted: 07 Feb 2019 10:13 PM PST Hi all, I am well aware of excel's ability to update a stock ticker price, but I was wondering if there were any free plugins or native excel functions that could enable me to see key quarterly stats such as price to sales ratios and net income. ​ Thanks in advance! submitted by /u/tmankendall [link] [comments]

Try my Excel spreadsheet for their new stock features Posted: 07 Feb 2019 04:15 PM PST As most of you know by now, Microsoft has added some stock features to Excel. I worked to try to make a spreadsheet that I could use...and thought that you guys may like it. Some notes: You can delete my companies and add your own. I've added a separate sheet for Mutual Funds and ETFs but feel free to add everything to the Stocks page. To add more rows, just do an "insert" and type it in. I've also added a few columns that you can put your own holdings in. The stock companies are random and the mutual fund companies are from a list I found online. Also, this would be easy to create a template. Share and change as you wish. Enjoy! Stocks, ETFs, and Mutual Fund tracker Also, I can try to email it to you if you don't have googledrive. PM me your email address WITH the request, and I'll do my best. ​ submitted by /u/Tettamanti [link] [comments]

US regional banks face growing pressure to merge - Financial Times Posted: 07 Feb 2019 06:56 PM PST The biggest US bank deal since the financial crisis will heap pressure on America's mid-sized lenders to find merger partners, industry executives, investors and analysts say. Consolidation among the scores of US regional banks has been long predicted, but financial, regulatory and cultural realities have kept big deals at bay in the decade since the crisis. Thursday's $66bn "merger of equals" between BB&T of Winston-Salem, North Carolina, and Atlanta-based SunTrust changed the narrative. "When a deal like this is done it makes everybody who is a mid-sized bank sort of sit back and say, 'Well, what are we going to do?'" said Bill Harrison, the former JPMorgan Chase chief executive who was instrumental in the flurry of mergers that laid the foundations for that bank to become America's largest. The BB&T-SunTrust deal, which valued both banks at their market price on the day it was struck, promises $1.6bn of cost savings by 2022. The banks also claimed that they will be able to innovate faster and compete better in the ever-changing digital banking world, a capability that resonates with peers. "In discussions with our clients now . . . they view scale as the ability or means by which they can invest and bring their business forward," said a senior investment banker who advises financial institutions on M&A deals. Regional bank shares rose in anticipation of action. Shares in Comerica, with $70n in assets, shot up as 5 per cent on Thursday. Huntington, a $110bn bank, rose 4 per cent as did $140bn KeyCorp. Stock prices for larger banks such as JPMorgan and Bank of America did not benefit; regulation effectively rules out mergers between the industry's handful of national players. A senior executive at one of the biggest US retail banks said the BB&T-SunTrust combination "changes the market view of minimum efficient scale. You don't want to be the last remaining player with sub-scale brand, data and technology." The deal "will probably accelerate more regionals to pursue deals to improve efficiency ratios and drive scale", said Chad Borton, president of USAA Federal Savings Bank. But while there is a clear impetus for other deals, bankers say an exact replica is unlikely. SunTrust and BB&T were both in a similar position of financial strength, which allowed them to structure a zero-premium deal under which BB&T will buy SunTrust for $28bn in shares. That, in turn, preserved the equity value for shareholders of both companies. On the day the deal was announced, everybody won. SunTrust's shares closed up 10 per cent and BB&T's up almost 4 per cent. "It's just the math," says Anton Schutz, a small bank investor at Mendon Capital, pointing out that the deal increases the book value of BB&T shares by 6 per cent, leaving both sets of shareholders better off. By contrast, he said, "When the selling shareholders win and the buyer gets punched in the face, you don't want to own banks at all." Mr Schutz said he thought that other large regional banks such as US Bancorp and PNC, with assets over $200bn, would be looking for deals that are "mathematically attractive" in the same way, and looking over somewhat smaller banks such as Regions, Synovus, KeyCorp or Comerica. Brian Klock, regional banks analyst at Keefe, Bruyette & Woods, said he thought that larger banks would seek out partners with overlapping regional footprints similar to the ones BB&T and SunTrust share in the mid-Atlantic and Southeast. One example, he said, might be PNC and Citizens banks in the eastern US. Another factor encouraging bank deals is the promise of lighter regulation in Donald Trump's Washington. In October, the Federal Reserve said in a proposed rulemaking that regulations should be "tailored" for banks with between $250bn and $750bn in assets. This would include an easing of liquidity requirements. When it became clear rising above the $250bn threshold would not mean a drastic increase in regulation, the way was clear for a major deal. This change was particularly relevant for BB&T, which has $225bn in assets. "If you are already so close to $250bn, why not go over in a big way? You'll have more scale, and with the 'tailoring' proposal your runway for growth goes all the way to $750bn," said Mr Klock. Perhaps more important than any particular rule, however, is a change in tone in Washington since the beginning of the Trump administration. In the last two and a half years, "banks have been saying that regulators . . . are much less combative and more co-operative — and this deal is the first tangible sign of that", according to Stephen Scouten of Sandler O'Neill. Bankers and analysts emphasised that the cultural barriers to consolidation might be harder to clear that either financial or regulatory ones. It is a cliché in the finance industry that banks are sold, not bought. It is hard to find a management team that is willing to give up their spots in the c-suite without being paid a premium large enough to make a deal unattractive to a buyer. Rodgin Cohen, an M&A lawyer at Sullivan & Cromwell, said that, in deals billed as mergers of equals, there has to be real equality in the deal terms so that neither side is paying a premium. "That means, by definition, that no one gets everything they want." This makes such deals hard: "It takes two CEOs who are willing to put their egos aside." In the case of the BB&T-SunTrust deal, the two chief executives will take turns leading the combined bank. If all goes according to plan, Kelly King of BB&T, the older of the two, will serve as chairman and chief executive until late 2021, after which the roles will shift to William Rogers of SunTrust. Similarly, the combined bank will not carry the name of either predecessor (a new name has not been chosen yet) and the headquarters will be in the neutral territory of Charlotte, North Carolina. None of this is easy, and Mr Cohen said that the tie-up will cause "acceleration of thinking about [similar] deals, and accelerate conversations, but whether it leads to actual deals — we will have to see". Mr Harrison, who worked on eight bank deals before he retired in 2004, said some chief executives might be discouraged from M&A because of the inevitable difficulties and uncertainties. "It's really hard trying to bring all of these different cultures and people together to create a scenario where one plus one is greater than two," said Mr Harrison, adding that, "If you don't do that, you shouldn't have done the merger". The prospect of a succession of deals that reduce America's 4,500-plus banks down to a few hundred is remote. "I don't think in the post-crisis environment you can be a serial acquirer any more, not with things of size that matter," said the senior bank adviser. Mr Harrison said that while the BB&T-SunTrust deal could ultimately pave the way for the creation of a another big national bank, "it would be challenging for them to do another deal for two or three or four more years" given how long it takes to integrate operations. "It will take some time through the consolidation process with the small- to mid-sized banks to create another big national player," he said, "but it is the beginning of a process . . . We should have more consolidation." Original Article: https://www.ft.com/content/22f5473a-2b28-11e9-a5ab-ff8ef2b976c7 submitted by /u/stealthVault [link] [comments]

Daily advice thread. All questions about your personal situation should be asked here Posted: 08 Feb 2019 04:04 AM PST If your question is "I have $10,000, what do I do?" or anything similar. There is no single answer to this question, but we will also need A LOT MORE information if we are to give some sort of answer How old are you? Are you employed/making income? How much? What are your objectives with this money? (buy a house? Retirement savings?) What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?) What are you current holdings? (Do you already have exposure to specific funds and sectors?) Any other assets? House paid off? Cars? Expensive girlfriend? (not really an asset) What is your time horizon? Do you need this money next month? Next 20yrs? Any big debts? Any other relevant financial information will be useful to give you a proper answer. Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! submitted by /u/AutoModerator [link] [comments]

Sell me on your favorite mid term appreciation pick right now! Posted: 08 Feb 2019 03:21 AM PST submitted by /u/berlin_throway [link] [comments]

Beginner question for building a dividend portfolio. Posted: 08 Feb 2019 03:16 AM PST I'm quite new at this, but I am interested in building a dividend portfolio. But before doing, I would like to get as much understanding as possible on the topic. Please help me with whatever questions I have below, and also please correct any of my statements that are wrong and explain why. (1) Growth stock. A growth stock is where the investor makes money when the share price goes up. The investor would loose money when a share price goes down. What constitute a stock as a growth stock? A stock which does not pay dividend at all, and is growing? (2) Dividend stock. A stock that pays dividend? Is the only risk of investing in a dividend stock is when the company doesn't do well, it will cut down on its dividend pay out? Say, I buy 100 shares of a dividend stock. The price of 1 share is $1. The company of this stock pays $1 for every share to investor every 12 months as dividend. When 12 months ended, I will get $100 from the company. Say on the 14th month that I own the stock, the price of the stock drop. The new market price is $.50 for 1 share. The company doesn't make any changes to its dividend pay out program. At the end of the 24th month, I will still get the same amount of dividend pay out as I get at the end of the 12th month, which is $100. Is this correct? A dividend portfolio will absolutely grow at a slower rate compare to a growth portfolio. But at the same time, a dividend portfolio will be much lower risk compare to a growth portfolio. Is this 100% correct? Is it possible for a regular investors to get historical data on how much dividend a specific company pays out going back 10, 20, 30 years, or all the way back to when a company start offering dividend? Can I do this using yahoo finance, or I need some sort of special tool, subscription to do this? If I am the type of person who has a time frame of say 30 years, I should look for stock with lower yield %, so that down the road, that yield % can (will) grow. What I do not want to do is invest in company which has high yield % because with these companies, they are more likely to reduce the yield % than they are to increase the yield %. Is this 100% correct? What is a dividend income stock? What is a dividend growth stock? And how does this type stock differ from the dividend income stocks? (3) Is there such thing as a hybrid stock? My definition of a hybrid stock is a stock where the company is growing and also is paying dividend. Isn't this the best type of stock to be invested in? It's growing and also is paying out dividend. You get the best of both words. Why is growth stock so much more popular compare to dividend stocks? Why does the media cover growth stock so much more often compare to dividend stocks? Dividend stocks are just not as exiting? Thanks. submitted by /u/b10m1m1cry [link] [comments]

In 2018, 48% of married couples and 69% of unmarried persons received more than 50% of their income from Social Security Posted: 07 Feb 2019 09:39 AM PST https://www.ssa.gov/news/press/factsheets/basicfact-alt.pdf. Edit: 65 and up. My professor just introduced this to us. Insane. submitted by /u/HeyMyNamesMatt [link] [comments]

Vanguard Introduces Admiral Shares for its Total World Stock Index (VTWAX - 0.10 ER) Posted: 07 Feb 2019 10:56 AM PST https://investor.vanguard.com/mutual-funds/profile/VTWAX Also introduced Admiral Shares for 4 additional funds: - Vanguard Long-Term Bond Index (0.07 ER) - FTSE All World ex-US Small Cap Index (0.16 ER) - High Dividend Yield Index (0.08 ER) - FTSE Social Index (0.14 ER) submitted by /u/SportsKin9 [link] [comments]

Discussion about SoftBank Posted: 08 Feb 2019 02:51 AM PST Softbank sold it's entire stake of Nvidia. They announced a huge share buy back program. SoftBank has stake many companies, including Alibaba, Sprint, WeWork. They own Boston Dynamics, ARM Holdings and the Vision Fund, the world's biggest technology fund. https://en.wikipedia.org/wiki/SoftBank_Group What does r/investing think about SoftBank? submitted by /u/officers3xy [link] [comments]

Chipotle ($CMG) up 14+% on earnings today Posted: 07 Feb 2019 07:42 AM PST Trading at something like 100 P/E lol submitted by /u/prgkmr [link] [comments]

Sears jumps as it's saved from bankruptcy Posted: 07 Feb 2019 02:49 PM PST https://www.cnbc.com/2019/02/07/eddie-lamperts-deal-to-buy-sears-approved-retailer-given-second-life.html A federal bankruptcy court judge approved the sale of Sears Holdings to billionaire Eddie Lampert. The $5.2 billion deal is expected to save 425 stores and roughly 45,000 jobs. submitted by /u/legitqu [link] [comments]

Crystal Peak Minerals (cpmmf) Posted: 08 Feb 2019 02:07 AM PST so i heard from my uncle about this company https://finance.yahoo.com/quote/CPMMF?ltr=1 and how it will completely blow up from cents to like maybe even 13 dollars have you guys even heard anything about this company its supposed to start working under us workers and that will help it blow up submitted by /u/Z_Darenw [link] [comments]

BB&T and SunTrust to combine in $66bn Merger Posted: 07 Feb 2019 09:41 AM PST https://www.bloomberg.com/news/articles/2019-02-07/bb-t-and-suntrust-banks-agree-to-combine-in-66-billion-merger?srnd=deals It'll be interesting to see if this sparks some further consolidation in the sector. Clearly going for economies of scale to drive the bottom line in a relatively low interest rate environment (albeit rising). submitted by /u/thekingoftherodeo [link] [comments]

What happened to Motorola stocks after hours? Posted: 07 Feb 2019 09:35 PM PST So, something really strange happened after hours with Motorola Solutions Inc (NYSE: MSI) stocks yesterday after hours. On Feb 7th, at 5:00pm Motorola was about to have an earnings call. Not 4, exactly at 5pm. I was on that call, it's ~4:15, I'm waiting (the music is playing) and suddenly, the price spiked up 5%! It's 45min before the call. Then it went down, back to 118, than again up to 125... I have two questions: Who knew about the results before the call? Is that even legal to buy for someone inside the company? What's up with this ups and downs by 5% in less than 2mins. I understand, that after hours the market is volatile, but why stocks went up by 5% 45min BEFORE the call? The only explanation is that it was super obvious that results will be good (so people started buying before the call). But if this is true, people would be buying stocks during the day too, right? Meanwhile it was DOWN by 1.5% during the day - so I assume it wasn't so obvious. Am I missing something here? I'm pretty new, so sorry if the answer is obvious. submitted by /u/IshThomas [link] [comments]

EU Slashes Growth Forecasts and Warns Over Brexit, China Posted: 07 Feb 2019 08:35 AM PST https://www.bloomberg.com/amp/news/articles/2019-02-07/italy-germany-drag-on-euro-area-economy-as-eu-slashes-outlook The European Union's executive arm delivered a downbeat report on Thursday that shaved a whole percentage point off its 2019 projection for Italy, now seen with minimal expansion of just 0.2 percent for the whole year. Officials in Brussels warned that the region's outlook faces "substantial" risks. submitted by /u/zeebyj [link] [comments]

Question About "% Surprise" wrt Earnings Posted: 08 Feb 2019 12:12 AM PST In looking at the NASDAQ earnings calendar, there is a column on the far right labeled "% Surprise": NASDAQ Earnings Calendar Some companies have "N/A", which I presume means "Not Applicable", and I supposed that perhaps this pertained to companies for which earnings had not been forecast for some reason. But then I noticed Alphabet has an "N/A", and that doesn't seem to make any sense. Surely has its earnings forecasted, so I can't see why it would be labeled "N/A". Anyone know why some companies has the "N/A"? submitted by /u/vmsmith [link] [comments]

Data source to track stock/bond/commodities/real-estate percentages? Posted: 07 Feb 2019 11:32 PM PST I'd like to structure my investments to reflect the percentages of the global percentages of stocks, bonds, commodities and real-estate investments. What are the best indicators or proxies to track these? I was thinking of the assets under management from the top 10 US ETFs in each category, but it seems to be too US-biased. Any other data source? submitted by /u/poin1234 [link] [comments]

ETF scenario Posted: 07 Feb 2019 02:56 PM PST I currently have a brokerage account that has around $3K comprised of various stocks that's just sitting there. I follow a lazy model where I assess each year based on stock performance and decide whether to keep or sell. I haven't sold any in 2 years. I've read various sources that suggest putting money in ETFs is a better use of this type of investing. As such, I'm thinking of selling all of those stock positions and then transfer those dollars to one or more ETFs. Is there a benefit to doing this? submitted by /u/baummer [link] [comments]

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