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    Friday, June 29, 2018

    Financial p-Hacking: Evidence from Two Million Trading Strategies

    Financial p-Hacking: Evidence from Two Million Trading Strategies


    p-Hacking: Evidence from Two Million Trading Strategies

    Posted: 28 Jun 2018 04:46 PM PDT

    Finance Resources for Beginners!

    Posted: 28 Jun 2018 02:16 PM PDT

    Hi All, I was wondering what the best free/cheap resources were for people wanting to learn the basics of finance? I will be going back to school at the end of August and want to make sure I am up to speed with everything.

    Some things that might help:

    -Presentations

    -Books

    -Definitions

    -Websites

    -Videos

    Thanks so much!

    submitted by /u/metsfan9307
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    Not paying off in full?

    Posted: 29 Jun 2018 10:26 AM PDT

    I opened a credit card in late may and I've had it thus far. It's going great and I've had a total of 3 billing cycles and I've paid it off in full every time. It's a student credit card and I am 18, if that's something. I also received a 6 month interest fee promotional period with it, so would it be alright for me to not pay off in full until my 6 month promotion is over or would that negatively affect my credit?

    I also heard that not paying off in full and letting interest accrue is how you raise your credit fast, but then again I'm trying to build history... but is this true for future reference? Thank you!

    submitted by /u/lolwebkinz
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    Why do banks use the 3 month libor to price loans?

    Posted: 28 Jun 2018 03:48 PM PDT

    Since there are several libor rates, why is the 3 month period used? I assuming it's used to meaure risk for a 3 month time horizon but I don't know what investment horizon is only 3 months?

    submitted by /u/sportsonmarz92
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    Currently reading ''The Ascent of Money'' and i have a question.

    Posted: 29 Jun 2018 04:21 AM PDT

    ''A currency peg can mean higher volatility in short term interest rates, as the central bank seeks to keep the price of its money steady in terms of the peg.''

    Does that mean if central bank lends too much (pumping money to the system) it has to be repaid with higher interest rate since gold is limited in the bank and bank wants to save value of its money?

    Absolutely lay-man here, feel free to say anything. lol

    submitted by /u/smoothcall
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    A 1 or 0

    Posted: 29 Jun 2018 09:11 AM PDT

    I am at 16-year-old living with my parents at first job should I put a one or a zero for federal taxes

    submitted by /u/snoopyeeebee
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    The State of Machine Intelligence in Capital Markets (Full version)

    Posted: 28 Jun 2018 01:02 PM PDT

    Stock Valuation Spreadsheet

    Posted: 28 Jun 2018 08:07 PM PDT

    Hey guys, so awhile ago I was on this subreddit and I was talking about an advanced stock valuation spreadsheet my professor gave to us for one of our big projects. I apologize for not getting back to the people that requested it from me as I couldn't find it on my old laptop. Well good news I found it so anyone that would like to try it out just leave a comment or pm me.

    Disclosure: If you are really good at figuring it out, it would be a blessing if you could explain it to me I kind of lost some of my knowledge in stock valuation after graduating.

    The second page is locked, I think because the original author didn't want anyone messing with the formulas in the results page.

    I hope some of you can find this useful.

    Edit: Send me your email or something if you need it. I dont have dropbox or any of that stuff.

    submitted by /u/TKeeg
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    Why does inflation make it not worth to put interest-free student loans into a high interest savings account?

    Posted: 28 Jun 2018 10:47 PM PDT

    In Canada, we get $15,000 of interest free student loans every year. Some people say that even if you don't need this money, you should take it and put it into a high interest savings account and return it as soon as you graduate since it's interest free. However, someone at a bank told me that due to inflation, around 2% a year in Canada, it is not a good idea to put it in a savings account since the annual rate at which your money increase is lower than 2% (tends to be around 1.5%). Instead, if you are to take the money, it is better to invest it. I understand that $15,000 is worth more now than $15,000 a year or two down the road. My question is, if I take the $15,000 and put it in a savings account now, by the time I graduate and have to pay back the $15,000, won't I technically be returning "less" money due to inflation and at the same time get to keep the extra money I made through the savings account? I don't understand why inflation matters since inflation will cause me to return "less" money than I borrowed.

    As an aside, for someone who knows absolutely nothing about investing, what should I invest in? I know of mutual funds, stocks, index funds and so on but I'm not sure which is the most beginner friendly.

    submitted by /u/UBCEngineerxD
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    How to Calculate Cost of Equity and Valuation of a private company

    Posted: 28 Jun 2018 07:44 PM PDT

    Okay. Guys I’m in a little pickle I need to get out, but idk how.

    Posted: 28 Jun 2018 07:21 PM PDT

    I don't know where in Reddit to ask so I thought maybe you guys can help. I just got a USAA account, because I've been getting fucked in the ass by Bank of America and I couldn't stand it. So heres the thing. I felt so happy and confident that I had my job change my direct deposit info to get it sent to USAA.

    This is where things get interesting... I just got home from work expecting to get my card today. Instead I got a letter about a form which is not important (it was an error), so I called them and talked to them about it then I asked the nice lady on the phone when I will get my card and she just told me that it got sent on Monday through the snail mail and I won't see it until next Friday!!! Guys... I'm a cook... I live off of every paycheck. I cant have money that i cant touch laying in an account somewhere for a week.

    I just tried to connect PayPal to my bank account, but they told me that I can't have it confirmed until I get two random small deposits in a couple days. I'm fucking freaking out! I need some guidance please. If theres anyone that could come up with something itd be you guys.

    submitted by /u/xdidusayheadshot
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    Series 9

    Posted: 28 Jun 2018 01:32 PM PDT

    So I took my series 9 today. After taking Kaplan's course and getting 90s on all the practice exams and everything, I went in this morning super confident, ready to rock and roll. I failed. The questions weren't close to the Kaplan practice material and I'm completely devastated to have failed even though I fully understand the material. The wording of the questions on the exam destroyed me. Does anyone have any advice for me as to how to proceed the next attempt? I've never failed a Finra exam before so I'm a little clueless. How can I study for something like that?

    submitted by /u/joshmonk9
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