Personal Finance When living below your means meets the Worst Case scenario |
- When living below your means meets the Worst Case scenario
- Paying off house early: key to success or stupid?
- Woke up to my worst nightmare!
- Husband and I could pay cash for a starter home or get a $150-200k mortgage at 4.59%. What makes more sense?
- Moving out of mom's home [VA, USA]
- North Bay Area house price sanity check
- Being relocated by employer in middle of building home
- Should I pay off my mortgage if $385k at 4% or invest in stock market long term for retirement?
- I’m applying to lease an apartment. I believe that the apartment manager is letting the other tenant see all of my personal and financial information. What should I do?
- How do I make a payment to someone who gave me their account and routing numbers?
- College student (19), dental bills, I want to build credit - please help me.
- Going from a salary of 45k to 300k in the next couple months. Could use advice on tax filing and investments.
- 45k in student loans; is 20k too much to have in savings?
- Recently Graduated with an Aerospace Degree with a pretty crappy GPA in the low 2's. What are some career paths I could take to get me back on track with a career in engineering?
- My girlfriends identity was stolen by her mom and used to open 2 fraudulent credit cards
- Accepting a promotion or not. Decision needs to be made by tomorrow.
- Grandmother left me with 10K in various mutual funds after she passed away, still uncertain of what to do with it.
- Just married. 2-Part question. 1) What do we need to change and start thinking about or planning for. 2) After we merge finances, what are some successful ways of disciplining and managing our money and making financial decisions?
- Need a sanity check on ER bill.
- Wait, I'm a 1099?
- Help me! What are some of your budgeting tips?
- 15k+ debt. In between jobs. 24 years old
- I found out newer employees are getting reimbursed car mileage to and from work but I’m only getting reimbursed one way. What do I do?
| When living below your means meets the Worst Case scenario Posted: 30 May 2018 10:32 AM PDT I just wanted to share my story for the readers of personal finance. I know sometimes it can be tough making sound choices while your peers happily stretch, so I hope my story reassures you. Original post was removed, Reposting and editing to address Rule 6 - hope I did this right. TL;DR living below our means is saving our sanity right now due to unexpected medical diagnosis. For 18 years, I lived in a small, 1 bed condo in a popular neighborhood in the Pacific Northwest. I got married, so rather then renting it out (it was 60 plus years old with a list of repairs to the building piling up), we decided to sell. The big decision was to buy and stay in the city, which was seeing housing prices for a modest home run up to 800k or move somewhere cheaper and commute. It was a hard choice, but we did not want to be saddled with a high monthly mortgage and property taxes, so we left my beloved city and moved south to a town on the train line. Commute would be 40 minutes by train, but we found a great house on a third of an acre that we could work on. It sold for less than my 700 sq foot condo was sold for despite being three times as large. But it was hard. I missed walking to work. We missed our friends. I started doubting the wisdom of our judgement. Until my wife was diagnosed with cancer. It's been a hard few months and the medical bills are starting to roll in. She has insurance, but had we maxed out our living budget on a house in Seattle, I don't know if we could handle the stress of a potential job loss down the road. As it stands now, the monthly mortgage is the least of our concerns and we had enough saved due to our lower cost of living that we were able to pay for embryo banking prior to starting her treatments without taking on additional loans. Stretching would have meant deciding on another loan just for the chance of having children in the future. If and when she has to leave her job, we can get by on a single salary. It is still an incredibly stressful situation, but one that is made just a little less so due to giving ourselves some breathing room. [link] [comments]  |
| Paying off house early: key to success or stupid? Posted: 30 May 2018 06:47 AM PDT I'd like to hear your thoughts on the pros and cons of paying off a home early. First, I understand that my mortgage interest is a lower rate than what the market returns on average. Thus I follow the fundamental truth that you are probably mathematically better off if you invested your money instead of dumping it on your mortgage. I feel that there might be more to the story philosophically and from a risk perspective, or at least emotionally. My wife and I live in a LCOL area and make about $180k. We max out our 401ks and have about $150k in there. We don't really have much else for savings or investments beyond an emergency fund as we bought a $300k home last year. We are both 28 years old. We bought the house with a 15 year mortgage so our payments are around $2k. I started a side business two years ago that I have been fortunate to make some reasonable income with (~$20k-$30k ish). My wife and I excitedly realized that we could use this extra income to dump on the mortgage. We realized we could basically pay off the house in 4 years without sacrificing anything lifestyle-wise. So we have been making $4k and $5k payments and everything is going swimmingly. I am completely dedicated to paying off the house, quitting my day job at about age 32, and using the decreased monthly expenses as flexibility that allows me to start up my own bootstrapped business. I have entrepreneurial experience and know I can be successful. I suspect I can even make a reasonable income working for myself less than full time. At that time I think our portfolio would be about $300k home, $300k in 401k, and perhaps $50k in individual investment accounts. We would strive to make at least $50k as a family moving forward. I guess I just want to hear what you guys think of my plan. Is owning a home outright even that great of a place to have your money? It seems like I'd have to borrow against it or sell it if I ever needed cash. The emotional benefit of having no mortgage would make it so much easier to start my own business, and the market seems much riskier over a 5 year timeframe than a 30 year timeframe. I can always go back to work if my business fails I guess, I am a civil engineer with a masters degree and it's pretty easy to find work for $80k or so. I am thinking of this lifestyle where my side hustle pays expenses and helps me start a small one man consulting firm, and I work a sporadic schedule with lots of time to go camping and hiking. It makes my heart swoon. Will I regret not having big money in that 401k? Will owning the house outright just leave me cash poor? Thanks for reading. [link] [comments]  |
| Woke up to my worst nightmare! Posted: 30 May 2018 04:37 PM PDT I am sure this happens more often than that and there are probably a ton of post similar to this one. Checking my emails this morning and I had a Fraud Alert saying "we added an authorized user". Of course I didn't. I quickly called in alerting them that this was fraud. When asked how they were able to get access into the account, the customer service representative stated they add all of my information. After getting off the phone with them I called all the other banking institutions. One of my other banks had locked the account for an attempted breach. Just a tad bit annoyed that one bank caught it and the other did not. Funny though, I did get the address of the person they added as an authorized user. All they way from across the country. I'm not sure why more red flags didn't go up. I'm not sure how they got my info. I thought I was pretty careful with my info, but after the Equifax Breach anything is possible. Things I learned:
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| Posted: 30 May 2018 12:32 PM PDT We're torn between buying a 1200 sq ft home outright or getting a forever home with a mortgage rate that would mean paying equal amounts principal and interest (doubling our original mortgage cost). We've been saving about $60k/year for the past 3 years, so if we stayed at the same rate we would be able to afford a forever home outright within 4 years (assuming the sale of the starter home and similar market prices). Does anyone have any insight on what would cost more long term? Pros and cons to each? If it makes a difference, we're moving to a rapidly growing area of the country. Edit: clarification [link] [comments]  |
| Moving out of mom's home [VA, USA] Posted: 30 May 2018 07:32 PM PDT I'm hoping to get advice on what to plan for when moving out. I'm currently 18 and finishing up my second year of college, and my mom has said that I'm either to get a job or get out by the end of June. I completely understand her reasoning and I'd prefer to do both getting a job and moving out as I can't really handle this environment much longer. I'm hoping to get an apartment that's local, rent runs about $350-$500 for a one bedroom apartment in my area. I've already know of one that's guaranteed $400 monthly as my cousin's landlord has been asking him if he knows anyone interested in renting out the apartment adjacent to my cousin's for the price mentioned above. I know it's not guaranteed for someone in my position by any means, but my cousin is also 18 and was able to get it. Have around $2000 saved right now that I can put towards it. If all were to go well and I somehow get that place, for bills, I think I'm looking at $400 for the rent, $400 for deposit, $125 for car insurance, $75 for utilities, and around I can work full time and I am already submitting applications for jobs, but have not had much luck so far and my college experience doesn't help as I do not have a degree yet (Comp. Sci.). No work experience yet either. Applying to some more places tomorrow morning and then going to be looking online for more. I'm mostly looking to see what I'm missing here, if it's feasible for me to do this at the moment, and just advice in general for people moving out for the first time. Thanks! [link] [comments]  |
| North Bay Area house price sanity check Posted: 30 May 2018 08:17 AM PDT I am aware that this question has been asked many times before but I am hoping for some insight into my specific situation: Myself (31) and my wife (31) are starting to look at houses in the North Bay Area where the median house price is approx 650k. We are looking at houses around 500k +/- which is as cheap as you can go unless you want a total dump or to live in a sketchy neighborhood. We make 140k combined gross salary. This translates to about 7700/month after taxes/401k/etc. Right now we are paying 1800 in rent and are able to save about 3200/month. We have about 20k to our names and my mother in law has offered us 50k that would be a down payment for us and an real estate investment for her (she would own 10% of the house until we could buy her out). So we would be able to put down 10% plus closing costs (total of about 61k). Depending on the price of the home we find the total payment would be around 3100/month. This would decrease our savings per month from 3200 to 1900. Does this all sound doable or should we just keep saving? Let me know if you need any more details about our income/budget/410k or anything else. Thank you for your responses, I appreciate anyone taking time out of their day to help a stranger out! Edit 1: I thought it would be worth mentioning that I have 28k in student loan debt with interests ranging from 3.2 to 6.5 percent. This is our only debt and it is currently set on an"extended graduated repayment plan" which means I am basically paying the interest every month so it doesn't increase but doesn't decrease that much either. [link] [comments]  |
| Being relocated by employer in middle of building home Posted: 30 May 2018 04:03 PM PDT I'm about 3/4 finished with building a house It looks like my employer is going to require a relocation a couple states away What in the hell do I do? How do I even begin to navigate this! To complicate matters, still own another home. Not been aggressively trying to sell yet, but now I'll have to I do not wish to be a long distance landlord [link] [comments]  |
| Should I pay off my mortgage if $385k at 4% or invest in stock market long term for retirement? Posted: 30 May 2018 04:34 PM PDT I'm not very experienced with the stock market, have always invested in my own businesses instead. I have a 30 year mortgage on my home/ranch in California for $385k at 4% I refinanced in 2016. I have a good job, make $200k/yr, but it's a start up and how we'll be doing and what I'll be making beyond a year or so is pretty uncertain. Had a good year and have $500k in cash at this point I've been planning to use to pay off mortgage, but my brother's been telling me it's a much better idea to put it in the market and invest long term for retirement. Minimal other debt, just $40k in vehicles at <2%, I'm 35, have wife and baby, I'm the sole source of income for my family. Any perspective or advice is greatly appreciated. Thanks! [link] [comments]  |
| Posted: 30 May 2018 11:28 AM PDT Basically, I'm applying to live in a 2/2 and taking over someone's lease. I'm doing it formally and have to submit an application and the manager verifies employment, does a credit check, etc. At first I had no contact with the apartment manager and the other tenant sent me the application. She asked me to send her the completed application, W2s, a picture of my social security card, etc. I told her I didn't feel comfortable doing that and she gave me the apartment manager's email address to do so directly. I asked the apartment manager via email to confirm that I had the correct address before sending all of my personal information. She never did. But I found the email address on an official website associated with the building, so I just went ahead and sent it. Here's the problem. Some of the stuff I sent her isn't in the form she needs it to be. But instead of the manager telling me this, the roommate is responding to my emails sent to the manager. I feel like the apartment manager is just forwarding her my emails which include a recent job offer, my SSN, all the debts I have, etc. I realize the first thought is that maybe the roommate is just scamming me. Obviously that's possible but I think it's unlikely. I just think the manager isn't taking any precautions whatsoever to protect my privacy. What should my next steps be? Are there laws requiring her to be more careful with this sort of stuff? [link] [comments]  |
| How do I make a payment to someone who gave me their account and routing numbers? Posted: 30 May 2018 07:23 PM PDT My landlord gave me a bank account and routing number to pay rent to. How do I send money there? [link] [comments]  |
| College student (19), dental bills, I want to build credit - please help me. Posted: 30 May 2018 08:33 PM PDT Hello, I am an incoming sophomore and I'm 19-years-old. Due to the family I was born into, I am looking to fully move out by the time I graduate in 05/2021. But I have to plot out my moves which leads me to ask.
My problem is that I do not know how credit works, I don't know if I can build a good history if I open a credit card to pay for my dental bills. I want a good history so when I do buy my own car, I can completely separate from my parents but pay a fair/reasonable rate. I also want to move out after college and I know I will also need a good credit score too. Thank you for your time.
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| Posted: 30 May 2018 08:29 PM PDT I'm a resident physician making 45k/yr and will be starting a job making a little over 300k/yr. I have ~323k student loans, still approved for IBR. I'm married and my wife makes ~130k/yr and has 40k in student loans. We don't have a mortgage (plan to rent for first couple years), nor car payments. Wife has a savings and 401k with plenty of money for rainy months. I basically have no savings. A few questions to start with I was curious about.
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| 45k in student loans; is 20k too much to have in savings? Posted: 30 May 2018 02:10 PM PDT My loans are at 6.5 interest; 40k of it is accruing interest, the other 5k is uncapitalized interest accrued. I make like 40k a year, and save about 700 bucks a month. I've saved 20k in about two years. I don't like having such large student loan debt, but I also feel like it's throwing money into a bottomless pit to throw a large sum at it right now. For whatever reason, I like having it liquid more than I do throwing it at the loans. Now, what I intend to do is start putting all 700 of that into the loans now that I've got 20k saved up, but I almost feel like I should use such a large buffer to try to invest in something that will make me more money so that I can pay the loans off quicker. Then again, anything like that would be a gamble. I guess my question is, should I put more of the 20k (which is in a low-yield savings account) into the loans, or is it ok to just keep the 20k as a (rather large emergency fund) and start trying to hammer away at the loans now? Or is there any reason to horde more cash and try to invest in something else, like a house or something? (I don't think the latter is a very likely suggestion, but if anybody has any good ideas please let me know). I'm a single guy who lives fairly frugally, I'm just particularly risk averse. Thanks [link] [comments]  |
| Posted: 30 May 2018 09:33 AM PDT Other info: -Bilingual -1 summer of internship experience at a tech company -Fine with working abroad (anywhere really for a couple years) -mechanically inclined -Not scared of technical work or field work -Hard worker and intelligent despite GPA (rough freshman and sophomore years) [link] [comments]  |
| My girlfriends identity was stolen by her mom and used to open 2 fraudulent credit cards Posted: 30 May 2018 10:19 AM PDT My GF's mom has been stealing money from her ever since she got her first job at 14. She'd take extra for insurance, and use her paycheck as a cushion for her own finances. This (among many other things) has been happening basically non stop for the past 5 years. Another fact to note: her mom has an obsession with credit cards and has used them to pay off debts, other credit cards, and to buy more things than she can afford. There's a family dynamic that ties into this as well that I can't fully explain because I don't know all of the details. (What I do know is that her mom's credit is ruined completely by various collections, late rent payments, and awful repayment history.) All of this started coming to a head 2 years ago. My GF (had just turned 18) had no credit to purchase a vehicle, so her parents urged her to open a card to start building her credit so that she could qualify for an auto loan in the future. Her dad co-signed on the vehicle and the credit card against her wishes. Over that next year her mom memorized her credit card #, CVV code, and exp. date. She used my GF's card CONSTANTLY. She'd regularly max it out (it was a $1000 limit) and make promises to pay it back. She used it for literally most purchases she made. Once we started dating it became blatantly obvious to me that her mom was using her for money. My GF finally got fed up with it and told her mom that she was closing the card so that she couldn't use it anymore because she didn't want her credit ruined. Her mom quietly complied. So we went to the credit union a week later to close the card and to open one with a small limit at a different credit union that my GF does all of her banking through. (Her mom has no access to her main account anymore) we closed the card with no problems, but when we went to open the new card at the other bank, they pulled her credit and showed us the credit report. This is when our hearts really dropped. Her mom had fraudulently opened 2 other cards (one was a 2500 limit, one was 500) and tried to open 3 others under my GF's identity. The $2500 limit was maxed out , and there was $260 on the other one. This is a huge blow to us in what has already been a stressful year. I've urged her to take legal action but she's hesitant to because she still loves her mom too much to. And if we did take legal action it would essentially be the end of her parents already rocky marriage. I honestly just don't know what to do. [link] [comments]  |
| Accepting a promotion or not. Decision needs to be made by tomorrow. Posted: 30 May 2018 04:53 PM PDT Up front, I apologize for my vagueness as I want to keep some general anonymity. I have been working for an alcoholic beverage company in Southern California for close to a year now. The pay averaging out to 31k. I requested a raise in January and over the past few months the company has been distant causing me to get upset with company. Recently though they have been getting extremely involved. Instead of a raise in my current territory, they offered me a "promotion" to a San Francisco territory and a raise to 40k with a 4k signing bonus. If I don't accept, the second option given was termination (due to affordability of my current position.) Here is why I'm hesitant to accept the move. I've heard nothing but terrible things about the housing costs in San Francisco and I'm not sure 40k would be enough to afford the move and living. The company has also made empty promise after empty promise leaving me hanging over and over. I have tried negotiating to very little avail. Currently I have 0 savings living paycheck to paycheck. I have Lyft and Uber I can fall back on and I'm currently interviewing for other alcohol sales positions. Ive also built some great relationships in the Southern California area and have some job leads through them. Any advice you could provide would be fantastic. [link] [comments]  |
| Posted: 30 May 2018 11:17 AM PDT Firstly, apologies if this is commonly answered; Reddit's being fucky for me ATM and neither the sidebar nor the search function are loading anything. I've been a bit overwhelmed these past few months, still have yet to fully go over the specific details of it. I know it's fluctuating between 10.5 and 11.5K with a .5 management fee (which seems a bit high?) A little background about me: 25M, making 30k pre-tax in unskilled labor but with very low CoL, 500 in savings & 1000 in a Roth Ira opened this year through Wealthfront, 300 in credit card debt I'll be able to fully pay off next month & 200 owed to the state from misfiled taxes in 2015, which I can also pay off next month. Long term, I plan on resuming school soon, first trades (HVAC) to make some real money, and later something STEM. Obviously, my first step is to actually get to know what's been left to me, but after than I'm not entirely sure. After doing a little reading, I think I'd like to "sell out" enough of the account to pay off my credit card & tax debt immediately, increase my emergency fund to 1k immediately, and max out my IRA contribution for the year, which will leave me with around 4k left. Does this seem reasonable, and what should I be doing with the remaining money? Simply leave it? Move it to Wealthfront for the lower fees? [link] [comments]  |
| Posted: 30 May 2018 12:33 PM PDT I read a post here by some guy a while ago about how having a health scare really reminded him of mortality and inspired him to really plan for his eventual (hopefully not early) death as to lessen the burden on his wife as much as possible. I thought that was an extremely selfless, romantic, and responsible gesture and I want to be like that guy. And I want to start by starting now.
We are both 25. No debt, both making the same (as of now). We just got married about 2 weeks ago (YAY! :D) and I'm not really sure what all there is that we need to do. I can think of a few things:
Also, I should note that we make effective communication a priority, are on the same page with our financial priorities, and have 100% trust in each other. I wouldn't need a prenup even if I was worth that much. She's really a fantastic, down to earth lady and I trust her with everything I have. Just thought I should put that out there as I'm asking for advice on what you all think some effective estate-management strategies for married couples would be. We make our decisions together because we trust one another.
Okay, just had to get that out there. Anyway, is there some kind of checklist that lays out everything we need to be aware of?
1) What do we need to change and start thinking about or planning?
2) After we merge finances, what are some successful ways of disciplining and managing our money and making financial decisions?
There are probably more questions I should be asking that I don't even know to ask... so please if you've got advice I'd like to hear it. Thanks. [link] [comments]  |
| Need a sanity check on ER bill. Posted: 30 May 2018 04:44 PM PDT My wife experienced some numbness in her arm one night, so we took a trip to the ER. They did not do any blood work nor x-rays, and she refused to do a CT scan. The only thing the hospital did was have someone check her out and said that it was probably due to a pinched nerve in her back, and then offered to do a CT scan (which she refused). Anyways, hospital bill comes in and we are charged about $1,400 for the visit. We live in California, but is this normal? There's no itemization in the bill, which I guess makes sense since the hospital really didn't do much other than a basic check-up. We have called both the hospital and our insurance, and both are saying that they do not have an itemized copy of the bill. Per the hospital, not having an itemized copy was due to the type of emergency (level 3) for the visit. It's our first visit of this kind to the ER and we're both just kind of shocked with how much it cost for what turned out to be a pretty basic check-up. A couple of our friends who work in the medical industry in the same state were also surprised with the bill. Am I just stuck with the bill? Just looking to see if there's other ways to dispute this, or request for more sensible documentation of our bill. Edit: Thanks for the replies, all! It's a ridiculous amount of money to me, but it's good to know that it wasnt malicious ot anything. [link] [comments]  |
| Posted: 30 May 2018 05:59 AM PDT Hello, I had an awkward conversation over the phone with my boss today. I jokingly asked if I would get holiday pay for filling in for someone over memorial day, he responded with "well you're not w2 so don't expect it.", I responded with a "what", he followed up explaining the contract I signed was a "1099". I did my research and found that I totally do not qualify as a "Independent contractor" The thing is I am hired though a staffing company, the staffing services (Ill call them Staff) were hired by a bigger company (Biggs Co.). Biggs Co. has been dictating all of what is mentioned above. I did sign a contract with the Staff. I work in the medical field as a IT trainer. I teach classes and I go support them in hospitals owned by Biggs Co.. I have a detailed schedule of where to be and when. I get specific instructions and a script to "read." I have a dress code. I get paid hourly. I have three bosses (Two in Biggs Co, one in Staff). There are "full time staff" that are W-2 but are hired directly by Biggs Co.. How screwed am I? I know I should have filed something in April with estimated wages. I did some research on the IRS SS-8 from, can this be done after my contract ends? I get paid a pretty good wage for someone of my age so I am hesitant about raising a hand. I started this job in January, but my contract ends tomorrow so I am almost ready to burn bridges. Only problem is it's a 50/50 if Staff will be hired again for a project in January which I would really like to be on and I know if I pursue the SS-8 they will not hire me again. [link] [comments]  |
| Help me! What are some of your budgeting tips? Posted: 30 May 2018 05:39 PM PDT I am absolutely terrible at budgeting/saving. I'm about to start a full time job and be on my own, and I need some advice and tips on how to budget/save. [link] [comments]  |
| 15k+ debt. In between jobs. 24 years old Posted: 30 May 2018 05:24 PM PDT Hi, I'm in a pretty sore spot in life. I did it to myself but I'm struggling to see how I won't be tied down by this for the next 4-5 years I had a car acident where a car was written off 3 years ago. My insurance wouldn't cover it so I got a bill of $15,000 sent to me. I have paid of $1,000 and went unemployed for a while so my payment stopped. It's started again at $100 a fortnight. The woman I spoke to from the debt collection was understanding with my sutuation and said the offer to pay 50% of the debt in a one off transaction was still available to me I have recently (since 2 months ago) overcome drug and alcohol addiction. I have been working a decently paying job earning -/+ 1000 a week, though I began gambling up to 80% of it in a poor replacement/compensation to substance abusing I'm no longer gambling. I'm giving 80% of each pay to my mother. (I feel a bit hopeless as a man and too ashamed to commit to anything now besides work/earning money. Which I guess is besides the point My job now is unfortunately a seasonal position and the job will eventually phase out. My employers love my work (I'm an exp machine operator, no other qualifications) but the work load will end soon and I'll be redundant) My questions are Is it wiser to pay off 100 a week, fortnight, month? (No interest incl) Is it wise to save up to 7-8k and pay of the debt in one transaction? Should I try to work full time + study or work 2 jobs to earn/save as much as possible before attempting a study? At 24, in my position, is it worth begining a trade as an apprentice for 3 years of lower wages? I know these answers are for me to decide but I really would appreciate the help as I don't have any financial guidence Thank you [link] [comments]  |
| Posted: 30 May 2018 06:45 PM PDT I live in Fresno California and I also work for a company where its office is located in Fresno. I get paid minimum wage and I get reimbursed for using my vehicle to transport clients or for driving out of town. I work with the developmentally disabled and the guy I take care of lives out of town 40 miles away. I've been working 8 hour shifts 32-40 hours a week every week since at least May of last year. When my manager first sent me to this location they told me I would be paid gas mileage at a rate of $0.50 a mile. I asked if they paid both ways or one way. She quickly told me the company only pays one way. Today I was training my co-worker who also comes from Fresno. I don't know how the subject got to pay but she mentioned she got paid both ways. It turns out they pay her 40 miles to work and 40 miles back home. I thought they only paid workers both ways if they are normally scheduled in town and are only covering a shift for a day. But she told me she's been paid both ways for over 6 months and that she works 3-5 shifts a week at my location. It also turns out another staff member that comes out here gets paid both ways. I feel cheated and disrespected as anyone would feel and I have no idea what to do. The three of us all drive out of Fresno and do the exact same job for minimum wage. I've been working out of town 6 months longer than them and the entire time they've been getting paid both ways. I don't think this is a new rule I think they just wanted to cheat me or they were playing ignorance. If I was actually supposed to be paid out of town and back I don't know if they will back pay me the miles or if they will tell me I accepted the miles I was given and I'm screwed. I'm sorry for everything being scattered or if what I wrote comes out confusing I'm just completely stressed out. I haven't spoken to them yet either I plan on doing that Friday I just don't know where to begin. [link] [comments]  |
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