Personal Finance Buying my ex-husband out of our home after divorce. Good idea? |
- Buying my ex-husband out of our home after divorce. Good idea?
- Just got paid $20k lump sum for this year's worth of side jobs as a 1099. Looking for guidance on how to manage that money
- 23 y/o living alone making $41k/year - should I move back home for a while to pay back $27k in debt and start saving? Is moving back with your parents worth it?
- Should I purchase a mobile home and live in it? Or would this be a worse investment than just renting a cheap apartment over the long term?
- Made $20K for 5 yrs. Read this forum, and got 2 pot. employers to compete, now making $42K
- Employer made clerical error that caused me to receive my dads check
- My tax refund was offset for a few years because of a fraudulent student loan. Now that the loan has been cleared from my record can I get that money back?
- Should I cash out my bitcoin and pay off a student loan or keep the coin to see if it increases?
- Is it "dumb" to use 35k to start paying off a 2.89% mortgage vs investing?
- Ready to stop being a child ...
- Recently started an HSA and 19 days in my wife had to have an emergency appendectomy
- 800 credit score > single late payment > 75 point drop. How to fix?
- [Taxes] Noticed that my medicare taxes have increased without any salary change, was there a new tax added?
- Roth IRA question
- First time selling a used car in Texas on Craigslist, what should I be watching out for in potential buyers
- When to switch from paying student loans to investing?
- Advice on student loan repayment
- Expenses during my twenties (mostly BE, some US)
- Student Loans Repayments
- Signed an 8 month lease but just found a gem of a house
- Confused about roth IRA contribution
- I've been defrauded $100K from my personal savings account
- Is my life plan plausible?
- Parents want to open a store and put me working there (Portugal)
| Buying my ex-husband out of our home after divorce. Good idea? Posted: 03 Dec 2017 06:06 AM PST I need your advice please! We are divorced. The home was built in 1971. It's two story, 2000 sq. feet with a 1000 sq ft basement, mostly finished. We divorced last year but my (now) ex-husband has lived by himself in the house for the last 13 years (that's another story). In any case he has not maintained the home very well. The home is in Colorado in a very desirable area. It sits on 3.25 acres which makes it more desirable. The home itself sits on one of two lots. The other lot can be easily separated (this would create two equal sized lots, one with the house and the other vacant but buildable) and sold independently. Lots are going for about 150k conservatively. The home and both lots are paid off. The current market value is $525k for the home and both lots together which is very low due to the poor condition of the home. I would be buying the home and both lots (refinancing it, since I technically already own it) for $367,500 per the divorce decree. He gets 70% of the current market value of $525k because I had s lot more in 401k. Comparable homes in the neighborhood (in good shape with remodeling) go for about $600k now. I'm 59, make about $125 a year. I will be getting about $100k from the sale of a rental home we have when that sells. I'm renting now for $1200. No other debt. Emergency fund/savings of about $30k. Last year I contributed the full amount 18k to a 401k but no match. I need to decide and sign off on this deal in about 48 hours. [link] [comments]  |
| Posted: 03 Dec 2017 04:06 AM PST I've been doing some computer stuff for a new doctor friend this year and now that he's finally up and working he paid me $20k all at once. He's still saying I can write stuff off and lower my taxes as he's paying me as a 1099 contractor. I've always worked for a company and have zero knowledge about working on the side. At my primary job I'm making out my 403b retirement savings already. I'm also contributing the maximum $5500 for a Roth IRA. Should I treat this $20k as any other money I receive or should I have a separate account? I'll be getting paid monthly starting next year. So here I am looking for some guidance on what to do next, are there any resources that I should start looking into first? [link] [comments]  |
| Posted: 03 Dec 2017 08:03 AM PST Hey /r/personalfinance! I have a big dilemma in front of me - I am 23 and currently taking home 41k/year ($3416/month) after tax (pre-tax is about $58k), and I am wondering if I should move back home to save money and pay back my debts.I started living on my own after high school, as I was tired of living with crappy roommates and so as soon as I got what I thought was an ok-paying job (with no dependents/or significant expenses) I went ahead and rented an apartment by myself. As this was the first time I lived entirely on my own (I had only lived with roommates etc or at home up to that point) I had to start entirely from scratch, and had the (in hindsight, bad) idea of purchasing all the the furniture and various household items that I wanted straight away when moving in as I thought it'd be worth it to have everything I thought I needed from day 1 and just pay it off in 1 year. 4K 75" TV, home teathre, shelves, books, lamps, plants, furniture, kitchen supplies, beds, sofas, fridge, freezer, washer, dryer, tables, bookcases, and all sorts of things later I ended up using all that I had saved ($3-4K), and with $14k in debt all in all (loan at 12.95% EAR) On top of that, because of things I shouldn't have purchased, misc. emergency expenses and unforeseen circumstances, I also ended up with $13k of credit card debt (6k at 0% EAR for 6 months and 7k 11% EAR) I also have my student loan at 5 years/$8k left, though with an interest rate of only 1,75%, so paying this back beyond minimum payments hasn't really been a priority. My fixed monthly expenses are:
(I should add there is little room for cuts here, all of this is already at the bare minimum for the local COL - I live in the 11th most expensive city in the world by cost of living) This means that in living expenses only, I am at $2130/month. Realistically, it's more than that as I always have at least $50-200 in various costs popping up once in a while. This leaves me with $1200 a month to pay off my debt. And that's without any fun money, no traveling, never eating or going out, or buying any gadgets. At this rate, I'll have paid off my $27k debt in 27 months, provided nothing major breaks down, and I still never go out/travel/buy anything new. Which seems sad and unrealistic. — In short, even though I really enjoy where I live and my material possessions, I feel trapped by debt, and as I sit down on my $1k leather sofa watching the 75" 4K TV I just had to have (spoiler alert: I didn't really need it and should have gotten a cheaper one), I wonder in unrest each night if I should just cut my losses, sell everything I own, and move back home. If I sold all of my furniture, gadgets and misc. stuff, I estimate that I'd end up with 7-10k (this is realistic from experience), in addition I'd also get my $4k lease security back and could also return some other items that I purchased for full price thanks to extended return policies for $5k. — I have thought about this for some time, and came up with the following:PROS of moving back home:
CONS of moving back home:
I should also add that my job is not very fulfilling and I would like to save up enough to be able to cover 3-4 years worth of living expenses in the near future (at a much lower COL than my current one) freeing up time from my day job so that I can travel for a while and then go off on my own starting my own business and/or freelancing. (millennial cliché, I know, but even so it's what I'd like to do next in the near future!) I already do consulting and small side projects on the side, so I could make it work with some extra time to work on them. This sort of "travel/startup capital" would easily be achievable if I lived at home for 2-3 years. However if I keep doing as I do now, it'll be at least 5-8 years before I have any sort of money reserve put aside.. — Ideally I'd much rather stay where I am, but I'm finding the financial and future implications (as well as remaining stuck with increasing debt) very concerning. What do you guys think? Should I just suck it up, cut my losses, move back home and pay back my debt/start saving towards my goal? Would you, if you were in my position? I realise that I alone can answer this question, but I would highly appreciate any inputs/thoughts, or experiences if any of you have been through something similar before. Thanks!//Side note, I don't live in the U.S., but converted the local currency to USD for ease of discussion here. Also, I live in a country (Scandinavia) with universal free health care, so potential unexpected medical expenses are luckily not a concern// Edit1: Wow, this blew up! Thanks for all the comments and thoughts on this topic, really appreciate it. Edit2: Just to clarify, I would never consider this if I knew it'd be a burden to my parents (and neither should you!) However, in my case, me moving back home would be perfectly fine with my mother (whom I'd be moving back with). In fact she never wanted me to leave in the first place, calls every day, visits me almost every week and always complains that I don't go to her place often enough. Also she has some health issues and would only appreciate having me there to help around the house. Edit3: Don't get me wrong, I am not suggesting or advocating to "leech" on your parents to buy expensive crap you don't need. First, you should never consider this unless you're sure your parents would want you to move back. Also, if do I end up moving back, I'd be sure to contribute either by taking care of the house, errands, chores etc. For better or worse, I'm a gainfully employed adult now and would never want to become a spoiled adult-child just leeching off my parent's resources. It would be a symbiotic deal, not a parasitic one. [link] [comments]  |
| Posted: 03 Dec 2017 05:39 AM PST Are mobile homes a good "investment" in terms of long term living and saving money? Or do they eat up a lot of money with lot fees and necessary maintenance? Should I just stick to renting out cheap apartment rooms as opposed to purchasing my own mobile home? [link] [comments]  |
| Made $20K for 5 yrs. Read this forum, and got 2 pot. employers to compete, now making $42K Posted: 03 Dec 2017 08:48 AM PST First of all, I want to thank each and every one of you for helping me get this new job. Whether or not you've posted a story like this or just read and/or commented on others, thank you! I posted a while back about how I've been working at home freelancing in marketing for the past 5 years and had no idea how much I would qualify to make in an office setting doing a similar kind of work. This was partly because I have been trying not delegate due to wanting to make sure things were done right, not having the funds, and not having any idea how to ask someone else to do them if I didn't learn them myself. I sent resumes out for about 2 months (with some time in between), about 25 applications total. I heard back from no one except recruiters for a long time. I started to pray and meditate, and practiced a sanskrit mantra about prosperity. Right after that, I heard back from 2 employers within a span of 2 days and got interviews! The first one was a small woman-owned company and would be a reverse commute, with some time working from home. They wanted another interview. I asked for $42K and waited for a response. Meanwhile, the company with the long commute hired me on the spot for $35K, but it was a long commute and long working hours with no work/life balance. So I called the first interviewer back and let them know that this had happened and they wanted me to start very shortly, and could we do the other interview to make sure I had time to finish the interview. The second place hired me! And for the amount that I requested (which was $42K, which I knew was a little low for them but not too low, which would help me get in the door). This taught me that intentions and attitude are so important and the universe works in mysterious (and good) ways, which I am not in control of. I have worked there for 1 week, but I wanted to thank all of you because without reading what other people have done in this situation, I never would have even known to try to get employers to out-bid or out-hire each other. Wanted to make sure I do a gratitude post. Thank you!!! Edit: Clarified that I was referring to the job with the long commute to state that it hired me first, and then the job with the shorter commute hired me. [link] [comments]  |
| Employer made clerical error that caused me to receive my dads check Posted: 03 Dec 2017 05:43 PM PST My father and i both work for the same company and have the same first and last name So This week I received 2 deposits from payroll and my dad didnt get his check. Inevitably the mistake was when they went to change my direct deposit account after i submitted forms they accidentally changed my fathers to my account so his check came to me. Now they want me to just pay him the cash back but im worried this extra income could cause me additional taxes or discrepencies in the future. All of this doesnt seem legally right? Any advice? [link] [comments]  |
| Posted: 03 Dec 2017 04:59 AM PST Basically the title. Some added detail: The tax refunds included tax credits so they were rather large ($2000-$5000). I worked with the DoE to get them dismissed. Tough work, but eventually thanks to some airplane receipts it was determined I couldn't have signed the promissory note (?) in the college's financial aid office since I was 3,000 miles away at the time. We weren't doing well financially at the time, and needed the refunds to pay for child care for the year. This sent us into a downward spiral that we've only just now recovered from 7 years later. My questions: Can I reclaim these offset refunds? It would be great to use the money to pay off our car loan in under a year. How do I initiate this process? Where do I start? The IRS? The DoE? Thanks in advance. [link] [comments]  |
| Should I cash out my bitcoin and pay off a student loan or keep the coin to see if it increases? Posted: 03 Dec 2017 03:58 PM PST Hi! I put a little more than a hundred dollars into bitcoin in 2016 and I didn't end up spending it so it's just been sitting there. I recently heard about the increase in value so I went and checked and it's worth more than $2500 right now. I have 30k in student loans, but because my salary is so low I have $0 monthly payments on the ibr plan. I intend to still pay them off each month and focus on the higher interest rate ones. I have 15 total direct federal loans with interest rates from 3.4, 4.5, and 6.8%. The amounts range from $900 to around $2800 each. The smaller ones are the ones with the higher interest rates. Should I leave the bitcoin in there to gain more value (I know nothing about investing or bubbles though), withdraw and take out a student loan or two, or withdraw and make that my emergency fund (no savings yet). I'd be interested in leaving it in there and seeing what it can become, but I understand it's very volatile. If anyone has any advice on what would be the smartest decision, I'd appreciate it! [link] [comments]  |
| Is it "dumb" to use 35k to start paying off a 2.89% mortgage vs investing? Posted: 03 Dec 2017 04:54 PM PST After putting the down payment on my home and allocating funds for my taxes, I am sitting on approximately 35k. Would I be considered "dumb" for taking a large amount of my money and putting it towards my principle instead of investing? [link] [comments]  |
| Ready to stop being a child ... Posted: 03 Dec 2017 10:55 AM PST I'm 23 years old and currently make $600-800 every 2 weeks while attending school full time . My monthly expenses are between $500-600 and currently have about $300 in credit card debt. Are there any tips , spreadsheets( if so how to do them) , or techniques I should know in order to save efficiency as well as track/cut my expenses . Thank you in advance [link] [comments]  |
| Recently started an HSA and 19 days in my wife had to have an emergency appendectomy Posted: 03 Dec 2017 04:13 PM PST Hey everyone! I recently moved to a new area and took a new job. The health insurance premiums my company provides is really high so I took a gamble and started an HSA with no money in savings and a very tight budget. 19 days in my wife's appendix ruptured and she had to spend several days in the hospital after the surgery. The deductible is 6,500 and then they pay 80% after with a 12,500 max out of pocket. I'm starting to get numerous medical bills in the mail and do not have them all yet either. My employer puts 175 a month into my HSA and Im planning on putting in 50 for a total of 225 a month. I want to try setting up payment plans with them all but since I don't have all The bills yet I'm unsure of how to budget this out of the 225 a month I will be able to swing until every one of the bills comes in. (Which I'm not even sure how many there will be) What would be the best steps to take to try to stay on top of this without damaging my credit? Any advice would be greatly appreciated! [link] [comments]  |
| 800 credit score > single late payment > 75 point drop. How to fix? Posted: 03 Dec 2017 09:09 AM PST I purchased work things on a retail credit account to get a significant discount. When the bill came due, I paid it once, but it wouldn't process even though I had plenty of money in my account. I verified my bank information and tried to process the payment a second time. It still wouldn't go through, and I fell behind. At this point, I end up paying in store. The next day, I get a call from the retailer's credit department telling me I'm behind. I inform her about the situation and try to figure out what went wrong. Come to find out, because I didn't include the multiple zeros that precede my unique account number, they couldn't process it. This caught me off guard because I pay over 10 accounts (utility, credit, etc) using only the unique number without the preceding zeros and have never had a problem. As of yesterday, Credit Karma showed a 75 point drop. I got pretty sick to my stomach. Is it possible the finance department will work with me to get this removed? The person I spoke with immediately recognized the problem when I told her what type of financial institution I use and said she would leave notes on my account. Any tips/experiences with this sort of situation? [link] [comments]  |
| Posted: 03 Dec 2017 07:28 PM PST I was going over my budget and I noticed that since October my medicare taxes have gone up without any change in my salary. The line item on ADP says I'm now paying the Medicare Tax (which is normal), and now an additional "Medicare Surtax". Was this a new tax added or just phased in? Doing some googling finds something from 2013 but I didn't see anything regarding a phase in during 2017. [link] [comments]  |
| Posted: 03 Dec 2017 03:42 PM PST I've heard a lot over the years that it is more beneficial for low income people to invest in a Roth IRA instead of a 401k. Is this true? If so, how? If it's not true, where do you think this idea may have come from? Thank you [link] [comments]  |
| Posted: 03 Dec 2017 12:22 PM PST I'm selling a used 10 year old car in the DFW area. It's been maintained very well over the last 10 years and in pretty good shape. Since this is my first time selling a car, what all should I be on the lookout for, as far as scammers go, and what are good signs in potential buyers? I already had someone email with some "I'm only in town TODAY, it's urgent, you'll need to bring it HERE, blah blah blah" and I didn't even respond because it just sounded very off and sprang a whole ton of red flags. So far, I'm planning on meeting with any potential buyers at a police station "Internet Exchange / Purchase" spot, and asking for cash only, no money orders or cashiers checks. If a person decides to buy, do I keep the license plate, do we go to the courthouse together for the title transfer, etc.? TL;DR I'm a newbie car seller on the private market and don't want to get taken in by a scammer. What do? [link] [comments]  |
| When to switch from paying student loans to investing? Posted: 03 Dec 2017 03:38 PM PST Hello everyone, When do you think I should start investing instead of paying off my student loans? Is there a point where I would gain more during investing vs. paying off my loans? Some info about me: Currently am making ~$1800-2000 month (after taxes), and my budgeted expenses is $1000 per month. This leaves me with ~$800-1000/month that I can use to throw at my debt. (I am also currently job searching for better paying opportunities in the area. I have had several interviews for full-time or better paying part-time positions. No job offers yet.) (I am able to live on $1000 per month due to sharing/splitting costs with my boyfriend and minimizing excessive spending.) Here's my budget for December: (My boyfriend pays for our rent, netflix/entertainment subscriptions, laundry costs, and any extra food that he wants to buy, as well as his own expenses, like car insurance, gas, cell phone, etc. My parents are also kind enough to pay for my car insurance.) Income: $1800.00 Saving: $100.00 (Wisdom Teeth Removal in Jan.) Expenses: Electric: $77.00 (Budget Billing) Internet $66.89 (Includes taxes + modem rental) Recycling: $20.00 Gas: $60.00 Car Maintenance: $100.00 (Need some work done, trying to save up for it.) Groceries/Household: $250.00 (Food + Toiletries + Household) Personal Spending: $50.00 Cell Phone: $36.20 (Total Wireless) Medical: $25.00 Health Insurance: $190.00 Dental Insurance: $25.00 Total Expenses: $1000.09) Leftover: $799.91 I have the following student loans that I want to pay off: ~$1800 @ 6.8% When should I begin to start investing rather than pay off loans? I am thinking that I want to pay off the first two loans since they are the highest interest rate. Any advice is helpful. Thanks! [link] [comments]  |
| Advice on student loan repayment Posted: 03 Dec 2017 07:07 PM PST Evening everyone. I have a bit of a nightmare student loan situation. Approx 16k federal, 100k private. Yes private. And I know. 😔 Luckily, my IBR for federal is fantastic and affordable. As well know private is much less forgiving. However, a stroke of luck and me constantly being in communication about my account and loan has earned me some flexibility with LendKey. My payment is now coming due, and the payment plan is putting me at 1300 a month (minimum) Wife and I have adjusted our budgets, bought a house that actually reduces our housing expense by $400/mo, and drive two POS cars that I personally repair. We forego vacations for ourselves and two children, don't splurge on anything except for Christmas and birthdays of our children, and generally live pretty damn close to paycheck to paycheck. We are very slowly building a savings, more like a trickle. What are my options to make the repayment actually doable? Obviously increasing income, but let's assume our income is not going to change. For at least the next 4 years or so, my wife will continue not to work as it made more sense financially for her to stay home than work literally to pay for daycare. I make 65k/yr, can expect a 2-5% increase per year, 5% into 401k. I do side gigs and stuff totally maybe 5k/year extra. Do I attempt the impossible and try for a bankruptcy? Do I refi the private loans for a longer term somehow? Starting to panic as I'm going to assume Lendkey is not going to be so understanding much longer. Thanks a ton for ideas! [link] [comments]  |
| Expenses during my twenties (mostly BE, some US) Posted: 03 Dec 2017 05:11 AM PST https://i.imgur.com/nf4A5yb.png I have been tracking my expenses since 2005. Currency is euro. The graph represents the average trailing expenses of the period while I was living in Belgium, i.e. the amount at 10/2006 are my average expenses (per month) for the year up to 10/2006, i.e. 11/1/2005-10/30/2006. In 2014 I moved to an expensive city in the USA, hence increasing expenses. I have been working in tech all this time, so my expenses are a fraction of my income. The second graph shows the same period but the different categories. https://i.imgur.com/kBe4vX4.png And the following is all of my expenses during my twenties in a pie chart. As one can see, I prioritized travel. https://i.imgur.com/EZ5hiag.png [link] [comments]  |
| Posted: 03 Dec 2017 03:00 PM PST I'm going to preface this by admitting I had no clue what I was getting into. My uncle told me to just sign the paperwork and get through college. I have 100k in student loans. I make 70k (after taxes and everything it's $1650 bi weekly) and my student loan repayments start on Christmas at $1083 a month. My apartment is $1100 a month. I can technically afford both but I'm unsure how I should be organizing/saving the money I have left. My uncle told me I should consider getting my license and a car so I can move further away from the city and spend less on rent but I'm think that will end up costing me more money. I am also considering refinancing my loan for lower payments. Is this a good idea? [link] [comments]  |
| Signed an 8 month lease but just found a gem of a house Posted: 03 Dec 2017 07:18 AM PST Hello Personal Finance I recently signed an 8 month lease at my apartment at the start of November. My goal was to start looking at houses around February next year but I like to lurk on Zillow, trulia, and realtor. I found this amazing too good to be true house on Zillow. It was an amazing price for a great location near my job. It was also a new construction. Most of the new construction townhomes around the area were 300-500k and new construction houses were 400-700k. This little gem was 350k new construction house and it was fairly big. One of my buddies thought there was a high tension power line near by that was dropping the value of the house we did a google map search and couldn't find one at the address. I told my parents about this great deal and told them it just can't possibly be true but apparently a close friend of theirs did find a similar house for that price in that area as well. Should I hire a realtor and tell them go check out this place? What steps should I take? I've saved up quite a bit for a down payment. [link] [comments]  |
| Confused about roth IRA contribution Posted: 03 Dec 2017 06:35 PM PST Today we figured out that we make too much to contribute to an ira due to company stocks that my husband was given. Unfortunately, we have already deposited 5500 each into separate roth iras for the tax year. I don't have a 401k, but my husband does. We have not maxed his out, but after doing some research it appears we might be too late to do this? (We have been contributing some, but are still about 10k under the limit). My other question is about the backdoor IRA, people keep mentioning this as a way to get around the max AGI to contribut, but what I don't understand is I already have a roth (no traditional), so can I just keep my account? Why go through such a round about way to do the same thing? What am I supposed to do with the money in there now? Will I get a penalty fee for withdrawing? Sorry for all the questions, I'm just totally lost and confused! Any suggestions are greatly appreciated! [link] [comments]  |
| I've been defrauded $100K from my personal savings account Posted: 03 Dec 2017 01:15 AM PST Hello I've recently found out that I have lost over 100k from my St George savings account. This account has no direct access to external accounts and transactions must first be made to an everyday banking account. However, this is a shared account with my mother who has been putting in savings for me. The fraudulent transactions have occurred over a three week period a few months ago. This was done in 18 separate transactions amounting between $4000 - $10000. These transactions were carried out with the descriptions of "phone transfers" & "internet withdrawals" to two separate account numbers, with one being my mother's and another which is unknown. I believe the fraud has occurred by first transferring to my mother's everyday banking account. This is currently all my knowledge of the situation. This has only recently come to my attention as I do not pay attention to that bank account and have had poor communication with my mother due to recent personal issues. I really regret not constantly checking my bank accounts as I should've caught onto the matter long before 18 transactions. However, I really can't comprehend how the bank has allowed all these suspicious transactions to be carried out consistently for weeks, and have no red flags raised. My first step will be going to the branch to lodge a complaint. However, I am really worried about how long this process will take and whether or not I will be able to retrieve all my money back. Has anyone else experienced something similar and would like to share their experience and process? I know credit card fraud is common, but have never expected my savings account to be defrauded. Thanks [link] [comments]  |
| Posted: 03 Dec 2017 02:11 PM PST Here goes nothing. I'm 17, a Junior in high school, I live in Missouri. Currently, I live with my mother who is very poor, however, my father is slightly more wealthy and buys me things I need from time to time. What I plan to do when I graduate high school is to start working full time at the nursing home I now work part time at ($9.50/hour) and save up enough to move to Philadelphia, PA. I've always wanted to live in a big city and it is by far one of the most affordable, and seems to fit my ideal lifestyle. Once I do move there, I plan on applying for a job in network security once I get settled in using my self taught skills (which still needs some work, but I'm currently dedicating my life to this). I'll keep this job to keep me stable until I maybe work up to something else. I don't plan on going to college. Is this stupid plan plausible? I'm pretty much pulling this out of my ass, so please rip my it apart and tell me what I need to do to make this work, if it will at all. [link] [comments]  |
| Parents want to open a store and put me working there (Portugal) Posted: 03 Dec 2017 03:30 PM PST I'm 21, from Portugal. I went to college to pursue a Hospitality Management degree, but decided to freeze and keep doing it later, 1 year is finished, 2 years left. Since I really can't find any motivation right now. So i'm currently looking for a job while at parents home so I can at least start saving up money for my future. Now the thing is: My mom has a kids-clothing store, she does like 2-3k€ a month of profit, it doesnt look too much but you can really live well in Portugal with that amount. She always tried to expand her business by opening different stores but some of them failed. Although the main one (where we live) always did profit. She had the idea to open up some technology and gadget store where we fix computers, mobile phones, all kinds of gadgets. My dad can fix almost anything that has to do with gadget so he would help me out. Although the store would not be directly for me, I would just be their employee. The pros of this situation:
Im still not sure if this is a good idea since I would not be the store owner. Should I accept it? [link] [comments]  |
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