It's moronic Monday, the Wednesday edition, your chance to ask any of those questions that you're embarrassed to ask in real life. Investing |
- It's moronic Monday, the Wednesday edition, your chance to ask any of those questions that you're embarrassed to ask in real life.
- "Keep an umbrella for when it rains", a case for short term cash investments.
- Lost $5,000 this year but dont want to use it as deduction. Can I use it for next year?
- Disney suing Redbox for selling download codes.
- Difference between Index funds that are ETFs vs those that are mutual funds
- Can a small investor take a short position in bitcoin or anyone for that matter?
- I just finished my 12th month of active investing
- Daily advice thread. All questions about your personal situation should be asked here
- I need help with brokers who can deal with my country
- Beginner books for investing
- Take profits in fear of FIFO?
- Why would Apple have an incentive to bring cash back to the US with the proposed Tax plan?
- What do you all think about the market impact of this reddit thread?
- EE savings bonds - rate logic is wacky
- Taxation Regarding a Forced Sale and Broker Misguidance
- Lowest risk blue chip stocks that pay dividends?
- Why dividend stocks are a bad idea right now
- Regal Cinema (RGC)
- Registering for the Series 65 Exam, CRD#? Taking it without my firm knowing?
- Buy Alibaba stocks now?
- Just ordered little book of common sense investing
- Does anyone have an industry primer for Gaming & Lodging?
| Posted: 06 Dec 2017 04:05 AM PST We encourage all our visitors to ask those investing related questions they were always too afraid to ask. The members of /r/investing are here to answer and educate! NOTE If your question is "I have $10,000, what do I do?" or anything similar. There is no single answer to this question, but we will also need A LOT MORE information if we are to give some sort of answer
Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! [link] [comments]  |
| "Keep an umbrella for when it rains", a case for short term cash investments. Posted: 05 Dec 2017 05:00 PM PST I've seen lately, on this sub, an increasing concern for a stock market downturn. Will there be one? Yes. Do we know when? No. We all know that market timing is impossible but we all know that when the market has lost half its value or more, its time to buy. In 2008 there were stocks with beautiful cash flows and dividend yields of more than 7%. This is why cash securities are important even if they're paying very little. If the stock market tanks, you can cash out of these weaker investments and jump into the stock market at the most opportunistic entry point. Recently, I bought some treasury bonds yielding 1.9% that mature next August. I've seen nice CD's offered at credit unions between 2-3%. You will be charged a minute fee for cashing out early when the time comes. This won't eliminate the interest you earned and kept. It certainly won't matter when you see a company like Heinz yielding an irrational 8% and making double digit capital gains like following 2008. Hold stocks, but keep some cash too. Don't take my word for it. Think it over. I wish you luck and success in all your endeavors. [link] [comments]  |
| Lost $5,000 this year but dont want to use it as deduction. Can I use it for next year? Posted: 05 Dec 2017 06:15 PM PST My parents will fuck me up if I let them know. Can I use the $5,000 loss for next year income tax? [link] [comments]  |
| Disney suing Redbox for selling download codes. Posted: 06 Dec 2017 03:45 AM PST Hilariously dumb move by Redbox, which of course is no longer a public co. http://www.slashfilm.com/disney-suing-redbox/ "Redbox and Disney haven't had a distribution deal together since 2012, so Redbox has been buying Disney DVD and Blu-ray combo packs themselves and renting them out to customers. Those combo packs come with a digital download code, which Redbox has been separately packaging and selling to customers since October, when they launched a service offering those codes for sale in their kiosks." [link] [comments]  |
| Difference between Index funds that are ETFs vs those that are mutual funds Posted: 05 Dec 2017 04:41 PM PST Background: I'm a US citizen living abroad, and thus thanks to FATCA my investment options are limited. I talked to someone at Fidelity about opening a brokerage account and was told that I could, but I would not be allowed to buy mutual funds, but would be allowed to buy ETFs. I asked about index funds, and was told that I could buy index funds that are ETFs but not those that are mutual funds. How do I know which ones are which? Are there variations of the same funds that have the same makeup? Thanks [link] [comments]  |
| Can a small investor take a short position in bitcoin or anyone for that matter? Posted: 05 Dec 2017 11:14 PM PST |
| I just finished my 12th month of active investing Posted: 05 Dec 2017 11:47 AM PST I took active control of an ira I have and was able to turn $14,500 in to $20,000. It was vey scary at times. I made a few mistakes, but also had a lot of thrilling moments. Now, if I can just get that same rate of return the next 12 months! [link] [comments]  |
| Daily advice thread. All questions about your personal situation should be asked here Posted: 06 Dec 2017 04:05 AM PST If your question is "I have $10,000, what do I do?" or anything similar. There is no single answer to this question, but we will also need A LOT MORE information if we are to give some sort of answer
Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! [link] [comments]  |
| I need help with brokers who can deal with my country Posted: 06 Dec 2017 04:16 AM PST So I want to start investing small amounts in the stock market but I can't find a broker that deals with Lebanon. I am looking for a discount broker with small fees and who is trustworthy. Banks here charge 50 bucks per transaction which I find is a lot as compared with discount brokers who charge the usual 5-10. Any help would be much appreciated. [link] [comments]  |
| Posted: 06 Dec 2017 04:46 AM PST So I want to start investing in the future but I have no idea where to start, any recommendations on beginner books on investing? I am looking for investing books that are easy to read for beginners but will also give me a good understanding of investing. [link] [comments]  |
| Posted: 05 Dec 2017 11:20 AM PST Anyone else thinking about taking profits on the positions you've made money on? Say you had $1000 in a position and it is now $1500. Taking $500 so its taxed this year in the event FIFO goes through? Can reinvest that $500 into whatever I want next year. Index fund or something. Is this a terrible idea? [link] [comments]  |
| Why would Apple have an incentive to bring cash back to the US with the proposed Tax plan? Posted: 05 Dec 2017 07:57 AM PST I have read that the proposed plan would incentivize Apple to bring cash in from overseas. However, it is my understanding that Apple is already subject to a tax rate less than 20% (not sure of the exact %). Does this change anything for them? [link] [comments]  |
| What do you all think about the market impact of this reddit thread? Posted: 06 Dec 2017 03:10 AM PST |
| EE savings bonds - rate logic is wacky Posted: 06 Dec 2017 12:26 AM PST So, EE savings bonds sold 97-05 have a variable interest rate set every 6 months at 90% of the previous 6 months' average Treasury yield. EE savings bonds issued after 05, to quote the Treasury page, "We determine the fixed interest rate for EE Bonds by taking market yields and adjusting them to account for the value of components unique to savings bonds, including options that permit early redemption (redemption after the first 12 months) and tax deferral." When the change was made, that meant a 3.5% rate on new EE's vs ~2.6% on '97-'05 ones. However, the new methodology fell through the floor over the next few years and has pretty consistently been much worse. The last few years it's been at a ludicrous 0.1% vs a current ~1.68% (it varies a few tenths bond-to-bond, which I don't know the explanation for) on '97-'05 ones. TL;DR - y'all wild, Treasury [link] [comments]  |
| Taxation Regarding a Forced Sale and Broker Misguidance Posted: 05 Dec 2017 06:00 PM PST My Grandmother's broker recently spoke with her a few months ago about "dividends" that were sitting in her account and recommended reinvesting in stocks, rather than having a cash pile sit flat. After purchasing a multitude of new stocks under the guidance of her broker (note that this is an old-school broker, that charges much higher than E-Trade commission of $5/Trade), he has now informed her that he mistook the "dividends" in her account as profits from the forced sale of Panera. Panera was bought out earlier this year from a private investor, forcing a sale to all shareholders. My grandmother has been a shareholder for many years and had net profits on the forced sale in excess of $100K. Now my grandmother will have to liquidate her newly purchased stocks to be able to afford to pay her taxes. We came up with a few questions regarding this circumstance... a) How do investors handle the taxation of a forced sale? In this scenario, she would automatically be pushed to a higher tax bracket with $100K+ in profits. As an 80-something-year-old woman, she would have been more suited to trade her shares on an as-needed basis and remain in a lower tax bracket each year. Now she has to lose a larger chunk of profits to taxes. Is this something investors just have to deal with on a forced sale or is there an alternate strategy? b) Are there any FINRA rules in effect here that the broker is negligent? In my opinion, the broker is churning sales for commissions, after "mistaking" her newly $100K+ cash account as dividends (no possibility that her portfolio generated annual dividends in this excess amount previously), and will now get to collect additional commissions when she has to sell the new stock to pay back her tax liability. c) Is there any other options that we're not considering to now reduce her taxable basis? Her broker mentioned that she could donate her profits to the philanthropy of which he is a board member... (this one really makes me believe this guy is a crook). My grandmother said she's been had a relationship with her broker with 30 years, so she trusted him to manage her account and believed that she had a huge chunk of dividends ready to be reinvested. I do believe that there is fault on my grandmother for not doing her diligence, but when you consult a licensed professional, you generally take their word as confidence (physicians, lawyers, etc.). [link] [comments]  |
| Lowest risk blue chip stocks that pay dividends? Posted: 05 Dec 2017 09:51 AM PST Does this question make sense? As you can tell I am not very knowledgeable when it comes to stocks or investing. I want to invest in low risk, high quality stocks. Preferably those who pay dividends. Say you want to invest 100k in such stocks. 10 or 20 different stocks. 5-10% in each stock. I will hold these stocks for years. Only sell when they are up 50% and even then only sell the profit. What would you buy? [link] [comments]  |
| Why dividend stocks are a bad idea right now Posted: 06 Dec 2017 02:50 AM PST With the possibility of interest rates rising looming and since the market is looking a bit toppy and nervous, I'd like to address some popular advice about dividend stock investing. Many respected and credible sources like value line recommend robust companies with a high dividend to ensure principle if a recession hits. There are two reasons why I think high dividend stocks might not work out moving forward, especially if a recession hits. First, most companies I view as paying high dividends are highly leveraged and therefore will be adversely affected by both the tax bill, which reduces the tax credit on interest rate payments, and the rise in interest rates, which will increase the price of floating interest rates. This will jeopardize the companies ability to pay out their dividends. I'm thinking about AT&T, who is in a lot of debt and wants to take on even more debt to buy TWX. Most people won't care about watching HBO on their phone if a recession hits. And second, if interest rates rise, then the yield on risk free government bonds will increase, and 30 year bonds are already almost at a 3% yield. If the yield goes to 5%, why take the risk on a highly leveraged company if you can have the money ensured by the US government? High dividend stocks also historically have much less price action too making a bond likely more attractive. [link] [comments]  |
| Posted: 05 Dec 2017 05:42 PM PST Acquisition offer is for $23/share. Closed today at 22.68, an increase of 1.95 on the day. My question is whether he stock is likely to stay below the offer price based on uncertainty or whether it will rise above the offer price based on momentum or aome other valuation consideration. Anybody who's watched a lot of M&As play out have thoughts? [link] [comments]  |
| Registering for the Series 65 Exam, CRD#? Taking it without my firm knowing? Posted: 05 Dec 2017 09:08 PM PST Hello, When registering to take the series 65 what is my CRD#? Do I use my firms generic number? Also, can I take the exam without my employer knowing? I just wanted to alert them after I pass just in case I don't. Thanks! [link] [comments]  |
| Posted: 05 Dec 2017 06:41 AM PST Hey, New-ish to investing. New to Reddit. I have been seeing a drop in ALIBABA stock prices. The company overall seems to be doing fairly good and a lot of tech/internet companies have been seeing declines in the last few weeks. Is AliBaba a good buy right now? or should do you guys think it will see further declines? [link] [comments]  |
| Just ordered little book of common sense investing Posted: 05 Dec 2017 07:13 PM PST Currently a member of a finance and investment club. Looking to get my feet a little wetter in the world of finance. Just ordered little book of common sense investing to get a better understanding. Hoping people can recommend a series of finance books to develop a good understanding of the importance of things like intrinsic value, different philosophies of investing ect. A little background, I dont know much about investing but I am certainly the type of person who wants to slowly grow there money and re-invest dividends. Not very emotional, not to worried about ever pulling money out due to fear. Thanks!! [link] [comments]  |
| Does anyone have an industry primer for Gaming & Lodging? Posted: 05 Dec 2017 12:50 PM PST |
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