Financial Independence Daily FI discussion thread - Friday, February 04, 2022 |
- Daily FI discussion thread - Friday, February 04, 2022
- Has your emergency fund ever failed you?
- Need perspectives on having young kids
- Weekly FI Frugal Friday thread - February 04, 2022
- Daily FI discussion thread - Thursday, February 03, 2022
| Daily FI discussion thread - Friday, February 04, 2022 Posted: 04 Feb 2022 02:02 AM PST Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. [link] [comments] |
| Has your emergency fund ever failed you? Posted: 03 Feb 2022 12:26 PM PST When someone asks "How many months of expenses should I keep it my efund" the top 3 answers are "3-6 months", "6-12 months", or "it depends". The discussion ends there normally, but if it continues people normally talk about how if you have a family you might need more, or if your job is niche you might need more, or whatever. But almost never do I see people chiming in with stories of how their efund came in clutch or failed them. I think that is perhaps the most important thing. How many people cut the fund down to 3 months and ended up in a bad situation due to sudden expenses or job loss. You would expect if the 6-12 month people are right then there would be a bunch of horror stories from the 3-6 month people. So please share your experience. [link] [comments] |
| Need perspectives on having young kids Posted: 03 Feb 2022 07:50 PM PST Hey all! My husband and I both work from home in Miami and have no debt but our mortgage and 2 rentals (1 here, 1 in VA). We moved here for work, but have since gotten remote jobs and don't particularly want to stay. We have toyed with buying property in our desired "forever" area of Dallas-ish and move when the time is right. We have also talked about the digital nomad abroad route, which sounds very appealing. The thing is we have a 26 month old and a 3 month old (also a beloved pitty mix who would make living abroad difficult). If it were JUST us, we'd travel a bunch, maybe stay a year or two here and there, and eventually settle in one spot. But even when we retire and are a bit more flexible with our time, they'll both be under 10. I was homeschooled my whole life and we plan to do the same so we're not beholden to a set school year/place. But I know he's really concerned about stability for the kids (like extracurriculars and friends, etc.) For those who retired (fully or partly) with youngins - Or those who also find themselves with the freedom to live wherever they want while working... What do we need to be taking into consideration with the little ones? What are your experiences? I feel like a lot of ideal retirement scenarios aren't very child-oriented, so I'm curious about how folks balance their retirement goals with their younger children. Thanks so much! Tl;dr - what's it like retiring early with little kids? [link] [comments] |
| Weekly FI Frugal Friday thread - February 04, 2022 Posted: 04 Feb 2022 02:00 AM PST Please use this thread to discuss how amazingly cheap you are. How do you keep your costs low? How do become frugal without taking it to the extremes of frupidity? What costs have you realized could be cut from your life without pain? Use this weekly post to discuss Frugality in general. While the Rules for posting questions on the basics of personal finance/investing topics are more relaxed here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. [link] [comments] |
| Daily FI discussion thread - Thursday, February 03, 2022 Posted: 03 Feb 2022 02:02 AM PST Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. [link] [comments] |
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