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    Sunday, October 31, 2021

    Stocks - How many people manage to beat S&P 500?

    Stocks - How many people manage to beat S&P 500?


    How many people manage to beat S&P 500?

    Posted: 31 Oct 2021 07:25 AM PDT

    Active management is bad and it's getting worse. Every year, S&P Dow Jones Indices does a study on active versus passive management. Last year, they found that after 10 years, 85% of large-cap funds underperformed the S&P 500, and after 15 years, nearly 92 percent are trailing the index.

    That alone sounds pretty bizarre... However I think there are nuances to that.

    What's your success rate as a DIY investor/trader? Have you managed to beat S&P 500 over the course of at least 2-3 years? If you did what helped you the most and how you had to adjust your approach?

    submitted by /u/Delicious_Reporter21
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    Sold GME for over $2,600 in January 2021

    Posted: 31 Oct 2021 10:37 AM PDT

    Back in January I threw a small amount into GME while it was being hyped, and sold the position after a little while. When selling I was expecting to be basically even, except the sale added around 100% returns to my portfolio (my portfolio is small with this broker). At first, I thought this was an error and that it would be changed in the coming days. Well, it is 9 months later and I have since reinvested the gains and haven't heard anything from my broker.

    Is there anything I should be worried about with taxes or having to return the money since the sale of the stock was at over 5x the stocks' one-year high?

    Photo of the sale

    I can provide more proof of this if needed.

    submitted by /u/dspizarny13
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    Labor Shortage is the biggest concern for tech companies

    Posted: 30 Oct 2021 06:32 PM PDT

    57% of tech executives responding to CNBC's Technology Executive Council survey said finding qualified employees is the biggest concern for their company right now.

    Qualified tech employees is the biggest concern for the companies right now. I do experience the same at work - there is not good people at all.

    Do you think that would cause any growth concerns for the tech industry? If yes - who's going to sufferer the most. Do you account for that in your investment portfolio?

    submitted by /u/Delicious_Reporter21
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    Is $AAPL able to grow much more?

    Posted: 31 Oct 2021 10:02 AM PDT

    I'm a broke college student but I have enough spare cash to buy one or two shares of Apple while still being able to afford my social life.

    However while doing my research I've seen a few people suggest that Apple has reached a stage where the share value can't increase that much more.

    Many people have said it's still a good stock for dividend growth, but as I only intend to buy a couple of shares I'm not sure if the dividends alone would be enough money to justify me buying.

    It should be noted I'm intending to hold onto these shares long-term.

    EDIT: Okay, you guys convinced me. I've placed an order for a couple $AAPL shares :)

    submitted by /u/8-tentacles
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    Stock Portfolio for Children and Generational Wealth

    Posted: 31 Oct 2021 11:05 AM PDT

    I've been playing around with the idea of building a portfolio for my son, in which I would give it to him once he hits a certain age. I love the idea of building "generational wealth". Wealthy people do it, so why not us average joes? I'm only putting in $10 a week right now, and I know that's not a lot, but I hope that my son will be able to take what I give him and build on it, and eventually start a portfolio for his children etc. My goal is to have a small portfolio with both safe and speculative picks.

    I'm interested to hear if anyone else has been doing something similar? Right now I have an account set up in m1 finance for my son with VTI being the largest position, then some blue chip stocks (MSFT,AAPL, GOOG, TSLA, AMZN, FB) and more speculative (ASTS, SOFI, PLTR).

    I'm back and forth on whether to just put it all in one fund, or keep the individual picks. Also wondering if m1 finance will even be around forever, and whether I should switch it into say td ameritrade to be safe.

    Also I know some people go the route of the 501 savings plan. I like the idea but I want my son to choose what the cash will be for (ideally for him to keep it and add to it as he ages).

    Just wanted to get peoples perspectives on this and maybe some discussion

    submitted by /u/pooiemcmooie
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    Still bullish on AMZN and here is why

    Posted: 31 Oct 2021 12:11 PM PDT

    It is well known fact that if you invested in AMZN during 2020 runup in June, the stock has traded sideways since then and it has been dead money for over 15 months now. Last two earning have been bad due to high expectation, e-commerce demand has dropped since lockdown and higher labor cost eating into profit. (All well known facts)

    But here is why you should look past all that, and adding more AMZN to your portfolio will payoff big time. If you look closely in their earnings report, they are spending like crazy in their logistic business this also includes last mile delivery and EV investment.

    This is a company that generates revenue of over $400B a year, as soon as they make their operation more efficient and spending drops. Its going to generate amazing profit.

    On top of this their selfdriving division Zoox is now running Level 3 autonomous in seattle and announcing project kuiper partnership with verizon. And ofc AWS is still growing over 30% which is nuts since they are already a market leader.

    Bottomline is AMZN has lot of things going for at the moment and lot of catalyst can send this stock to moon. Here is my list

    • Improving profit margin (more automation, EV and Drone delivery)
    • Integrating Zoox and Project Kuiper with Prime
    • AWS still the top pick for new and growing business (duh)
    • Stock split (I believe this is still very much on the table
    submitted by /u/daynightcase
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    Are investing/trading classes worth it?

    Posted: 31 Oct 2021 08:15 AM PDT

    I am a 26yo that has never started a savings account nor an investing account, my parents never taught me how important it was to save money and now I want to start investing in my finances.

    I just started investing about 2 weeks ago and planning to invest 200-250 each paycheck and at the same time increase my savings account, currently, I have about $250 invested with a gain of $30 making a total of $280. I've been thinking of enrolling in a couple of investing classes my college offers, they are about $150-$200 each, and its 3 classes in total, is it worth it to invest money in classes?

    submitted by /u/GeekyPeeky
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    Anyone else loading up XLNX shares before the merge?

    Posted: 31 Oct 2021 10:08 AM PDT

    With the 1.72 merge ratio, is it a smart bet to sell AMD shares and buy a few XLNX shares? With AMD currently trading at 120, there would be a 15% increase in value albiet AMD does not rise/XNLX does not fall.

    submitted by /u/HopefulIvyAdmit
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    $NIFE and $DEEP Bull Case.

    Posted: 31 Oct 2021 10:58 AM PDT

    These two ETFs have previously outperformed the market, and there's reason to believe they will keep doing so. Both are relatively high risk and have so far gotten little attention (options aren't even available for $NIFE), and thus there's a strong chance that risk/rewards are not priced in.

    $NIFE invests in the "Fallen Knives Index," an index that tracks companies that have fallen significantly in the past 12 months but have solid fundamentals. Needless to say, this fund did REALLY well during the Covid rebound but was doing well before that too.

    $DEEP is automated deep value investing done by an algorithm selecting the companies with the best fundamentals. They have forensic accountants screen these picks for potential fraud or scandals and the best remaining companies are added to the fund.

    Most of the companies in both funds are places you've never heard of. Most Deep Value investors like Mr Burry and Mr Gill spend many hours hand selecting deals they find, so understand how these funds have economies of scale that make diversification easy and save you a lot of manhours. The obscurity of most of these companies is also a bonus, it means that at least some of them have risk/rewards the market has not priced in.

    The risks of these ETFs is they are more than +0.9 correlated to the S&P benchmark index and will not protect you from a market crash. Also these funds are more volatile than the S&P as these classes of stocks often behave strangely. Some of the companies in these funds will rebound to fair value or higher while others will turn out to be actual garbage.

    Disclosure: I own 10 shares each of $NIFE and $DEEP.

    submitted by /u/4606120
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    Sell a few AAPL shares and buy CRM?

    Posted: 31 Oct 2021 11:33 AM PDT

    I've got about 5.5% AAPL and 11.1% MSFT. I'm thinking of adding some CRM since I dont have any and don't see much appreciation in AAPL at least short term.

    My AAPL shares in question are in my ROTH so no taxes. Should I cut AAPL to 4% or so and diversify into CRM?

    I notice CRM at the top if many growth funds and indexes, below AAPL and MSFT of course.

    submitted by /u/apooroldinvestor
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    If you're in a lower tax bracket does long-term holding matter that much?

    Posted: 31 Oct 2021 10:18 AM PDT

    I totally understand why people in higher tax brackets are allergic to short term trading. But, what if you happen to be in the 22 percent tax bracket? (40k to 86k basically). This would only be a 7% difference between the long-term tax rate of 15% right?

    Should so many of your stock investing/trading decisions be influenced by this 7 percent difference?

    Also, I do realize that maybe you start out in the 22% tax bracket, but because of all your gains you get bumped into the 24% bracket, and now we're talking a 9% bump. And if that Cloudflare and Nvidia stock is really bubbling for you, then maybe you go all the way to the 32% bracket, and that's when it really starts to get painful.

    submitted by /u/Anth916
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    Does the stocks-->real estate-->energy-->precious metals alternating cycle really exist?

    Posted: 31 Oct 2021 04:20 AM PDT

    Does the stocks-->real estate-->precious metals alternating cycle really exist? Or is it a myth?

    During expansion of credit phase real estates and stocks go up (we are here), then energy sector goes up (we are also here), then the gains go into precious metals (we are not here yet)

    Is this correct, has it some kind of inherent logic?

    submitted by /u/luchins
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    Lucid Air Customer Deliveries Officially Begin

    Posted: 30 Oct 2021 03:14 PM PDT

    https://insideevs.com/news/544452/lucid-air-customer-deliveries-begins

    First Lucid Air Dream Edition cars were handed over at the Dream Delivery event in California.

    As promised, today Lucid has officially started the first customer deliveries of the groundbreaking and luxurious Lucid Air model, which is the longest range electric car ever produced.

    The initial limited Dream Edition will consist of 520 cars (which equals the 520 miles/837 km of EPA range).

    We are not sure how many units will be handed over on October 30, but the photos indicate that there might be a double digit number.

    "No longer just a Dream. The very first members of the #LucidOwnersClub are here to take delivery of their Dream Editions."

    Lucid CEO Peter Rawlinson said: "This is a big day. We always said until we've handed cars to customers, we haven't achieved a damn thing."

    The production of the Lucid Air started on September 28 in Casa Grande, Arizona. At the time, the company had over 13,000 reservations.

    Besides the top of the line Dream Edition series (available in a Range or Performance version), Lucid offers also the Air Grand Touring at a $30,000 lower price tag. Two more, less expensive version - Air Touring and Air - are expected to follow.

    submitted by /u/aznkor
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    FAANG stocks defined the 2010s. What's the new stock acronym that will define the 2020s.

    Posted: 30 Oct 2021 02:42 PM PDT

    Before it was Facebook (social media), Apple (smartphones), Amazon (online shopping + cloud), Netflix (streaming), and Google (digital ads) that defined the 2010s.

    What's the new stock acronym that will define this decade?

    submitted by /u/ricke813
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    Why nobody talks about Datadog?

    Posted: 31 Oct 2021 05:54 AM PDT

    I've always wondered why Datadog doesn't get as much love as other SaaS stocks of comparable size. When I see "growth" oriented portfolios, I see $SNOW, $NET, $CRWD, but never $DDOG

    The company keeps increasing their number of users, they've beat EPS estimates by a lot for the last 4 quarters, and have a rate of yearly revenue growth of almost 100% since 2017, and the stock reflects their good numbers: I'm up 88% since I started my position this year.

    I started investing on it early this year because I work as a Software Engineer and my two previous companies used Datadog for monitoring, and it gets a lot of love from developers.

    What are your thoughts on $DDOG?

    submitted by /u/Serrot69
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    Bonds distribution in 401k

    Posted: 31 Oct 2021 01:40 PM PDT

    I'm new to actually paying attention to the stock market and my 401k. I've gone thru mine and adjusted it to 75-25 stocks to bonds. My wife wanted me to look at hers from her new job she's had for a little over a year. Her provider has 13 different positions in her 401k 6 are bonds ranging from high yield, total bond, intermediate term and short term bonds. I understand diversification but does a spread like that work in the bond market? I should also say it has her at 46% bond 4% TIPS and 50% stocks. I want to adjust hers to 80-20 or 70-30 stock to bonds and get rid of the TIPS. Are any bonds better than others between the intermediate, short term and high yield? I was planning on just doing it all in the total bond market. Thanks for any advice.

    submitted by /u/GoodestBoog
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    BKKT anyone? BAKKT holdings.

    Posted: 31 Oct 2021 01:24 PM PDT

    I bought 1 share of BKKT at $27.89 and it shot up 52% recently. I dont know much about the company but just thought what the heck just for fun.

    I made $72 in my ROTH. Should I just cash it in or buy more on a dip?

    submitted by /u/apooroldinvestor
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    Moderna says FDA needs more time to review its Covid vaccine for teens

    Posted: 31 Oct 2021 01:38 PM PDT

    https://www.cnbc.com/2021/10/31/covid-moderna-says-fda-needs-more-time-to-review-its-vaccine-for-teens.html

    Moderna said the Food and Drug Administration will need more time to complete its assessment of the biotech company's Covid-19 vaccine for children ages 12 to 17. The agency is looking specifically at the risk of myocarditis in kids, Moderna said in a statement Sunday, and the review may not be completed before January 2022.

    Myocarditis is the inflammation of the heart muscle. "The company is fully committed to working closely with the FDA to support their review and is grateful to the FDA for their diligence," Moderna said. Moderna also said it will delay filing a request for emergency use authorization for a smaller dose of the vaccine for younger kids ages 6 to 11 while the FDA completes its review.

    Moderna said on May 25 its Covid vaccine was 100% effective in a study of 12-to-17-year-olds. The company then applied to expand the emergency use of its vaccine for adolescents in June.

    submitted by /u/RefinedStrategist
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    $TSLA - Diversify and take short term capital gains tax or hold until long term?

    Posted: 30 Oct 2021 04:41 PM PDT

    Looking for some advice on my position in TSLA. I was an employee of Tesla up until earlier this year and I have ESPP and RSU shares that are all in short term capital gains status. These Tesla shares make up 90% of my portfolio and I would like to diversify. Is it worth taking the hit on short term capital gains (probably around 25%) and using the remainder to diversify or should I wait it out until they switch over to long term little by little? With the recent increase in Tesla value I'm afraid it will not last forever….

    submitted by /u/Kingseara
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    What are your tips for learning most effectively? What are your study strategies?

    Posted: 30 Oct 2021 11:49 PM PDT

    Sometimes I feel a bit overwhelmed as I study and learn because I'm always questioning every little bit of information. I know everyone has their own path, but im struggling to even visualize my next step. Thanks!

    submitted by /u/TrailDamage199
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    Looking for some high growth stocks.

    Posted: 31 Oct 2021 12:16 PM PDT

    Hello everyone. I've been investing in index funds for the last several months trying to build up some long term holdings. I'm looking for some stocks that are a little.om the riskier side to start putting a percentage of my money into. Any recommendations? Currently holding VTI QLYD SCHY and INFL

    submitted by /u/chaken193
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