I paid off my master’s degree (10K)!! Student Loans |
- I paid off my master’s degree (10K)!!
- Trying to figure out where my stimulus is and what's happening with my tax return and I need to verify my student loan account has anyone found a real solution. I've been searching for months literally! How you gonna verify its me if I don't even know it. Dayum
- Insane error messages on studentloan.gov
- Hey guys! In need of some advice.
- Feeling desperate and need advice
- Refinancing while in school?
- Refinancing Student Loans
- If you have Wells Fargo student loans, they will be taken over by Firstmark. Not sure what this means
- Scholarship advice?
- Recently Accepted to Grad School, will taking on a small (15k) auto loan affect my chances/rates of Stafford & Grad Plus Loans?
- Can I still use my Pell Grant money if I am no longer a student?
- FAFSA State Deadline 1/15, submitted 1/31
- How many payments should I make before trying to refinance?
- Can I get student finance for my master's if I Repeated a year during my undergraduate degree?
- How do I get a loan? Does it effect fasfa?
- Anyone wait until they’re 24 to claim full aid benefits? Or anyone start late in general? Also how’d you pay off your loans?
| I paid off my master’s degree (10K)!! Posted: 01 Feb 2021 08:32 AM PST I am so happy to have paid off my loan with the highest interest rate (6.6%). I am so blessed to have been able to make payments during 0% interest and as a result to have saved a whopping 7 thousand dollars in interest over the course of the loan by paying it off early!! It feels like such a huge weight off to not owe anything for my mater's degree (so now I can feel like my degree was 100% worth it). I am lucky enough to be dual income household and to be able to use $1,500 every month of my $3,200 take home income for loans. I understand this is not most people's situation. I still have 37K in student loans left to go. Next I will be tackling my 15K car loan and using my leftover income to pay $400 extra a month towards my 11K Perkins loan which is not included in the CARES act (5%). [link] [comments]  |
| Posted: 02 Feb 2021 01:25 AM PST |
| Insane error messages on studentloan.gov Posted: 01 Feb 2021 09:02 PM PST Trying not to lose my mind! After carefully researching payment plans and reading ALL the fine print, I am receiving an error message on the very last page of my consolidation application w studentloan.gov. I keep getting sent back to the "references" page in an endless loop. I called and was told it's likely a "problem with Macbooks" and that I should use another device. How can this be possible?!?!?! The only other device I have is my iPhone, and that seems like it would pose more problems. Has anyone faced this? Any advice would be welcome! [link] [comments]  |
| Hey guys! In need of some advice. Posted: 01 Feb 2021 08:06 PM PST So here's me situation. I have about 5,000 in Parent Plus loans that I have to pay starting March and 4,300 to pay for my regular student loans. I have already graduated college (Dec 2020) and am applying to medical school this year.
Best, and thanks for the help! [link] [comments]  |
| Feeling desperate and need advice Posted: 01 Feb 2021 06:59 PM PST Originally I took out several federal Stanford loans and once I graduated, consolidated them. They were bought by AES and they switched to an ineligible loan that didn't qualify for loan forgiveness. I have worked in a qualifying loan forgiveness field for over 23 years. Is is possible to refinance my loan to a qualifying loan? I originally took out $29,000 loans. When I graduated I consolidated the loans, but had to forebear, which racked up the interest so that I owed about $40,000 + . I have literally paid over $66,000 on the loan and still owe $32,000. Please give me advice on what I can do. I can't sustain this any longer. My monthly payments I have been making almost 15 years has been $405 per month. [link] [comments]  |
| Posted: 01 Feb 2021 06:29 PM PST So I'm currently finishing up my PhD (should be graduating next spring) and I want to consolidate my loans from my undergrad. IS this a lost cause? It seems like most companies I've tried have said I don't make enough yet even though I'm still in school and will be making substantially more when I graduate. Do I just need to wait until next spring? And if you have done this while in school what company did you use? [link] [comments]  |
| Posted: 01 Feb 2021 05:45 PM PST Any tips/recommendations for refinancing student loans?? Currently have 2 separate private loans and my interest rate for one of them, Discover Loans, is ridiculous at about 8%. Would really appreciate any insight on refinancing!! [link] [comments]  |
| Posted: 01 Feb 2021 08:13 AM PST When I tried to sign in to my loans today it had this message: As of January 28, 2021 at 6:00 PM Central Time, we are no longer accepting new applications for Wells Fargo private student loans or Wells Fargo Private ConsolidationSM loans. Already applied? Need help with repayment? General student loan questions? Wells Fargo is exiting the student loan business – we are selling and transferring our student loans. This means that in the coming months, Wells Fargo private student loans will be transitioned to a new loan holder and repayment will be managed by a new loan servicer, Firstmark, a division of Nelnet. More information will be delivered directly to our customers as soon as it becomes available. [link] [comments]  |
| Posted: 01 Feb 2021 04:35 PM PST Just was accepted into a Sports Management masters program (🎊). Now begins the fun part, which is figuring out how to finance my degree. I have a good amount of loans outstanding from undergrad (graduated ~2 years ago). Anyone have any advice on financial aid / any scholarship programs I can apply to? [link] [comments]  |
| Posted: 01 Feb 2021 03:16 PM PST I was recently accepted to graduate school and will need to take out federal Stafford and Grad Plus loans to pay for school. I have good/brand new credit and to improve upon it my dad suggested I get a used car ~$15k and finance $10k of the cost. My parents would reimburse me for the monthly car payments. I'm just worried that having a $10k auto loan might affect my chances or increase interest rates of the Stafford and Grad Plus loan. Any advice is greatly appreciated! [link] [comments]  |
| Can I still use my Pell Grant money if I am no longer a student? Posted: 01 Feb 2021 01:16 PM PST I graduated in November and didn't realize I had nearly $24k in my pell grant (fafsa). I know this money is supposed to be used for school supplies but I didn't end up using it. Now that I am graduated can it be applied to my student loans (great lakes/sallie mae)? Or should I just withdraw it and use it on a car which I need. [link] [comments]  |
| FAFSA State Deadline 1/15, submitted 1/31 Posted: 01 Feb 2021 06:30 AM PST |
| How many payments should I make before trying to refinance? Posted: 01 Feb 2021 08:17 AM PST I'm just curious. I have a small credit history and only recently started to pay back more loans. I know that most places won't let you refinance when you've just started to make payments. [link] [comments]  |
| Can I get student finance for my master's if I Repeated a year during my undergraduate degree? Posted: 01 Feb 2021 10:40 AM PST Hi, I'm honestly confused. I'm not sure whether student finance will give me a loan for my master's when I repeated a year during my undergraduate degree, and took out another student finance loan for that year. Does anyone know? Thanks. :) [link] [comments]  |
| How do I get a loan? Does it effect fasfa? Posted: 01 Feb 2021 05:10 AM PST I have decided to take out some schools loans so that I can get my degree faster. I work more than full time and so far I have been working on my associates degree for a little over three years 🙃🙃 I can only do roughly two classes at a time which is taking forever, and im honestly not getting the best grades, probably c average. The only way I can work less is if I have some loans to cover some living expenses. I currently get maximum fasfa so going to school is almost free for me. (I basically only pay for books). Will I still be able to get a loan? If so will it effect my fasfa? How do I even go about getting a loan? I'm thinking 10k per year as that would atleast cover rent..I should be able to work enough to pay my other bills. [link] [comments]  |
| Posted: 31 Jan 2021 11:56 PM PST [link] [comments]  |
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