Financial Independence Daily FI discussion thread - August 12, 2020 |
- Daily FI discussion thread - August 12, 2020
- Reaching for FI because of my disabilities
- Weekly Self-Promotion Thread - August 12, 2020
| Daily FI discussion thread - August 12, 2020 Posted: 12 Aug 2020 01:08 AM PDT Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. [link] [comments]  |
| Reaching for FI because of my disabilities Posted: 11 Aug 2020 08:58 PM PDT Hi y'all, So I am about to enter my 3rd year of grad school out of 5. Net worth sitting at around $15k (no student loans), going to be entering a field making between $100k and $200k depending on where in the country I work and for how big of a place. This evening I was having a discussion with my friend about FI and I realized that I'm pushing for FI super hard for a different reason than most. I was diagnosed with Bipolar I about 6 years ago, have had symptoms for 21 years. Currently in remission, but who knows if that will last. Also have psoriatic arthritis, currently on all sorts of crazy meds for that. Was always sick as a kid, in and out of the hospital. Currently dealing with a health scare regarding reproductive stuff on top of all of this. I am reaching for FI not because I want to RE, but because I am worried I will be forced to RE. I am worried that my body will deteriorate so much in the next 15-20 years that I will not be able to work in any sort of full time capacity. My job that I am studying to work in is 6 days a week, often 10 hours a day. I do not plan to do this job for more than 20 years, I have full intents to move over to a less hectic job before I'm 50 (I'm going for a second unrelated masters that should be able to land me anything I want in the nonprofit management sector). But essentially... it's entirely possible I get to 45 and my body goes caput. I already walk somewhat regularly with a cane, struggle with lifting things, hands don't work when it's cold, etc. I start my first job out of grad school when I'm 27. So the plan is to go fucking hard for like, 10 years, so that I set myself up for either needing to RE or to take time off due to disability. Any other young disabled folks in the FIRE movement? Would love to hear your thoughts and plans. [link] [comments]  |
| Weekly Self-Promotion Thread - August 12, 2020 Posted: 12 Aug 2020 01:08 AM PDT Self-promotion (ie posting about projects/businesses that you operate and can profit from) is typically a practice that is discouraged in /r/financialindependence, and these posts are removed through moderation. This is a thread where those rules do not apply. However, please do not post referral links in this thread. Use this thread to talk about your blog, talk about your business, ask for feedback, etc. If the self-promotion starts to leak outside of this thread, we will once again return to a time where 100% of self-promotion posts are banned. Please use this space wisely. Link-only posts will be removed. Put some effort into it. [link] [comments]  |
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