Paying off student loans Student Loans |
- Paying off student loans
- Student loan rehabilitation, is anyone familiar?
- Kind of in a weird situation with my loans
- Student loan went to collections?
- Paying extra on an IBR plan to pay off loans faster?
- Student Loan Help
- Community colleges
- FFELP vs Direct Loans
| Posted: 29 Sep 2019 12:23 PM PDT how long did it take for you guys to pay off your student loans? Did you pay it off by working OT or getting another job PRN/part time? I'm still trying to decide if I should get a 2nd job PRN or work OT every week. I'm a full time new grad RN if this helps [link] [comments]  |
| Student loan rehabilitation, is anyone familiar? Posted: 30 Sep 2019 01:06 AM PDT I am digging my student loans out of default. They sent me a loan rehabilitation application. I read the terms of the rehabilitation, and they basically state that "rehabilitation" means that they're selling your loans to somebody else, and that somebody else can change the terms of your loan at any time. Including the monthly pay back amount. I'm barely able to make the monthly pay back amount that I determined with the first place, I didn't realize they were going to sell the loan immediately. Is anybody familiar with this process? Are they definitely going to change the amount that I have to pay back every month, or do they typically let you stick with that amount that was determined by the first place? I understand this might be a difficult question to answer, I'm just hoping someone else might be able to provide some insight. I'm filled with anxiety over this. [link] [comments]  |
| Kind of in a weird situation with my loans Posted: 29 Sep 2019 04:42 PM PDT Hello all. I have some questions. So about a year ago, I got home from deploying with the National Guard. The unit that I went with (I was a volunteer) strongly lacked in leadership, and it created lots of problems for the soldiers. One of the problems I'm currently dealing with is my student loans. I understand this my own fault. I didn't know about what necessary paperwork I needed to fill out regarding deferring my loans, and my loans wound up defaulting and tanking my credit while I was overseas. I'm now paying my monthly payments to get my loans out of default (rehabilitation program). I haven't missed a payment on anything (credit cards, truck payment, etc), and I'm working on getting my credit on the mend. I was wondering if there is anything I could do regarding the damage the loans did to my credit while I was overseas. I obviously have documentation showing I was in a combat zone for almost a year. I discussed my situation with the loan company (fedloan), and was basically told there was nothing I could do regarding the damage done to my credit. I was wondering if this was true. I was under the impression that I could do something similar to contesting a credit report, but I'm honestly unsure on how to proceed with this. So I guess basically I'm looking for advice and resources that move me in the right direction. I would like to use my VA home loan to purchase a house, but currently cannot due to the damage to my credit. Any advice and / or resources would be greatly appreciated! [link] [comments]  |
| Student loan went to collections? Posted: 29 Sep 2019 08:46 PM PDT Sorry, I'm not sure where to post this, so hopefully you can help me I started college in 2018 and I had to borrow money from FASFA. Earlier this week I got mail from a collection agency telling me that they have my loan and sent a bill. I'm still in college, so my questions are: Am I supposed to be paying my loans while I'm still in college? I truly thought I don't have to pay until 6 months after graduation. Is this loan truly in collections THAT fast without a warning or final notice letter? Also, I'm not sure who to even contact; my loan provider or the collection agency. [link] [comments]  |
| Paying extra on an IBR plan to pay off loans faster? Posted: 29 Sep 2019 05:27 AM PDT Is it possible to enroll in one of the IBR plans so as to direct the excess payment more appropriately? That is to say, after my monthly payment on PAYE or Repaye can I pay extra directly towards the higher interest loans to pay pay them off faster than on the standard repayment options? [link] [comments]  |
| Posted: 29 Sep 2019 07:46 PM PDT So, I currently have Just under 30K in student loans broken down as followed: Loan A: $5,500 at 4.29% with $927 in accrued interest Loan B: $6,500 at 3.76% with $717 in accrued interest Loan C: $7,500 at 4.45% with $643 in accrued interest Loan D: $7,500 at 5.05% with $350 in accrued interest My first payments are due mid-December, and my original thinking was since I think I'll be living at home for about a year, to basically put 1.5K, what would otherwise be a months worth of rent, into paying the loans off. Would I be better off with that plan or only putting in 1k or less and setting aside the left over money to grow a savings account? Also I know many people say to pay off the highest interest rate first. But, when people say that, does that mean I should put all of my payment into the highest interest loan disregarding the other loans until that one is paid off, or pay the minimum payment on all 4 loans, with the leftover being put into the highest interest loan? Any help or other ideas are greatly appreciated! [link] [comments]  |
| Posted: 29 Sep 2019 08:58 AM PDT My friend has been trying to do schooling, she's been out of high school for about a year. She's scared to do student loans cause she rather pay everything off right away. Is there any advice you guys can give to her? Her excuse is that it's a lot of money and plus the interest. [link] [comments]  |
| Posted: 29 Sep 2019 06:51 AM PDT Hi there. I'm trying to re-certify my payment plan for one of my loans that was sold to Nelnet. The form is asking for the balance on other loans which would be those from Navient. However, it's asking if the loans are FFELP or Direct Loans. Is there a way to check? I graduated in 2009. My loans are broken up as four Signature Student loans, one Unsubsidized Stafford loan and one Subsidized Stafford loan. Apologies in advance for my ignorance on this! [link] [comments]  |
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