How much worth of student loans can you take out? Student Loans |
- How much worth of student loans can you take out?
- Should I take out a federal subsidized, unsubsidized, and Parent PLUS loan or just take out one private loan from my Bank (Wells Fargo)?
- No guarantee but a possible change on some extra money by only investing some time.
- Thinking about consolidating
- Do you need a credit score to get a student loan?
- Loans Defaulted
- My wife and I both have student loans, here is an IDR plan and mine is graduated standard....
- Can I get anymore federal student loans or am I left with private loans like discover?
- My mom put her name and info in every space where she was supposed to put mine.
- Loan and Tuition Panic
- Getting Cut Off, Need to Pay Loans
- Consolidation of federal student loans
| How much worth of student loans can you take out? Posted: 24 Aug 2019 11:12 PM PDT I'm a junior in high school and I'm just wondering how much worth of student loans can you take out, is it as much as you need, a set amount per semester for everyone, based on your academic achievements? [link] [comments]  |
| Posted: 24 Aug 2019 12:16 PM PDT My combined tuition for Fall & Spring 2019 is $13,988. ($6,994 per semester). I received only $1,030 in financial aid money and have the option to take out a subsidized loan of $2250 and an unsubsidized loan of $1000 per semester. This is still not enough to cover my tuition. I would still owe $2,714. I am currently dependent on my parents and live at home. Should I ask my parents to take out a Parent PLUS loan also or should I just take out a private loan to pay for my entire tution (after FAFSA)? My parents said they will help me pay for these loans while I'm in school so the interest does not accrue, but I just don't know what would be the best option. I know federal loans are more protected, but would a subsidized, unsubsidized, and Parent PLUS loan be 3 seperate loans accruing interest rates? I'm not an expert on this and the financial aid department at my school is currently closed so I won't be hearing from them for a few days. [link] [comments]  |
| No guarantee but a possible change on some extra money by only investing some time. Posted: 25 Aug 2019 01:14 AM PDT A few Stanford blockchain graduates had this idea of building an app that everybody around the world with a phone could use. A place to buy and sell goods globally, with one currency and without any banks or other intermediaries. Now that's a wonderful opportunity for everyone even the bank-less people in less fortunate countries. Instead of writing a white paper and go fundraising or do an ICO they decided to build the app and reward the community for their contribution to network growth and security. So not investors, banks or other wealthy parties have a voice in the direction to go but the whole community has. On march 14 this year the beta version of the app went live for iOS and Android and over 250.000 active users from over 175 countries have joined so far. There is a multilingual chat in the app where people from all over the world are discussing the project and bring up ideas for future improvements. Developers also answer many questions there. Somewhere near the end of the year the peer-to-peer marketplace will open it's doors on testnet and people are able to use their collected Pi for the first time. Very exciting to be part of this from such an early stage. If you're also interested you can read more on www minepi com Instagram=pi_network Facebook=PiCoreTeam Since it's launched only in beta yet it's invite only for now. So if you want to help it succeed, download the app and use "Koekeloeris" as referrer when you register. Thanks for reading! Kind regards, Johan. [link] [comments]  |
| Posted: 24 Aug 2019 07:51 PM PDT So I've seen a few posts on here about loan consolidation but none seem to answer my question. I just graduated college with a total of 8 loans (one for every semester, 4 direct subsidized and 4 direct unsubsidized) totaling $27,000. If I go into repayment on them, will I have to make 8 separate payments a month? If so, would it be better to consolidate them so I'm only making one payment? [link] [comments]  |
| Do you need a credit score to get a student loan? Posted: 24 Aug 2019 02:11 PM PDT Hi I am 19yrs old and want to further my education I will not be getting any help from parents or anyone like that. So I am looking into student loans. I've applied to FAFSA but am also looking at getting a loan so I can still manage working and school. I don't have a credit card or a credit score so is this a possibility? I am not sure. [link] [comments]  |
| Posted: 24 Aug 2019 08:02 PM PDT Hello, I have defaulted on my student loans but I made enough to pay it all back. My question, is this the correct site to contact? Thanks -> https://myeddebt.ed.gov/ [link] [comments]  |
| My wife and I both have student loans, here is an IDR plan and mine is graduated standard.... Posted: 24 Aug 2019 04:46 AM PDT ...we file our taxes jointly and so my income is included when her payment is calculated. Can one of our payments be reduced to take into consideration that my income is essentially going towards two peoples loans? I know this is something you can do if you're both using the Income Driven repayment plan and it's something we wouldn't have to think about if we filed separate. [link] [comments]  |
| Can I get anymore federal student loans or am I left with private loans like discover? Posted: 24 Aug 2019 04:17 PM PDT So I've heard that federal loans are the best option but I'm not sure if u can get any. I applied for FAFSA and got informed on what I'm receiving. Is that all the federal loans I can get or are there other ways? Also, let's say my only or best option is private loans. Who offers the best overall and for good grades? I received some things from discover in the mail... are they a good option? [link] [comments]  |
| My mom put her name and info in every space where she was supposed to put mine. Posted: 24 Aug 2019 11:59 AM PDT I'm a college freshman so I'm honestly not sure how to do all of these things (as per usual, high school did nothing to prepare me). My mother filled out a PLUS loan application and was approved, but didn't log in with her own FSA ID. Instead, I'm listed as the borrower (under her credit card info) and she's listed as the student. And of course she's not enrolled in my school. I already contacted the student loan support center but if anyone has any tips on how to fix this, I'd appreciate it! [link] [comments]  |
| Posted: 24 Aug 2019 02:55 PM PDT Hello everyone, first time student and poster here. Sorry ahead of time if this is somewhat sporadic, Im panicking just a little. My tuition payment is due Aug 26. Around a week ago i had determined with our financial aid office that I would have to be taking around $2300 of my $5750 in offered Federal Direct loans to pay for this semester, so I did just that through my schools website. Now comes the seemingly fatal error, when I accepted the partial amount of $2300, I didn't realise it was split across 2 semesters, so I've essentially accepted half ($1155) of what i need to pay tuition. I have no other loan offers, and and seem to be unable to alter my accepted amount through the student website. What, if anything can I do to resolve this? Currently school offices are closed but there will be a small amount of time to stop in before the deadline. [link] [comments]  |
| Getting Cut Off, Need to Pay Loans Posted: 24 Aug 2019 02:21 PM PDT My dad needs to retire, and I would like to pay loans on my own. Also, I was struggling in my major, and my dad also would like to put his money elsewhere, as is his right. I was able to establish some personal credit, and know my parents may actually refuse to let me pay for loans on my own. However, I am determined. How would I be able to get loans to pay for schooling on my own whilst in a situation where my parents haven't filled out the FAFSA, and may refuse to. [link] [comments]  |
| Consolidation of federal student loans Posted: 24 Aug 2019 09:41 AM PDT If I consolidate my federal student loans, can I save any money by paying off the consolidated loan early? I have about 10 loans and my total debt is 130K with principle and interest...If I consolidate, does that mean I am taking out a new loan...and if the terms are 10 years, what if in year 8, i get a windfall - is there any way I get a benefit to paying the loan off early? [link] [comments]  |
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