Daily Advice Thread - All basic help or advice questions must be posted here. Investing |
- Daily Advice Thread - All basic help or advice questions must be posted here.
- Netflix is reportedly getting more disciplined about big-budget projects
- The S&P 500 reached an all-time high of 2,977.86.
- US proposes $4 billion in potential additional tariffs over EU aircraft subsidies
- My country is taking 30% of any profit or makes me invest in front-loaded actively managed mutual funds. What do I invest in now?
- Why emerging countries ETFs and funds perform so bad?
- Majority of Wall Street pros say stocks will accelerate gains in the second half, US still best place to be: CNBC survey
- Fiverr experience
- Can you hedge bonds default risk using equity puts?
- Your top 3 stocks
- Can you suggest a YouTube channel or playlist that explains investing long term perfectly?
- Why is Vanguard trying to get me to convert my mutual funds to ETF?
- 5G home internet is poised to bring much faster internet to households in developing countries, as its much cheaper/faster to install towers vs. digging up streets to lay fiber optic lines to each building. What investing opportunities do you think this will result in?
- Second quarter profits may be below expectation
- Thoughts on SciPlay (SCPL)?
- SFTBF massive drop
- How do Market Orders work if there isn't enough cash
- Thoughts on best countries / markets to buy real estate
- Looking for a money management entity
- For long term investors, are margin loans a smart decision?
- What does the language in this 8-K mean?
- VAFAX
| Daily Advice Thread - All basic help or advice questions must be posted here. Posted: 01 Jul 2019 05:22 AM PDT If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions. If you are going to ask how to invest you should include relevant information, such as the following:
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! [link] [comments]  |
| Netflix is reportedly getting more disciplined about big-budget projects Posted: 01 Jul 2019 09:45 AM PDT Netflix content chief Ted Sarandos told film and TV executives big budget projects must be more cost-effective, The Information reported. Netflix is notorious for its massive content spend, but it has said it expects cash burn to peak in 2019. The reported messaging marks a shift in Netflix's strategy, which has previously justified lower viewership numbers for some content with buzz and credibility. In the first quarter, Netflix had $4.5 billion in revenue, $344 million in profits and 6.96 billion in debt. [link] [comments]  |
| The S&P 500 reached an all-time high of 2,977.86. Posted: 01 Jul 2019 01:03 PM PDT S&P 500 closes at new record as chipmakers get a boost from US-China trade truce - https://www.cnbc.com/2019/06/30/dow-futures-surge-220-points-at-the-open-after-trump-and-xi-agree-to-not-impose-more-tariffs.html [link] [comments]  |
| US proposes $4 billion in potential additional tariffs over EU aircraft subsidies Posted: 01 Jul 2019 09:07 PM PDT |
| Posted: 02 Jul 2019 01:45 AM PDT See bottom for a tldr. So I live in Belgium and as a freelance software developer I want to invest with money from my company. I will not dive to deep into the personal tax situation in my country but simply put: any money I take out of my company to pay myself gets taxed close to 50% (depending on the amount).Since I can pay a bunch of things with funds from my company(house, travel, restaurants, clothes, car,...) it's a lot more efficient to leave the money inside my corporation. So I read some books on how to grow that money and decided that something in the style of Ray Dalios all weather portfolio with global market index funds is probably the best way to go.I did some research and apparently my gov changed some rules that made it impossible for me to invest in stocks with corporate money. Here are the rules: - There is a 30% corporate tax on any profits. Since early 2018, this also applies to gains from the stock market. Any losses are not deductible. There a few exceptions: - Investments over 2.5m are taxfree (well, 0.74% in stead of 30%) - Buying 10% or more of a company is also basically tax free (spicy detail, these rules were reverse until early 2018 but fuck small business it seems) - Investments in a so called DBI-bevek fund is also free from the above tax. So obviously I did some research in the various DBI funds that Belgian banks offer. Results for 3 of the biggest banks : - KBC is the biggest bank, they have 3% frontload and 1.83% yearly fees - Belfius is second biggest. The links to their funds are dead - Finally Crelan, they have 2.5% front load and 1.6% yearly So basically I can choose, either I pay 30% yearly tax on profits without deducting losses or I pay heavy front load with heavy yearly actively managed fees. So my question is, what do I now? Do I start a holding company abroad and move my money there. This comes pretty close to tax evasion probably. Do I take the pain and just pay the actively managed fees? Do I invest anyway and hope I can hold any index ETF until the law changes? Taxes are only due when I sell. Do I invest solely in real estate? With investments in real estate the profits are taxed equally heavily but at least the costs are deductible(even interest on a loan is considered a tax deductible cost). Is there another option? TLDR: Passive investing and individual stocks are basically not allowed in Belgium for small business owners. Do I take the pain of actively managed funds or are there alternatives? [link] [comments]  |
| Why emerging countries ETFs and funds perform so bad? Posted: 02 Jul 2019 02:57 AM PDT Some emerging countries have crazy growths. Why do the funds and ETF's perform so bad? Examples: [link] [comments]  |
| Posted: 01 Jul 2019 10:18 AM PDT A majority of Wall Street pros said their overall market view remains optimistic, and more than 65% said they believe equities are correctly valued, according to CNBC's "Halftime Report Stock Survey." More than half of respondents believe the Federal Reserve should cut interest rates at its next meeting at the end of this month. Half of respondents say they expect Q2 earnings to top expectations, and 65% believe the United States is still the best place to invest. Tech, financials, and health care were top sector picks. [link] [comments]  |
| Posted: 02 Jul 2019 04:12 AM PDT |
| Can you hedge bonds default risk using equity puts? Posted: 02 Jul 2019 04:05 AM PDT Would it be possible, and still profitable, to hedge the default risk of a bond with equity put options instead of cds? If not, why doesn't it work? [link] [comments]  |
| Posted: 02 Jul 2019 03:39 AM PDT Top 3 stocks for the next 3/4 years and why? Want to start a discussion, and discover new stocks. [link] [comments]  |
| Can you suggest a YouTube channel or playlist that explains investing long term perfectly? Posted: 02 Jul 2019 03:29 AM PDT I'm a 19 year old student from India. I've been trying to understand stock market and investing on a long term basis for past few days. But, I am unable to understand it completely. So, are there any Playlists or Channels that you can suggest me? [link] [comments]  |
| Why is Vanguard trying to get me to convert my mutual funds to ETF? Posted: 01 Jul 2019 10:08 AM PDT I got an email from vanguard advertising this. And when you sign into the website, I also get that advertisement. I already know the the advantages and the difference between the mutual funds and ETFs. But what I don't understand is why Vanguard is pushing this so much. [link] [comments]  |
| Posted: 01 Jul 2019 01:28 PM PDT |
| Second quarter profits may be below expectation Posted: 01 Jul 2019 06:34 PM PDT 77% of 113 companies that have pre-announced for the second quarter indicate profits will be below expectation. Normally it's around 70%. [link] [comments]  |
| Posted: 01 Jul 2019 07:54 PM PDT I'm new to investing but I think I found an interesting stock called SCPL. It makes digital gambling games and it's financials look promising but it's stock remains low? Is there something that I'm missing as a newbie? I'd love to have the opinions of some veterans as while I'm fine with a risky stock I don't want to be just gambling either. [link] [comments]  |
| Posted: 01 Jul 2019 12:28 PM PDT I've been long on SoftBank for several years now. It's been one of my set it and forget it stocks. After logging into my account, I saw it tanked last week on bad earnings. Does anyone have any insight into this? Would now be a good time to buy? [link] [comments]  |
| How do Market Orders work if there isn't enough cash Posted: 01 Jul 2019 05:50 PM PDT Let's say you want to buy X shares of an ETF on Fidelity using the market order option, and you only have enough cash to purchase those X shares at the current trading price When the market opens, there's a possibility that the price surges, meaning you can no longer afford to purchase all X shares of the ETF Does Fidelity fulfill as many share purchases as possible at the constantly changing trading price until your available cash to trade is no longer enough to purchase another share? Or is the entire order canceled if the (trading price) multiplied by (X shares desired) always exceeds your available cash to trade for the duration of the trading day? And does the behavior vary from brokerage to brokerage? [link] [comments]  |
| Thoughts on best countries / markets to buy real estate Posted: 01 Jul 2019 03:49 PM PDT Criteria could include (but are not limited to): - potential capital appreciation - high rental yield - favorable taxation (either buying as a company or as an individual - favorable regulation (e.g. not impossible to do Airbnb for longer times, an owner friendly environment, etc.) - accessibility to credit (possibly very long term low fixed rates) [link] [comments]  |
| Looking for a money management entity Posted: 01 Jul 2019 03:01 PM PDT I can't think of the name and it is really bothering me. I saw it on Reddit about a month ago. It was a firm that is completely exclusive, does not take any new clients, and charges exorbitant rates. If I recall, it hasn't taken new clients since the 90s or before. And I think their fees were like 20% or way higher of the portfolio. Anyone know what I'm talking about? [link] [comments]  |
| For long term investors, are margin loans a smart decision? Posted: 01 Jul 2019 11:04 AM PDT It seems to me that all long term investors should be borrowing money to invest. The turnoff is the massive downside risk but the longer you are in the market the lower the risk. All long term investors expect to have a net gain so why not double the amount you have invested through a margin loan? Am I missing something here? Edit I did some research and math and I think it absolutely a good idea so long as you can avoid a margin call. This is not very hard so long as you don't take out more than you can handle. The math on a 30 year investment using some leverage looks really good. If you borrowed 25k and paid a 10% interest on that loan over the course of 30 years you would end up paying 75,000k or 2,500 a year. Over the short term it may look tough to cover that interest, you'd need to match that 10% every year just to break even with added risk. However while your 10% interest is a flat rate on 25k your interest gained is compounding. Over the course of 30 years a 25k investment only yielding 5% a year would gain you 83k in interest vs the 75k you paid for the loan. Edit 2: maybe not a great idea because 1st didn't factor in opportunity cost the other way. If you took interest payment out of investment it destroys your returns. To get the numbers I did above you have to pay interest owed outside the account or reinvest the amount taken out due to interest. What I did not take into account is that if you can afford these fees, you can afford to invest that amount if you didn't borrow. My basic math would be on an investment calculator- Leveraged- 50k, 30 years, 5%= $216,097-$25,000(amount borrowed)-$75000 (interest paid)= $116,097 Original- 25k, 30 years, 5%, $2500 yearly contribution (instead of paying interest yearly you invest this amount yearly)= $274,146 If you could not pay $2500 yearly on fees without taking away from investment it would destroy your leveraged returns, if you could, missing out on the reinvestment is the opportunity cost. [link] [comments]  |
| What does the language in this 8-K mean? Posted: 01 Jul 2019 02:15 PM PDT Link is here. I really don't understand any of the language presented under Item 7.01. If anyone with more insight into SEC filings could decode this for me, it would be greatly appreciated. Side note: This is the fourth/fifth document from ADT in 2013 with similar language about "notes" and "offerings". [link] [comments]  |
| Posted: 01 Jul 2019 09:54 AM PDT Recently stumbled on VAFAX. I like the fund what are your opinions? [link] [comments]  |
| You are subscribed to email updates from Lose money with friends!. To stop receiving these emails, you may unsubscribe now. | Email delivery powered by Google |
| Google, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States | |
No comments:
Post a Comment