Insurance won’t cover IUD removal, says it’s a “surgical procedure” Insurance |
- Insurance won’t cover IUD removal, says it’s a “surgical procedure”
- Insurance Adjuster Questions for Film Research
- Is this a call center job?
- Cross posted from legal advice. Insurance company doesn’t want to pay my aunt for my uncles death.
- Auto Insurance - Progressive cant find the VIN# for a car that is currently insured through State Farm
- GAP insurance, on a totaled bike.
- [PA] Used part failed and caused additional damage to vehicle - who is responsible for repair costs?
- Use Homeowner's or let Utility district's Insurance cover?
- What car insurance do you recommend for first-time car-owner in CA, 25years old, wants cheapest possible?
- Backing out of a parking space hit by a speeding car on the wrong side of the road.
- I want renter's insurance but I only want to insure my electronic equipment which is like two and a half thousand dollars
- 26 Male with no auto insurance need help
- Time to take to the repair shop after claim
- Advice on Home Insurance Claim
| Insurance won’t cover IUD removal, says it’s a “surgical procedure” Posted: 31 Aug 2018 01:07 PM PDT My friend has had a lot of problems with her IUD and is trying to get it removed before returning to Europe for a year. She has called her insurance multiple times to confirm coverage of her IUD removal and they've given her excuse after excuse of why they won't cover it, the latest being that "IUD is a surgical procedure" and she'd need to meet her $4500 deductible before it would be covered at 70%. She's considering filing a complaint at this point but she only has a few more weeks here and needs it out ASAP Isn't this stuff covered 100% under the ACA? I had mine removed, and later replaced, at no cost a couple years ago. We're in the USA (of course). Kansas specifically. [link] [comments]  |
| Insurance Adjuster Questions for Film Research Posted: 31 Aug 2018 09:10 PM PDT I'm the director of a short film about a insurance adjuster. The woman who wrote it based it on her father, but she thinks it doesn't portray him in the best light so now doesn't want to ask for specifics...and it's shooting next week. 1) If you are on-site, assessing damages, what are some of the things you would do? I would guess you would talk to the person with the claim, look at the damage, and mark down things on a clipboard on a form. Would there be measuring, testing? What tools would be involved? 2) The script has the same adjuster looking into both trip and falls AND hurricane damages. Based on my limited knowledge of insurance adjuster titles via Googling it, this seems uncommon. Is there such a thing as just a general disaster adjuster? The film is set in the early 90s, if that changes anything. 3) How soon after an accident would you be called? Like if someone fell in their doorway and lay bruised for hours and blamed it on the door, would you be called the next week? Or the next day? 4) If there's anything really gross or cool visually that you've seen as an adjuster, and always wanted to see on the low budget screen, feel free to describe! There's about 45 very fast clips of accident scenes. TLDR: Tell me how horrifically wrong I am going to portray insurance adjusters. Big thanks to my new insurance agent - hi Christian! - who set up the policy for this film and suggested this subreddit. [link] [comments]  |
| Posted: 31 Aug 2018 09:00 PM PDT https://www.indeed.com/q-claims-sedgwick-l-Chicago,-IL-jobs.html?vjk=38e16e79cdaee6e6. Processes low level general liability claims by gathering information to determine liability exposure; assigns reserve values to claims, making claims payments as necessary, and settling claims up to designated authority level. Is a job as a claims rep a call center job? I've worked at call center jobs and don't want to work another. Anyone have input? I wouldn't mind some work over the phone but the thought of taking call after call does not appeal to me anymore. . [link] [comments]  |
| Cross posted from legal advice. Insurance company doesn’t want to pay my aunt for my uncles death. Posted: 31 Aug 2018 07:44 PM PDT |
| Posted: 31 Aug 2018 06:19 AM PDT *Edit: I called them back, and the new rep had no problem at all finding the car and the policy is transferred. Not sure what the issue was, but thank you all for your suggestions. Im planning on buying a car, and I tried to transfer my policy to the new vehicle. After reading off the VIN multiple times from the registration, the engraving on the dash, and the stickers on the inside of the driver door, they still cannot find the car in their database. Current owner has it insured through State Farm and the VIN on the title matches the rest. Vehicle is an 08 Chrysler Pacifica with no modifications, 4D 4x4 6cyl. Anyone ever have any issues like this? Do I have any options besides trying to switch to a provider that can find the VIN or just not buying the car? [link] [comments]  |
| GAP insurance, on a totaled bike. Posted: 31 Aug 2018 06:44 PM PDT Bike is worth 9k I owe 7,200 The insurance said 50/50 and will pay out 3,400 for me to retain the bike. How does my GAP help or hurt me in this situation? Also they improperly appraised my damage, they said there is 7k in damage, when I know there is only 1,500. I can go get my own appraisal and not total it out. What is more beneficial? [link] [comments]  |
| [PA] Used part failed and caused additional damage to vehicle - who is responsible for repair costs? Posted: 31 Aug 2018 09:19 AM PDT |
| Use Homeowner's or let Utility district's Insurance cover? Posted: 31 Aug 2018 04:39 PM PDT Greetings, I originally posted this in personal finance but didn't get much response. We recently had a water leak in our house that has done significant damage. The root cause of the water leak is due to our utility distract ramping up the water pressure in our neighborhood. Prior to the water leak I am discussing we had a previous garage flood that wrecked our washing machine as well as pipes busting and they repaired the damage. So far, in this case, they have contacted a cleaning company (servall) and started the drying process, ripped out our cabinets and flooring, and repaired some duct work. They have done this without any payment from us and the utility district P.O.C. said they would be sending their insurance company to prepare an estimate. They've been acting as if they are taking responsibility, however, I don't have that in writing as of yet. I did call my insurance agent (Allstate) and they are in the process of preparing an estimate as I type this. So, a couple questions for those insurance savvy. 1) If they take responsiblity, do I have the utility district's insurance company cover the claim and close my homeowner's claim? 2) Would it be better to go through Allstate and have them do subrogation for payment from the utility district and try to have them cover the deductible I'll have to pay? I am knew to this as this is the first home damage we've had. I want the utility district to take responsibility but feel as if we'd be taken better care of and in a more timely manner by Allstate. Thank you in advance for advice. If I need to provide more information, I will try. Follow up has been: The Utility district sent out an inspector. I haven't seen the estimate yet and he is saying it may take 2-3 weeks before the "investigation" is complete. In the mean time, my house is in disarray. [link] [comments]  |
| Posted: 31 Aug 2018 11:05 AM PDT I'm a first-time car owner and bought a used, beat up honda accord a few days ago. I have never had to deal with insurance companies or have shopped around for auto insurance. Getting overwhelmed with all the choices and possibilities. I called Geico, Esurance, and Nationwide. So far, Esurance has been the cheapest ($65 a/mo) for the state minimum. But for it being so cheap, there could be a catch? What do you experienced car insurance owners recommend? [link] [comments]  |
| Backing out of a parking space hit by a speeding car on the wrong side of the road. Posted: 31 Aug 2018 12:52 PM PDT My friend was slowly backing out of a parking space in a new Jetta at work using a backup camera and looking to his right to watch for traffic. Another vehicle was speeding through the parking lot on the wrong side of the aisle (the aisle is clearly marked with arrows) and hit the side of the car near the rear wheel. The rear quarter panel was dented in front of the rear wheel and the wheel was hit so hard, it broke one of the struts and bent the wheel in. I realize that the car backing up is generally at fault but since the other driver was speeding (he said he was late for an interview) and he was on the wrong side of the road, does that make a difference? [link] [comments]  |
| Posted: 31 Aug 2018 11:53 AM PDT Really the only things I have of value are my PC that I use for streaming and my video game equipment. if all my other stuff gets stolen it's really not worth any money I'm just wondering what policies I should be looking at and what's a realistic deductible for that amount? [link] [comments]  |
| 26 Male with no auto insurance need help Posted: 31 Aug 2018 09:28 AM PDT I was under my parents auto insurance for the most of my driving years. No accidents and one minor warning for not having my headlights on back in 2011. I think my record is pretty clean. How can I find auto insurance legit, without being exploited? Do I call the companies I always see on commercials? Or do I have to find an agent? I don't have a car right now but I am using my sister's. I don't know if there's going to be any consequences so I want to prepare even though I am a safe driver. Please help. [link] [comments]  |
| Time to take to the repair shop after claim Posted: 31 Aug 2018 08:55 AM PDT Sorry if my searching failed I could not find an answer. My question is after I have made the claim with the insurance company is there an amount of time that I am required to take my car to the repair shop. I was rear ended about 2 and half months ago. There insurance Allstate took responsibility for it. I have been extremely best with work and traveling and have not yet taken it to the repair shop. I am hoping to get there this week. Is it possible for them to deny it for taking so long is what I am trying to ask? I live in VA if that helps. Thanks [link] [comments]  |
| Advice on Home Insurance Claim Posted: 31 Aug 2018 08:52 AM PDT Came home yesterday to find our first floor in about 1/2" of water which also flooded our recently (~3yr ago) finished basement. I believe I've gone through all the right steps so far - documenting, beginning a claim, water restoration team was called first thing and didn't leave until 2AM. The source of the water was a cracked waterline going into our refrigerator. It's incredible how such a small thing can cause so much damage over a short period of time. I'm worried about the next few months dealing with insurance and construction. I want to make sure things are being properly fixed and taken care of and not overlooked or shrugged off. For example - our wood floors are clearly damaged but not sure to what degree. On the surface the tile in the kitchen looks ok, but what about underneath? The water was up against cabinets, what about underneath and behind them on the floor. Will I have mold issues that creep up down the line, etc. The insurance company already let me know the damage would be covered but not the plumbing repair itself because of the type of fault it was. Ultimately, the cost of that repair is minimal so its the least of my worries at this point. This may be a silly question, but should I be contacting the store that installed the waterline on the fridge? Would they be considered at fault in any way? It was a few years ago. Anything else I should be doing or watching out for? [link] [comments]  |
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