Millennials Would Rather Have Loan Help Than Vacation Days Student Loans |
- Millennials Would Rather Have Loan Help Than Vacation Days
- Navient - New "Custom Pay" Button
- I am now defaulted on a loan I didn't know I had this whole time?
- Fedloan is not counting a year and a half of my payments...any advice?
- Student Loan Rehab question
- How do I find out all loans my wife has in her name? and what is the best way to pay them back?
- Student loan payment breakdown
- How do Grad PLUS loans work?
- trouble logging in on nelnet?
- Paying off student loans with a loan from my grandmother.
- How often federal student loans are given out during a year?
- Paying more than you're supposed to...is it going towards the principal? Fed Loans
- PSLF: I finally got info about my counted payments!
- Refinance Student Loans?
- Best way to pay extra toward Navient loan
- Help me choose a repayment plan option
- Qualifying payments question
| Millennials Would Rather Have Loan Help Than Vacation Days Posted: 01 Mar 2018 12:10 PM PST The article and study with questions and raw data! I think that could be huge for people, less time off for a few hundred dollars a month towards your student loans? I would take that deal in a second! Thoughts? [link] [comments]  |
| Navient - New "Custom Pay" Button Posted: 01 Mar 2018 07:38 AM PST Just pointing it out, in case others haven't seen it yet. It's finally easier to apply extra payments exactly where/when you want them. [link] [comments]  |
| I am now defaulted on a loan I didn't know I had this whole time? Posted: 01 Mar 2018 10:50 PM PST I did not find out about this loan until my tax refund for this year were confiscated to pay for the loan. Since it has defaulted, it has obviously been gaining interest on top of it. I have seen student loans on my credit reports before - but they all rightfully showed as cancelled out. Now after my tax refund was confiscated I looked into it and on the Department of Education I narrowed down the defaulted loan to 1 from one school, but I was directed to the new owners of my debt. They sent me a package of information and it now shows it was for a different school. I attended neither of these schools longer than a month, definitely not longer than a semester. I withdrew from these classes. Like I said, never had I heard I was defaulted until my tax refund was confiscated. The paper work shows it was signed along with my parents since I was 17 at the time. Closest I've gotten is the form to fill out that states the school did not properly refund the loan back to the government? The debtor phone agents are not very helpful with information. Summary: The department of education phone line directs me to debtor. There is conflicting information as to what student loan I actually owe. I was given information for the last 7 years that I did not owe any student loans. The confiscation of my tax refund actually really set back my year. I need any help. Thank you. [link] [comments]  |
| Fedloan is not counting a year and a half of my payments...any advice? Posted: 01 Mar 2018 03:33 PM PST Hey all, New to this community so apologies if this is a common question. I recently sent in for verification under the Public Service Loan Forgiveness plan. I work in the Public Service sector and though my employment was verified and I am making payments on an approved plan (income-based) Fedloan Servicing deemed about 1 of my payments to be ineligible. I have appealed this decision d am about halfway through the 60-day review period and am starting to get anxious. Has anyone gone through this with any success? Has anyone found any other appeal processes. Overall I am at about 55k federal at 6.8% and 6k private at 10.0%. I am snowballing the private loan and should be done by this time next year, but I can't fathom paying off the full amount of the ten year and would rather not pay an additional year and a half. Thanks in advance. [link] [comments]  |
| Posted: 01 Mar 2018 03:28 PM PST I am currently in a rehab program for my student loan. My question is at the end of the 9 payments what happens to the money I pay monthly? I was under the impression from the original guy that that money goes towards to balance that is owed, but I can't find any of that information online. My student loan was only about 2500 and with the rehab payments being 200/month what does that apply to? They just took my tax refund of 1500 and applied it to the student loans. I have called my servicer and they are going to call me back in a few days when that offset hits the balance. What am I looking at when they call? Now that my loan is only around 1000 and I've already paid 800 in the rehab program will they just apply that to the balance and I can pay the final 200ish off and just be done with all this? [link] [comments]  |
| How do I find out all loans my wife has in her name? and what is the best way to pay them back? Posted: 01 Mar 2018 03:15 PM PST My wife has had multiple loans taken out to pay for school. We know of two, but the problem is she didn't take out most of these loans, her parents did in her name. So, we have no idea how much she owes. Is there any way to find out? Recently we found out she has $30,000 in standford loans that have been accruing interest. What is the best way to pay them back? I have a higher credit rating, so is it possible to refinance them in my name to help lower interest? [link] [comments]  |
| Student loan payment breakdown Posted: 01 Mar 2018 05:23 PM PST My friend and I are having this argument, and I can't seem to figure out from my statements or anything where my money is going. He says, I'm paying my loan servicer to (screw me) err help me with my loans, and I think it's the Department of Education. Does anyone have any idea? I'm going to be really angry if I'm paying them to assist me. [link] [comments]  |
| Posted: 01 Mar 2018 05:23 PM PST Looking for some real world feedback/advice. PA (physician assistant) program cost upward of 100k total (for a two year program), some even more. With the FAFSA loans only providing about 20k per year, are you able to use Grad PLUS loans to pay the remaining tuition? Are you able to use Grad PLUS loans for rent? How is the amount can get for things like rent determined? Thanks! This is causing me a lot of stress right now! [link] [comments]  |
| Posted: 01 Mar 2018 09:06 PM PST I have had some trouble trying to log into nelnet today. just wondering if anyone else has had this same problem today, i forgot when my loan payments starts lol but not today, but i still panic and it is obviously night time so i can't even call at this time. so is anyone else having trouble trying to log in this wonderful website. i hear that has a horrible server. don't know if that is true. first timer lol [link] [comments]  |
| Paying off student loans with a loan from my grandmother. Posted: 01 Mar 2018 07:01 AM PST My grandma is trying to help my wife and I escape insane interest on my wife's student loans. Total is around 94k @ between 6 and 11%. We are barely making headway as our combined income in around 68k. My grandma is willing to pay off all of the loans with a loan from her at 3.0% interest. Her financial advisor is telling her she has to charge interest and report it or it is taxable. I see no reasons not to do this. Is there anything I need to know before I move forward? How do I exactly handle paying off multiple loans at once? My grandma will just be sending us a cashiers check I think. [link] [comments]  |
| How often federal student loans are given out during a year? Posted: 01 Mar 2018 03:03 PM PST I took out 6.7k in federal student loans (subsidized and unsubsidized) to cover Spring semester of 2018. Will I be able to take out another federal loan(any amount will help) within 2018 to cover my fall semester? Edit: re-worded my question [link] [comments]  |
| Paying more than you're supposed to...is it going towards the principal? Fed Loans Posted: 01 Mar 2018 01:55 PM PST My husband has a hefty chunk of debt, over $255k (thanks law school). He didn't have a high enough paying job by the time we had to start paying so we were accepted into an income driven repayment plan of $0 a month. He just got a new job and FedLoan told us we don't need to resubmit our paperwork (only on the 1 year anniversary of the first application - does that seem right??). The job isn't super high paying and we're racking up major interest by not making any payments. We can pay at least $700-1000 a month right now. When I went to make a payment today (which $0 was the amount due) I chose "pay specific loan" and put the $700 to the smallest loan with the highest interest. Question is: is this paying off just the interest accrued that month on all loans or is it going towards the principal of this one loan? I saw some talks on here with differing answers. I may call them... [link] [comments]  |
| PSLF: I finally got info about my counted payments! Posted: 01 Mar 2018 06:36 AM PST Let me just say how free I feel! I'd received my letter in October saying o was eligible for the PSLF program. (Some of you will remember my recent post about not having received info from them about my # of counted payments.) I called today, and the rep told me since it had been 90 days, she'd go ahead and submit my account for review. She also went through my payment history over the phone. Due to a combo of periods of forbearance and deferment, and having been on a graduated repayment plan, not many of my payments will qualify. But this information is so very welcome; I've been hanging on at this nonprofit job not earning as much as I could, out of hope that I might have my loan debt wiped clean. And now I'm free of that shackle, since it's quite clear that forgiveness wouldn't happen anytime soon! :-) A wise friend who works in corporate world advised me once that I should leave the nonprofit job, get a higher-paying corporate job, and the loan debt would be easier/quicker to repay. I might just see if she's right. Hope those of you who are waiting for information hear something soon. [link] [comments]  |
| Posted: 01 Mar 2018 05:18 AM PST Hello, I am considering refinancing my student loans. Currently, I have about $30K remaining in Federal student loans and have been slowly paying them off via the extended graduated payment plan. At this rate, I am not going have them paid off until 2035. However, I have some extra disposable income and would like to lower my interest rate and increase my monthly payments to have them paid off within 7 years. Currently, $18K of my student loans is at 6.55% interest and the other $12K is at 4.55% interest. I have been doing some research over the last couple weeks and so far the best rate I found was a 4.37% fixed / 3.77% variable for a 7-year loan. A can get a 5-year loan for a little better rates but I rather my monthly payments not be that high. I am thinking about leaving the $12K at 4.55% with the federal program and just refinancing the $18k. I do have a few questions I am hoping someone could help me with though!
Thanks for all the help! [link] [comments]  |
| Best way to pay extra toward Navient loan Posted: 01 Mar 2018 07:13 AM PST I only have one student loan, through Navient, to the tune of about $6,400. I'm currently making over payments- the minimum payment amount is 74 and I've been doing 100. Would it be better to save the extra and apply it all at once every few months? I want to pay this off as fast as possible, there's no reason I should still be paying this off in 10 years like Navient says... [link] [comments]  |
| Help me choose a repayment plan option Posted: 01 Mar 2018 06:26 AM PST I do not have a steady job, I'm not sure how long it will be until I have a steady job, but I need to start paying. I'm thinking either Pay as you Earn, Revised Pay as you Earn, Income based repayment or income contingent repayment. [link] [comments]  |
| Posted: 01 Mar 2018 03:54 AM PST I am currently going through nelnet as my servicer and PSLF qualified. I also am on the income based repayment program. My payments are set to begin in March. My question is if I make 4 payments in March will they all go towards my qualifying payments giving me 116 left? [link] [comments]  |
| You are subscribed to email updates from Advice, articles, and general discussion pertaining to student loans.. To stop receiving these emails, you may unsubscribe now. | Email delivery powered by Google |
| Google, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States | |
No comments:
Post a Comment