• Breaking News

    Thursday, March 1, 2018

    Legal Advice On March 2 (Friday) the NORTH CAROLINA Bar Association will be offering free legal consultations for all residents of NC.

    Legal Advice On March 2 (Friday) the NORTH CAROLINA Bar Association will be offering free legal consultations for all residents of NC.


    On March 2 (Friday) the NORTH CAROLINA Bar Association will be offering free legal consultations for all residents of NC.

    Posted: 01 Mar 2018 10:39 AM PST

    See the North Carolina bar announcement here.

    Talk to a Lawyer For Free Friday, March 2, 2018, 7 a.m. – 7 p.m.

    North Carolina lawyers are volunteering free legal information Friday, March 2, 2018, at call centers statewide. The program is called 4ALL Statewide Service Day, and it's a free, annual public service that connects almost 10,000 callers with attorney volunteers. Use the numbers below to call in:

    Asheville – 1.800.289.0013

    Charlotte – 1.866.616.4255

    Fayetteville – 910.884.3907

    Greensboro – 1.855.390.3456 and 336.378.5046

    Greenville – 1.888.616.0614

    Raleigh – 919.744.3861

    Wilmington – 910.386.5540 (10a – 7p only)

    North Carolina only.

    submitted by /u/Zanctmao
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    [CA] Grandmother gave my brother and me an equal share portfolio each in the late 90's when we were kids. Brother sold his when they were worth a car. I left mine in and now they're a substantial amount. Brother and his girlfriend want my half now.

    Posted: 01 Mar 2018 12:39 AM PST

    When my brother was 16 and I was 4 my grandmother set aside a share portfolio for us. As soon as we were old enough it was transfered into our own accounts, and it was only four years later that my brother dipped heavily into his and bought a new honda.

    I knew about mine for much longer than he did before it became mine, and watched it grow since I understood what it was. By the time I was given full control it was already worth a ridiculous amount because a big portion of it was invested in apple, and I'm torn on using the funds locked up as they are, because Dad drilled it into me to leave it to grow until I'm forty something.

    I don't talk much with my brother, he's done some stupid things to the family over the years and I didn't really grow up with him so all I usually hear about his life comes through dad. His new girlfriend works in law though, and I've received a formal letter from them both that the investments my grandmother made were designed to be for both of us to use not just for me alone, and his was only around $15000. The number is right but mine was only worth that at the time he spent it too. They want half of the value of mine now and his girlfriend has informed me if I don't give them access then the legal fees and fines would eat up my half and I'd be left with nothing.

    The dividends alone support a huge part of my life and they've saved me a few times. If half of that disappeared it'd set me back years. I know it sounds selfish but I'm really used to having the extra income back me up when I've wanted to move. I've lived in four states by my own choice and I want to move and take in more before I settle down, if I ever do.

    How likely is it they'll win and leave me with nothing? As far as I know there was no paperwork or will just my grandmother's word. She set up my brother's accounts when he turned 19, but she gave them to dad at the same time as my brother got his, and dad transfered the whole lot to me six years ago. For my share I have all the logins, the trading accounts and bank accounts are in my name, and the shares are all solely in my name too. Should I find my own lawyer and if I need one what kind do I need? I have an accountant I've used for years but this doesn't seem like an accounts problem but a law one.

    submitted by /u/camarthe
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    partner got hurt during rough sex, i'm being accused of domestic violence

    Posted: 01 Mar 2018 05:03 AM PST

    this is so stupid and embarrassing so please bear with me. new york city.

    my husband and i were having (very consensual) rough sex and broke our bed. when it broke it kind of collapsed the ground on one side we both fell hard to that side. my partner's dominant wrist is broken and he has cuts and bruising on both wrists from the handcuffs. he also has a black eye from me elbowing him in the face on the way down and some serious bruising on his back and chest. i also wiped out a lamp and i needed a few stitches.

    for context: my partner is about 6' tall and i am about 6'7", and he does yoga and i rock climb and play rugby so i look like I would have a significant physical advantage over him. complicating things even further, my partner is Deaf and visually impaired and i am not, so I fully understand how my partner looks vulnerable in this situation and i appreciate people in his life stepping up to make sure he's okay. however, he has one coworker who has a reputation for being "overzealous" and has a history of a "savior complex" with my husband because of his disabilities. we heard from another coworker that despite my husband telling people his injuries were from an accident overzealous coworker has been telling people that it is clear that i am violently abusing my husband and that she is bragging about reporting the "domestic violence" situation to the police.

    we are both terrified and so upset and have no idea what to do. am i going to be arrested? can they arrest me for hurting him if he says i didn't hurt him? do i need a lawyer? is there anything we can do to stop her from making a report or to make her take it back if she's already made one? can we make her stop telling anyone who will listen that i beat my husband? i love him more than anything and i have never EVER hurt him in a way he doesn't consent to. this is all so stupid, and i don't want to go to prison for a fucking sex mishap.

    submitted by /u/jmkkwd
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    Home Owners Association is trying to make me remove my window AC unit.

    Posted: 01 Mar 2018 08:16 AM PST

    The HOA of my neighbor hood in Texas is trying to make me remove my window AC unit from my house. The window AC unit is located on the second floor in the on backwards facing part of my house. Based on my HOA's covenants and restrictions I am not in violation. (I think...)

    "n.- No air-condtining apparatus shall be installed on the ground in front of a residence. No air-conditioning apparatus shall be attached to any front wall or window of a residence. No evaportive cooler shall be installed on the front wall or window of a residence."

    Their argument is that "Any front wall or window" - does not specify just the front windows. Any helpful advice would be welcome the last thing I want to do is make all of my neighbors angry... But at the same time that window AC unit is being used and is needed.

    Thanks for any help!

    submitted by /u/Acerebel54
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    [CO][Salaried] Boss tells me I am now required to take a 30 minute break for lunch and need to stay at work an extra 30 minutes to make up the time everyday.

    Posted: 01 Mar 2018 08:21 AM PST

    On Tuesday my boss pulled me aside and told me that I was now required to take a 30 minute break for lunch and that would also mean I now had to stay 30 minutes later than my normal hours to make up for it. I've been at this job for almost two years and the understanding has always been working 8 a.m-4 p.m and if I left to eat lunch somewhere then I would make it up at the end of the day. I never wanted to work past 4 p.m so I would use my normal break time to sometimes pick up something up and eat lunch at my desk while continuing to work and leaving at 4 p.m everyday. Had never been a problem in the past two years until we moved to a large building where the top people of the company also work (albeit on different floors). Now I'm being forced to take that 30 minute lunch break everyday.

    This may seem petty over 30 minutes, but leaving 30 minutes later than my normal time almost doubles my time to get home due to traffic. I just want to know if it's within my right to say I don't want to take that 30 minute break and leave at my normal time, or if they cannot force me to stay that extra 30 minutes because I took a lunch break.

    https://www.colorado.gov/pacific/cdle/breaks https://www.dol.gov/whd/state/meal.htm

    I referenced these and they mention being able to eat and work from your desk, but I want to make sure I'm interpreting it correctly.

    Thanks for the help.

    submitted by /u/A_Cartboy
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    [KY & IL] I want to contact the mother and wife of the pedophile who groomed and raped me from age 12 to 15. It never went to court. Could he take legal action against me?

    Posted: 01 Mar 2018 06:20 AM PST

    I will try to keep this as short as I possibly can while providing all the details that I can.

    I am 30 years old and when I was 12 years old, a 26 year old man began grooming me via the internet. I lived in KY and he lived in IL. He took my virginity when I was 13 and he was 27. He took me across state lines for the sole purpose of having sex with me. This continued until I was 15. He was always aware of my age.

    I told local police about it when I was 17 and was told that police and the FBI spoke with him, that he admitted he travelled to see me (but that we slept in separate beds in the hotel) and that all we did was talk because he was my friend. The therapist I was seeing at the time told me that the FBI believed me, but that there was no physical evidence because I had "waited too long" to come forward. I was told there was absolutely nothing that could be done and that he could not be charged with anything.

    I want to contact his mother and his wife via Facebook and tell them that he molested me. I DO NOT want to tell them details of the abuse because I do not want to hurt them or force them to visualize those things. I actually spoke to his mother on the phone when I was around 14 years old. He told her my real name and where I lived, but lied about my age. I honestly believe she would remember me if I contacted her and told her my real age. I feel like then she would have to believe me. I remember where she worked, the name of her boyfriend, and the story she told me about his (the pedophile) childhood.

    I want to tell his mother and wife about what he did to me (again, without the details) because I am tired of keeping this secret for him. As a result of me reporting him, my family knows most of the details of what he did to me and what he made me do to him. Even to this day, all these years later, I can feel their eyes on me if a story comes on the news about pedophilia, internet predators, rape, etc. This man gets to live his life like a normal person while I am reminded of him in some way (either big or small) almost daily.

    I am not going to use a public platform (his YouTube channel or his public social media accounts like Facebook or Twitter) to expose him. I just want to send a private message on Facebook to his mother and his current wife.

    Are there any legal actions he could take against me for contacting them?

    submitted by /u/B0xesFuII0fPepe
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    Ex-husband misappropriated funds intended for our son. What should I do? [Canada/SK]

    Posted: 01 Mar 2018 11:53 AM PST

    My son is in 4-H, has been for a number of years, and has made money each year from the annual cattle show and sale. He has around 7 years worth of cattle sold, upwards of $2-4k per year.

    My ex-husband always deposited the cheques, which were made out to my son, into an account which I never had access to. He is now telling me there is no money in the account. My son was planning on using the money to buy a vehicle, pay for sports registration, and for post-secondary.

    As far as I know, the bank account was in his name, but the cheques we're always made out to my son. I should also add, my ex is an employee of the bank where the account is held.

    What should my course of action be?

    submitted by /u/screwedoverinSK
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    I accidentally hit another student's coffee with my bag as I was turning to get a seat, She's asking for partial compensation now. What are my options?

    Posted: 01 Mar 2018 04:10 AM PST

    Before I'd start, I'd like to state that I live in Singapore where the legal law system is based on that of the English common law. As someone who has almost zero knowledge of the subject matter of law, I thought I'd state that first in case it's needed.

    So here's the case which is stressing me out at the moment, I am a University Student and in the design of our lecture halls, the rows of seats are pretty close to each other.

    Last week when I was entering the hall and preparing to get seated with my friend, I accidentally spilled an entire cup of coffee over another student's MacBook.

    Attached is an image of my lecture hall so as to assist in visualizing the seating arrangements and proximity of the tables -https://imgur.com/0GrTKRK

    How the accident happened was that I was walking in between the rows and I had to turn my body so as to get into the position of sitting while walking through the gaps that separated each row. I was carrying quite a bulky bag at that time as it contained my laptop, a change of clothes and jacket within them.

    As it happened, my bag hit the coffee that was placed beside the MacBook of the girl sitting right behind the row which I had planned to sit in. In my defense, I was totally unaware of the coffee placed there as my focus was on trying to maneuver between the rows for an empty seat and the cup of coffee was at the table behind me.

    The hot coffee was thus spilled all over her MacBook. She changed seat after we did what we could to clean up and did not approach me or anything thereafter. In retrospect, she might have wanted to approach me after the lecture ended but I left halfway in the lecture due to having prior arrangement for a group meeting for another module. This week, I did not attend the said lecture again due to a project meeting and discussions that went overtime. However, I received a message from her (she managed to get in contact with me by getting my number from my friend who attended the lecture) stating that she would like to meet me to discuss some form of compensation to her MacBook as it was damaged.

    She claimed to have visited the Apple Store which quoted her SGD $300 for a diagnosis fee and up to $800 or more for a replacement of a single part. She said that it was not worth it and she would be getting a new laptop instead. She also mentioned that I do not have to compensate in full, just a partial amount. I am scheduled to meet her in person next Wednesday to discuss more on the issue and find out how much she wanted me to fork out.

    I've read some previous threads on how in such cases, the person who caused the accident can be liable to pay the full amount of "the good that was damaged" and not the new replacement product. As such, some questions I have are:

    1) As she stated in her message that she was not expecting full compensation, how much of an amount would be fair for me to pay as a form of partial compensation?

    2) Am I really liable in full since the cup of coffee was out of my line of sight, but fully in hers as she should've noticed me walking along the rows of seat and could have moved the drink to another spot.

    3) While I would like to discount the idea that the girl is trying to scam me in asking me to pay for compensation when in fact, her MacBook is working just fine, It would seem like her case is a genuine one of a damaged MacBook. Is there anything to take note of or to ask regarding this when we meet in person?

    4) What will happen to me if I decided not to pay anything at all? Is this the breaking of any laws?

    5) What are some options I can do or say if I disagreed with the amount of partial compensation she gives?

    While I have enough money on hand to pay her the full amount of a completely new MacBook, such a form of compensation is a huge toll and would almost wipe out my finances as I am currently a full time student. As such, while I appreciate her gesture to only pay partially, I thought that I could clear some doubts I have by asking on this sub and hopefully gain some advice on the things to ask or look out for when I meet her.

    submitted by /u/zakumkidx
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    Employer changes pay rate retroactively, taking the difference out of my next paycheck (CO)

    Posted: 01 Mar 2018 07:17 AM PST

    I have a feeling this is probably okay but I just wanted to check...

    I work for a public college in Colorado. I have a few different positions, one of which is hourly pay.

    I got a call from HR yesterday saying that they are changing my pay rate for that position because the original pay rate in my contract was incorrect. The new pay rate is about half my old pay rate. Fine, I know they can do that. But, they said this would be retroactive. So they're taking the difference out of my next paycheck (which will end up being my whole paycheck). Can they retroactively adjust pay rates like this?

    Thanks.

    submitted by /u/collegethrowaaway222
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    Husband wants to be on his mom's bank account as a joint holder, I am wary

    Posted: 01 Mar 2018 08:17 AM PST

    Texas, USA. My husband's mom is starting the slide into dementia, but she's not bad enough at this point to take any control away from her. She's just bad enough to spend all of her money on crap and then find herself unable to pay her bills.

    Husband wants to be on her checking account as a joint account holder, so he can keep an eye on her spending and confront her when she cleans out her account in cash. I get that, but I have worries.

    What if she runs over a kid in her car? Will the lawsuits find their way to us because he's on a checking account with her? What if she files for bankruptcy? What if she takes out a loan?

    I'm not concerned about losing the money in her account -- we won't be contributing. I'm concerned that him being listed as joint on her (only) bank account could open us up for people coming after our actual money in our accounts which have nothing to do with her.

    Am I being overly anxious? Does the legal liability reside completely inside that single bank account that is her money with both their names on it, and the liability doesn't spider out any further into our lives?

    I'd be deeply grateful for any advice.

    submitted by /u/Sunny_in_ATX
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    (Washington) My Ex was harassing me, I recorded everything and gave it to police. He told me it was against the law to record him without his consent. Help?

    Posted: 01 Mar 2018 06:55 AM PST

    I'm 19, I was dating (or more like seeing) a 23-year old guy for a few weeks, but he was starting to creep me out, so I broke up with him. Then all hell broke loose. He started texting and calling me, sometimes he was just calling me names, but often he was threatening me, like for example that he was going to bash my head in, kill me, all kinds of stuff. I thought he was just gonna stop eventually, but one night he called me that I will never be safe again in my home and the next day I found a dead guinea pig on our doorstep. That's when I realized it was really serious, so I started recording everything and I recorded several of his threatening calls. All this happened over the course of a few days, I then finally told my mom and we went to police together, they took our statements. I gave them the recordings and photos of the guinea pig. One of the officers also told us that we have enough to apply for restraining order, so we're going to do that.

    Next time my ex called, I told him about it and he laughed and said that what he did wasn't illegal (???) since he never actually acted on his threats (uhm, that guinea pig?) and that recording a conversation without the consent of both parties in Washington is illegal and I commited felony. I checked it and apparently, Washington is a two-party consent state. What the fuck, did I actually break the law? Seems like so. I'm a freshman in college, if I get in trouble and get kicked out, my parents will kill me. And I don't want to have a felony on my record.

    submitted by /u/RecordingInWA
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    Wisconsin: Probation Hold - 9 days and counting, no reason given, yet.

    Posted: 01 Mar 2018 10:51 AM PST

    Hello -

    My son is on a 1 year probation in Wisconsin for resisting arrest. His probation time is up on March 28, 2018. He has, so far, fulfilled all of the conditions of his probation including fees, employment, absolute sobriety, anger management and AODA.

    On Feb 21, 2018 - he showed up for his last face-to-face appointment with his probation officer. He was met there by 3 police officers who took him into custody on a probation violation.

    They did not tell him what the violation is when they took him in. He has been sitting for 9 days so far, and no one has come to talk to him and he still does not know what the alleged violation is.

    I have talked to his probation officer and she said that on January 9, an allegation was made against him. The detective involved has been investigating, she said and she had them take him into custody on a probation violation almost 2 months after the allegation was made. She told me that the detective wants to speak with him to get his statement.

    My son is being held in Brown County (WI). The original allegation is from Adams County (WI). The detective from Adams County has, apparently, put in a request for an officer from Brown County to go visit my son and take his statement...because the Adams County officer doesn't wish to travel that far to do it.

    My son has told me that he is not planning on speaking with this detective without an attorney present.

    So, I told his probation officer that he is not planning on talking to any law enforcement without a lawyer - so if she could tell me when the detective was planning to go speak with him (date and time) - I could arrange for his lawyer to be present.

    Today is day 9. She does not know when the detective is going to show up to speak with him. She does not know if she is planning to revoke his probation - she says that it all depends on what the detective tells her after meeting with him. She also, of course, will not tell me what the allegation is. And no one has met with my son to tell him.

    So, he's on day 9 in jail with no end in sight and no idea why he is being held. He has primary custody of his 2 year old daughter - who my husband and I are now taken care of. We've spoken to his employer and they said if he is able to show up for work this coming Monday, he'll be able to keep his job. Otherwise, he'll be unemployed when this is all over.

    His lawyer is telling me that we cannot compel the probation officer or the police to move this along on any timeline. We've been told different timelines that she has to make a decision on whether or not to revoke his probation. Some have told us she has 10 days ... others have said 6 days... others still have said 21 days and we've even been told there are no set timelines.

    I understand you give up certain rights when you are on probation - but this all seems wrong to not be told what the violation is so that you can potentially defend yourself against them?

    Any advice or insight would be very helpful - thank you in advance.

    submitted by /u/lsrn_wi
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    NY We bought a house in December but are stuck in a lease. What can we do?

    Posted: 01 Mar 2018 06:46 AM PST

    We signed a yearly lease almost 4 years ago now with the understanding that after the first year we could change it to a monthly lease. After the first year the landlord did not uphold the verbal agreement. This was the main reason we took the apartment. We let our landlords know when we first started looking for a house that we were looking. They told us we could break lease if we gave them 2 months notice. We did and we completely moved out at the end of December 2017. They are still making us pay rent until May 2018 when the lease is over. We stopped by the apartment the other day since we are still technically renting it and noticed they have been in the apartment doing renovations we asked for while we lived there. At the time they said they weren't going to take care of them. Another part of the selling point was it had a bathtub. It never worked. There was also a rot spot in the ceiling where the roof leaked and they just fixed that. We are under the impression they need to give us notice every time they enter the apartment since we are still renting it. They have only told us a couple times they were showing it but not recently when the renovations were done. Is there any way we can get out of our lease?

    submitted by /u/dchristensen7
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    Credit fraud

    Posted: 01 Mar 2018 07:34 AM PST

    Hello. My friend just found out his dad ruined his credit score. He's only 22 and not sure if he should file a police report because he doesn't want to get his dad in trouble. He has opened 8 credit cards in his name. His dads credit score is just fine but his is in the 300s which is awful. He just got a great new job so now credit is more important than ever. What should he do?

    submitted by /u/UniversalMatrix
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    I am having issues with a super-religious doctor that I saw and their billing practices.

    Posted: 28 Feb 2018 11:19 PM PST

    Background: Long-time Reddit user, but made a throwaway for privacy purposes. Also, to give location, I live in Allegheny County in Pennsylvania.

    I [22F] recently went to a gynecologist due to an extended menstrual period. It was my first time at this gynecologist, as my old OB/GYN's office is a few towns over. I found this gynecologist on the app that my health insurance provider has, and the office was listed In-Network.

    The Office: I was immediately thrown off by the fact that they were selling bibles and faith-themed coloring books and children's books in the office. I then noticed a few 8.5x11 sheets of paper hanging in the office, listing various billing guidelines, such as $15 if you need a prescription refilled, $30 if you cancel an appointment, that they require that you put a credit card on file with their office for billing reasons, and that they collect all copays before an appointment starts.

    The Appointment: The appointment was a pretty typical annual appointment. Go over medical history, do an internal/external check, collect a sample for a PAP smear, pee in a cup to see if I'm pregnant, etc. My biggest concerns with the exam are: 1) she started off the appointment by asking what religion I am; 2) my PAP smear q-tip was covered in blood (which could affect the results); and 3) that the doctor suggested I get a more in-depth STD test sent out. I asked if this test would cost anything and she said it's typically free, and if not, usually has a small copay. I say it's alright and we move on.

    I head to the receptionists desk and ask if there is a fee for anything today, she says no, and asks if I want to put a credit card on file. I say that I see no need because everything was covered today, and that I will next time if there is a copay.

    The Letter: A week after my appointment, I get a letter in the mail. It says that I had abnormal test results from my PAP smear, and that they want me to come in for a colposcopy to see if anything is precancerous. At the bottom of the letter is a paragraph that says that this test is usually covered by insurance, but that they require a $250 deposit before the procedure, and that it will be reimbursed as long as my insurance pays for everything. Red Flag #1.

    The Billing: Because her office receptionist said I didn't owe anything, I didn't look into what was actually billed to my insurance until I got this letter. Once I did, I saw that her office and (what I assume is) the STD testing center had billed my insurance for $2600, down to the cent. Which would be fine if it was all covered by insurance, but my health insurance's app is telling my that "you may owe" upwards of $300 for these billables. Red Flag #2.

    My Findings: Not to say that the PAP smear results might not be accurate, but there is a LOT on the internet about gynecologists recommending that PAP smears are done when a woman is not on her period, especially a heavy one, and that the cells from the period can interfere with the results. Red Flag #3.

    I also found multiple reviews of this doctor and her practice online about how unprofessional she is with pushing her faith and how patients have been billed with higher prices than what they agreed to, or later found out that the test/procedures she recommended were completely unnecessary. Red Flag #4.

    Where I Am Now: I made an appointment with my old OB/GYN, even if it means traveling a few towns over, for this colposcopy. I asked if they could redo my PAP smear now that my period is over, but they said that since it was already billed to insurance, I probably can't get another without paying for it out of pocket.

    I just need to know what my options are to contest these $2600 worth of charges because there is no way I can afford $300 worth of medical bills right now. And I am also really curious if there is anything I can do to, or should do, to report this doctor and her office.


    tl;dr: Doctor performed an annual exam and said medical testing would be free, or should have a small copay. Instead, my insurance was billed $2600, my part of this deductible being $300+. Doctor was also incredibly religious and sketchy with the office's internal billing practice as well.

    Please help me any way you can. If I am screwed, or just completely unaware of billing practices and what is or isn't allowed by a doctor, just politely let me know and I'll have to figure something out. I appreciate any time that anyone puts into reading this and helping me out.

    EDIT: I am not sure what to flair this, so I'm putting it as Healthcare Law. If it should be under something else, let me know.

    submitted by /u/Pissed_in_PA
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    Complained to neighbor about his dogs via text. He called and said he would have them killed by this weekend.

    Posted: 01 Mar 2018 01:18 PM PST

    I've been having an issue with the neighbor leaving his dogs outside all day and all they do is bark all day. I texted him once in the past a month or so ago. I texted him the other night because we were having a hard time sleeping about his dogs. He said sorry. Today I was working from home and texted him asking if they leave the dog outside when they aren't home and that it makes it hard to work and that they've been barking non-stop and I didn't know if someone was home as I saw a pizza delivered. He called me from a number a few minutes later and said his son was coming over in 15 minutes to put them inside and he said he would find someone to kill them by this weekend. I said 'What?' He then repeated himself. I told him I don't want to create trouble for him and his family but it's just hard for me to work with barking dogs which is why I was calling, then said goodbye. The reason I was dealing directly with him is because I'd like to let him know I was having an issue rather than getting the city involved. I don't know how to proceed from here.

    submitted by /u/auroco28
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    [CA] Best friends house was destroyed by tree company, now insurance is just fucking with him it seems.

    Posted: 01 Mar 2018 12:02 AM PST

    Edit: Used buzzbrosw2002 comment for easier reading. Thanks

    October of 2017 my friend buys his first house. On his property he has two 100+foot pine trees less than 6 feet from his house, (and we have had 3 major fires in the past 5 years) so insurance company tells him he has 1 year to take down the trees or they will revoke his policy, and he agrees and signs a document stating that he understands. One month later he gets a letter that his insurance has been canceled, (WTF!), they tell him has to get a quote for the removal of the trees ASAP, and that he must accept the earliest possible date for removal or they will not reinstate his policy. So he calls a tree removal company that is very well known in our area, and in 30 years has never had a single claim.

    January 1st they come out, and the worst possible outcome happens. The first tree comes down just fine, the second tree breaks the jack and falls directly onto the house, cutting the roof in half and just fucking his shit up. He calls his insurance company and they tell him not to use the tree cutters insurance, that they will handle the claim and then seek damages later. He is displaced back to his parents house, and that is when the promises start. They promise to pay him 800$ a month in displacement fees + 5000 for food etc for the approximately 6 months they say he will be out of his home. 2 months go buy and he calls everyday, and his adjuster never answers, no rent check, no food check, nothing. Finally the guy responds, and tells my buddy that he is sending an engineer out to assess the damage, (keep in mind that its the middle of winter and no water proofing was done to the giant hole in the ceiling). Engineer says the roof needs to be replaced, and that's it. Simple right? Nope. Adjuster tells pal to call a contractor so he can get the cost of replacement. Contractor has to wait for Engineer to send him plans...

    A fucking month goes by, at which point my buddy learns that the insurance company never PAID the engineer for his plans, so hes just holding them. Finally the engineer is paid and contractor and buddy go out to house. As they come up to the house the contractor stops, pulls out the plans and asks my buddy if this is the right house. Buddy thinks he joking, but the contractor is not at all joking. The right side wall of the house is split off of the house by about 4 feet, the chimney of the fire place is a further six feet off the wall, the house needs WAY more than just a roof. They pull the records on the house and it has asbestos in the walls, but to get a true indication of the damage they need to remove all the dry wall, so the insurance tells my buddy that the 32,000$ needed to do the abatement will come out of his claim (seems odd to me). Once that is done the contractor shows my buddy the previous plans, and asks if he approved the changes to the design, (the house had a hand built masonry fireplace, and vaulted tongue and grove ceiling, new plans have no fireplace at all, and standard ceiling). New plans have to be drawn up so that the contractor can rebuild the house "as it was" to assess the cost to rebuild, and then changes can take place. Again the insurance company fights over the engineers pay, and eventually my buddy pays him.

    This is now 8 months into, and finally a check for 6 months of back rent comes in and a check for food, but because they are behind on the rebuild he will get another check, it arrives a month later. 9 months in now and he has been paid for 8 months of displacement, and the adjuster says that the contractors plans exceed his policy limits and his house it a total loss. Here is where it gets fun, he can either rebuild with less shit (ending up with less house than he started) OR he can take the total policy limit + 30% for displacement and find a new house (total amount 232,000). He owed 115,000 on the house and 32,000 will come out for the abatement, leaving him with 85,000 - 11,400 he has received in displacement and he is looking to get about 70,000$ (plus the cost of his possessions which is not part of that figure). He decided to go that route, at which point they were LATE on paying of his mortgage, and then when he went to buy a house they started adding neat little stipulations.

    Here is where it is at now, they say his land (with the broken home) is worth 100,000$, and as such he must buy a home that has an assessed land value of no greater than 100K, otherwise he will not receive the full sum, BUT he must also find a house that is identical in features 2 bed, 2 bath, 1300 sq ft, and if he gets one that is cheaper with less features or more expensive with more features he will also not receive the full amount. This bullshit has been going on till today, at which point my buddy has now been out of his home for 13 months, and the insurance is telling him that he MUST get a new house by the end of this month or he forfeits the remaining money. Does this sound normal to anyone? I told him he should talk to an attorney, but he doesn't want to spend 500$ to talk to someone because he is just basically broken at this point and has almost lost the will to care at all. Any advice is greatly appreciated.

    submitted by /u/shortsbagel
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    [South Oregon] My employer opened a credit card in my name with my social security number

    Posted: 01 Mar 2018 11:11 AM PST

    I work for a small business, 7 or 8 people at any given time, and I do deliveries. To do these deliveries, we need gas because we drive all over the west coast. My employer gave us all company credit cards with our name on them. He said they were all tied to his account that has a 17,000 dollar limit. I thought this was pretty nice of him.

    I checked my credit report last month and there is a new card with a 14,000 out of 17,000 dollar balance. I called the credit card but couldn't get any information without knowing a security question and my employers birthday. So I asked what the credit agency needed for me to have a card through my employer and was told just my name to make me an authorized user. I then asked what they needed to open a card that would be on my credit report and was told they needed my name, DOB, and SSN.

    I never stated or signed anything that said my employer could release any of that information. I was very nearly out of debt and now have a new 14,000 dollar balance. Employer is out of town for the moment and my manager can't seem to help me either. So I turned to my favorite and most helpful subreddit. I really don't know what to do from here but I am livid.

    Edit: talked to 2 others at work to check their credit reports. I am the only one besides the owner who has a notice on my credit report about this 14,000 dollar balance.

    Edit2: owners wife (our payroll person who is almost never in) admitted to my manager that she used all of our SSN to open the cards without our authorizations.

    submitted by /u/kaiofthelexx1
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    [CA] Cleaner hired via app threw away or took home over $2500 in personal items, while unsupervised, claiming she thought it was "trash"

    Posted: 01 Mar 2018 12:12 PM PST

    Roommate hired a cleaner through an app service we had used before. She was supposed to show up Friday night, to be supervised by my roommate. We were getting the entire apartment cleaned because we are moving out. She notified him shortly before the appointment time that she would be 2 hours late (starting the job at 9pm). Because he was no longer available that late, but we still had to have it cleaned, he left, and told her to call when she arrived, so that he could give her the building code, and she could head up and clean. Before leaving, he also placed my belongings neatly in my closet, as I was out of the country, and planned on picking up these things once I arrived back.

    You are not supposed to exchange personal contact information with the cleaners and users, or leave the employees alone

    Then, continuing via text, Kevin (my roommate) explained to her what needed to be cleaned. "Rooms need vacuuming, windows wiped/dusted. Bathrooms, kitchen, counter tops, fridge, dish washer, microwave, oven, and inside cabinets. Also, just general sweeping, vacuuming, mopping of the floor. If you can also wipe the windows, that'd be great. Lastly, if you have time left, please sweep the balcony. That's everything. You can turn the lights off when you're done and leave the door unlocked. Don't hesitate to call if anything arises"

    The service she was hired for was also explicitly not for disposal. Having the cleaners dispose of items other than your typical trash bin costed extra.

    She texted Kevin at 10:27pm, asking if we wanted her to "empty the place or is that your things?" - referring to my items in the closet, as well as our wine rack, propane tank, etc. Kevin responded via text at 10:44pm saying to not throw anything out, and to text him when she was finished.

    THE NEXT DAY at 3:33pm, she texted him that the service would cost extra because she removed the items from the apartment. She also included, "That's ok no worries"

    Kevin responded immediately questioning why she removed items, because he had texted her not to, and that my items were in my room for storage.

    She then claims to have sent him a few messages during the evening and got no responses, and that she trashed everything. Or, because she thought it was all meant for trash, took items home with her for herself and her husband.

    She finally responded, saying she left my diploma (thank god), threw away my bed sheets and comforter, underwear, shoes, clothes, and wine rack. And that her phone has bad signal, which is why she might not have seen his message.

    When we finally realized the extent of the situation (aka me seeing that I had nothing left and actually seeing my my bed comforter in the dumpster under a day of trash), we contacted the app service. We also noticed that they had a claim stating incidents must be reported within 48 hours. We notified them on Monday morning. The cleaning took place Friday night.

    I explained the situation, and listed out missing items, estimating initially about $2500 in value gone. Since then, we have made contact with the cleaner, and got some of my items back, which have been clearly worn or are missing pieces, and might total roughly $500 in things she took without any consent.

    The service has still not confirmed I will be getting reimbursed, and I have not replaced my items yet, because if I am to receive less that is appropriate, I do not have the finances to buy certain quality things (i.e. nice bed sheets that I purchased 6 months ago. that was a nice purchase, but wouldn't have done so if I knew I'd have to pay for it twice! in one year!)

    I have cooperated in the entire situation. I have spent my time and gas to meet with their employee, after she had been notified that her account was put on suspension after the incident (seems risky to make me interact with her after that). I have provided them with an initial itemized list, and add things via email when I remember more missing items.

    They have asked questions like "were my things in trash bags", and "how did you get her phone number". And have told me it is being reviewed by upper management, because it is a unique case and the first of its kind.

    Someone PLEASE tell me what to do if they try to get out of it on technicalities, or if they say something like "the cleaner is an independent contractor, deal with her directly". What am I entitled to? Were services not rendered? Was this petty theft? Or more? What are ground for pain and suffering? Do I settle, or get a lawyer?

    This is ridiculous and I'm so frustrated and I'd like to sleep in more than just a sweater and have to do laundry each week because I've run out of underwear.

    submitted by /u/onsuchafullsea
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    My (public) school has an administration-sanctioned walkout to advocate for gun control.

    Posted: 01 Mar 2018 01:33 PM PST

    Basically explained in the title. The school is entirely publicly funded, and has one walkout that they moved an assembly to compensate for, and another one advocating for gun control. The second one involves the administration and teachers getting involved, them orchestrating traffic control and dismissal from class with no absences recorded. Is this legal? Because they're a publicly funded works, it seems that this is too politically charged to be legal. Any help is appreciated.

    School is in Oregon.

    submitted by /u/xxx_trojanwormdotexe
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    (Update) Uninsured father in-law was run over. (MS)

    Posted: 01 Mar 2018 10:48 AM PST

    Slight update to this post

    https://www.reddit.com/r/legaladvice/comments/7ykcpe/uninsured_father_in_law_got_run_over_ms/

    Basicly he is being seen by doctors and is medical bills are being put on hold. Met with a few different lawyers and have been told they need the police report first to get the ball rolling. I have been unable to get a copy due to the investigator not signing off on the report, it's been 2 weeks now and after several phone calls and in person visits nothing has been signed. I've tried calling different people but get swept around by secretaries. Just hoping for alittle advice.

    submitted by /u/KrackerJack396
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    [WA] Obtaining a will

    Posted: 01 Mar 2018 10:19 AM PST

    Wife's grandmother recently passed away, we would like to see her will, as we believe someone may have gotten her to change it after her dementia set in. We know what it said prior to the dementia.

    Do we need to go to the court house in the county the will was written (and where her attorney is), or the county she passed away in?

    submitted by /u/CunningLogic
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    [KY] Grandfathers Estate is refusing to disburse funds to my brother and me.

    Posted: 01 Mar 2018 10:15 AM PST

    In 2011 my uncle passed away. He was to inherit 1/6th of his fathers (my grandfathers) estate per his will. My grandfather decided that his portion of the estate should be divided between his 8 grandchildren instead of going to the surviving children. In 2014 he passed away and while it took some time for his house to sell, it finally secured a buyer and closed in October of 2016.

    My father, an attorney, drafted both revisions of his will. My mother, a surviving child, was the executor. I was informed that over the coming year, my mother preemptively disburses money to my cousin and one of my brothers (both part of the 8 grandchildren). They also divide up the portions to the other surviving children. My other brother and I have asked my father and mother when we will be seeing our portion. Their reply is "We just need to pay the final bill to settle the account". This has been going on for ever a year.

    I was recently informed that I will also not be able to receive the entire amount I am entitled to due to a large portion of it being funded by a ROTH IRA that was put in Survivorship after the passing of my uncle. My father informed me it was going to be too difficult to disburse money from this fund so it will not be included in the final amount I am to receive. He did qualify however, if the surviving siblings feel necessary, they can divide from their portion the amount we would have been entitled to. Effectively, the amount I was to receive has been halved.

    Last month I contacted the Kentucky Department of Tax Revenue to inquire about the status of the estate. According to the documents I received (Will & Tax Filing), the estate is "closed" and all taxes have been paid as of April of 2017. When I asked my father why I have yet to receive my portion I was informed that while all the taxes have been paid, the final accounting has not been completed and to not ask anymore questions. He then accused me of accusing him of stealing and to contact a lawyer if I plan on suing him. Needless to say, this was a weird response and definitely not something I ever planned or even doing. His reaction however made it seem like something more is at play.

    Do I have any recourse here or should I just continue to wait? The more I wait the more it seems they have exhausted the money and are stalling. This isn't a large amount, somewhere in the realm of $5-10k USD and by no means a complicated estate. If I decide to let it slide do I forfeit any future right to sue for money being given out?

    Thanks

    submitted by /u/1001001X
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    [ PA ] Does a trans person run the risk of losing custody of their child, simply for transitioning?

    Posted: 01 Mar 2018 12:49 PM PST

    First of all, I'm really sorry if this seems a bit jumbled! My mother knows that I am trans now and has threatened to take me to court if I transition, on the grounds that said transition would "ruin" my child. She says that "Grandparent's rights" would grant her full custody and that she would ensure that he wouldn't see me again. Is this something that she can actually do? Does she have a case here? I mean, if so, I absolutely will not transition. While I know it would help me, my child will always come first and if refraining from transition ensures that he stays with me, I'm willing to do that. He will always come before my own needs.

    submitted by /u/KeeRend
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    Do I need a will if I’m married and want my wife to get everything?

    Posted: 01 Mar 2018 11:42 AM PST

    40 year old male, married with kids. Making sure Wife is set upon my death so thinking of a will. But do I need one if legally married and she gets everything?

    Edit: I already have a $250k life insurance policy for her.

    KY, USA

    submitted by /u/DonaldKey
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