I rent in an apartment complex and it's being sold. Is it possible my apartment could be thoroughly inspected several times or just once? Real Estate |
- I rent in an apartment complex and it's being sold. Is it possible my apartment could be thoroughly inspected several times or just once?
- How to get the best interest rate?
- [FL] Is my student loan refund about to ruin everything?
- Which house do you think is better?
- Buyer/Agency Contract (MI)
- New agent?
- [Advice Needed] California Real Estate Salesperson Exam (and license)
- Investment Analyst Career Change
- Been putting off buying a house, buy now, or wait? [FL]
- [VA] Setting realistic expectations and not settling
- Replacing nob and tube
- [FL-First Time] Is it a little early to be thinking this way?
- Do all utilities need to be on for an appraisal?
- Seeing Apartments on My Time and Only Bringing Realtor In When Interested In Making an Offer?
- RealEstate Partnership Agreement
- Hot Market - VA loan offers being ignored.
- Buying waterfront property
- [OH] Radon Mitigation
- [Bay Area] Worth buying into at this market?
- Dual Agency or go to my buyers agent?
| Posted: 03 Feb 2018 05:35 PM PST The owners want to sell this complex. I haven't damaged anything, I'm clean, and don't keep drugs here. I'm just not supposed to have any animals and have a caged guinea pig. Obviously he will not be here during inspection. But if they're going to be checking through my closets and bedroom all the time for who knows how long over and over, I'll have to give my little guy up. Normally I always just kept him in my room with the door closed if anyone needed in my place. [link] [comments]  |
| How to get the best interest rate? Posted: 03 Feb 2018 05:33 PM PST USA GA I hope this is right sub to post this, but if not please let me know where would be the better sub to post. My husband and I are looking to purchase a home in the future. I currently have 1300 left on a credit card and my credit score is 780. My husband has about 16 which we plan to start attacking on a credit card and a vehicle. His credit score is 670. We're currently working with a mortgage lender to purchase our first home. We were told that they will use the lowest credit score. Should we pause paying my last credit card off and start attacking my husbands debt so his credit score will increase? Or should I pay off my credit card .... I'll be finished in April and then start attacking my husbands debt to get his score up. What would be the significant difference with a 670 credit score and maybe a 725? We don't know when we will buy. There seems to be a housing shortage in our area. We don't want to buy extremely high so we're waiting on a deal in this hot market. It maybe the end of the year or it could be next month. We don't know. What are your suggestions as a real estate agent or ppl that have been working in this industry. Thanks. [link] [comments]  |
| [FL] Is my student loan refund about to ruin everything? Posted: 03 Feb 2018 07:17 PM PST Husband and I put in an offer on a property today. We have a conditional preapproval, on the condition that the funds in our bank accounts stay the same. Husband is the only one going on the loan, since we are single income right now, he has the higher credit score, and I'm currently a student. I normally only take out enough in student loans to pay for my courses. However, I received a scholarship this semester, and will be getting a refund from my loans because the tuition was paid for. The funds are set to deposit into our bank account on Monday. However, now I'm hearing that if you are student loan refund money co-mingles with your down payment, you may not be able to use any of it for 60 days. I know these are questions for the lender, but the lender is out until Monday and this is eating away at me right now. Am I about to fuck up our whole deal because of this student loan refund? Is there any way to quickly transfer the amount to my own personal bank account? Or would the record of it being in our joint account be enough to invalidate our ability to use the funds in there for a down payment? [link] [comments]  |
| Which house do you think is better? Posted: 03 Feb 2018 05:18 PM PST In contract for an 85k house, thinking about backing out in my inspection period to make offer on 75k house. What I know about both houses: Same neighborhood, both built in 1950, the 85k house does have asbestos (inspected this one), and the 75k house might too because of age, both have nice wood flooring 85k House -------------- Pros: 3 bed, finished basement, newer water heater, stainless steel appliances Cons: Large sweet gum tree in backyard right next to house, 15 year old roof, driveway attached to neighbor's driveway, very small backyard w/ sweet gums everywhere, flipped house (seems like a rushed job, microwave opens enough but not all the way), inspector noticed lead paint on a door leading to outside, smaller kitchen, 20 yr old furnace 75k House -------------- Pros: Large kitchen with wood cabinets, newer roof, new AC, new furnace, updated plumbing/electrical, large flat backyard, smaller mortgage payment (have student loans) Cons: 2 bed, unfinished basement These are the main things I know about both houses. What do you think? Realtor says that 3bed is worth more for resale value, but am worried about it since it's a flipped house. My goals: Pay off my student loans quickly, and not lose money on resale of house Edit: formatting [link] [comments]  |
| Posted: 03 Feb 2018 06:40 PM PST I worked with an agency, our first agent bailed on us and referred us to another agent on her team. 2nd agent had terrible communication skills and both left us under the impression that this 6 month contract only pertained to the first house we put an offer on, and not a 6 month contract to work with them exclusively. The 2nd agent stopped speaking with me indefinitely about a month into the 6 month contract, so after a few weeks we moved on to another agent at a different agency and bought a house with her (she did not have us sign this contract). Now the original agency called her and said they want the commission from our sale. Can I be sued here? Can they only go after our agent for the money? [link] [comments]  |
| Posted: 03 Feb 2018 11:22 PM PST My fiance and I are first time home buyers. I recently got a promotion that is taking me out of the state we currently live in. Overall, I believe we would be the ideal client for a buyers agent. We were preapproved, we are shopping well within our financial limits, and we knew the type of house we wanted would fit within our price range. An agent was assigned to us by our relocation company. He was very professional over the phone and worked with our schedule to visit and see some houses. We found two we liked and decided to make an offer on one. From that point on, communication just stopped. After the deadline on the first offer, I texted him to ask what was going on. He said they declined, I asked why and he just texted back more money (We had already offered over asking). No big deal, it was a nice house, let's move on the second house in another area. This one had been on the market for a while so we offer asking + 3% toward closing. Again, the deadline comes and we get nothing. I text and ask what's going on and he simply says they are countering, waiting on paperwork. I asked if they wanted to split closing and he texts back "yes". I feel like I'm pulling teeth to get some information. I don't expect to be his number one priority, however, I do expect to be kept in the loop. Am I out of line to be thinking about another agent or is this the norm? Can I switch agents while a counter is on the table? [link] [comments]  |
| [Advice Needed] California Real Estate Salesperson Exam (and license) Posted: 03 Feb 2018 03:33 PM PST I am going to (hopefully) be taking the California Real Estate Salesperson Exam and getting my license in October when I turn 18. I do need some advice. Which online course would be best? I hopefully wish to pass on my first try, and the quicker the better. I have all summer to work on it as well. Thank you so much for your help! Also, if you have any advice in general please let me know. Thank you. [link] [comments]  |
| Investment Analyst Career Change Posted: 03 Feb 2018 01:25 PM PST I'm in the DC/NOVA area. Trying to make the switch toward the development/investment side of the isle. I have my JD/MBA and two years experience in the operations side (condo-hoa Association management), but not much specialization in real estate beyond that. From my research it seems like becoming an Investment Analyst might be the next logical transition into the industry (school debt and no cash surplus). Any advice on where to look or what skills to learn? Thanks [link] [comments]  |
| Been putting off buying a house, buy now, or wait? [FL] Posted: 04 Feb 2018 01:59 AM PST Horrible title perhaps, but I tried to sum things up in one sentence. Longer version: Probably could have bought 4 years ago, but had an awesome rental place based on all aspects, cost, location, etc. Little over 2 years ago, homeowner dropped a bombshell of I'm selling the place, you have 45 days to get out. I didn't want to rush buying my first house, so I simply found another rental. It's not ideal, I didn't/don't love it, but I've been working crazy hours the last 2 years. I made it my 2018 goal, to get a house. Today at work, I hear someone say rates have shot up 3 weeks in a row. ****!!!! Maybe I should have started 3 weeks ago. After being pissed off, once home, I looked into things. Looking over a 5 year chart, I suddenly don't feel bad. Yeah, summer of 16 would have been ideal, but we can all play that game in terms of when we should have bought or sold a stock. I know there's probably 1000 variables that go into why the rate is, what it is. Can anyone shed opinions based on today's variables if I should get my butt going, or for whatever reason if slacking off a couple more months might be good. Thanks for any comments. In general specs, 800+ credit score, 70K income, no debt besides a 10K car loan, will be shopping for something in the 250K ish range, and putting down up to 100K. [link] [comments]  |
| [VA] Setting realistic expectations and not settling Posted: 03 Feb 2018 12:25 PM PST FTHB. Been posting recently. Just wanted to know how you all fared in your searches. I have my lists of wants and needs, but the idea of getting something turn key and doing little to no expensive work is clouding my judgement. I want it all and I feel like I'm going to make a stupid financial decision by overspending. How did you all set realistic goals/temper yourselves when searching? I've seen the posts where you all say not to settle for fear of regret. Or maybe what should I look for or look past when searching? To avoid any potential headaches down the line. [link] [comments]  |
| Posted: 03 Feb 2018 10:31 PM PST I'm looking at rental units using a nob and tube electrical system. If I move forward with the deal I'd like to replace it with a more modern system for safety purposes. How much does rewiring a 2 family in the Boston area cost? [link] [comments]  |
| [FL-First Time] Is it a little early to be thinking this way? Posted: 03 Feb 2018 07:46 AM PST This is in Florida. I am beginning the process of looking at houses. I am reading a lot of resources for the process and have found the issue of pre-qualification/pre-approval the most confusing, surprisingly. I understand there are important differences between the two. The questions I have are:
Thanks for reading! [link] [comments]  |
| Do all utilities need to be on for an appraisal? Posted: 03 Feb 2018 01:15 PM PST I'm looking at purchasing a fixer upper between 50-70k in Michigan. The one I'm currently interested in is bank-owned and the home is winterized, but the electric is on. If I were to put an offer in and get it accepted, would the water need to be on for the appraiser? I'm getting a conventional loan, 5% down. [link] [comments]  |
| Seeing Apartments on My Time and Only Bringing Realtor In When Interested In Making an Offer? Posted: 03 Feb 2018 02:03 PM PST I'm looking for investment properties in my area. I'm looking at a wide range of prices -- just looking for a good deal. My issue is that I have a busy schedule and it would be much, much easier and more efficient for me to just reach out to the listing agent and schedule tours at my convenience, and then bring in my realtor later if I want a second tour (where he can offer his insights) and then I would make an offer. This way, my realtor still gets his cut and I get to save a lot of time. When I proposed this idea to him, he said that I shouldn't see properties without him at all because then the listing agent could report him to the Board of Realtors and sue him for the full commission because they were the first point of contact. This seems a bit ludicrous to me, so I wanted to get the opinions of experts in this community before I reply. Would a listing agent really go through all of that hassle to sue for a couple grand? I'm in NY state if that matters. [link] [comments]  |
| RealEstate Partnership Agreement Posted: 03 Feb 2018 07:38 AM PST Hey guys, I'm planning buying some real estate with some friends. Has anyone done this before and has a "document" or "agreement" that all partners sign before going on this venture they would like to share, that I could use a guideline. This document would have defined goals, commitment expectations, exit strategies, etc.. Thank you [link] [comments]  |
| Hot Market - VA loan offers being ignored. Posted: 03 Feb 2018 07:27 AM PST Throwaway account. We are house shopping in a hot market. (RTP area of NC) Housing is expensive here, and sells very quickly. Our plan had always been to use our VA loan benefit to buy, so we could buy with no down payment. We have about 20k cash on hand for closing, earnest, etc. As it turns out, VA loan offers here are basically just ignored. No one is willing to wait the extra time, nor deal with the VA inspection when they could go with someone else and not have the hassle. Last three buyer's agents we've interviewed have never even done a VA offer. So now we are unsure what to do. Haven't really looked into other mortgage options since VA was such a good deal. Are there other no down payment loans? Are the rates for those generally terrible I would assume? Anything less than 20% down means paying PMI correct? Could we perhaps buy with a conventional loan, then 6 months later refinance with VA? (FICO is 750+) Any suggestions y'all have would be appreciated. We are currently renting, the last home we owned was 12 years ago. Work moved us too often to buy up until recently. THANK YOU [link] [comments]  |
| Posted: 03 Feb 2018 06:57 AM PST Hi! Looking at buying an developed waterfront lot on a large river nearby. Relatively rural area. One in particular is 1.55 acres with 175' of waterfront. It was listed in August 2017 at $117k and changed in Oct to $28k. Does this raise red flags or does it just suggest seller is eager? We've never purchased land before so just learning how to navigate this. Thanks! This is in northeast WA state. [link] [comments]  |
| Posted: 03 Feb 2018 10:45 AM PST What is an average price for Radon Mitigation? I had a quote done for $1200. This seems low to me? [link] [comments]  |
| [Bay Area] Worth buying into at this market? Posted: 03 Feb 2018 01:11 PM PST Bay Area is notorious for its high housing prices. I can afford a home, however I am unsure if I should buy at this time. 2 things bother me, (1) lawmakers forcing cities to build new homes, and (2) the GOP's recently passed tax plan which will limit deductions for high-value homes. Theoretically, the influx of new homes built in new cities would drive the cost of houses down, as will the limitation of deductions. Is this a bad time to buy in the bay area? We may also be at the peak of the housing bubble, if there is one. [link] [comments]  |
| Dual Agency or go to my buyers agent? Posted: 03 Feb 2018 06:38 AM PST Last night, my partner and I saw a beautiful home that we really want. We failed to disclose to the listing agent that we were working with an agent before and during the showing. (NOT AN OPEN HOUSE) When we went to email the listing agent back, they seemed annoyed that our buyers agent wasn't mentioned nor contacted. We really want this property but are not sure how to proceed [link] [comments]  |
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